38103 ZIP Code
Memphis, Tennessee
December 15, 2025
| ZIP Code: | 38103 |
| City/Town: | Memphis |
| County: | Shelby |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 13,981 |
| Median Household Income: | $89,851 |
| Per Capita Income: | $62,963 |
| Total Housing Units: | 8,750 |
| Median Home Value: | $375,000 |
| Land Area: | 2.6 sq miles
6.9 sq km |
| Water Area: | 1.4 sq miles
3.7 sq km |
| Coordinates: | 35.1531, -90.0565 |
Population Information (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 13,981 | -- | -- |
| Male: | 8,853 | 63.3% | 49.6% |
| Female: | 5,128 | 36.7% | 50.4% |
| Median Age: | 34.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 478 | 3.4% | 5.7% |
| 5 to 9 years: | 177 | 1.3% | 6.0% |
| 10 to 14 years: | 219 | 1.6% | 6.5% |
| 15 to 19 years: | 223 | 1.6% | 6.6% |
| 20 to 24 years: | 1,183 | 8.5% | 6.7% |
| 25 to 34 years: | 4,925 | 35.2% | 13.7% |
| 35 to 44 years: | 2,506 | 17.9% | 12.9% |
| 45 to 54 years: | 1,560 | 11.2% | 12.4% |
| 55 to 59 years: | 802 | 5.7% | 6.5% |
| 60 to 64 years: | 719 | 5.1% | 6.4% |
| 65 to 74 years: | 893 | 6.4% | 9.7% |
| 75 to 84 years: | 258 | 1.8% | 4.8% |
| 85 years and over: | 38 | 0.3% | 2.0% |
Housing Information (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $375,000 | -- | $281,900 |
| Median rooms: | 4.0 | -- | 5.5 |
| Median rent: | $1,499 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,750 | -- | -- |
| Occupied housing units: | 7,618 | 87.1% | 38.0% |
| Vacant housing units: | 1,132 | 12.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,628 | 34.5% | 64.8% |
| Renter-occupied: | 4,990 | 65.5% | 35.2% |
Educational Attainment (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 11,701 | -- | -- |
| Less than 9th grade: | 91 | 0.8% | 4.7% |
| 9th to 12th grade, no diploma: | 710 | 6.1% | 6.1% |
| High school graduate: | 1,732 | 14.8% | 26.4% |
| Some college, no degree: | 1,516 | 13.0% | 19.7% |
| Associate degree: | 427 | 3.6% | 8.7% |
| Bachelor's degree: | 3,485 | 29.8% | 20.9% |
| Graduate or professional degree: | 3,740 | 32.0% | 13.7% |
| Percent high school graduate or higher: | -- | 93.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 61.7% | 34.3% |
Income Information (38103 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $89,851 / yr. | $75,149 / yr. |
| Mean household income: | $118,564 / yr. | $105,833 / yr. |
| Median family income: | $146,118 / yr. | $92,646 / yr. |
| Per capita income: | $62,963 / yr. | $41,261 / yr. |
Employment (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 8,626 | -- | 63.5% |
| Employed: | 8,417 | 98.7% | 96.4% |
| Unemployed: | 110 | 1.3% | 5.3% |
| Not in labor force: | 4,466 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,946 | 82.5% | 79.7% |
| Government workers: | 1,235 | 14.7% | 14.2% |
| Self-employed: | 236 | 2.8% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 8,521 | 60.9% | 61.6% |
| Black or African American: | 3,948 | 28.2% | 12.4% |
| American Indian/Alaska Native: | 11 | 0.1% | 1.1% |
| Asian: | 831 | 5.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 96 | 0.7% | 8.4% |
| Two or more races: | 574 | 4.1% | 10.2% |
| Hispanic or Latino (any race): | 248 | 1.8% | 18.7% |
| Mexican: | 543 | 3.9% | 11.2% |
| Puerto Rican: | 158 | 1.1% | 1.8% |
| Cuban: | 66 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 12 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 307 | 2.2% | 81.1% |
Income Distribution (38103 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 419 | 5.5% | 4.9% |
| $10,000 to $14,999: | 313 | 4.1% | 3.8% |
| $15,000 to $24,999: | 238 | 3.1% | 7.0% |
| $25,000 to $34,999: | 373 | 4.9% | 7.4% |
| $35,000 to $49,999: | 901 | 11.8% | 10.7% |
| $50,000 to $74,999: | 1,024 | 13.4% | 16.1% |
| $75,000 to $99,999: | 877 | 11.5% | 12.8% |
| $100,000 to $149,999: | 1,616 | 21.2% | 17.1% |
| $150,000 to $199,999: | 714 | 9.4% | 8.8% |
| $200,000 or more: | 1,143 | 15.0% | 11.4% |
Commute to Work (38103 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,634 | 78.8% | 67.8% |
| Carpooled: | 276 | 3.3% | 8.7% |
| Public transportation: | 49 | 0.6% | 4.2% |
| Walked: | 300 | 3.6% | 2.5% |
| Other means: | 299 | 3.6% | 0.9% |
| Worked from home: | 835 | 9.9% | 13.8% |
| Mean travel time to work: | 19.2 min | -- | 26.7 min |
Industry (38103 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 30 | 0.4% | 1.6% |
| Construction: | 133 | 1.6% | 6.9% |
| Manufacturing: | 779 | 9.3% | 10.0% |
| Wholesale trade: | 131 | 1.6% | 2.4% |
| Retail trade: | 613 | 7.3% | 11.0% |
| Transportation, warehousing, utilities: | 935 | 11.1% | 5.8% |
| Information: | 309 | 3.7% | 1.9% |
| Finance, insurance, real estate: | 539 | 6.4% | 6.7% |
| Professional, scientific, management: | 1,258 | 14.9% | 12.1% |
| Education, health care, social services: | 2,658 | 31.6% | 23.3% |
| Arts, entertainment, food services: | 419 | 5.0% | 9.0% |
| Other services: | 350 | 4.2% | 4.7% |
| Public administration: | 263 | 3.1% | 4.7% |
Poverty Status (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 11,090 | 79.3% | 91.3% |
| Private health insurance: | 10,436 | 74.6% | 67.6% |
| Public health coverage: | 1,636 | 11.7% | 35.9% |
| Without health insurance: | 478 | 3.4% | 8.7% |
Benefits & Assistance (38103 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,786 | 89.1% | 77.4% |
| Social Security income: | 864 | 11.3% | 31.0% |
| Retirement income: | 825 | 10.8% | 21.8% |
| Supplemental Security Income (SSI): | 145 | 1.9% | 4.5% |
| Cash public assistance income: | 128 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 215 | 2.8% | 11.4% |
Housing Types (38103 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 1,703 | 19.5% | 61.4% |
| 1-unit, attached: | 365 | 4.2% | 6.1% |
| 2 units: | 66 | 0.8% | 3.4% |
| 3 or 4 units: | 149 | 1.7% | 4.3% |
| 5 to 9 units: | 747 | 8.5% | 4.6% |
| 10 to 19 units: | 1,370 | 15.7% | 4.3% |
| 20 or more units: | 4,336 | 49.6% | 9.9% |
| Mobile home: | 14 | 0.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (38103 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 38 | 0.4% | 0.6% |
| Built 2010 to 2019: | 1,202 | 13.7% | 8.2% |
| Built 2000 to 2009: | 2,790 | 31.9% | 13.5% |
| Built 1990 to 1999: | 1,678 | 19.2% | 13.2% |
| Built 1980 to 1989: | 538 | 6.1% | 13.2% |
| Built 1970 to 1979: | 288 | 3.3% | 14.6% |
| Built 1960 to 1969: | 224 | 2.6% | 10.2% |
| Built 1950 to 1959: | 330 | 3.8% | 9.9% |
| Built 1940 to 1949: | 164 | 1.9% | 4.6% |
| Built 1939 or earlier: | 1,498 | 17.1% | 12.0% |
Bedrooms (38103 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 962 | 11.0% | 2.4% |
| 1 bedroom: | 2,928 | 33.5% | 3.0% |
| 2 bedrooms: | 2,765 | 31.6% | 9.1% |
| 3 bedrooms: | 1,734 | 19.8% | 15.9% |
| 4 bedrooms: | 331 | 3.8% | 18.8% |
| 5 or more bedrooms: | 30 | 0.3% | 17.6% |
Heating Fuel (38103 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,650 | 21.7% | 47.1% |
| Bottled, tank, or LP gas: | 60 | 0.8% | 4.9% |
| Electricity: | 5,857 | 76.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 32 | 0.4% | 0.5% |
| No fuel used: | 19 | 0.2% | 0.2% |
Vehicles Available (38103 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 524 | 6.9% | 8.3% |
| 1 vehicle available: | 4,422 | 58.0% | 32.6% |
| 2 vehicles available: | 2,178 | 28.6% | 37.0% |
| 3 or more vehicles available: | 494 | 6.5% | 22.1% |
Home Value Distribution (38103 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 41 | 1.6% | 5.7% |
| $50,000 to $99,999: | 0 | 0.0% | 7.8% |
| $100,000 to $149,999: | 96 | 3.7% | 9.2% |
| $150,000 to $199,999: | 102 | 3.9% | 10.8% |
| $200,000 to $299,999: | 599 | 22.8% | 19.9% |
| $300,000 to $499,999: | 1,268 | 48.2% | 24.1% |
| $500,000 to $999,999: | 481 | 18.3% | 17.0% |
| $1,000,000 or more: | 41 | 1.6% | 5.6% |
Housing Costs (38103 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,250 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $949 / mo. | $584 / mo. |
| Median gross rent: | $1,499 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 1.85 | 2.53 |
| Average household size (renter-occupied): | 1.36 | 2.38 |
Households (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 7,618 | -- | -- |
| Married-couple households: | 1,847 | 24.2% | 47.5% |
| Cohabiting couple households: | 378 | 5.0% | 7.0% |
| Male householder, no spouse: | 3,333 | 43.8% | 5.4% |
| Female householder, no spouse: | 2,070 | 27.2% | 12.7% |
| Householder living alone: | 637 | 8.4% | 28.6% |
| 65 years and over living alone: | 837 | 11.0% | 11.8% |
| Average household size: | 1.53 | -- | 2.53 |
| Average family size: | 2.38 | -- | -- |
Marital Status (38103 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,309 | -- | -- |
| Never married: | 4,360 | 52.5% | 37.0% |
| Now married: | 2,505 | 30.1% | 49.5% |
| Separated: | 69 | 0.8% | 1.5% |
| Widowed: | 1,170 | 14.1% | 2.6% |
| Divorced: | 2,159 | 26.0% | 9.3% |
School Enrollment (38103 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,093 | -- | -- |
| Nursery school, preschool: | 131 | 6.3% | 5.8% |
| Kindergarten: | 16 | 0.8% | 5.0% |
| Elementary school (grades 1-8): | 262 | 12.5% | 40.5% |
| High school (grades 9-12): | 171 | 8.2% | 21.4% |
| College or graduate school: | 1,513 | 72.3% | 27.3% |
Veterans & Disability (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 12,910 | -- | -- |
| Veterans: | 759 | 5.9% | 6.3% |
| Civilian noninstitutionalized population: | 11,568 | -- | -- |
| With a disability: | 705 | 6.1% | 13.4% |
| Under 18 with disability: | 19 | 2.7% | 5.8% |
| 18 to 64 with disability: | 510 | 72.3% | 10.4% |
| 65 and over with disability: | 176 | 25.0% | 33.4% |
Mobility (Residence 1 Year Ago) (38103 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 9,527 | 68.1% | 86.9% |
| Different house: | 4,212 | 30.1% | 13.1% |
| Same county: | 1,571 | 37.3% | 7.0% |
| Different county: | 2,532 | 60.1% | 3.2% |
| Different state: | 1,648 | 39.1% | 2.5% |
| Abroad: | 109 | 2.6% | 0.4% |
Place of Birth (38103 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 12,931 | 92.5% | 86.2% |
| Foreign born: | 135 | 1.0% | 13.9% |
| Naturalized citizen: | 1,050 | 777.8% | 52.7% |
| Not a citizen: | 1,050 | 777.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,050 | 777.8% | 10.5% |
| Asia: | 194 | 143.7% | 31.3% |
| Africa: | 38 | 28.1% | 5.5% |
| Oceania: | 12 | 8.9% | 0.5% |
| Latin America: | 179 | 132.6% | 50.0% |
| Northern America: | 87 | 64.4% | 2.2% |
Language Spoken at Home (38103 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,503 | -- | -- |
| English only: | 12,357 | 91.5% | 78.3% |
| Language other than English: | 1,146 | 8.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 369 | 2.7% | 13.3% |
| Other Indo-European languages: | 381 | 2.8% | 3.5% |
| Asian/Pacific Island languages: | 300 | 2.2% | 3.5% |
| Other languages: | 96 | 0.7% | 1.0% |
Computers & Internet (38103 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 7,618 | 100.0% | 93.1% |
| Households with broadband internet: | 7,301 | 95.8% | 89.4% |
Memphis, TN38103