38138 ZIP Code
Germantown, Tennessee
December 15, 2025
| ZIP Code: | 38138 |
| City/Town: | Germantown |
| County: | Shelby |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 25,465 |
| Median Household Income: | $122,627 |
| Per Capita Income: | $68,492 |
| Total Housing Units: | 10,686 |
| Median Home Value: | $366,300 |
| Land Area: | 11.9 sq miles
30.7 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 35.0848, -89.7993 |
Population Information (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 25,465 | -- | -- |
| Male: | 12,013 | 47.2% | 49.6% |
| Female: | 13,452 | 52.8% | 50.4% |
| Median Age: | 43.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,497 | 5.9% | 5.7% |
| 5 to 9 years: | 2,277 | 8.9% | 6.0% |
| 10 to 14 years: | 1,507 | 5.9% | 6.5% |
| 15 to 19 years: | 1,850 | 7.3% | 6.6% |
| 20 to 24 years: | 801 | 3.1% | 6.7% |
| 25 to 34 years: | 1,968 | 7.7% | 13.7% |
| 35 to 44 years: | 3,642 | 14.3% | 12.9% |
| 45 to 54 years: | 2,901 | 11.4% | 12.4% |
| 55 to 59 years: | 1,229 | 4.8% | 6.5% |
| 60 to 64 years: | 1,300 | 5.1% | 6.4% |
| 65 to 74 years: | 3,402 | 13.4% | 9.7% |
| 75 to 84 years: | 2,095 | 8.2% | 4.8% |
| 85 years and over: | 996 | 3.9% | 2.0% |
Housing Information (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $366,300 | -- | $281,900 |
| Median rooms: | 7.7 | -- | 5.5 |
| Median rent: | $1,633 / mo. | -- | $1,268 / mo. |
| Total housing units: | 10,686 | -- | -- |
| Occupied housing units: | 10,069 | 94.2% | 38.0% |
| Vacant housing units: | 617 | 5.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,202 | 81.5% | 64.8% |
| Renter-occupied: | 1,867 | 18.5% | 35.2% |
Educational Attainment (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 17,533 | -- | -- |
| Less than 9th grade: | 92 | 0.5% | 4.7% |
| 9th to 12th grade, no diploma: | 263 | 1.5% | 6.1% |
| High school graduate: | 1,752 | 10.0% | 26.4% |
| Some college, no degree: | 2,657 | 15.2% | 19.7% |
| Associate degree: | 1,019 | 5.8% | 8.7% |
| Bachelor's degree: | 6,315 | 36.0% | 20.9% |
| Graduate or professional degree: | 5,435 | 31.0% | 13.7% |
| Percent high school graduate or higher: | -- | 98.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 67.0% | 34.3% |
Income Information (38138 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $122,627 / yr. | $75,149 / yr. |
| Mean household income: | $162,282 / yr. | $105,833 / yr. |
| Median family income: | $147,024 / yr. | $92,646 / yr. |
| Per capita income: | $68,492 / yr. | $41,261 / yr. |
Employment (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 12,419 | -- | 63.5% |
| Employed: | 12,032 | 97.3% | 96.4% |
| Unemployed: | 339 | 2.7% | 5.3% |
| Not in labor force: | 7,513 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,451 | 86.9% | 79.7% |
| Government workers: | 869 | 7.2% | 14.2% |
| Self-employed: | 702 | 5.8% | 5.9% |
| Unpaid family workers: | 10 | 0.1% | 0.1% |
Race & Ethnicity (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 21,882 | 85.9% | 61.6% |
| Black or African American: | 1,668 | 6.6% | 12.4% |
| American Indian/Alaska Native: | 10 | 0.0% | 1.1% |
| Asian: | 1,177 | 4.6% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 149 | 0.6% | 8.4% |
| Two or more races: | 579 | 2.3% | 10.2% |
| Hispanic or Latino (any race): | 320 | 1.3% | 18.7% |
| Mexican: | 607 | 2.4% | 11.2% |
| Puerto Rican: | 291 | 1.1% | 1.8% |
| Cuban: | 69 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 17 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 230 | 0.9% | 81.1% |
Income Distribution (38138 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 220 | 2.2% | 4.9% |
| $10,000 to $14,999: | 291 | 2.9% | 3.8% |
| $15,000 to $24,999: | 296 | 2.9% | 7.0% |
| $25,000 to $34,999: | 452 | 4.5% | 7.4% |
| $35,000 to $49,999: | 513 | 5.1% | 10.7% |
| $50,000 to $74,999: | 1,122 | 11.1% | 16.1% |
| $75,000 to $99,999: | 1,282 | 12.7% | 12.8% |
| $100,000 to $149,999: | 1,986 | 19.7% | 17.1% |
| $150,000 to $199,999: | 1,511 | 15.0% | 8.8% |
| $200,000 or more: | 2,396 | 23.8% | 11.4% |
Commute to Work (38138 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 9,450 | 78.5% | 67.8% |
| Carpooled: | 742 | 6.2% | 8.7% |
| Public transportation: | 29 | 0.2% | 4.2% |
| Walked: | 60 | 0.5% | 2.5% |
| Other means: | 71 | 0.6% | 0.9% |
| Worked from home: | 1,643 | 13.7% | 13.8% |
| Mean travel time to work: | 20.2 min | -- | 26.7 min |
Industry (38138 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 68 | 0.6% | 1.6% |
| Construction: | 390 | 3.2% | 6.9% |
| Manufacturing: | 965 | 8.0% | 10.0% |
| Wholesale trade: | 423 | 3.5% | 2.4% |
| Retail trade: | 1,112 | 9.2% | 11.0% |
| Transportation, warehousing, utilities: | 843 | 7.0% | 5.8% |
| Information: | 160 | 1.3% | 1.9% |
| Finance, insurance, real estate: | 1,527 | 12.7% | 6.7% |
| Professional, scientific, management: | 1,435 | 11.9% | 12.1% |
| Education, health care, social services: | 3,211 | 26.7% | 23.3% |
| Arts, entertainment, food services: | 780 | 6.5% | 9.0% |
| Other services: | 856 | 7.1% | 4.7% |
| Public administration: | 262 | 2.2% | 4.7% |
Poverty Status (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 3.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 24,547 | 96.4% | 91.3% |
| Private health insurance: | 21,279 | 83.6% | 67.6% |
| Public health coverage: | 7,374 | 29.0% | 35.9% |
| Without health insurance: | 736 | 2.9% | 8.7% |
Benefits & Assistance (38138 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 7,485 | 74.3% | 77.4% |
| Social Security income: | 4,153 | 41.2% | 31.0% |
| Retirement income: | 3,005 | 29.8% | 21.8% |
| Supplemental Security Income (SSI): | 167 | 1.7% | 4.5% |
| Cash public assistance income: | 23 | 0.2% | 1.8% |
| SNAP (food stamps) benefits: | 186 | 1.8% | 11.4% |
Housing Types (38138 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,951 | 74.4% | 61.4% |
| 1-unit, attached: | 586 | 5.5% | 6.1% |
| 2 units: | 7 | 0.1% | 3.4% |
| 3 or 4 units: | 375 | 3.5% | 4.3% |
| 5 to 9 units: | 445 | 4.2% | 4.6% |
| 10 to 19 units: | 109 | 1.0% | 4.3% |
| 20 or more units: | 1,163 | 10.9% | 9.9% |
| Mobile home: | 39 | 0.4% | 5.8% |
| Boat, RV, van, etc.: | 11 | 0.1% | 0.1% |
Year Structure Built (38138 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 60 | 0.6% | 0.6% |
| Built 2010 to 2019: | 807 | 7.6% | 8.2% |
| Built 2000 to 2009: | 992 | 9.3% | 13.5% |
| Built 1990 to 1999: | 1,010 | 9.5% | 13.2% |
| Built 1980 to 1989: | 2,305 | 21.6% | 13.2% |
| Built 1970 to 1979: | 4,326 | 40.5% | 14.6% |
| Built 1960 to 1969: | 893 | 8.4% | 10.2% |
| Built 1950 to 1959: | 211 | 2.0% | 9.9% |
| Built 1940 to 1949: | 52 | 0.5% | 4.6% |
| Built 1939 or earlier: | 30 | 0.3% | 12.0% |
Bedrooms (38138 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 94 | 0.9% | 2.4% |
| 1 bedroom: | 773 | 7.2% | 3.0% |
| 2 bedrooms: | 1,354 | 12.7% | 9.1% |
| 3 bedrooms: | 2,552 | 23.9% | 15.9% |
| 4 bedrooms: | 4,669 | 43.7% | 18.8% |
| 5 or more bedrooms: | 1,244 | 11.6% | 17.6% |
Heating Fuel (38138 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,246 | 62.0% | 47.1% |
| Bottled, tank, or LP gas: | 156 | 1.5% | 4.9% |
| Electricity: | 3,612 | 35.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 13 | 0.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 42 | 0.4% | 0.2% |
Vehicles Available (38138 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 634 | 6.3% | 8.3% |
| 1 vehicle available: | 2,546 | 25.3% | 32.6% |
| 2 vehicles available: | 4,573 | 45.4% | 37.0% |
| 3 or more vehicles available: | 2,316 | 23.0% | 22.1% |
Home Value Distribution (38138 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 75 | 0.9% | 5.7% |
| $50,000 to $99,999: | 125 | 1.5% | 7.8% |
| $100,000 to $149,999: | 76 | 0.9% | 9.2% |
| $150,000 to $199,999: | 268 | 3.3% | 10.8% |
| $200,000 to $299,999: | 1,621 | 19.8% | 19.9% |
| $300,000 to $499,999: | 4,461 | 54.4% | 24.1% |
| $500,000 to $999,999: | 1,330 | 16.2% | 17.0% |
| $1,000,000 or more: | 246 | 3.0% | 5.6% |
Housing Costs (38138 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,235 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $822 / mo. | $584 / mo. |
| Median gross rent: | $1,633 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.62 | 2.53 |
| Average household size (renter-occupied): | 2.05 | 2.38 |
Households (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 10,069 | -- | -- |
| Married-couple households: | 6,227 | 61.8% | 47.5% |
| Cohabiting couple households: | 2,661 | 26.4% | 7.0% |
| Male householder, no spouse: | 1,106 | 11.0% | 5.4% |
| Female householder, no spouse: | 2,626 | 26.1% | 12.7% |
| Householder living alone: | 3,258 | 32.4% | 28.6% |
| 65 years and over living alone: | 4,518 | 44.9% | 11.8% |
| Average household size: | 2.52 | -- | 2.53 |
| Average family size: | 3.09 | -- | -- |
Marital Status (38138 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 9,736 | -- | -- |
| Never married: | 2,260 | 23.2% | 37.0% |
| Now married: | 6,440 | 66.1% | 49.5% |
| Separated: | 197 | 2.0% | 1.5% |
| Widowed: | 742 | 7.6% | 2.6% |
| Divorced: | 1,469 | 15.1% | 9.3% |
School Enrollment (38138 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,778 | -- | -- |
| Nursery school, preschool: | 740 | 10.9% | 5.8% |
| Kindergarten: | 493 | 7.3% | 5.0% |
| Elementary school (grades 1-8): | 2,819 | 41.6% | 40.5% |
| High school (grades 9-12): | 1,850 | 27.3% | 21.4% |
| College or graduate school: | 876 | 12.9% | 27.3% |
Veterans & Disability (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 18,868 | -- | -- |
| Veterans: | 1,249 | 6.6% | 6.3% |
| Civilian noninstitutionalized population: | 25,283 | -- | -- |
| With a disability: | 2,278 | 9.0% | 13.4% |
| Under 18 with disability: | 262 | 11.5% | 5.8% |
| 18 to 64 with disability: | 433 | 19.0% | 10.4% |
| 65 and over with disability: | 1,583 | 69.5% | 33.4% |
Mobility (Residence 1 Year Ago) (38138 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 22,728 | 89.3% | 86.9% |
| Different house: | 2,504 | 9.8% | 13.1% |
| Same county: | 1,506 | 60.1% | 7.0% |
| Different county: | 924 | 36.9% | 3.2% |
| Different state: | 753 | 30.1% | 2.5% |
| Abroad: | 74 | 3.0% | 0.4% |
Place of Birth (38138 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 23,508 | 92.3% | 86.2% |
| Foreign born: | 203 | 0.8% | 13.9% |
| Naturalized citizen: | 1,957 | 964.0% | 52.7% |
| Not a citizen: | 1,957 | 964.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,957 | 964.0% | 10.5% |
| Asia: | 283 | 139.4% | 31.3% |
| Africa: | 131 | 64.5% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 288 | 141.9% | 50.0% |
| Northern America: | 228 | 112.3% | 2.2% |
Language Spoken at Home (38138 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 23,968 | -- | -- |
| English only: | 22,107 | 92.2% | 78.3% |
| Language other than English: | 1,861 | 7.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 440 | 1.8% | 13.3% |
| Other Indo-European languages: | 346 | 1.4% | 3.5% |
| Asian/Pacific Island languages: | 660 | 2.8% | 3.5% |
| Other languages: | 415 | 1.7% | 1.0% |
Computers & Internet (38138 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 10,069 | 100.0% | 93.1% |
| Households with broadband internet: | 9,508 | 94.4% | 89.4% |
Germantown, TN38138