28904 ZIP Code
Hayesville, North carolina
December 12, 2025
| ZIP Code: | 28904 |
| City/Town: | Hayesville |
| County: | Clay |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 10,255 |
| Median Household Income: | $59,863 |
| Per Capita Income: | $36,818 |
| Total Housing Units: | 6,418 |
| Median Home Value: | $255,100 |
| Land Area: | 186.5 sq miles
482.9 sq km |
| Water Area: | 5.8 sq miles
15.0 sq km |
| Coordinates: | 35.0686, -83.7336 |
Population Information (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 10,255 | -- | -- |
| Male: | 4,862 | 47.4% | 49.6% |
| Female: | 5,393 | 52.6% | 50.4% |
| Median Age: | 53.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 440 | 4.3% | 5.7% |
| 5 to 9 years: | 452 | 4.4% | 6.0% |
| 10 to 14 years: | 469 | 4.6% | 6.5% |
| 15 to 19 years: | 820 | 8.0% | 6.6% |
| 20 to 24 years: | 269 | 2.6% | 6.7% |
| 25 to 34 years: | 646 | 6.3% | 13.7% |
| 35 to 44 years: | 1,102 | 10.7% | 12.9% |
| 45 to 54 years: | 1,056 | 10.3% | 12.4% |
| 55 to 59 years: | 408 | 4.0% | 6.5% |
| 60 to 64 years: | 1,392 | 13.6% | 6.4% |
| 65 to 74 years: | 1,951 | 19.0% | 9.7% |
| 75 to 84 years: | 1,120 | 10.9% | 4.8% |
| 85 years and over: | 130 | 1.3% | 2.0% |
Housing Information (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $255,100 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $793 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,418 | -- | -- |
| Occupied housing units: | 4,416 | 68.8% | 38.0% |
| Vacant housing units: | 2,002 | 31.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,504 | 79.3% | 64.8% |
| Renter-occupied: | 912 | 20.7% | 35.2% |
Educational Attainment (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 7,805 | -- | -- |
| Less than 9th grade: | 287 | 3.7% | 4.7% |
| 9th to 12th grade, no diploma: | 659 | 8.4% | 6.1% |
| High school graduate: | 1,955 | 25.0% | 26.4% |
| Some college, no degree: | 1,699 | 21.8% | 19.7% |
| Associate degree: | 979 | 12.5% | 8.7% |
| Bachelor's degree: | 1,368 | 17.5% | 20.9% |
| Graduate or professional degree: | 858 | 11.0% | 13.7% |
| Percent high school graduate or higher: | -- | 87.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 28.5% | 34.3% |
Income Information (28904 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $59,863 / yr. | $75,149 / yr. |
| Mean household income: | $79,423 / yr. | $105,833 / yr. |
| Median family income: | $75,403 / yr. | $92,646 / yr. |
| Per capita income: | $36,818 / yr. | $41,261 / yr. |
Employment (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,200 | -- | 63.5% |
| Employed: | 4,052 | 96.5% | 96.4% |
| Unemployed: | 148 | 3.5% | 5.3% |
| Not in labor force: | 4,689 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,168 | 78.2% | 79.7% |
| Government workers: | 498 | 12.3% | 14.2% |
| Self-employed: | 368 | 9.1% | 5.9% |
| Unpaid family workers: | 18 | 0.4% | 0.1% |
Race & Ethnicity (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 9,719 | 94.8% | 61.6% |
| Black or African American: | 78 | 0.8% | 12.4% |
| American Indian/Alaska Native: | 117 | 1.1% | 1.1% |
| Asian: | 115 | 1.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 14 | 0.1% | 8.4% |
| Two or more races: | 212 | 2.1% | 10.2% |
| Hispanic or Latino (any race): | 181 | 1.8% | 18.7% |
| Mexican: | 368 | 3.6% | 11.2% |
| Puerto Rican: | 35 | 0.3% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 333 | 3.2% | 81.1% |
Income Distribution (28904 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 73 | 1.7% | 4.9% |
| $10,000 to $14,999: | 545 | 12.3% | 3.8% |
| $15,000 to $24,999: | 473 | 10.7% | 7.0% |
| $25,000 to $34,999: | 451 | 10.2% | 7.4% |
| $35,000 to $49,999: | 488 | 11.1% | 10.7% |
| $50,000 to $74,999: | 607 | 13.7% | 16.1% |
| $75,000 to $99,999: | 510 | 11.5% | 12.8% |
| $100,000 to $149,999: | 901 | 20.4% | 17.1% |
| $150,000 to $199,999: | 176 | 4.0% | 8.8% |
| $200,000 or more: | 192 | 4.3% | 11.4% |
Commute to Work (28904 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,101 | 76.5% | 67.8% |
| Carpooled: | 506 | 12.5% | 8.7% |
| Public transportation: | 3 | 0.1% | 4.2% |
| Walked: | 37 | 0.9% | 2.5% |
| Other means: | 138 | 3.4% | 0.9% |
| Worked from home: | 245 | 6.0% | 13.8% |
| Mean travel time to work: | 24.7 min | -- | 26.7 min |
Industry (28904 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 36 | 0.9% | 1.6% |
| Construction: | 395 | 9.7% | 6.9% |
| Manufacturing: | 184 | 4.5% | 10.0% |
| Wholesale trade: | 40 | 1.0% | 2.4% |
| Retail trade: | 689 | 17.0% | 11.0% |
| Transportation, warehousing, utilities: | 198 | 4.9% | 5.8% |
| Information: | 69 | 1.7% | 1.9% |
| Finance, insurance, real estate: | 208 | 5.1% | 6.7% |
| Professional, scientific, management: | 349 | 8.6% | 12.1% |
| Education, health care, social services: | 918 | 22.7% | 23.3% |
| Arts, entertainment, food services: | 521 | 12.9% | 9.0% |
| Other services: | 314 | 7.7% | 4.7% |
| Public administration: | 131 | 3.2% | 4.7% |
Poverty Status (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,588 | 83.7% | 91.3% |
| Private health insurance: | 5,930 | 57.8% | 67.6% |
| Public health coverage: | 4,662 | 45.5% | 35.9% |
| Without health insurance: | 1,595 | 15.6% | 8.7% |
Benefits & Assistance (28904 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,566 | 58.1% | 77.4% |
| Social Security income: | 2,389 | 54.1% | 31.0% |
| Retirement income: | 1,250 | 28.3% | 21.8% |
| Supplemental Security Income (SSI): | 392 | 8.9% | 4.5% |
| Cash public assistance income: | 63 | 1.4% | 1.8% |
| SNAP (food stamps) benefits: | 485 | 11.0% | 11.4% |
Housing Types (28904 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,097 | 79.4% | 61.4% |
| 1-unit, attached: | 0 | 0.0% | 6.1% |
| 2 units: | 88 | 1.4% | 3.4% |
| 3 or 4 units: | 140 | 2.2% | 4.3% |
| 5 to 9 units: | 30 | 0.5% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 234 | 3.6% | 9.9% |
| Mobile home: | 816 | 12.7% | 5.8% |
| Boat, RV, van, etc.: | 13 | 0.2% | 0.1% |
Year Structure Built (28904 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 14 | 0.2% | 0.6% |
| Built 2010 to 2019: | 540 | 8.4% | 8.2% |
| Built 2000 to 2009: | 1,391 | 21.7% | 13.5% |
| Built 1990 to 1999: | 1,329 | 20.7% | 13.2% |
| Built 1980 to 1989: | 1,141 | 17.8% | 13.2% |
| Built 1970 to 1979: | 1,089 | 17.0% | 14.6% |
| Built 1960 to 1969: | 348 | 5.4% | 10.2% |
| Built 1950 to 1959: | 151 | 2.4% | 9.9% |
| Built 1940 to 1949: | 203 | 3.2% | 4.6% |
| Built 1939 or earlier: | 212 | 3.3% | 12.0% |
Bedrooms (28904 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 165 | 2.6% | 2.4% |
| 1 bedroom: | 304 | 4.7% | 3.0% |
| 2 bedrooms: | 1,582 | 24.6% | 9.1% |
| 3 bedrooms: | 3,264 | 50.9% | 15.9% |
| 4 bedrooms: | 804 | 12.5% | 18.8% |
| 5 or more bedrooms: | 299 | 4.7% | 17.6% |
Heating Fuel (28904 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 107 | 2.4% | 47.1% |
| Bottled, tank, or LP gas: | 1,183 | 26.8% | 4.9% |
| Electricity: | 2,701 | 61.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 156 | 3.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 236 | 5.3% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 33 | 0.7% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (28904 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 348 | 7.9% | 8.3% |
| 1 vehicle available: | 1,277 | 28.9% | 32.6% |
| 2 vehicles available: | 1,571 | 35.6% | 37.0% |
| 3 or more vehicles available: | 1,220 | 27.6% | 22.1% |
Home Value Distribution (28904 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 231 | 6.6% | 5.7% |
| $50,000 to $99,999: | 180 | 5.1% | 7.8% |
| $100,000 to $149,999: | 291 | 8.3% | 9.2% |
| $150,000 to $199,999: | 333 | 9.5% | 10.8% |
| $200,000 to $299,999: | 1,055 | 30.1% | 19.9% |
| $300,000 to $499,999: | 858 | 24.5% | 24.1% |
| $500,000 to $999,999: | 511 | 14.6% | 17.0% |
| $1,000,000 or more: | 45 | 1.3% | 5.6% |
Housing Costs (28904 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,374 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $447 / mo. | $584 / mo. |
| Median gross rent: | $793 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.44 | 2.53 |
| Average household size (renter-occupied): | 1.79 | 2.38 |
Households (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,416 | -- | -- |
| Married-couple households: | 2,454 | 55.6% | 47.5% |
| Cohabiting couple households: | 537 | 12.2% | 7.0% |
| Male householder, no spouse: | 800 | 18.1% | 5.4% |
| Female householder, no spouse: | 1,061 | 24.0% | 12.7% |
| Householder living alone: | 745 | 16.9% | 28.6% |
| 65 years and over living alone: | 2,176 | 49.3% | 11.8% |
| Average household size: | 2.30 | -- | 2.53 |
| Average family size: | 2.92 | -- | -- |
Marital Status (28904 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,306 | -- | -- |
| Never married: | 1,071 | 24.9% | 37.0% |
| Now married: | 2,553 | 59.3% | 49.5% |
| Separated: | 61 | 1.4% | 1.5% |
| Widowed: | 507 | 11.8% | 2.6% |
| Divorced: | 708 | 16.4% | 9.3% |
School Enrollment (28904 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,699 | -- | -- |
| Nursery school, preschool: | 68 | 4.0% | 5.8% |
| Kindergarten: | 84 | 4.9% | 5.0% |
| Elementary school (grades 1-8): | 760 | 44.7% | 40.5% |
| High school (grades 9-12): | 379 | 22.3% | 21.4% |
| College or graduate school: | 408 | 24.0% | 27.3% |
Veterans & Disability (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 8,497 | -- | -- |
| Veterans: | 714 | 8.4% | 6.3% |
| Civilian noninstitutionalized population: | 10,183 | -- | -- |
| With a disability: | 1,624 | 15.9% | 13.4% |
| Under 18 with disability: | 101 | 6.2% | 5.8% |
| 18 to 64 with disability: | 546 | 33.6% | 10.4% |
| 65 and over with disability: | 977 | 60.2% | 33.4% |
Mobility (Residence 1 Year Ago) (28904 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 9,360 | 91.3% | 86.9% |
| Different house: | 793 | 7.7% | 13.1% |
| Same county: | 446 | 56.2% | 7.0% |
| Different county: | 347 | 43.8% | 3.2% |
| Different state: | 293 | 36.9% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (28904 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 9,832 | 95.9% | 86.2% |
| Foreign born: | 54 | 0.5% | 13.9% |
| Naturalized citizen: | 423 | 783.3% | 52.7% |
| Not a citizen: | 423 | 783.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 423 | 783.3% | 10.5% |
| Asia: | 189 | 350.0% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 134 | 248.1% | 50.0% |
| Northern America: | 5 | 9.3% | 2.2% |
Language Spoken at Home (28904 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 9,815 | -- | -- |
| English only: | 9,435 | 96.1% | 78.3% |
| Language other than English: | 380 | 3.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 248 | 2.5% | 13.3% |
| Other Indo-European languages: | 36 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 96 | 1.0% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (28904 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,416 | 100.0% | 93.1% |
| Households with broadband internet: | 3,841 | 87.0% | 89.4% |
Hayesville, NC28904