32408 ZIP Code
Panama City, Florida
December 16, 2025
| ZIP Code: | 32408 |
| City/Town: | Panama City |
| County: | Bay |
| State: | Florida |
| ZIP Type: | Standard |
| Population: | 18,594 |
| Median Household Income: | $64,561 |
| Per Capita Income: | $37,585 |
| Total Housing Units: | 17,115 |
| Median Home Value: | $318,200 |
| Land Area: | 8.6 sq miles
22.2 sq km |
| Water Area: | 4.3 sq miles
11.1 sq km |
| Coordinates: | 30.1568, -85.7547 |
Population Information (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 18,594 | -- | -- |
| Male: | 9,437 | 50.8% | 49.6% |
| Female: | 9,157 | 49.2% | 50.4% |
| Median Age: | 46.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 830 | 4.5% | 5.7% |
| 5 to 9 years: | 894 | 4.8% | 6.0% |
| 10 to 14 years: | 901 | 4.8% | 6.5% |
| 15 to 19 years: | 585 | 3.1% | 6.6% |
| 20 to 24 years: | 520 | 2.8% | 6.7% |
| 25 to 34 years: | 3,027 | 16.3% | 13.7% |
| 35 to 44 years: | 2,167 | 11.7% | 12.9% |
| 45 to 54 years: | 2,587 | 13.9% | 12.4% |
| 55 to 59 years: | 1,596 | 8.6% | 6.5% |
| 60 to 64 years: | 1,506 | 8.1% | 6.4% |
| 65 to 74 years: | 2,423 | 13.0% | 9.7% |
| 75 to 84 years: | 1,236 | 6.6% | 4.8% |
| 85 years and over: | 322 | 1.7% | 2.0% |
Housing Information (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $318,200 | -- | $281,900 |
| Median rooms: | 4.1 | -- | 5.5 |
| Median rent: | $1,295 / mo. | -- | $1,268 / mo. |
| Total housing units: | 17,115 | -- | -- |
| Occupied housing units: | 8,949 | 52.3% | 38.0% |
| Vacant housing units: | 8,166 | 47.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,277 | 70.1% | 64.8% |
| Renter-occupied: | 2,672 | 29.9% | 35.2% |
Educational Attainment (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 14,864 | -- | -- |
| Less than 9th grade: | 157 | 1.1% | 4.7% |
| 9th to 12th grade, no diploma: | 533 | 3.6% | 6.1% |
| High school graduate: | 3,078 | 20.7% | 26.4% |
| Some college, no degree: | 3,264 | 22.0% | 19.7% |
| Associate degree: | 2,127 | 14.3% | 8.7% |
| Bachelor's degree: | 3,718 | 25.0% | 20.9% |
| Graduate or professional degree: | 1,987 | 13.4% | 13.7% |
| Percent high school graduate or higher: | -- | 95.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 38.4% | 34.3% |
Income Information (32408 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $64,561 / yr. | $75,149 / yr. |
| Mean household income: | $98,794 / yr. | $105,833 / yr. |
| Median family income: | $81,019 / yr. | $92,646 / yr. |
| Per capita income: | $37,585 / yr. | $41,261 / yr. |
Employment (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,116 | -- | 63.5% |
| Employed: | 9,597 | 96.3% | 96.4% |
| Unemployed: | 373 | 3.7% | 5.3% |
| Not in labor force: | 5,734 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,833 | 71.2% | 79.7% |
| Government workers: | 1,587 | 16.5% | 14.2% |
| Self-employed: | 1,177 | 12.3% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 16,202 | 87.1% | 61.6% |
| Black or African American: | 859 | 4.6% | 12.4% |
| American Indian/Alaska Native: | 133 | 0.7% | 1.1% |
| Asian: | 332 | 1.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 10 | 0.1% | 0.2% |
| Some other race: | 393 | 2.1% | 8.4% |
| Two or more races: | 665 | 3.6% | 10.2% |
| Hispanic or Latino (any race): | 555 | 3.0% | 18.7% |
| Mexican: | 983 | 5.3% | 11.2% |
| Puerto Rican: | 254 | 1.4% | 1.8% |
| Cuban: | 169 | 0.9% | 0.7% |
| Other Hispanic or Latino: | 47 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 513 | 2.8% | 81.1% |
Income Distribution (32408 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 281 | 3.1% | 4.9% |
| $10,000 to $14,999: | 276 | 3.1% | 3.8% |
| $15,000 to $24,999: | 523 | 5.8% | 7.0% |
| $25,000 to $34,999: | 641 | 7.2% | 7.4% |
| $35,000 to $49,999: | 1,178 | 13.2% | 10.7% |
| $50,000 to $74,999: | 2,007 | 22.4% | 16.1% |
| $75,000 to $99,999: | 1,189 | 13.3% | 12.8% |
| $100,000 to $149,999: | 1,361 | 15.2% | 17.1% |
| $150,000 to $199,999: | 609 | 6.8% | 8.8% |
| $200,000 or more: | 884 | 9.9% | 11.4% |
Commute to Work (32408 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 7,243 | 75.5% | 67.8% |
| Carpooled: | 966 | 10.1% | 8.7% |
| Public transportation: | 26 | 0.3% | 4.2% |
| Walked: | 39 | 0.4% | 2.5% |
| Other means: | 163 | 1.7% | 0.9% |
| Worked from home: | 1,089 | 11.3% | 13.8% |
| Mean travel time to work: | 21.5 min | -- | 26.7 min |
Industry (32408 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 77 | 0.8% | 1.6% |
| Construction: | 848 | 8.8% | 6.9% |
| Manufacturing: | 383 | 4.0% | 10.0% |
| Wholesale trade: | 162 | 1.7% | 2.4% |
| Retail trade: | 897 | 9.3% | 11.0% |
| Transportation, warehousing, utilities: | 447 | 4.7% | 5.8% |
| Information: | 150 | 1.6% | 1.9% |
| Finance, insurance, real estate: | 942 | 9.8% | 6.7% |
| Professional, scientific, management: | 1,213 | 12.6% | 12.1% |
| Education, health care, social services: | 1,913 | 19.9% | 23.3% |
| Arts, entertainment, food services: | 1,361 | 14.2% | 9.0% |
| Other services: | 318 | 3.3% | 4.7% |
| Public administration: | 886 | 9.2% | 4.7% |
Poverty Status (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 8.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 16,370 | 88.0% | 91.3% |
| Private health insurance: | 12,396 | 66.7% | 67.6% |
| Public health coverage: | 7,374 | 39.7% | 35.9% |
| Without health insurance: | 2,012 | 10.8% | 8.7% |
Benefits & Assistance (32408 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,613 | 73.9% | 77.4% |
| Social Security income: | 2,905 | 32.5% | 31.0% |
| Retirement income: | 2,711 | 30.3% | 21.8% |
| Supplemental Security Income (SSI): | 312 | 3.5% | 4.5% |
| Cash public assistance income: | 199 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 826 | 9.2% | 11.4% |
Housing Types (32408 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,158 | 36.0% | 61.4% |
| 1-unit, attached: | 747 | 4.4% | 6.1% |
| 2 units: | 684 | 4.0% | 3.4% |
| 3 or 4 units: | 809 | 4.7% | 4.3% |
| 5 to 9 units: | 913 | 5.3% | 4.6% |
| 10 to 19 units: | 622 | 3.6% | 4.3% |
| 20 or more units: | 5,708 | 33.4% | 9.9% |
| Mobile home: | 1,439 | 8.4% | 5.8% |
| Boat, RV, van, etc.: | 35 | 0.2% | 0.1% |
Year Structure Built (32408 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 161 | 0.9% | 0.6% |
| Built 2010 to 2019: | 921 | 5.4% | 8.2% |
| Built 2000 to 2009: | 4,784 | 28.0% | 13.5% |
| Built 1990 to 1999: | 1,981 | 11.6% | 13.2% |
| Built 1980 to 1989: | 6,386 | 37.3% | 13.2% |
| Built 1970 to 1979: | 2,249 | 13.1% | 14.6% |
| Built 1960 to 1969: | 451 | 2.6% | 10.2% |
| Built 1950 to 1959: | 161 | 0.9% | 9.9% |
| Built 1940 to 1949: | 8 | 0.0% | 4.6% |
| Built 1939 or earlier: | 13 | 0.1% | 12.0% |
Bedrooms (32408 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 697 | 4.1% | 2.4% |
| 1 bedroom: | 2,814 | 16.4% | 3.0% |
| 2 bedrooms: | 6,439 | 37.6% | 9.1% |
| 3 bedrooms: | 5,849 | 34.2% | 15.9% |
| 4 bedrooms: | 1,172 | 6.8% | 18.8% |
| 5 or more bedrooms: | 144 | 0.8% | 17.6% |
Heating Fuel (32408 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 716 | 8.0% | 47.1% |
| Bottled, tank, or LP gas: | 173 | 1.9% | 4.9% |
| Electricity: | 7,981 | 89.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 31 | 0.3% | 0.1% |
| Other fuel: | 48 | 0.5% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (32408 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 212 | 2.4% | 8.3% |
| 1 vehicle available: | 3,679 | 41.1% | 32.6% |
| 2 vehicles available: | 3,569 | 39.9% | 37.0% |
| 3 or more vehicles available: | 1,489 | 16.6% | 22.1% |
Home Value Distribution (32408 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 176 | 2.8% | 5.7% |
| $50,000 to $99,999: | 243 | 3.9% | 7.8% |
| $100,000 to $149,999: | 422 | 6.7% | 9.2% |
| $150,000 to $199,999: | 733 | 11.7% | 10.8% |
| $200,000 to $299,999: | 1,301 | 20.7% | 19.9% |
| $300,000 to $499,999: | 2,145 | 34.2% | 24.1% |
| $500,000 to $999,999: | 1,043 | 16.6% | 17.0% |
| $1,000,000 or more: | 214 | 3.4% | 5.6% |
Housing Costs (32408 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,733 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $698 / mo. | $584 / mo. |
| Median gross rent: | $1,295 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.10 | 2.53 |
| Average household size (renter-occupied): | 2.01 | 2.38 |
Households (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,949 | -- | -- |
| Married-couple households: | 4,073 | 45.5% | 47.5% |
| Cohabiting couple households: | 950 | 10.6% | 7.0% |
| Male householder, no spouse: | 1,929 | 21.6% | 5.4% |
| Female householder, no spouse: | 2,182 | 24.4% | 12.7% |
| Householder living alone: | 1,978 | 22.1% | 28.6% |
| 65 years and over living alone: | 2,845 | 31.8% | 11.8% |
| Average household size: | 2.07 | -- | 2.53 |
| Average family size: | 2.58 | -- | -- |
Marital Status (32408 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,017 | -- | -- |
| Never married: | 2,196 | 27.4% | 37.0% |
| Now married: | 4,260 | 53.1% | 49.5% |
| Separated: | 241 | 3.0% | 1.5% |
| Widowed: | 1,267 | 15.8% | 2.6% |
| Divorced: | 1,729 | 21.6% | 9.3% |
School Enrollment (32408 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,183 | -- | -- |
| Nursery school, preschool: | 168 | 5.3% | 5.8% |
| Kindergarten: | 210 | 6.6% | 5.0% |
| Elementary school (grades 1-8): | 1,400 | 44.0% | 40.5% |
| High school (grades 9-12): | 539 | 16.9% | 21.4% |
| College or graduate school: | 866 | 27.2% | 27.3% |
Veterans & Disability (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 15,493 | -- | -- |
| Veterans: | 2,173 | 14.0% | 6.3% |
| Civilian noninstitutionalized population: | 18,382 | -- | -- |
| With a disability: | 3,457 | 18.8% | 13.4% |
| Under 18 with disability: | 207 | 6.0% | 5.8% |
| 18 to 64 with disability: | 1,874 | 54.2% | 10.4% |
| 65 and over with disability: | 1,376 | 39.8% | 33.4% |
Mobility (Residence 1 Year Ago) (32408 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 15,433 | 83.0% | 86.9% |
| Different house: | 2,981 | 16.0% | 13.1% |
| Same county: | 1,645 | 55.2% | 7.0% |
| Different county: | 1,217 | 40.8% | 3.2% |
| Different state: | 1,019 | 34.2% | 2.5% |
| Abroad: | 119 | 4.0% | 0.4% |
Place of Birth (32408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 16,751 | 90.1% | 86.2% |
| Foreign born: | 417 | 2.2% | 13.9% |
| Naturalized citizen: | 1,843 | 442.0% | 52.7% |
| Not a citizen: | 1,843 | 442.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,843 | 442.0% | 10.5% |
| Asia: | 1,036 | 248.4% | 31.3% |
| Africa: | 32 | 7.7% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 488 | 117.0% | 50.0% |
| Northern America: | 26 | 6.2% | 2.2% |
Language Spoken at Home (32408 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 17,764 | -- | -- |
| English only: | 15,813 | 89.0% | 78.3% |
| Language other than English: | 1,951 | 11.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 776 | 4.4% | 13.3% |
| Other Indo-European languages: | 896 | 5.0% | 3.5% |
| Asian/Pacific Island languages: | 224 | 1.3% | 3.5% |
| Other languages: | 55 | 0.3% | 1.0% |
Computers & Internet (32408 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,949 | 100.0% | 93.1% |
| Households with broadband internet: | 8,731 | 97.6% | 89.4% |
Panama City, FL32408