38109 ZIP Code
Memphis, Tennessee
December 15, 2025
| ZIP Code: | 38109 |
| City/Town: | Memphis |
| County: | Shelby |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 45,204 |
| Median Household Income: | $35,018 |
| Per Capita Income: | $30,090 |
| Total Housing Units: | 19,000 |
| Median Home Value: | $72,200 |
| Land Area: | 56.2 sq miles
145.5 sq km |
| Water Area: | 5.7 sq miles
14.9 sq km |
| Coordinates: | 35.0379, -90.1542 |
Population Information (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 45,204 | -- | -- |
| Male: | 20,490 | 45.3% | 49.6% |
| Female: | 24,714 | 54.7% | 50.4% |
| Median Age: | 39.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 3,156 | 7.0% | 5.7% |
| 5 to 9 years: | 2,593 | 5.7% | 6.0% |
| 10 to 14 years: | 3,279 | 7.3% | 6.5% |
| 15 to 19 years: | 2,935 | 6.5% | 6.6% |
| 20 to 24 years: | 2,412 | 5.3% | 6.7% |
| 25 to 34 years: | 5,518 | 12.2% | 13.7% |
| 35 to 44 years: | 5,708 | 12.6% | 12.9% |
| 45 to 54 years: | 5,149 | 11.4% | 12.4% |
| 55 to 59 years: | 2,614 | 5.8% | 6.5% |
| 60 to 64 years: | 2,924 | 6.5% | 6.4% |
| 65 to 74 years: | 4,932 | 10.9% | 9.7% |
| 75 to 84 years: | 2,878 | 6.4% | 4.8% |
| 85 years and over: | 1,106 | 2.4% | 2.0% |
Housing Information (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $72,200 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $959 / mo. | -- | $1,268 / mo. |
| Total housing units: | 19,000 | -- | -- |
| Occupied housing units: | 16,718 | 88.0% | 38.0% |
| Vacant housing units: | 2,282 | 12.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 9,234 | 55.2% | 64.8% |
| Renter-occupied: | 7,484 | 44.8% | 35.2% |
Educational Attainment (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 30,829 | -- | -- |
| Less than 9th grade: | 1,386 | 4.5% | 4.7% |
| 9th to 12th grade, no diploma: | 2,954 | 9.6% | 6.1% |
| High school graduate: | 13,493 | 43.8% | 26.4% |
| Some college, no degree: | 7,493 | 24.3% | 19.7% |
| Associate degree: | 1,432 | 4.6% | 8.7% |
| Bachelor's degree: | 2,530 | 8.2% | 20.9% |
| Graduate or professional degree: | 1,541 | 5.0% | 13.7% |
| Percent high school graduate or higher: | -- | 85.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 13.2% | 34.3% |
Income Information (38109 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $35,018 / yr. | $75,149 / yr. |
| Mean household income: | $51,010 / yr. | $105,833 / yr. |
| Median family income: | $45,129 / yr. | $92,646 / yr. |
| Per capita income: | $30,090 / yr. | $41,261 / yr. |
Employment (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 18,753 | -- | 63.5% |
| Employed: | 15,448 | 82.5% | 96.4% |
| Unemployed: | 3,281 | 17.5% | 5.3% |
| Not in labor force: | 16,720 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 12,217 | 79.1% | 79.7% |
| Government workers: | 2,368 | 15.3% | 14.2% |
| Self-employed: | 863 | 5.6% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 1,209 | 2.7% | 61.6% |
| Black or African American: | 43,019 | 95.2% | 12.4% |
| American Indian/Alaska Native: | 24 | 0.1% | 1.1% |
| Asian: | 0 | 0.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 189 | 0.4% | 8.4% |
| Two or more races: | 763 | 1.7% | 10.2% |
| Hispanic or Latino (any race): | 199 | 0.4% | 18.7% |
| Mexican: | 448 | 1.0% | 11.2% |
| Puerto Rican: | 170 | 0.4% | 1.8% |
| Cuban: | 79 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 52 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 147 | 0.3% | 81.1% |
Income Distribution (38109 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 1,598 | 9.6% | 4.9% |
| $10,000 to $14,999: | 1,262 | 7.5% | 3.8% |
| $15,000 to $24,999: | 2,723 | 16.3% | 7.0% |
| $25,000 to $34,999: | 2,773 | 16.6% | 7.4% |
| $35,000 to $49,999: | 2,578 | 15.4% | 10.7% |
| $50,000 to $74,999: | 2,446 | 14.6% | 16.1% |
| $75,000 to $99,999: | 1,440 | 8.6% | 12.8% |
| $100,000 to $149,999: | 1,208 | 7.2% | 17.1% |
| $150,000 to $199,999: | 320 | 1.9% | 8.8% |
| $200,000 or more: | 370 | 2.2% | 11.4% |
Commute to Work (38109 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 12,239 | 79.2% | 67.8% |
| Carpooled: | 1,584 | 10.3% | 8.7% |
| Public transportation: | 187 | 1.2% | 4.2% |
| Walked: | 136 | 0.9% | 2.5% |
| Other means: | 246 | 1.6% | 0.9% |
| Worked from home: | 477 | 3.1% | 13.8% |
| Mean travel time to work: | 23.6 min | -- | 26.7 min |
Industry (38109 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 30 | 0.2% | 1.6% |
| Construction: | 806 | 5.2% | 6.9% |
| Manufacturing: | 1,576 | 10.2% | 10.0% |
| Wholesale trade: | 400 | 2.6% | 2.4% |
| Retail trade: | 1,342 | 8.7% | 11.0% |
| Transportation, warehousing, utilities: | 3,171 | 20.5% | 5.8% |
| Information: | 229 | 1.5% | 1.9% |
| Finance, insurance, real estate: | 611 | 4.0% | 6.7% |
| Professional, scientific, management: | 1,232 | 8.0% | 12.1% |
| Education, health care, social services: | 2,836 | 18.4% | 23.3% |
| Arts, entertainment, food services: | 1,360 | 8.8% | 9.0% |
| Other services: | 998 | 6.5% | 4.7% |
| Public administration: | 857 | 5.5% | 4.7% |
Poverty Status (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 30.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 36,791 | 81.4% | 91.3% |
| Private health insurance: | 22,441 | 49.6% | 67.6% |
| Public health coverage: | 22,978 | 50.8% | 35.9% |
| Without health insurance: | 8,274 | 18.3% | 8.7% |
Benefits & Assistance (38109 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 10,828 | 64.8% | 77.4% |
| Social Security income: | 7,015 | 42.0% | 31.0% |
| Retirement income: | 3,656 | 21.9% | 21.8% |
| Supplemental Security Income (SSI): | 1,955 | 11.7% | 4.5% |
| Cash public assistance income: | 370 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 5,222 | 31.2% | 11.4% |
Housing Types (38109 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 16,493 | 86.8% | 61.4% |
| 1-unit, attached: | 476 | 2.5% | 6.1% |
| 2 units: | 76 | 0.4% | 3.4% |
| 3 or 4 units: | 573 | 3.0% | 4.3% |
| 5 to 9 units: | 475 | 2.5% | 4.6% |
| 10 to 19 units: | 103 | 0.5% | 4.3% |
| 20 or more units: | 587 | 3.1% | 9.9% |
| Mobile home: | 217 | 1.1% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (38109 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 45 | 0.2% | 0.6% |
| Built 2010 to 2019: | 325 | 1.7% | 8.2% |
| Built 2000 to 2009: | 1,024 | 5.4% | 13.5% |
| Built 1990 to 1999: | 936 | 4.9% | 13.2% |
| Built 1980 to 1989: | 973 | 5.1% | 13.2% |
| Built 1970 to 1979: | 3,233 | 17.0% | 14.6% |
| Built 1960 to 1969: | 4,120 | 21.7% | 10.2% |
| Built 1950 to 1959: | 5,762 | 30.3% | 9.9% |
| Built 1940 to 1949: | 2,187 | 11.5% | 4.6% |
| Built 1939 or earlier: | 395 | 2.1% | 12.0% |
Bedrooms (38109 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 187 | 1.0% | 2.4% |
| 1 bedroom: | 503 | 2.6% | 3.0% |
| 2 bedrooms: | 3,792 | 20.0% | 9.1% |
| 3 bedrooms: | 11,702 | 61.6% | 15.9% |
| 4 bedrooms: | 2,451 | 12.9% | 18.8% |
| 5 or more bedrooms: | 365 | 1.9% | 17.6% |
Heating Fuel (38109 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 8,472 | 50.7% | 47.1% |
| Bottled, tank, or LP gas: | 110 | 0.7% | 4.9% |
| Electricity: | 8,058 | 48.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 11 | 0.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 10 | 0.1% | 0.5% |
| No fuel used: | 57 | 0.3% | 0.2% |
Vehicles Available (38109 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 2,215 | 13.2% | 8.3% |
| 1 vehicle available: | 7,842 | 46.9% | 32.6% |
| 2 vehicles available: | 4,839 | 28.9% | 37.0% |
| 3 or more vehicles available: | 1,822 | 10.9% | 22.1% |
Home Value Distribution (38109 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 1,537 | 16.6% | 5.7% |
| $50,000 to $99,999: | 5,562 | 60.2% | 7.8% |
| $100,000 to $149,999: | 907 | 9.8% | 9.2% |
| $150,000 to $199,999: | 414 | 4.5% | 10.8% |
| $200,000 to $299,999: | 558 | 6.0% | 19.9% |
| $300,000 to $499,999: | 135 | 1.5% | 24.1% |
| $500,000 to $999,999: | 67 | 0.7% | 17.0% |
| $1,000,000 or more: | 54 | 0.6% | 5.6% |
Housing Costs (38109 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,032 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $406 / mo. | $584 / mo. |
| Median gross rent: | $959 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.61 | 2.53 |
| Average household size (renter-occupied): | 2.80 | 2.38 |
Households (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 16,718 | -- | -- |
| Married-couple households: | 3,763 | 22.5% | 47.5% |
| Cohabiting couple households: | 667 | 4.0% | 7.0% |
| Male householder, no spouse: | 3,421 | 20.5% | 5.4% |
| Female householder, no spouse: | 8,770 | 52.5% | 12.7% |
| Householder living alone: | 4,793 | 28.7% | 28.6% |
| 65 years and over living alone: | 6,972 | 41.7% | 11.8% |
| Average household size: | 2.70 | -- | 2.53 |
| Average family size: | 3.55 | -- | -- |
Marital Status (38109 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 16,069 | -- | -- |
| Never married: | 8,429 | 52.5% | 37.0% |
| Now married: | 4,394 | 27.3% | 49.5% |
| Separated: | 886 | 5.5% | 1.5% |
| Widowed: | 1,423 | 8.9% | 2.6% |
| Divorced: | 9,558 | 59.5% | 9.3% |
School Enrollment (38109 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,375 | -- | -- |
| Nursery school, preschool: | 442 | 4.7% | 5.8% |
| Kindergarten: | 681 | 7.3% | 5.0% |
| Elementary school (grades 1-8): | 4,351 | 46.4% | 40.5% |
| High school (grades 9-12): | 2,266 | 24.2% | 21.4% |
| College or graduate school: | 1,635 | 17.4% | 27.3% |
Veterans & Disability (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 34,243 | -- | -- |
| Veterans: | 1,808 | 5.3% | 6.3% |
| Civilian noninstitutionalized population: | 45,065 | -- | -- |
| With a disability: | 7,456 | 16.5% | 13.4% |
| Under 18 with disability: | 560 | 7.5% | 5.8% |
| 18 to 64 with disability: | 4,191 | 56.2% | 10.4% |
| 65 and over with disability: | 2,705 | 36.3% | 33.4% |
Mobility (Residence 1 Year Ago) (38109 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 41,450 | 91.7% | 86.9% |
| Different house: | 3,516 | 7.8% | 13.1% |
| Same county: | 2,673 | 76.0% | 7.0% |
| Different county: | 642 | 18.3% | 3.2% |
| Different state: | 575 | 16.4% | 2.5% |
| Abroad: | 201 | 5.7% | 0.4% |
Place of Birth (38109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 44,737 | 99.0% | 86.2% |
| Foreign born: | 8 | 0.0% | 13.9% |
| Naturalized citizen: | 467 | 5837.5% | 52.7% |
| Not a citizen: | 467 | 5837.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 467 | 5837.5% | 10.5% |
| Asia: | 0 | 0.0% | 31.3% |
| Africa: | 293 | 3662.5% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 166 | 2075.0% | 50.0% |
| Northern America: | 7 | 87.5% | 2.2% |
Language Spoken at Home (38109 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 42,048 | -- | -- |
| English only: | 41,470 | 98.6% | 78.3% |
| Language other than English: | 578 | 1.4% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 266 | 0.6% | 13.3% |
| Other Indo-European languages: | 166 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 0 | 0.0% | 3.5% |
| Other languages: | 146 | 0.3% | 1.0% |
Computers & Internet (38109 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 16,718 | 100.0% | 93.1% |
| Households with broadband internet: | 13,087 | 78.3% | 89.4% |
Memphis, TN38109