32034 ZIP Code
Fernandina Beach, Florida
December 15, 2025
| ZIP Code: | 32034 |
| City/Town: | Fernandina Beach |
| County: | Nassau |
| State: | Florida |
| ZIP Type: | Standard |
| Population: | 40,026 |
| Median Household Income: | $95,869 |
| Per Capita Income: | $44,609 |
| Total Housing Units: | 21,421 |
| Median Home Value: | $427,700 |
| Land Area: | 65.0 sq miles
168.3 sq km |
| Water Area: | 21.8 sq miles
56.4 sq km |
| Coordinates: | 30.6018, -81.4818 |
Population Information (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 40,026 | -- | -- |
| Male: | 19,112 | 47.7% | 49.6% |
| Female: | 20,914 | 52.3% | 50.4% |
| Median Age: | 54.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,357 | 3.4% | 5.7% |
| 5 to 9 years: | 2,445 | 6.1% | 6.0% |
| 10 to 14 years: | 1,689 | 4.2% | 6.5% |
| 15 to 19 years: | 1,572 | 3.9% | 6.6% |
| 20 to 24 years: | 1,067 | 2.7% | 6.7% |
| 25 to 34 years: | 2,674 | 6.7% | 13.7% |
| 35 to 44 years: | 4,514 | 11.3% | 12.9% |
| 45 to 54 years: | 5,151 | 12.9% | 12.4% |
| 55 to 59 years: | 3,517 | 8.8% | 6.5% |
| 60 to 64 years: | 3,697 | 9.2% | 6.4% |
| 65 to 74 years: | 7,221 | 18.0% | 9.7% |
| 75 to 84 years: | 4,178 | 10.4% | 4.8% |
| 85 years and over: | 944 | 2.4% | 2.0% |
Housing Information (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $427,700 | -- | $281,900 |
| Median rooms: | 6.1 | -- | 5.5 |
| Median rent: | $1,209 / mo. | -- | $1,268 / mo. |
| Total housing units: | 21,421 | -- | -- |
| Occupied housing units: | 17,262 | 80.6% | 38.0% |
| Vacant housing units: | 4,159 | 19.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 14,797 | 85.7% | 64.8% |
| Renter-occupied: | 2,465 | 14.3% | 35.2% |
Educational Attainment (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 31,896 | -- | -- |
| Less than 9th grade: | 395 | 1.2% | 4.7% |
| 9th to 12th grade, no diploma: | 751 | 2.4% | 6.1% |
| High school graduate: | 6,024 | 18.9% | 26.4% |
| Some college, no degree: | 6,133 | 19.2% | 19.7% |
| Associate degree: | 2,753 | 8.6% | 8.7% |
| Bachelor's degree: | 9,868 | 30.9% | 20.9% |
| Graduate or professional degree: | 5,972 | 18.7% | 13.7% |
| Percent high school graduate or higher: | -- | 96.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 49.7% | 34.3% |
Income Information (32034 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $95,869 / yr. | $75,149 / yr. |
| Mean household income: | $131,594 / yr. | $105,833 / yr. |
| Median family income: | $117,310 / yr. | $92,646 / yr. |
| Per capita income: | $44,609 / yr. | $41,261 / yr. |
Employment (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 18,421 | -- | 63.5% |
| Employed: | 17,286 | 94.5% | 96.4% |
| Unemployed: | 1,003 | 5.5% | 5.3% |
| Not in labor force: | 15,711 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 13,589 | 78.6% | 79.7% |
| Government workers: | 2,363 | 13.7% | 14.2% |
| Self-employed: | 1,334 | 7.7% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 35,334 | 88.3% | 61.6% |
| Black or African American: | 1,904 | 4.8% | 12.4% |
| American Indian/Alaska Native: | 7 | 0.0% | 1.1% |
| Asian: | 587 | 1.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 760 | 1.9% | 8.4% |
| Two or more races: | 1,434 | 3.6% | 10.2% |
| Hispanic or Latino (any race): | 1,664 | 4.2% | 18.7% |
| Mexican: | 3,028 | 7.6% | 11.2% |
| Puerto Rican: | 1,391 | 3.5% | 1.8% |
| Cuban: | 244 | 0.6% | 0.7% |
| Other Hispanic or Latino: | 255 | 0.6% | 5.0% |
| Not Hispanic or Latino: | 1,138 | 2.8% | 81.1% |
Income Distribution (32034 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 505 | 2.9% | 4.9% |
| $10,000 to $14,999: | 456 | 2.6% | 3.8% |
| $15,000 to $24,999: | 865 | 5.0% | 7.0% |
| $25,000 to $34,999: | 618 | 3.6% | 7.4% |
| $35,000 to $49,999: | 1,631 | 9.4% | 10.7% |
| $50,000 to $74,999: | 2,620 | 15.2% | 16.1% |
| $75,000 to $99,999: | 2,347 | 13.6% | 12.8% |
| $100,000 to $149,999: | 3,347 | 19.4% | 17.1% |
| $150,000 to $199,999: | 1,959 | 11.3% | 8.8% |
| $200,000 or more: | 2,914 | 16.9% | 11.4% |
Commute to Work (32034 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 13,555 | 78.4% | 67.8% |
| Carpooled: | 904 | 5.2% | 8.7% |
| Public transportation: | 48 | 0.3% | 4.2% |
| Walked: | 204 | 1.2% | 2.5% |
| Other means: | 243 | 1.4% | 0.9% |
| Worked from home: | 2,255 | 13.0% | 13.8% |
| Mean travel time to work: | 27.1 min | -- | 26.7 min |
Industry (32034 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 160 | 0.9% | 1.6% |
| Construction: | 927 | 5.4% | 6.9% |
| Manufacturing: | 1,149 | 6.6% | 10.0% |
| Wholesale trade: | 331 | 1.9% | 2.4% |
| Retail trade: | 1,305 | 7.5% | 11.0% |
| Transportation, warehousing, utilities: | 1,331 | 7.7% | 5.8% |
| Information: | 179 | 1.0% | 1.9% |
| Finance, insurance, real estate: | 1,318 | 7.6% | 6.7% |
| Professional, scientific, management: | 2,787 | 16.1% | 12.1% |
| Education, health care, social services: | 3,499 | 20.2% | 23.3% |
| Arts, entertainment, food services: | 2,259 | 13.1% | 9.0% |
| Other services: | 957 | 5.5% | 4.7% |
| Public administration: | 1,084 | 6.3% | 4.7% |
Poverty Status (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 36,477 | 91.1% | 91.3% |
| Private health insurance: | 28,125 | 70.3% | 67.6% |
| Public health coverage: | 16,979 | 42.4% | 35.9% |
| Without health insurance: | 3,172 | 7.9% | 8.7% |
Benefits & Assistance (32034 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 11,437 | 66.3% | 77.4% |
| Social Security income: | 8,056 | 46.7% | 31.0% |
| Retirement income: | 6,969 | 40.4% | 21.8% |
| Supplemental Security Income (SSI): | 840 | 4.9% | 4.5% |
| Cash public assistance income: | 77 | 0.4% | 1.8% |
| SNAP (food stamps) benefits: | 920 | 5.3% | 11.4% |
Housing Types (32034 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 14,833 | 69.2% | 61.4% |
| 1-unit, attached: | 1,185 | 5.5% | 6.1% |
| 2 units: | 581 | 2.7% | 3.4% |
| 3 or 4 units: | 504 | 2.4% | 4.3% |
| 5 to 9 units: | 896 | 4.2% | 4.6% |
| 10 to 19 units: | 991 | 4.6% | 4.3% |
| 20 or more units: | 1,223 | 5.7% | 9.9% |
| Mobile home: | 1,208 | 5.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (32034 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 840 | 3.9% | 0.6% |
| Built 2010 to 2019: | 2,781 | 13.0% | 8.2% |
| Built 2000 to 2009: | 5,056 | 23.6% | 13.5% |
| Built 1990 to 1999: | 3,834 | 17.9% | 13.2% |
| Built 1980 to 1989: | 3,895 | 18.2% | 13.2% |
| Built 1970 to 1979: | 2,268 | 10.6% | 14.6% |
| Built 1960 to 1969: | 806 | 3.8% | 10.2% |
| Built 1950 to 1959: | 821 | 3.8% | 9.9% |
| Built 1940 to 1949: | 456 | 2.1% | 4.6% |
| Built 1939 or earlier: | 664 | 3.1% | 12.0% |
Bedrooms (32034 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 162 | 0.8% | 2.4% |
| 1 bedroom: | 871 | 4.1% | 3.0% |
| 2 bedrooms: | 3,929 | 18.3% | 9.1% |
| 3 bedrooms: | 10,691 | 49.9% | 15.9% |
| 4 bedrooms: | 5,156 | 24.1% | 18.8% |
| 5 or more bedrooms: | 612 | 2.9% | 17.6% |
Heating Fuel (32034 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 373 | 2.2% | 47.1% |
| Bottled, tank, or LP gas: | 556 | 3.2% | 4.9% |
| Electricity: | 16,033 | 92.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 80 | 0.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 57 | 0.3% | 0.1% |
| Other fuel: | 5 | 0.0% | 0.5% |
| No fuel used: | 158 | 0.9% | 0.2% |
Vehicles Available (32034 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 663 | 3.8% | 8.3% |
| 1 vehicle available: | 5,110 | 29.6% | 32.6% |
| 2 vehicles available: | 7,999 | 46.3% | 37.0% |
| 3 or more vehicles available: | 3,490 | 20.2% | 22.1% |
Home Value Distribution (32034 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 205 | 1.4% | 5.7% |
| $50,000 to $99,999: | 305 | 2.1% | 7.8% |
| $100,000 to $149,999: | 329 | 2.2% | 9.2% |
| $150,000 to $199,999: | 567 | 3.8% | 10.8% |
| $200,000 to $299,999: | 2,304 | 15.6% | 19.9% |
| $300,000 to $499,999: | 5,164 | 34.9% | 24.1% |
| $500,000 to $999,999: | 4,825 | 32.6% | 17.0% |
| $1,000,000 or more: | 1,098 | 7.4% | 5.6% |
Housing Costs (32034 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,919 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $781 / mo. | $584 / mo. |
| Median gross rent: | $1,209 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.34 | 2.53 |
| Average household size (renter-occupied): | 2.03 | 2.38 |
Households (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 17,262 | -- | -- |
| Married-couple households: | 9,840 | 57.0% | 47.5% |
| Cohabiting couple households: | 2,348 | 13.6% | 7.0% |
| Male householder, no spouse: | 2,492 | 14.4% | 5.4% |
| Female householder, no spouse: | 4,097 | 23.7% | 12.7% |
| Householder living alone: | 3,508 | 20.3% | 28.6% |
| 65 years and over living alone: | 8,291 | 48.0% | 11.8% |
| Average household size: | 2.30 | -- | 2.53 |
| Average family size: | 2.77 | -- | -- |
Marital Status (32034 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 16,733 | -- | -- |
| Never married: | 3,584 | 21.4% | 37.0% |
| Now married: | 10,528 | 62.9% | 49.5% |
| Separated: | 1,055 | 6.3% | 1.5% |
| Widowed: | 1,422 | 8.5% | 2.6% |
| Divorced: | 2,682 | 16.0% | 9.3% |
School Enrollment (32034 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 7,063 | -- | -- |
| Nursery school, preschool: | 381 | 5.4% | 5.8% |
| Kindergarten: | 651 | 9.2% | 5.0% |
| Elementary school (grades 1-8): | 3,108 | 44.0% | 40.5% |
| High school (grades 9-12): | 1,371 | 19.4% | 21.4% |
| College or graduate school: | 1,552 | 22.0% | 27.3% |
Veterans & Disability (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 33,262 | -- | -- |
| Veterans: | 3,867 | 11.6% | 6.3% |
| Civilian noninstitutionalized population: | 39,649 | -- | -- |
| With a disability: | 6,585 | 16.6% | 13.4% |
| Under 18 with disability: | 481 | 7.3% | 5.8% |
| 18 to 64 with disability: | 2,680 | 40.7% | 10.4% |
| 65 and over with disability: | 3,424 | 52.0% | 33.4% |
Mobility (Residence 1 Year Ago) (32034 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 34,517 | 86.2% | 86.9% |
| Different house: | 5,338 | 13.3% | 13.1% |
| Same county: | 2,211 | 41.4% | 7.0% |
| Different county: | 3,116 | 58.4% | 3.2% |
| Different state: | 1,994 | 37.4% | 2.5% |
| Abroad: | 11 | 0.2% | 0.4% |
Place of Birth (32034 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 37,597 | 93.9% | 86.2% |
| Foreign born: | 836 | 2.1% | 13.9% |
| Naturalized citizen: | 2,429 | 290.6% | 52.7% |
| Not a citizen: | 2,429 | 290.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,429 | 290.6% | 10.5% |
| Asia: | 828 | 99.0% | 31.3% |
| Africa: | 27 | 3.2% | 5.5% |
| Oceania: | 57 | 6.8% | 0.5% |
| Latin America: | 881 | 105.4% | 50.0% |
| Northern America: | 139 | 16.6% | 2.2% |
Language Spoken at Home (32034 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 38,669 | -- | -- |
| English only: | 35,462 | 91.7% | 78.3% |
| Language other than English: | 3,207 | 8.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 2,035 | 5.3% | 13.3% |
| Other Indo-European languages: | 854 | 2.2% | 3.5% |
| Asian/Pacific Island languages: | 276 | 0.7% | 3.5% |
| Other languages: | 42 | 0.1% | 1.0% |
Computers & Internet (32034 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 17,262 | 100.0% | 93.1% |
| Households with broadband internet: | 17,119 | 99.2% | 89.4% |
Fernandina Beach, FL32034