28906 ZIP Code
Murphy, North carolina
December 12, 2025
| ZIP Code: | 28906 |
| City/Town: | Murphy |
| County: | Cherokee |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 19,586 |
| Median Household Income: | $49,426 |
| Per Capita Income: | $33,805 |
| Total Housing Units: | 12,940 |
| Median Home Value: | $201,100 |
| Land Area: | 333.4 sq miles
863.4 sq km |
| Water Area: | 11.1 sq miles
28.8 sq km |
| Coordinates: | 35.0872, -84.1366 |
Population Information (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 19,586 | -- | -- |
| Male: | 9,860 | 50.3% | 49.6% |
| Female: | 9,726 | 49.7% | 50.4% |
| Median Age: | 56.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 579 | 3.0% | 5.7% |
| 5 to 9 years: | 730 | 3.7% | 6.0% |
| 10 to 14 years: | 801 | 4.1% | 6.5% |
| 15 to 19 years: | 929 | 4.7% | 6.6% |
| 20 to 24 years: | 919 | 4.7% | 6.7% |
| 25 to 34 years: | 1,581 | 8.1% | 13.7% |
| 35 to 44 years: | 1,555 | 7.9% | 12.9% |
| 45 to 54 years: | 2,486 | 12.7% | 12.4% |
| 55 to 59 years: | 1,478 | 7.5% | 6.5% |
| 60 to 64 years: | 1,904 | 9.7% | 6.4% |
| 65 to 74 years: | 4,139 | 21.1% | 9.7% |
| 75 to 84 years: | 2,080 | 10.6% | 4.8% |
| 85 years and over: | 405 | 2.1% | 2.0% |
Housing Information (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $201,100 | -- | $281,900 |
| Median rooms: | 5.3 | -- | 5.5 |
| Median rent: | $813 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,940 | -- | -- |
| Occupied housing units: | 8,913 | 68.9% | 38.0% |
| Vacant housing units: | 4,027 | 31.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 7,365 | 82.6% | 64.8% |
| Renter-occupied: | 1,548 | 17.4% | 35.2% |
Educational Attainment (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 15,628 | -- | -- |
| Less than 9th grade: | 358 | 2.3% | 4.7% |
| 9th to 12th grade, no diploma: | 870 | 5.6% | 6.1% |
| High school graduate: | 5,043 | 32.3% | 26.4% |
| Some college, no degree: | 3,854 | 24.7% | 19.7% |
| Associate degree: | 1,864 | 11.9% | 8.7% |
| Bachelor's degree: | 2,367 | 15.1% | 20.9% |
| Graduate or professional degree: | 1,272 | 8.1% | 13.7% |
| Percent high school graduate or higher: | -- | 92.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 23.3% | 34.3% |
Income Information (28906 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $49,426 / yr. | $75,149 / yr. |
| Mean household income: | $63,890 / yr. | $105,833 / yr. |
| Median family income: | $65,879 / yr. | $92,646 / yr. |
| Per capita income: | $33,805 / yr. | $41,261 / yr. |
Employment (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,787 | -- | 63.5% |
| Employed: | 7,510 | 96.4% | 96.4% |
| Unemployed: | 277 | 3.6% | 5.3% |
| Not in labor force: | 9,519 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,002 | 79.9% | 79.7% |
| Government workers: | 728 | 9.7% | 14.2% |
| Self-employed: | 681 | 9.1% | 5.9% |
| Unpaid family workers: | 99 | 1.3% | 0.1% |
Race & Ethnicity (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 18,384 | 93.9% | 61.6% |
| Black or African American: | 190 | 1.0% | 12.4% |
| American Indian/Alaska Native: | 164 | 0.8% | 1.1% |
| Asian: | 56 | 0.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 15 | 0.1% | 0.2% |
| Some other race: | 142 | 0.7% | 8.4% |
| Two or more races: | 635 | 3.2% | 10.2% |
| Hispanic or Latino (any race): | 309 | 1.6% | 18.7% |
| Mexican: | 608 | 3.1% | 11.2% |
| Puerto Rican: | 265 | 1.4% | 1.8% |
| Cuban: | 250 | 1.3% | 0.7% |
| Other Hispanic or Latino: | 56 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 37 | 0.2% | 81.1% |
Income Distribution (28906 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 476 | 5.3% | 4.9% |
| $10,000 to $14,999: | 647 | 7.3% | 3.8% |
| $15,000 to $24,999: | 965 | 10.8% | 7.0% |
| $25,000 to $34,999: | 970 | 10.9% | 7.4% |
| $35,000 to $49,999: | 1,452 | 16.3% | 10.7% |
| $50,000 to $74,999: | 1,606 | 18.0% | 16.1% |
| $75,000 to $99,999: | 1,228 | 13.8% | 12.8% |
| $100,000 to $149,999: | 1,005 | 11.3% | 17.1% |
| $150,000 to $199,999: | 261 | 2.9% | 8.8% |
| $200,000 or more: | 303 | 3.4% | 11.4% |
Commute to Work (28906 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 5,563 | 74.1% | 67.8% |
| Carpooled: | 643 | 8.6% | 8.7% |
| Public transportation: | 39 | 0.5% | 4.2% |
| Walked: | 174 | 2.3% | 2.5% |
| Other means: | 122 | 1.6% | 0.9% |
| Worked from home: | 729 | 9.7% | 13.8% |
| Mean travel time to work: | 27.5 min | -- | 26.7 min |
Industry (28906 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 97 | 1.3% | 1.6% |
| Construction: | 806 | 10.7% | 6.9% |
| Manufacturing: | 716 | 9.5% | 10.0% |
| Wholesale trade: | 53 | 0.7% | 2.4% |
| Retail trade: | 1,408 | 18.7% | 11.0% |
| Transportation, warehousing, utilities: | 290 | 3.9% | 5.8% |
| Information: | 115 | 1.5% | 1.9% |
| Finance, insurance, real estate: | 628 | 8.4% | 6.7% |
| Professional, scientific, management: | 557 | 7.4% | 12.1% |
| Education, health care, social services: | 1,447 | 19.3% | 23.3% |
| Arts, entertainment, food services: | 881 | 11.7% | 9.0% |
| Other services: | 356 | 4.7% | 4.7% |
| Public administration: | 156 | 2.1% | 4.7% |
Poverty Status (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 16,113 | 82.3% | 91.3% |
| Private health insurance: | 10,358 | 52.9% | 67.6% |
| Public health coverage: | 9,923 | 50.7% | 35.9% |
| Without health insurance: | 3,232 | 16.5% | 8.7% |
Benefits & Assistance (28906 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,099 | 57.2% | 77.4% |
| Social Security income: | 4,858 | 54.5% | 31.0% |
| Retirement income: | 2,429 | 27.3% | 21.8% |
| Supplemental Security Income (SSI): | 428 | 4.8% | 4.5% |
| Cash public assistance income: | 81 | 0.9% | 1.8% |
| SNAP (food stamps) benefits: | 822 | 9.2% | 11.4% |
Housing Types (28906 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 10,350 | 80.0% | 61.4% |
| 1-unit, attached: | 53 | 0.4% | 6.1% |
| 2 units: | 306 | 2.4% | 3.4% |
| 3 or 4 units: | 85 | 0.7% | 4.3% |
| 5 to 9 units: | 79 | 0.6% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 24 | 0.2% | 9.9% |
| Mobile home: | 1,999 | 15.4% | 5.8% |
| Boat, RV, van, etc.: | 44 | 0.3% | 0.1% |
Year Structure Built (28906 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 60 | 0.5% | 0.6% |
| Built 2010 to 2019: | 1,480 | 11.4% | 8.2% |
| Built 2000 to 2009: | 3,438 | 26.6% | 13.5% |
| Built 1990 to 1999: | 2,456 | 19.0% | 13.2% |
| Built 1980 to 1989: | 2,557 | 19.8% | 13.2% |
| Built 1970 to 1979: | 1,213 | 9.4% | 14.6% |
| Built 1960 to 1969: | 759 | 5.9% | 10.2% |
| Built 1950 to 1959: | 464 | 3.6% | 9.9% |
| Built 1940 to 1949: | 209 | 1.6% | 4.6% |
| Built 1939 or earlier: | 304 | 2.3% | 12.0% |
Bedrooms (28906 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 144 | 1.1% | 2.4% |
| 1 bedroom: | 665 | 5.1% | 3.0% |
| 2 bedrooms: | 5,300 | 41.0% | 9.1% |
| 3 bedrooms: | 5,180 | 40.0% | 15.9% |
| 4 bedrooms: | 1,464 | 11.3% | 18.8% |
| 5 or more bedrooms: | 187 | 1.4% | 17.6% |
Heating Fuel (28906 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 181 | 2.0% | 47.1% |
| Bottled, tank, or LP gas: | 1,866 | 20.9% | 4.9% |
| Electricity: | 5,902 | 66.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 297 | 3.3% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 566 | 6.4% | 1.5% |
| Solar energy: | 6 | 0.1% | 0.1% |
| Other fuel: | 76 | 0.9% | 0.5% |
| No fuel used: | 19 | 0.2% | 0.2% |
Vehicles Available (28906 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 434 | 4.9% | 8.3% |
| 1 vehicle available: | 3,192 | 35.8% | 32.6% |
| 2 vehicles available: | 3,170 | 35.6% | 37.0% |
| 3 or more vehicles available: | 2,117 | 23.8% | 22.1% |
Home Value Distribution (28906 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 450 | 6.1% | 5.7% |
| $50,000 to $99,999: | 905 | 12.3% | 7.8% |
| $100,000 to $149,999: | 786 | 10.7% | 9.2% |
| $150,000 to $199,999: | 1,512 | 20.5% | 10.8% |
| $200,000 to $299,999: | 2,063 | 28.0% | 19.9% |
| $300,000 to $499,999: | 1,424 | 19.3% | 24.1% |
| $500,000 to $999,999: | 211 | 2.9% | 17.0% |
| $1,000,000 or more: | 14 | 0.2% | 5.6% |
Housing Costs (28906 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,208 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $374 / mo. | $584 / mo. |
| Median gross rent: | $813 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.22 | 2.53 |
| Average household size (renter-occupied): | 1.87 | 2.38 |
Households (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,913 | -- | -- |
| Married-couple households: | 4,755 | 53.3% | 47.5% |
| Cohabiting couple households: | 747 | 8.4% | 7.0% |
| Male householder, no spouse: | 1,762 | 19.8% | 5.4% |
| Female householder, no spouse: | 2,101 | 23.6% | 12.7% |
| Householder living alone: | 1,342 | 15.1% | 28.6% |
| 65 years and over living alone: | 4,358 | 48.9% | 11.8% |
| Average household size: | 2.16 | -- | 2.53 |
| Average family size: | 2.65 | -- | -- |
Marital Status (28906 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,748 | -- | -- |
| Never married: | 1,785 | 20.4% | 37.0% |
| Now married: | 5,257 | 60.1% | 49.5% |
| Separated: | 352 | 4.0% | 1.5% |
| Widowed: | 1,157 | 13.2% | 2.6% |
| Divorced: | 1,334 | 15.2% | 9.3% |
School Enrollment (28906 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,793 | -- | -- |
| Nursery school, preschool: | 140 | 5.0% | 5.8% |
| Kindergarten: | 226 | 8.1% | 5.0% |
| Elementary school (grades 1-8): | 1,110 | 39.7% | 40.5% |
| High school (grades 9-12): | 878 | 31.4% | 21.4% |
| College or graduate school: | 439 | 15.7% | 27.3% |
Veterans & Disability (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 16,880 | -- | -- |
| Veterans: | 2,312 | 13.7% | 6.3% |
| Civilian noninstitutionalized population: | 19,345 | -- | -- |
| With a disability: | 3,655 | 18.9% | 13.4% |
| Under 18 with disability: | 106 | 2.9% | 5.8% |
| 18 to 64 with disability: | 1,339 | 36.6% | 10.4% |
| 65 and over with disability: | 2,210 | 60.5% | 33.4% |
Mobility (Residence 1 Year Ago) (28906 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 17,289 | 88.3% | 86.9% |
| Different house: | 2,196 | 11.2% | 13.1% |
| Same county: | 810 | 36.9% | 7.0% |
| Different county: | 1,350 | 61.5% | 3.2% |
| Different state: | 787 | 35.8% | 2.5% |
| Abroad: | 36 | 1.6% | 0.4% |
Place of Birth (28906 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 19,314 | 98.6% | 86.2% |
| Foreign born: | 218 | 1.1% | 13.9% |
| Naturalized citizen: | 272 | 124.8% | 52.7% |
| Not a citizen: | 272 | 124.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 272 | 124.8% | 10.5% |
| Asia: | 148 | 67.9% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 10 | 4.6% | 0.5% |
| Latin America: | 23 | 10.6% | 50.0% |
| Northern America: | 12 | 5.5% | 2.2% |
Language Spoken at Home (28906 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 19,007 | -- | -- |
| English only: | 18,593 | 97.8% | 78.3% |
| Language other than English: | 414 | 2.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 299 | 1.6% | 13.3% |
| Other Indo-European languages: | 84 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 31 | 0.2% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (28906 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,913 | 100.0% | 93.1% |
| Households with broadband internet: | 8,319 | 93.3% | 89.4% |
Murphy, NC28906