38120 ZIP Code
Memphis, Tennessee
December 15, 2025
| ZIP Code: | 38120 |
| City/Town: | Memphis |
| County: | Shelby |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 13,554 |
| Median Household Income: | $112,700 |
| Per Capita Income: | $61,003 |
| Total Housing Units: | 6,788 |
| Median Home Value: | $424,800 |
| Land Area: | 9.6 sq miles
24.9 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 35.1236, -89.8526 |
Population Information (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 13,554 | -- | -- |
| Male: | 6,577 | 48.5% | 49.6% |
| Female: | 6,977 | 51.5% | 50.4% |
| Median Age: | 46.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 603 | 4.4% | 5.7% |
| 5 to 9 years: | 741 | 5.5% | 6.0% |
| 10 to 14 years: | 665 | 4.9% | 6.5% |
| 15 to 19 years: | 665 | 4.9% | 6.6% |
| 20 to 24 years: | 635 | 4.7% | 6.7% |
| 25 to 34 years: | 1,490 | 11.0% | 13.7% |
| 35 to 44 years: | 1,778 | 13.1% | 12.9% |
| 45 to 54 years: | 1,259 | 9.3% | 12.4% |
| 55 to 59 years: | 769 | 5.7% | 6.5% |
| 60 to 64 years: | 1,561 | 11.5% | 6.4% |
| 65 to 74 years: | 2,038 | 15.0% | 9.7% |
| 75 to 84 years: | 818 | 6.0% | 4.8% |
| 85 years and over: | 532 | 3.9% | 2.0% |
Housing Information (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $424,800 | -- | $281,900 |
| Median rooms: | 7.4 | -- | 5.5 |
| Median rent: | $1,475 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,788 | -- | -- |
| Occupied housing units: | 6,234 | 91.8% | 38.0% |
| Vacant housing units: | 554 | 8.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,624 | 74.2% | 64.8% |
| Renter-occupied: | 1,610 | 25.8% | 35.2% |
Educational Attainment (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,245 | -- | -- |
| Less than 9th grade: | 84 | 0.8% | 4.7% |
| 9th to 12th grade, no diploma: | 135 | 1.3% | 6.1% |
| High school graduate: | 973 | 9.5% | 26.4% |
| Some college, no degree: | 1,284 | 12.5% | 19.7% |
| Associate degree: | 585 | 5.7% | 8.7% |
| Bachelor's degree: | 3,669 | 35.8% | 20.9% |
| Graduate or professional degree: | 3,515 | 34.3% | 13.7% |
| Percent high school graduate or higher: | -- | 97.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 70.1% | 34.3% |
Income Information (38120 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $112,700 / yr. | $75,149 / yr. |
| Mean household income: | $212,769 / yr. | $105,833 / yr. |
| Median family income: | $174,559 / yr. | $92,646 / yr. |
| Per capita income: | $61,003 / yr. | $41,261 / yr. |
Employment (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,820 | -- | 63.5% |
| Employed: | 7,659 | 98.1% | 96.4% |
| Unemployed: | 152 | 1.9% | 5.3% |
| Not in labor force: | 3,650 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,046 | 78.9% | 79.7% |
| Government workers: | 859 | 11.2% | 14.2% |
| Self-employed: | 501 | 6.5% | 5.9% |
| Unpaid family workers: | 253 | 3.3% | 0.1% |
Race & Ethnicity (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 11,196 | 82.6% | 61.6% |
| Black or African American: | 1,094 | 8.1% | 12.4% |
| American Indian/Alaska Native: | 32 | 0.2% | 1.1% |
| Asian: | 721 | 5.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 72 | 0.5% | 8.4% |
| Two or more races: | 439 | 3.2% | 10.2% |
| Hispanic or Latino (any race): | 263 | 1.9% | 18.7% |
| Mexican: | 424 | 3.1% | 11.2% |
| Puerto Rican: | 259 | 1.9% | 1.8% |
| Cuban: | 11 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 154 | 1.1% | 81.1% |
Income Distribution (38120 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 198 | 3.2% | 4.9% |
| $10,000 to $14,999: | 48 | 0.8% | 3.8% |
| $15,000 to $24,999: | 214 | 3.4% | 7.0% |
| $25,000 to $34,999: | 266 | 4.3% | 7.4% |
| $35,000 to $49,999: | 405 | 6.5% | 10.7% |
| $50,000 to $74,999: | 870 | 14.0% | 16.1% |
| $75,000 to $99,999: | 801 | 12.8% | 12.8% |
| $100,000 to $149,999: | 970 | 15.6% | 17.1% |
| $150,000 to $199,999: | 577 | 9.3% | 8.8% |
| $200,000 or more: | 1,885 | 30.2% | 11.4% |
Commute to Work (38120 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,350 | 82.9% | 67.8% |
| Carpooled: | 255 | 3.3% | 8.7% |
| Public transportation: | 22 | 0.3% | 4.2% |
| Walked: | 3 | 0.0% | 2.5% |
| Other means: | 30 | 0.4% | 0.9% |
| Worked from home: | 944 | 12.3% | 13.8% |
| Mean travel time to work: | 18.4 min | -- | 26.7 min |
Industry (38120 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 22 | 0.3% | 1.6% |
| Construction: | 317 | 4.1% | 6.9% |
| Manufacturing: | 614 | 8.0% | 10.0% |
| Wholesale trade: | 123 | 1.6% | 2.4% |
| Retail trade: | 393 | 5.1% | 11.0% |
| Transportation, warehousing, utilities: | 290 | 3.8% | 5.8% |
| Information: | 160 | 2.1% | 1.9% |
| Finance, insurance, real estate: | 803 | 10.5% | 6.7% |
| Professional, scientific, management: | 1,138 | 14.9% | 12.1% |
| Education, health care, social services: | 2,768 | 36.1% | 23.3% |
| Arts, entertainment, food services: | 431 | 5.6% | 9.0% |
| Other services: | 416 | 5.4% | 4.7% |
| Public administration: | 184 | 2.4% | 4.7% |
Poverty Status (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 12,978 | 95.8% | 91.3% |
| Private health insurance: | 11,789 | 87.0% | 67.6% |
| Public health coverage: | 3,803 | 28.1% | 35.9% |
| Without health insurance: | 537 | 4.0% | 8.7% |
Benefits & Assistance (38120 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,020 | 80.5% | 77.4% |
| Social Security income: | 2,325 | 37.3% | 31.0% |
| Retirement income: | 1,682 | 27.0% | 21.8% |
| Supplemental Security Income (SSI): | 18 | 0.3% | 4.5% |
| Cash public assistance income: | 20 | 0.3% | 1.8% |
| SNAP (food stamps) benefits: | 161 | 2.6% | 11.4% |
Housing Types (38120 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,184 | 76.4% | 61.4% |
| 1-unit, attached: | 139 | 2.0% | 6.1% |
| 2 units: | 72 | 1.1% | 3.4% |
| 3 or 4 units: | 344 | 5.1% | 4.3% |
| 5 to 9 units: | 244 | 3.6% | 4.6% |
| 10 to 19 units: | 205 | 3.0% | 4.3% |
| 20 or more units: | 600 | 8.8% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (38120 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 66 | 1.0% | 0.6% |
| Built 2010 to 2019: | 86 | 1.3% | 8.2% |
| Built 2000 to 2009: | 791 | 11.7% | 13.5% |
| Built 1990 to 1999: | 995 | 14.7% | 13.2% |
| Built 1980 to 1989: | 964 | 14.2% | 13.2% |
| Built 1970 to 1979: | 1,288 | 19.0% | 14.6% |
| Built 1960 to 1969: | 844 | 12.4% | 10.2% |
| Built 1950 to 1959: | 1,603 | 23.6% | 9.9% |
| Built 1940 to 1949: | 64 | 0.9% | 4.6% |
| Built 1939 or earlier: | 87 | 1.3% | 12.0% |
Bedrooms (38120 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 303 | 4.5% | 2.4% |
| 1 bedroom: | 530 | 7.8% | 3.0% |
| 2 bedrooms: | 748 | 11.0% | 9.1% |
| 3 bedrooms: | 2,123 | 31.3% | 15.9% |
| 4 bedrooms: | 2,018 | 29.7% | 18.8% |
| 5 or more bedrooms: | 1,066 | 15.7% | 17.6% |
Heating Fuel (38120 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,572 | 57.3% | 47.1% |
| Bottled, tank, or LP gas: | 9 | 0.1% | 4.9% |
| Electricity: | 2,644 | 42.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 9 | 0.1% | 0.2% |
Vehicles Available (38120 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 148 | 2.4% | 8.3% |
| 1 vehicle available: | 1,812 | 29.1% | 32.6% |
| 2 vehicles available: | 2,898 | 46.5% | 37.0% |
| 3 or more vehicles available: | 1,376 | 22.1% | 22.1% |
Home Value Distribution (38120 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 57 | 1.2% | 5.7% |
| $50,000 to $99,999: | 61 | 1.3% | 7.8% |
| $100,000 to $149,999: | 131 | 2.8% | 9.2% |
| $150,000 to $199,999: | 167 | 3.6% | 10.8% |
| $200,000 to $299,999: | 889 | 19.2% | 19.9% |
| $300,000 to $499,999: | 1,592 | 34.4% | 24.1% |
| $500,000 to $999,999: | 887 | 19.2% | 17.0% |
| $1,000,000 or more: | 840 | 18.2% | 5.6% |
Housing Costs (38120 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,191 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $1,175 / mo. | $584 / mo. |
| Median gross rent: | $1,475 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.32 | 2.53 |
| Average household size (renter-occupied): | 1.73 | 2.38 |
Households (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 6,234 | -- | -- |
| Married-couple households: | 3,629 | 58.2% | 47.5% |
| Cohabiting couple households: | 1,127 | 18.1% | 7.0% |
| Male householder, no spouse: | 981 | 15.7% | 5.4% |
| Female householder, no spouse: | 1,501 | 24.1% | 12.7% |
| Householder living alone: | 1,386 | 22.2% | 28.6% |
| 65 years and over living alone: | 2,358 | 37.8% | 11.8% |
| Average household size: | 2.17 | -- | 2.53 |
| Average family size: | 2.75 | -- | -- |
Marital Status (38120 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,506 | -- | -- |
| Never married: | 1,237 | 22.5% | 37.0% |
| Now married: | 3,832 | 69.6% | 49.5% |
| Separated: | 54 | 1.0% | 1.5% |
| Widowed: | 371 | 6.7% | 2.6% |
| Divorced: | 1,246 | 22.6% | 9.3% |
School Enrollment (38120 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,630 | -- | -- |
| Nursery school, preschool: | 453 | 17.2% | 5.8% |
| Kindergarten: | 112 | 4.3% | 5.0% |
| Elementary school (grades 1-8): | 1,024 | 38.9% | 40.5% |
| High school (grades 9-12): | 541 | 20.6% | 21.4% |
| College or graduate school: | 500 | 19.0% | 27.3% |
Veterans & Disability (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,187 | -- | -- |
| Veterans: | 451 | 4.0% | 6.3% |
| Civilian noninstitutionalized population: | 13,515 | -- | -- |
| With a disability: | 1,461 | 10.8% | 13.4% |
| Under 18 with disability: | 27 | 1.8% | 5.8% |
| 18 to 64 with disability: | 392 | 26.8% | 10.4% |
| 65 and over with disability: | 1,042 | 71.3% | 33.4% |
Mobility (Residence 1 Year Ago) (38120 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 11,560 | 85.3% | 86.9% |
| Different house: | 1,896 | 14.0% | 13.1% |
| Same county: | 1,500 | 79.1% | 7.0% |
| Different county: | 349 | 18.4% | 3.2% |
| Different state: | 215 | 11.3% | 2.5% |
| Abroad: | 47 | 2.5% | 0.4% |
Place of Birth (38120 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 12,696 | 93.7% | 86.2% |
| Foreign born: | 97 | 0.7% | 13.9% |
| Naturalized citizen: | 858 | 884.5% | 52.7% |
| Not a citizen: | 858 | 884.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 858 | 884.5% | 10.5% |
| Asia: | 276 | 284.5% | 31.3% |
| Africa: | 120 | 123.7% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 51 | 52.6% | 50.0% |
| Northern America: | 61 | 62.9% | 2.2% |
Language Spoken at Home (38120 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,951 | -- | -- |
| English only: | 12,360 | 95.4% | 78.3% |
| Language other than English: | 591 | 4.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 59 | 0.5% | 13.3% |
| Other Indo-European languages: | 279 | 2.2% | 3.5% |
| Asian/Pacific Island languages: | 214 | 1.7% | 3.5% |
| Other languages: | 39 | 0.3% | 1.0% |
Computers & Internet (38120 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 6,234 | 100.0% | 93.1% |
| Households with broadband internet: | 6,037 | 96.8% | 89.4% |
Memphis, TN38120