32548 ZIP Code
Fort Walton Beach, Florida
December 16, 2025
| ZIP Code: | 32548 |
| City/Town: | Fort Walton Beach |
| County: | Okaloosa |
| State: | Florida |
| ZIP Type: | Standard |
| Population: | 23,575 |
| Median Household Income: | $61,037 |
| Per Capita Income: | $36,184 |
| Total Housing Units: | 14,148 |
| Median Home Value: | $270,500 |
| Land Area: | 12.1 sq miles
31.3 sq km |
| Water Area: | 6.7 sq miles
17.4 sq km |
| Coordinates: | 30.4132, -86.5893 |
Population Information (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 23,575 | -- | -- |
| Male: | 12,058 | 51.1% | 49.6% |
| Female: | 11,517 | 48.9% | 50.4% |
| Median Age: | 40.3 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,337 | 5.7% | 5.7% |
| 5 to 9 years: | 1,439 | 6.1% | 6.0% |
| 10 to 14 years: | 1,173 | 5.0% | 6.5% |
| 15 to 19 years: | 1,187 | 5.0% | 6.6% |
| 20 to 24 years: | 1,449 | 6.1% | 6.7% |
| 25 to 34 years: | 3,158 | 13.4% | 13.7% |
| 35 to 44 years: | 3,236 | 13.7% | 12.9% |
| 45 to 54 years: | 2,641 | 11.2% | 12.4% |
| 55 to 59 years: | 1,840 | 7.8% | 6.5% |
| 60 to 64 years: | 1,658 | 7.0% | 6.4% |
| 65 to 74 years: | 2,403 | 10.2% | 9.7% |
| 75 to 84 years: | 1,682 | 7.1% | 4.8% |
| 85 years and over: | 372 | 1.6% | 2.0% |
Housing Information (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $270,500 | -- | $281,900 |
| Median rooms: | 4.7 | -- | 5.5 |
| Median rent: | $1,225 / mo. | -- | $1,268 / mo. |
| Total housing units: | 14,148 | -- | -- |
| Occupied housing units: | 10,239 | 72.4% | 38.0% |
| Vacant housing units: | 3,909 | 27.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,984 | 58.4% | 64.8% |
| Renter-occupied: | 4,255 | 41.6% | 35.2% |
Educational Attainment (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 16,990 | -- | -- |
| Less than 9th grade: | 584 | 3.4% | 4.7% |
| 9th to 12th grade, no diploma: | 678 | 4.0% | 6.1% |
| High school graduate: | 4,795 | 28.2% | 26.4% |
| Some college, no degree: | 4,157 | 24.5% | 19.7% |
| Associate degree: | 1,610 | 9.5% | 8.7% |
| Bachelor's degree: | 3,270 | 19.2% | 20.9% |
| Graduate or professional degree: | 1,896 | 11.2% | 13.7% |
| Percent high school graduate or higher: | -- | 92.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 30.4% | 34.3% |
Income Information (32548 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $61,037 / yr. | $75,149 / yr. |
| Mean household income: | $86,771 / yr. | $105,833 / yr. |
| Median family income: | $79,363 / yr. | $92,646 / yr. |
| Per capita income: | $36,184 / yr. | $41,261 / yr. |
Employment (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 12,965 | -- | 63.5% |
| Employed: | 11,574 | 96.6% | 96.4% |
| Unemployed: | 412 | 3.4% | 5.3% |
| Not in labor force: | 6,346 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 8,904 | 76.9% | 79.7% |
| Government workers: | 1,801 | 15.6% | 14.2% |
| Self-employed: | 869 | 7.5% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 16,021 | 68.0% | 61.6% |
| Black or African American: | 2,711 | 11.5% | 12.4% |
| American Indian/Alaska Native: | 35 | 0.1% | 1.1% |
| Asian: | 1,279 | 5.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 118 | 0.5% | 0.2% |
| Some other race: | 1,640 | 7.0% | 8.4% |
| Two or more races: | 1,771 | 7.5% | 10.2% |
| Hispanic or Latino (any race): | 2,454 | 10.4% | 18.7% |
| Mexican: | 2,965 | 12.6% | 11.2% |
| Puerto Rican: | 899 | 3.8% | 1.8% |
| Cuban: | 563 | 2.4% | 0.7% |
| Other Hispanic or Latino: | 108 | 0.5% | 5.0% |
| Not Hispanic or Latino: | 1,395 | 5.9% | 81.1% |
Income Distribution (32548 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 541 | 5.3% | 4.9% |
| $10,000 to $14,999: | 336 | 3.3% | 3.8% |
| $15,000 to $24,999: | 657 | 6.4% | 7.0% |
| $25,000 to $34,999: | 1,146 | 11.2% | 7.4% |
| $35,000 to $49,999: | 1,388 | 13.6% | 10.7% |
| $50,000 to $74,999: | 2,079 | 20.3% | 16.1% |
| $75,000 to $99,999: | 1,325 | 12.9% | 12.8% |
| $100,000 to $149,999: | 1,433 | 14.0% | 17.1% |
| $150,000 to $199,999: | 582 | 5.7% | 8.8% |
| $200,000 or more: | 752 | 7.3% | 11.4% |
Commute to Work (32548 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 9,291 | 80.3% | 67.8% |
| Carpooled: | 1,625 | 14.0% | 8.7% |
| Public transportation: | 90 | 0.8% | 4.2% |
| Walked: | 254 | 2.2% | 2.5% |
| Other means: | 352 | 3.0% | 0.9% |
| Worked from home: | 769 | 6.6% | 13.8% |
| Mean travel time to work: | 22.4 min | -- | 26.7 min |
Industry (32548 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 868 | 7.5% | 6.9% |
| Manufacturing: | 527 | 4.6% | 10.0% |
| Wholesale trade: | 128 | 1.1% | 2.4% |
| Retail trade: | 1,253 | 10.8% | 11.0% |
| Transportation, warehousing, utilities: | 512 | 4.4% | 5.8% |
| Information: | 37 | 0.3% | 1.9% |
| Finance, insurance, real estate: | 751 | 6.5% | 6.7% |
| Professional, scientific, management: | 1,705 | 14.7% | 12.1% |
| Education, health care, social services: | 1,712 | 14.8% | 23.3% |
| Arts, entertainment, food services: | 2,302 | 19.9% | 9.0% |
| Other services: | 792 | 6.8% | 4.7% |
| Public administration: | 987 | 8.5% | 4.7% |
Poverty Status (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 15.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 18,775 | 79.6% | 91.3% |
| Private health insurance: | 14,636 | 62.1% | 67.6% |
| Public health coverage: | 8,293 | 35.2% | 35.9% |
| Without health insurance: | 3,684 | 15.6% | 8.7% |
Benefits & Assistance (32548 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,084 | 79.0% | 77.4% |
| Social Security income: | 3,425 | 33.5% | 31.0% |
| Retirement income: | 3,165 | 30.9% | 21.8% |
| Supplemental Security Income (SSI): | 389 | 3.8% | 4.5% |
| Cash public assistance income: | 162 | 1.6% | 1.8% |
| SNAP (food stamps) benefits: | 893 | 8.7% | 11.4% |
Housing Types (32548 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,365 | 45.0% | 61.4% |
| 1-unit, attached: | 875 | 6.2% | 6.1% |
| 2 units: | 81 | 0.6% | 3.4% |
| 3 or 4 units: | 736 | 5.2% | 4.3% |
| 5 to 9 units: | 1,073 | 7.6% | 4.6% |
| 10 to 19 units: | 1,105 | 7.8% | 4.3% |
| 20 or more units: | 3,727 | 26.3% | 9.9% |
| Mobile home: | 135 | 1.0% | 5.8% |
| Boat, RV, van, etc.: | 51 | 0.4% | 0.1% |
Year Structure Built (32548 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 11 | 0.1% | 0.6% |
| Built 2010 to 2019: | 808 | 5.7% | 8.2% |
| Built 2000 to 2009: | 2,079 | 14.7% | 13.5% |
| Built 1990 to 1999: | 1,549 | 10.9% | 13.2% |
| Built 1980 to 1989: | 2,424 | 17.1% | 13.2% |
| Built 1970 to 1979: | 2,755 | 19.5% | 14.6% |
| Built 1960 to 1969: | 2,584 | 18.3% | 10.2% |
| Built 1950 to 1959: | 1,637 | 11.6% | 9.9% |
| Built 1940 to 1949: | 185 | 1.3% | 4.6% |
| Built 1939 or earlier: | 116 | 0.8% | 12.0% |
Bedrooms (32548 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 416 | 2.9% | 2.4% |
| 1 bedroom: | 2,151 | 15.2% | 3.0% |
| 2 bedrooms: | 4,479 | 31.7% | 9.1% |
| 3 bedrooms: | 5,202 | 36.8% | 15.9% |
| 4 bedrooms: | 1,718 | 12.1% | 18.8% |
| 5 or more bedrooms: | 182 | 1.3% | 17.6% |
Heating Fuel (32548 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,846 | 27.8% | 47.1% |
| Bottled, tank, or LP gas: | 78 | 0.8% | 4.9% |
| Electricity: | 7,218 | 70.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 3 | 0.0% | 4.2% |
| Coal or coke: | 14 | 0.1% | 0.1% |
| Wood: | 21 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 59 | 0.6% | 0.2% |
Vehicles Available (32548 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 504 | 4.9% | 8.3% |
| 1 vehicle available: | 4,755 | 46.4% | 32.6% |
| 2 vehicles available: | 3,356 | 32.8% | 37.0% |
| 3 or more vehicles available: | 1,624 | 15.9% | 22.1% |
Home Value Distribution (32548 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 116 | 1.9% | 5.7% |
| $50,000 to $99,999: | 316 | 5.3% | 7.8% |
| $100,000 to $149,999: | 398 | 6.7% | 9.2% |
| $150,000 to $199,999: | 896 | 15.0% | 10.8% |
| $200,000 to $299,999: | 1,901 | 31.8% | 19.9% |
| $300,000 to $499,999: | 1,568 | 26.2% | 24.1% |
| $500,000 to $999,999: | 650 | 10.9% | 17.0% |
| $1,000,000 or more: | 139 | 2.3% | 5.6% |
Housing Costs (32548 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,811 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $536 / mo. | $584 / mo. |
| Median gross rent: | $1,225 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.24 | 2.53 |
| Average household size (renter-occupied): | 2.30 | 2.38 |
Households (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 10,239 | -- | -- |
| Married-couple households: | 4,186 | 40.9% | 47.5% |
| Cohabiting couple households: | 1,487 | 14.5% | 7.0% |
| Male householder, no spouse: | 2,627 | 25.7% | 5.4% |
| Female householder, no spouse: | 2,861 | 27.9% | 12.7% |
| Householder living alone: | 2,413 | 23.6% | 28.6% |
| 65 years and over living alone: | 3,341 | 32.6% | 11.8% |
| Average household size: | 2.27 | -- | 2.53 |
| Average family size: | 3.00 | -- | -- |
Marital Status (32548 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,005 | -- | -- |
| Never married: | 3,732 | 37.3% | 37.0% |
| Now married: | 4,694 | 46.9% | 49.5% |
| Separated: | 240 | 2.4% | 1.5% |
| Widowed: | 1,274 | 12.7% | 2.6% |
| Divorced: | 2,462 | 24.6% | 9.3% |
School Enrollment (32548 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,416 | -- | -- |
| Nursery school, preschool: | 282 | 6.4% | 5.8% |
| Kindergarten: | 395 | 8.9% | 5.0% |
| Elementary school (grades 1-8): | 1,538 | 34.8% | 40.5% |
| High school (grades 9-12): | 1,217 | 27.6% | 21.4% |
| College or graduate school: | 984 | 22.3% | 27.3% |
Veterans & Disability (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 17,845 | -- | -- |
| Veterans: | 3,289 | 18.4% | 6.3% |
| Civilian noninstitutionalized population: | 22,459 | -- | -- |
| With a disability: | 3,412 | 15.2% | 13.4% |
| Under 18 with disability: | 182 | 5.3% | 5.8% |
| 18 to 64 with disability: | 1,689 | 49.5% | 10.4% |
| 65 and over with disability: | 1,541 | 45.2% | 33.4% |
Mobility (Residence 1 Year Ago) (32548 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 19,044 | 80.8% | 86.9% |
| Different house: | 4,229 | 17.9% | 13.1% |
| Same county: | 1,887 | 44.6% | 7.0% |
| Different county: | 1,992 | 47.1% | 3.2% |
| Different state: | 1,191 | 28.2% | 2.5% |
| Abroad: | 350 | 8.3% | 0.4% |
Place of Birth (32548 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 20,941 | 88.8% | 86.2% |
| Foreign born: | 1,137 | 4.8% | 13.9% |
| Naturalized citizen: | 2,634 | 231.7% | 52.7% |
| Not a citizen: | 2,634 | 231.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,634 | 231.7% | 10.5% |
| Asia: | 429 | 37.7% | 31.3% |
| Africa: | 46 | 4.0% | 5.5% |
| Oceania: | 4 | 0.4% | 0.5% |
| Latin America: | 1,210 | 106.4% | 50.0% |
| Northern America: | 43 | 3.8% | 2.2% |
Language Spoken at Home (32548 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 22,238 | -- | -- |
| English only: | 18,825 | 84.7% | 78.3% |
| Language other than English: | 3,413 | 15.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,907 | 8.6% | 13.3% |
| Other Indo-European languages: | 537 | 2.4% | 3.5% |
| Asian/Pacific Island languages: | 885 | 4.0% | 3.5% |
| Other languages: | 84 | 0.4% | 1.0% |
Computers & Internet (32548 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 10,239 | 100.0% | 93.1% |
| Households with broadband internet: | 9,838 | 96.1% | 89.4% |
Fort Walton Beach, FL32548