37184 ZIP Code
Watertown, Tennessee
December 15, 2025
| ZIP Code: | 37184 |
| City/Town: | Watertown |
| County: | Wilson |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 6,992 |
| Median Household Income: | $67,005 |
| Per Capita Income: | $34,683 |
| Total Housing Units: | 2,872 |
| Median Home Value: | $231,300 |
| Land Area: | 110.4 sq miles
285.8 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 36.0868, -86.1452 |
Population Information (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 6,992 | -- | -- |
| Male: | 3,545 | 50.7% | 49.6% |
| Female: | 3,447 | 49.3% | 50.4% |
| Median Age: | 40.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 292 | 4.2% | 5.7% |
| 5 to 9 years: | 374 | 5.3% | 6.0% |
| 10 to 14 years: | 432 | 6.2% | 6.5% |
| 15 to 19 years: | 740 | 10.6% | 6.6% |
| 20 to 24 years: | 328 | 4.7% | 6.7% |
| 25 to 34 years: | 574 | 8.2% | 13.7% |
| 35 to 44 years: | 1,133 | 16.2% | 12.9% |
| 45 to 54 years: | 681 | 9.7% | 12.4% |
| 55 to 59 years: | 677 | 9.7% | 6.5% |
| 60 to 64 years: | 834 | 11.9% | 6.4% |
| 65 to 74 years: | 519 | 7.4% | 9.7% |
| 75 to 84 years: | 361 | 5.2% | 4.8% |
| 85 years and over: | 47 | 0.7% | 2.0% |
Housing Information (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $231,300 | -- | $281,900 |
| Median rooms: | 6.3 | -- | 5.5 |
| Median rent: | $890 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,872 | -- | -- |
| Occupied housing units: | 2,651 | 92.3% | 38.0% |
| Vacant housing units: | 221 | 7.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,182 | 82.3% | 64.8% |
| Renter-occupied: | 469 | 17.7% | 35.2% |
Educational Attainment (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 4,826 | -- | -- |
| Less than 9th grade: | 153 | 3.2% | 4.7% |
| 9th to 12th grade, no diploma: | 815 | 16.9% | 6.1% |
| High school graduate: | 1,826 | 37.8% | 26.4% |
| Some college, no degree: | 777 | 16.1% | 19.7% |
| Associate degree: | 304 | 6.3% | 8.7% |
| Bachelor's degree: | 771 | 16.0% | 20.9% |
| Graduate or professional degree: | 180 | 3.7% | 13.7% |
| Percent high school graduate or higher: | -- | 79.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 19.7% | 34.3% |
Income Information (37184 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $67,005 / yr. | $75,149 / yr. |
| Mean household income: | $78,610 / yr. | $105,833 / yr. |
| Median family income: | $75,953 / yr. | $92,646 / yr. |
| Per capita income: | $34,683 / yr. | $41,261 / yr. |
Employment (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,233 | -- | 63.5% |
| Employed: | 3,099 | 95.9% | 96.4% |
| Unemployed: | 134 | 4.1% | 5.3% |
| Not in labor force: | 2,605 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,235 | 72.1% | 79.7% |
| Government workers: | 675 | 21.8% | 14.2% |
| Self-employed: | 189 | 6.1% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 6,393 | 91.4% | 61.6% |
| Black or African American: | 212 | 3.0% | 12.4% |
| American Indian/Alaska Native: | 11 | 0.2% | 1.1% |
| Asian: | 100 | 1.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 100 | 1.4% | 8.4% |
| Two or more races: | 176 | 2.5% | 10.2% |
| Hispanic or Latino (any race): | 170 | 2.4% | 18.7% |
| Mexican: | 74 | 1.1% | 11.2% |
| Puerto Rican: | 70 | 1.0% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 4 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 0 | 0.0% | 81.1% |
Income Distribution (37184 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 133 | 5.0% | 4.9% |
| $10,000 to $14,999: | 331 | 12.5% | 3.8% |
| $15,000 to $24,999: | 163 | 6.1% | 7.0% |
| $25,000 to $34,999: | 184 | 6.9% | 7.4% |
| $35,000 to $49,999: | 246 | 9.3% | 10.7% |
| $50,000 to $74,999: | 423 | 16.0% | 16.1% |
| $75,000 to $99,999: | 549 | 20.7% | 12.8% |
| $100,000 to $149,999: | 362 | 13.7% | 17.1% |
| $150,000 to $199,999: | 113 | 4.3% | 8.8% |
| $200,000 or more: | 147 | 5.5% | 11.4% |
Commute to Work (37184 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,588 | 83.5% | 67.8% |
| Carpooled: | 284 | 9.2% | 8.7% |
| Public transportation: | 11 | 0.4% | 4.2% |
| Walked: | 5 | 0.2% | 2.5% |
| Other means: | 0 | 0.0% | 0.9% |
| Worked from home: | 202 | 6.5% | 13.8% |
| Mean travel time to work: | 32.8 min | -- | 26.7 min |
Industry (37184 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 314 | 10.1% | 6.9% |
| Manufacturing: | 539 | 17.4% | 10.0% |
| Wholesale trade: | 132 | 4.3% | 2.4% |
| Retail trade: | 257 | 8.3% | 11.0% |
| Transportation, warehousing, utilities: | 191 | 6.2% | 5.8% |
| Information: | 54 | 1.7% | 1.9% |
| Finance, insurance, real estate: | 182 | 5.9% | 6.7% |
| Professional, scientific, management: | 286 | 9.2% | 12.1% |
| Education, health care, social services: | 483 | 15.6% | 23.3% |
| Arts, entertainment, food services: | 162 | 5.2% | 9.0% |
| Other services: | 122 | 3.9% | 4.7% |
| Public administration: | 377 | 12.2% | 4.7% |
Poverty Status (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 23.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 5,992 | 85.7% | 91.3% |
| Private health insurance: | 4,111 | 58.8% | 67.6% |
| Public health coverage: | 2,555 | 36.5% | 35.9% |
| Without health insurance: | 1,000 | 14.3% | 8.7% |
Benefits & Assistance (37184 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,959 | 73.9% | 77.4% |
| Social Security income: | 1,062 | 40.1% | 31.0% |
| Retirement income: | 679 | 25.6% | 21.8% |
| Supplemental Security Income (SSI): | 177 | 6.7% | 4.5% |
| Cash public assistance income: | 20 | 0.8% | 1.8% |
| SNAP (food stamps) benefits: | 378 | 14.3% | 11.4% |
Housing Types (37184 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,107 | 73.4% | 61.4% |
| 1-unit, attached: | 4 | 0.1% | 6.1% |
| 2 units: | 33 | 1.1% | 3.4% |
| 3 or 4 units: | 12 | 0.4% | 4.3% |
| 5 to 9 units: | 4 | 0.1% | 4.6% |
| 10 to 19 units: | 11 | 0.4% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 701 | 24.4% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (37184 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 101 | 3.5% | 0.6% |
| Built 2010 to 2019: | 217 | 7.6% | 8.2% |
| Built 2000 to 2009: | 762 | 26.5% | 13.5% |
| Built 1990 to 1999: | 514 | 17.9% | 13.2% |
| Built 1980 to 1989: | 339 | 11.8% | 13.2% |
| Built 1970 to 1979: | 270 | 9.4% | 14.6% |
| Built 1960 to 1969: | 72 | 2.5% | 10.2% |
| Built 1950 to 1959: | 142 | 4.9% | 9.9% |
| Built 1940 to 1949: | 104 | 3.6% | 4.6% |
| Built 1939 or earlier: | 351 | 12.2% | 12.0% |
Bedrooms (37184 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 50 | 1.7% | 2.4% |
| 1 bedroom: | 39 | 1.4% | 3.0% |
| 2 bedrooms: | 441 | 15.4% | 9.1% |
| 3 bedrooms: | 1,904 | 66.3% | 15.9% |
| 4 bedrooms: | 359 | 12.5% | 18.8% |
| 5 or more bedrooms: | 79 | 2.8% | 17.6% |
Heating Fuel (37184 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 493 | 18.6% | 47.1% |
| Bottled, tank, or LP gas: | 75 | 2.8% | 4.9% |
| Electricity: | 2,058 | 77.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 13 | 0.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 12 | 0.5% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (37184 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 32 | 1.2% | 8.3% |
| 1 vehicle available: | 657 | 24.8% | 32.6% |
| 2 vehicles available: | 835 | 31.5% | 37.0% |
| 3 or more vehicles available: | 1,127 | 42.5% | 22.1% |
Home Value Distribution (37184 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 62 | 2.8% | 5.7% |
| $50,000 to $99,999: | 76 | 3.5% | 7.8% |
| $100,000 to $149,999: | 165 | 7.6% | 9.2% |
| $150,000 to $199,999: | 520 | 23.8% | 10.8% |
| $200,000 to $299,999: | 554 | 25.4% | 19.9% |
| $300,000 to $499,999: | 532 | 24.4% | 24.1% |
| $500,000 to $999,999: | 144 | 6.6% | 17.0% |
| $1,000,000 or more: | 129 | 5.9% | 5.6% |
Housing Costs (37184 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,593 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $421 / mo. | $584 / mo. |
| Median gross rent: | $890 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.73 | 2.53 |
| Average household size (renter-occupied): | 2.23 | 2.38 |
Households (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,651 | -- | -- |
| Married-couple households: | 1,427 | 53.8% | 47.5% |
| Cohabiting couple households: | 430 | 16.2% | 7.0% |
| Male householder, no spouse: | 550 | 20.7% | 5.4% |
| Female householder, no spouse: | 607 | 22.9% | 12.7% |
| Householder living alone: | 1,128 | 42.5% | 28.6% |
| 65 years and over living alone: | 726 | 27.4% | 11.8% |
| Average household size: | 2.64 | -- | 2.53 |
| Average family size: | 2.99 | -- | -- |
Marital Status (37184 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,931 | -- | -- |
| Never married: | 903 | 30.8% | 37.0% |
| Now married: | 1,460 | 49.8% | 49.5% |
| Separated: | 100 | 3.4% | 1.5% |
| Widowed: | 468 | 16.0% | 2.6% |
| Divorced: | 688 | 23.5% | 9.3% |
School Enrollment (37184 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,891 | -- | -- |
| Nursery school, preschool: | 68 | 3.6% | 5.8% |
| Kindergarten: | 42 | 2.2% | 5.0% |
| Elementary school (grades 1-8): | 704 | 37.2% | 40.5% |
| High school (grades 9-12): | 633 | 33.5% | 21.4% |
| College or graduate school: | 444 | 23.5% | 27.3% |
Veterans & Disability (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 5,584 | -- | -- |
| Veterans: | 635 | 11.4% | 6.3% |
| Civilian noninstitutionalized population: | 6,992 | -- | -- |
| With a disability: | 1,243 | 17.8% | 13.4% |
| Under 18 with disability: | 38 | 3.1% | 5.8% |
| 18 to 64 with disability: | 825 | 66.4% | 10.4% |
| 65 and over with disability: | 380 | 30.6% | 33.4% |
Mobility (Residence 1 Year Ago) (37184 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 6,306 | 90.2% | 86.9% |
| Different house: | 672 | 9.6% | 13.1% |
| Same county: | 228 | 33.9% | 7.0% |
| Different county: | 418 | 62.2% | 3.2% |
| Different state: | 88 | 13.1% | 2.5% |
| Abroad: | 26 | 3.9% | 0.4% |
Place of Birth (37184 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 6,862 | 98.1% | 86.2% |
| Foreign born: | 15 | 0.2% | 13.9% |
| Naturalized citizen: | 130 | 866.7% | 52.7% |
| Not a citizen: | 130 | 866.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 130 | 866.7% | 10.5% |
| Asia: | 17 | 113.3% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 26 | 173.3% | 50.0% |
| Northern America: | 2 | 13.3% | 2.2% |
Language Spoken at Home (37184 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,700 | -- | -- |
| English only: | 6,495 | 96.9% | 78.3% |
| Language other than English: | 205 | 3.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 63 | 0.9% | 13.3% |
| Other Indo-European languages: | 57 | 0.9% | 3.5% |
| Asian/Pacific Island languages: | 85 | 1.3% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (37184 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,651 | 100.0% | 93.1% |
| Households with broadband internet: | 2,459 | 92.8% | 89.4% |
Watertown, TN37184