38004 ZIP Code
Atoka, Tennessee
December 15, 2025
| ZIP Code: | 38004 |
| City/Town: | Atoka |
| County: | Tipton |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 11,604 |
| Median Household Income: | $89,396 |
| Per Capita Income: | $52,059 |
| Total Housing Units: | 4,462 |
| Median Home Value: | $246,200 |
| Land Area: | 27.3 sq miles
70.8 sq km |
| Water Area: | 0.0 sq miles
0.1 sq km |
| Coordinates: | 35.4122, -89.7592 |
Population Information (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 11,604 | -- | -- |
| Male: | 5,906 | 50.9% | 49.6% |
| Female: | 5,698 | 49.1% | 50.4% |
| Median Age: | 38.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 704 | 6.1% | 5.7% |
| 5 to 9 years: | 887 | 7.6% | 6.0% |
| 10 to 14 years: | 851 | 7.3% | 6.5% |
| 15 to 19 years: | 842 | 7.3% | 6.6% |
| 20 to 24 years: | 251 | 2.2% | 6.7% |
| 25 to 34 years: | 1,484 | 12.8% | 13.7% |
| 35 to 44 years: | 1,820 | 15.7% | 12.9% |
| 45 to 54 years: | 1,820 | 15.7% | 12.4% |
| 55 to 59 years: | 693 | 6.0% | 6.5% |
| 60 to 64 years: | 886 | 7.6% | 6.4% |
| 65 to 74 years: | 878 | 7.6% | 9.7% |
| 75 to 84 years: | 432 | 3.7% | 4.8% |
| 85 years and over: | 56 | 0.5% | 2.0% |
Housing Information (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $246,200 | -- | $281,900 |
| Median rooms: | 6.7 | -- | 5.5 |
| Median rent: | $1,335 / mo. | -- | $1,268 / mo. |
| Total housing units: | 4,462 | -- | -- |
| Occupied housing units: | 4,326 | 97.0% | 38.0% |
| Vacant housing units: | 136 | 3.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,713 | 85.8% | 64.8% |
| Renter-occupied: | 613 | 14.2% | 35.2% |
Educational Attainment (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 8,069 | -- | -- |
| Less than 9th grade: | 77 | 1.0% | 4.7% |
| 9th to 12th grade, no diploma: | 189 | 2.3% | 6.1% |
| High school graduate: | 2,242 | 27.8% | 26.4% |
| Some college, no degree: | 1,861 | 23.1% | 19.7% |
| Associate degree: | 1,116 | 13.8% | 8.7% |
| Bachelor's degree: | 1,697 | 21.0% | 20.9% |
| Graduate or professional degree: | 887 | 11.0% | 13.7% |
| Percent high school graduate or higher: | -- | 96.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 32.0% | 34.3% |
Income Information (38004 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $89,396 / yr. | $75,149 / yr. |
| Mean household income: | $109,814 / yr. | $105,833 / yr. |
| Median family income: | $100,976 / yr. | $92,646 / yr. |
| Per capita income: | $52,059 / yr. | $41,261 / yr. |
Employment (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,903 | -- | 63.5% |
| Employed: | 5,404 | 94.0% | 96.4% |
| Unemployed: | 346 | 6.0% | 5.3% |
| Not in labor force: | 3,040 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,568 | 66.0% | 79.7% |
| Government workers: | 1,519 | 28.1% | 14.2% |
| Self-employed: | 317 | 5.9% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 9,588 | 82.6% | 61.6% |
| Black or African American: | 1,340 | 11.5% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 133 | 1.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 40 | 0.3% | 8.4% |
| Two or more races: | 503 | 4.3% | 10.2% |
| Hispanic or Latino (any race): | 160 | 1.4% | 18.7% |
| Mexican: | 356 | 3.1% | 11.2% |
| Puerto Rican: | 206 | 1.8% | 1.8% |
| Cuban: | 89 | 0.8% | 0.7% |
| Other Hispanic or Latino: | 24 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 37 | 0.3% | 81.1% |
Income Distribution (38004 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 90 | 2.1% | 4.9% |
| $10,000 to $14,999: | 151 | 3.5% | 3.8% |
| $15,000 to $24,999: | 47 | 1.1% | 7.0% |
| $25,000 to $34,999: | 289 | 6.7% | 7.4% |
| $35,000 to $49,999: | 280 | 6.5% | 10.7% |
| $50,000 to $74,999: | 880 | 20.3% | 16.1% |
| $75,000 to $99,999: | 678 | 15.7% | 12.8% |
| $100,000 to $149,999: | 1,106 | 25.6% | 17.1% |
| $150,000 to $199,999: | 375 | 8.7% | 8.8% |
| $200,000 or more: | 430 | 9.9% | 11.4% |
Commute to Work (38004 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,936 | 91.3% | 67.8% |
| Carpooled: | 216 | 4.0% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 47 | 0.9% | 2.5% |
| Other means: | 26 | 0.5% | 0.9% |
| Worked from home: | 328 | 6.1% | 13.8% |
| Mean travel time to work: | 36.2 min | -- | 26.7 min |
Industry (38004 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 119 | 2.2% | 1.6% |
| Construction: | 314 | 5.8% | 6.9% |
| Manufacturing: | 318 | 5.9% | 10.0% |
| Wholesale trade: | 168 | 3.1% | 2.4% |
| Retail trade: | 748 | 13.8% | 11.0% |
| Transportation, warehousing, utilities: | 527 | 9.8% | 5.8% |
| Information: | 82 | 1.5% | 1.9% |
| Finance, insurance, real estate: | 219 | 4.1% | 6.7% |
| Professional, scientific, management: | 615 | 11.4% | 12.1% |
| Education, health care, social services: | 1,061 | 19.6% | 23.3% |
| Arts, entertainment, food services: | 150 | 2.8% | 9.0% |
| Other services: | 300 | 5.6% | 4.7% |
| Public administration: | 783 | 14.5% | 4.7% |
Poverty Status (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 10,751 | 92.6% | 91.3% |
| Private health insurance: | 9,641 | 83.1% | 67.6% |
| Public health coverage: | 2,828 | 24.4% | 35.9% |
| Without health insurance: | 700 | 6.0% | 8.7% |
Benefits & Assistance (38004 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,550 | 82.1% | 77.4% |
| Social Security income: | 1,142 | 26.4% | 31.0% |
| Retirement income: | 1,170 | 27.0% | 21.8% |
| Supplemental Security Income (SSI): | 206 | 4.8% | 4.5% |
| Cash public assistance income: | 17 | 0.4% | 1.8% |
| SNAP (food stamps) benefits: | 92 | 2.1% | 11.4% |
Housing Types (38004 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,162 | 93.3% | 61.4% |
| 1-unit, attached: | 0 | 0.0% | 6.1% |
| 2 units: | 0 | 0.0% | 3.4% |
| 3 or 4 units: | 0 | 0.0% | 4.3% |
| 5 to 9 units: | 15 | 0.3% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 124 | 2.8% | 9.9% |
| Mobile home: | 147 | 3.3% | 5.8% |
| Boat, RV, van, etc.: | 14 | 0.3% | 0.1% |
Year Structure Built (38004 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 27 | 0.6% | 0.6% |
| Built 2010 to 2019: | 529 | 11.9% | 8.2% |
| Built 2000 to 2009: | 1,595 | 35.7% | 13.5% |
| Built 1990 to 1999: | 1,618 | 36.3% | 13.2% |
| Built 1980 to 1989: | 259 | 5.8% | 13.2% |
| Built 1970 to 1979: | 152 | 3.4% | 14.6% |
| Built 1960 to 1969: | 33 | 0.7% | 10.2% |
| Built 1950 to 1959: | 133 | 3.0% | 9.9% |
| Built 1940 to 1949: | 55 | 1.2% | 4.6% |
| Built 1939 or earlier: | 61 | 1.4% | 12.0% |
Bedrooms (38004 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 11 | 0.2% | 2.4% |
| 1 bedroom: | 92 | 2.1% | 3.0% |
| 2 bedrooms: | 320 | 7.2% | 9.1% |
| 3 bedrooms: | 2,350 | 52.7% | 15.9% |
| 4 bedrooms: | 1,324 | 29.7% | 18.8% |
| 5 or more bedrooms: | 365 | 8.2% | 17.6% |
Heating Fuel (38004 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,133 | 72.4% | 47.1% |
| Bottled, tank, or LP gas: | 59 | 1.4% | 4.9% |
| Electricity: | 1,100 | 25.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 34 | 0.8% | 0.2% |
Vehicles Available (38004 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 29 | 0.7% | 8.3% |
| 1 vehicle available: | 1,015 | 23.5% | 32.6% |
| 2 vehicles available: | 1,773 | 41.0% | 37.0% |
| 3 or more vehicles available: | 1,509 | 34.9% | 22.1% |
Home Value Distribution (38004 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 161 | 4.3% | 5.7% |
| $50,000 to $99,999: | 17 | 0.5% | 7.8% |
| $100,000 to $149,999: | 198 | 5.3% | 9.2% |
| $150,000 to $199,999: | 535 | 14.4% | 10.8% |
| $200,000 to $299,999: | 1,564 | 42.1% | 19.9% |
| $300,000 to $499,999: | 1,104 | 29.7% | 24.1% |
| $500,000 to $999,999: | 93 | 2.5% | 17.0% |
| $1,000,000 or more: | 41 | 1.1% | 5.6% |
Housing Costs (38004 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,633 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $449 / mo. | $584 / mo. |
| Median gross rent: | $1,335 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.60 | 2.53 |
| Average household size (renter-occupied): | 3.20 | 2.38 |
Households (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,326 | -- | -- |
| Married-couple households: | 2,827 | 65.3% | 47.5% |
| Cohabiting couple households: | 1,228 | 28.4% | 7.0% |
| Male householder, no spouse: | 789 | 18.2% | 5.4% |
| Female householder, no spouse: | 643 | 14.9% | 12.7% |
| Householder living alone: | 1,835 | 42.4% | 28.6% |
| 65 years and over living alone: | 1,031 | 23.8% | 11.8% |
| Average household size: | 2.68 | -- | 2.53 |
| Average family size: | 2.94 | -- | -- |
Marital Status (38004 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,659 | -- | -- |
| Never married: | 1,119 | 24.0% | 37.0% |
| Now married: | 2,944 | 63.2% | 49.5% |
| Separated: | 234 | 5.0% | 1.5% |
| Widowed: | 328 | 7.0% | 2.6% |
| Divorced: | 1,008 | 21.6% | 9.3% |
School Enrollment (38004 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,723 | -- | -- |
| Nursery school, preschool: | 56 | 2.1% | 5.8% |
| Kindergarten: | 21 | 0.8% | 5.0% |
| Elementary school (grades 1-8): | 1,333 | 49.0% | 40.5% |
| High school (grades 9-12): | 614 | 22.5% | 21.4% |
| College or graduate school: | 699 | 25.7% | 27.3% |
Veterans & Disability (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 8,503 | -- | -- |
| Veterans: | 1,454 | 17.1% | 6.3% |
| Civilian noninstitutionalized population: | 11,451 | -- | -- |
| With a disability: | 1,514 | 13.2% | 13.4% |
| Under 18 with disability: | 56 | 3.7% | 5.8% |
| 18 to 64 with disability: | 955 | 63.1% | 10.4% |
| 65 and over with disability: | 503 | 33.2% | 33.4% |
Mobility (Residence 1 Year Ago) (38004 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 10,398 | 89.6% | 86.9% |
| Different house: | 1,140 | 9.8% | 13.1% |
| Same county: | 581 | 51.0% | 7.0% |
| Different county: | 548 | 48.1% | 3.2% |
| Different state: | 283 | 24.8% | 2.5% |
| Abroad: | 11 | 1.0% | 0.4% |
Place of Birth (38004 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 11,344 | 97.8% | 86.2% |
| Foreign born: | 47 | 0.4% | 13.9% |
| Naturalized citizen: | 260 | 553.2% | 52.7% |
| Not a citizen: | 260 | 553.2% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 260 | 553.2% | 10.5% |
| Asia: | 87 | 185.1% | 31.3% |
| Africa: | 77 | 163.8% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 0 | 0.0% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (38004 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,900 | -- | -- |
| English only: | 10,563 | 96.9% | 78.3% |
| Language other than English: | 337 | 3.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 110 | 1.0% | 13.3% |
| Other Indo-European languages: | 134 | 1.2% | 3.5% |
| Asian/Pacific Island languages: | 93 | 0.9% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (38004 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,326 | 100.0% | 93.1% |
| Households with broadband internet: | 4,124 | 95.3% | 89.4% |
Atoka, TN38004