38261 ZIP Code
Union City, Tennessee
December 15, 2025
| ZIP Code: | 38261 |
| City/Town: | Union City |
| County: | Obion |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 16,325 |
| Median Household Income: | $50,576 |
| Per Capita Income: | $32,942 |
| Total Housing Units: | 7,255 |
| Median Home Value: | $136,900 |
| Land Area: | 176.9 sq miles
458.2 sq km |
| Water Area: | 6.8 sq miles
17.7 sq km |
| Coordinates: | 36.4289, -89.1135 |
Population Information (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 16,325 | -- | -- |
| Male: | 7,654 | 46.9% | 49.6% |
| Female: | 8,671 | 53.1% | 50.4% |
| Median Age: | 41.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 895 | 5.5% | 5.7% |
| 5 to 9 years: | 1,206 | 7.4% | 6.0% |
| 10 to 14 years: | 1,078 | 6.6% | 6.5% |
| 15 to 19 years: | 1,037 | 6.4% | 6.6% |
| 20 to 24 years: | 1,032 | 6.3% | 6.7% |
| 25 to 34 years: | 1,852 | 11.3% | 13.7% |
| 35 to 44 years: | 2,223 | 13.6% | 12.9% |
| 45 to 54 years: | 1,880 | 11.5% | 12.4% |
| 55 to 59 years: | 959 | 5.9% | 6.5% |
| 60 to 64 years: | 946 | 5.8% | 6.4% |
| 65 to 74 years: | 1,862 | 11.4% | 9.7% |
| 75 to 84 years: | 846 | 5.2% | 4.8% |
| 85 years and over: | 509 | 3.1% | 2.0% |
Housing Information (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $136,900 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $726 / mo. | -- | $1,268 / mo. |
| Total housing units: | 7,255 | -- | -- |
| Occupied housing units: | 6,550 | 90.3% | 38.0% |
| Vacant housing units: | 705 | 9.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,910 | 59.7% | 64.8% |
| Renter-occupied: | 2,640 | 40.3% | 35.2% |
Educational Attainment (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 11,077 | -- | -- |
| Less than 9th grade: | 633 | 5.7% | 4.7% |
| 9th to 12th grade, no diploma: | 933 | 8.4% | 6.1% |
| High school graduate: | 4,601 | 41.5% | 26.4% |
| Some college, no degree: | 2,254 | 20.3% | 19.7% |
| Associate degree: | 590 | 5.3% | 8.7% |
| Bachelor's degree: | 1,243 | 11.2% | 20.9% |
| Graduate or professional degree: | 823 | 7.4% | 13.7% |
| Percent high school graduate or higher: | -- | 85.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 18.7% | 34.3% |
Income Information (38261 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $50,576 / yr. | $75,149 / yr. |
| Mean household income: | $70,674 / yr. | $105,833 / yr. |
| Median family income: | $73,162 / yr. | $92,646 / yr. |
| Per capita income: | $32,942 / yr. | $41,261 / yr. |
Employment (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,826 | -- | 63.5% |
| Employed: | 7,307 | 93.4% | 96.4% |
| Unemployed: | 519 | 6.6% | 5.3% |
| Not in labor force: | 5,026 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 5,789 | 79.2% | 79.7% |
| Government workers: | 1,010 | 13.8% | 14.2% |
| Self-employed: | 477 | 6.5% | 5.9% |
| Unpaid family workers: | 31 | 0.4% | 0.1% |
Race & Ethnicity (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 12,100 | 74.1% | 61.6% |
| Black or African American: | 2,671 | 16.4% | 12.4% |
| American Indian/Alaska Native: | 29 | 0.2% | 1.1% |
| Asian: | 53 | 0.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 27 | 0.2% | 0.2% |
| Some other race: | 301 | 1.8% | 8.4% |
| Two or more races: | 1,144 | 7.0% | 10.2% |
| Hispanic or Latino (any race): | 1,014 | 6.2% | 18.7% |
| Mexican: | 1,097 | 6.7% | 11.2% |
| Puerto Rican: | 924 | 5.7% | 1.8% |
| Cuban: | 20 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 16 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 137 | 0.8% | 81.1% |
Income Distribution (38261 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 478 | 7.3% | 4.9% |
| $10,000 to $14,999: | 420 | 6.4% | 3.8% |
| $15,000 to $24,999: | 863 | 13.2% | 7.0% |
| $25,000 to $34,999: | 559 | 8.5% | 7.4% |
| $35,000 to $49,999: | 893 | 13.6% | 10.7% |
| $50,000 to $74,999: | 1,138 | 17.4% | 16.1% |
| $75,000 to $99,999: | 965 | 14.7% | 12.8% |
| $100,000 to $149,999: | 685 | 10.5% | 17.1% |
| $150,000 to $199,999: | 389 | 5.9% | 8.8% |
| $200,000 or more: | 160 | 2.4% | 11.4% |
Commute to Work (38261 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 5,969 | 81.7% | 67.8% |
| Carpooled: | 656 | 9.0% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 141 | 1.9% | 2.5% |
| Other means: | 74 | 1.0% | 0.9% |
| Worked from home: | 319 | 4.4% | 13.8% |
| Mean travel time to work: | 17.6 min | -- | 26.7 min |
Industry (38261 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 169 | 2.3% | 1.6% |
| Construction: | 411 | 5.6% | 6.9% |
| Manufacturing: | 1,747 | 23.9% | 10.0% |
| Wholesale trade: | 82 | 1.1% | 2.4% |
| Retail trade: | 869 | 11.9% | 11.0% |
| Transportation, warehousing, utilities: | 361 | 4.9% | 5.8% |
| Information: | 116 | 1.6% | 1.9% |
| Finance, insurance, real estate: | 243 | 3.3% | 6.7% |
| Professional, scientific, management: | 493 | 6.7% | 12.1% |
| Education, health care, social services: | 1,410 | 19.3% | 23.3% |
| Arts, entertainment, food services: | 640 | 8.8% | 9.0% |
| Other services: | 403 | 5.5% | 4.7% |
| Public administration: | 363 | 5.0% | 4.7% |
Poverty Status (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 17.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 14,539 | 89.1% | 91.3% |
| Private health insurance: | 9,947 | 60.9% | 67.6% |
| Public health coverage: | 6,675 | 40.9% | 35.9% |
| Without health insurance: | 1,446 | 8.9% | 8.7% |
Benefits & Assistance (38261 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,605 | 70.3% | 77.4% |
| Social Security income: | 2,460 | 37.6% | 31.0% |
| Retirement income: | 1,608 | 24.5% | 21.8% |
| Supplemental Security Income (SSI): | 332 | 5.1% | 4.5% |
| Cash public assistance income: | 58 | 0.9% | 1.8% |
| SNAP (food stamps) benefits: | 1,046 | 16.0% | 11.4% |
Housing Types (38261 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,196 | 71.6% | 61.4% |
| 1-unit, attached: | 179 | 2.5% | 6.1% |
| 2 units: | 551 | 7.6% | 3.4% |
| 3 or 4 units: | 347 | 4.8% | 4.3% |
| 5 to 9 units: | 280 | 3.9% | 4.6% |
| 10 to 19 units: | 28 | 0.4% | 4.3% |
| 20 or more units: | 94 | 1.3% | 9.9% |
| Mobile home: | 569 | 7.8% | 5.8% |
| Boat, RV, van, etc.: | 11 | 0.2% | 0.1% |
Year Structure Built (38261 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 4 | 0.1% | 0.6% |
| Built 2010 to 2019: | 331 | 4.6% | 8.2% |
| Built 2000 to 2009: | 602 | 8.3% | 13.5% |
| Built 1990 to 1999: | 908 | 12.5% | 13.2% |
| Built 1980 to 1989: | 1,011 | 13.9% | 13.2% |
| Built 1970 to 1979: | 1,269 | 17.5% | 14.6% |
| Built 1960 to 1969: | 1,327 | 18.3% | 10.2% |
| Built 1950 to 1959: | 800 | 11.0% | 9.9% |
| Built 1940 to 1949: | 384 | 5.3% | 4.6% |
| Built 1939 or earlier: | 619 | 8.5% | 12.0% |
Bedrooms (38261 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 55 | 0.8% | 2.4% |
| 1 bedroom: | 419 | 5.8% | 3.0% |
| 2 bedrooms: | 2,002 | 27.6% | 9.1% |
| 3 bedrooms: | 3,732 | 51.4% | 15.9% |
| 4 bedrooms: | 921 | 12.7% | 18.8% |
| 5 or more bedrooms: | 126 | 1.7% | 17.6% |
Heating Fuel (38261 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,128 | 47.8% | 47.1% |
| Bottled, tank, or LP gas: | 327 | 5.0% | 4.9% |
| Electricity: | 3,044 | 46.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 15 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 36 | 0.5% | 0.2% |
Vehicles Available (38261 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 564 | 8.6% | 8.3% |
| 1 vehicle available: | 2,477 | 37.8% | 32.6% |
| 2 vehicles available: | 2,447 | 37.4% | 37.0% |
| 3 or more vehicles available: | 1,062 | 16.2% | 22.1% |
Home Value Distribution (38261 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 317 | 8.1% | 5.7% |
| $50,000 to $99,999: | 974 | 24.9% | 7.8% |
| $100,000 to $149,999: | 873 | 22.3% | 9.2% |
| $150,000 to $199,999: | 629 | 16.1% | 10.8% |
| $200,000 to $299,999: | 791 | 20.2% | 19.9% |
| $300,000 to $499,999: | 242 | 6.2% | 24.1% |
| $500,000 to $999,999: | 70 | 1.8% | 17.0% |
| $1,000,000 or more: | 14 | 0.4% | 5.6% |
Housing Costs (38261 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $998 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $397 / mo. | $584 / mo. |
| Median gross rent: | $726 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.49 | 2.53 |
| Average household size (renter-occupied): | 2.35 | 2.38 |
Households (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 6,550 | -- | -- |
| Married-couple households: | 3,037 | 46.4% | 47.5% |
| Cohabiting couple households: | 1,280 | 19.5% | 7.0% |
| Male householder, no spouse: | 932 | 14.2% | 5.4% |
| Female householder, no spouse: | 2,131 | 32.5% | 12.7% |
| Householder living alone: | 2,023 | 30.9% | 28.6% |
| 65 years and over living alone: | 2,257 | 34.5% | 11.8% |
| Average household size: | 2.43 | -- | 2.53 |
| Average family size: | 3.14 | -- | -- |
Marital Status (38261 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,056 | -- | -- |
| Never married: | 1,737 | 28.7% | 37.0% |
| Now married: | 3,272 | 54.0% | 49.5% |
| Separated: | 199 | 3.3% | 1.5% |
| Widowed: | 714 | 11.8% | 2.6% |
| Divorced: | 1,797 | 29.7% | 9.3% |
School Enrollment (38261 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,543 | -- | -- |
| Nursery school, preschool: | 102 | 2.9% | 5.8% |
| Kindergarten: | 130 | 3.7% | 5.0% |
| Elementary school (grades 1-8): | 1,745 | 49.3% | 40.5% |
| High school (grades 9-12): | 910 | 25.7% | 21.4% |
| College or graduate school: | 656 | 18.5% | 27.3% |
Veterans & Disability (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 12,471 | -- | -- |
| Veterans: | 903 | 7.2% | 6.3% |
| Civilian noninstitutionalized population: | 15,985 | -- | -- |
| With a disability: | 3,057 | 19.1% | 13.4% |
| Under 18 with disability: | 134 | 4.4% | 5.8% |
| 18 to 64 with disability: | 1,534 | 50.2% | 10.4% |
| 65 and over with disability: | 1,389 | 45.4% | 33.4% |
Mobility (Residence 1 Year Ago) (38261 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 14,006 | 85.8% | 86.9% |
| Different house: | 2,249 | 13.8% | 13.1% |
| Same county: | 1,305 | 58.0% | 7.0% |
| Different county: | 930 | 41.4% | 3.2% |
| Different state: | 322 | 14.3% | 2.5% |
| Abroad: | 14 | 0.6% | 0.4% |
Place of Birth (38261 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 15,696 | 96.1% | 86.2% |
| Foreign born: | 55 | 0.3% | 13.9% |
| Naturalized citizen: | 629 | 1143.6% | 52.7% |
| Not a citizen: | 629 | 1143.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 629 | 1143.6% | 10.5% |
| Asia: | 42 | 76.4% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 2 | 3.6% | 0.5% |
| Latin America: | 548 | 996.4% | 50.0% |
| Northern America: | 3 | 5.5% | 2.2% |
Language Spoken at Home (38261 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,430 | -- | -- |
| English only: | 14,359 | 93.1% | 78.3% |
| Language other than English: | 1,071 | 6.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 892 | 5.8% | 13.3% |
| Other Indo-European languages: | 107 | 0.7% | 3.5% |
| Asian/Pacific Island languages: | 60 | 0.4% | 3.5% |
| Other languages: | 12 | 0.1% | 1.0% |
Computers & Internet (38261 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 6,550 | 100.0% | 93.1% |
| Households with broadband internet: | 5,908 | 90.2% | 89.4% |
Union City, TN38261