38506 ZIP Code
Cookeville, Tennessee
December 15, 2025
| ZIP Code: | 38506 |
| City/Town: | Cookeville |
| County: | Putnam |
| State: | Tennessee |
| ZIP Type: | Standard |
| Population: | 29,243 |
| Median Household Income: | $60,588 |
| Per Capita Income: | $37,522 |
| Total Housing Units: | 12,950 |
| Median Home Value: | $228,000 |
| Land Area: | 164.3 sq miles
425.7 sq km |
| Water Area: | 0.1 sq miles
0.4 sq km |
| Coordinates: | 36.1870, -85.4335 |
Population Information (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 29,243 | -- | -- |
| Male: | 14,610 | 50.0% | 49.6% |
| Female: | 14,633 | 50.0% | 50.4% |
| Median Age: | 42.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,355 | 4.6% | 5.7% |
| 5 to 9 years: | 1,252 | 4.3% | 6.0% |
| 10 to 14 years: | 1,970 | 6.7% | 6.5% |
| 15 to 19 years: | 1,784 | 6.1% | 6.6% |
| 20 to 24 years: | 1,782 | 6.1% | 6.7% |
| 25 to 34 years: | 3,396 | 11.6% | 13.7% |
| 35 to 44 years: | 4,130 | 14.1% | 12.9% |
| 45 to 54 years: | 3,373 | 11.5% | 12.4% |
| 55 to 59 years: | 1,967 | 6.7% | 6.5% |
| 60 to 64 years: | 2,396 | 8.2% | 6.4% |
| 65 to 74 years: | 3,460 | 11.8% | 9.7% |
| 75 to 84 years: | 1,668 | 5.7% | 4.8% |
| 85 years and over: | 710 | 2.4% | 2.0% |
Housing Information (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $228,000 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $921 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,950 | -- | -- |
| Occupied housing units: | 12,343 | 95.3% | 38.0% |
| Vacant housing units: | 607 | 4.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,822 | 71.5% | 64.8% |
| Renter-occupied: | 3,521 | 28.5% | 35.2% |
Educational Attainment (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 21,100 | -- | -- |
| Less than 9th grade: | 903 | 4.3% | 4.7% |
| 9th to 12th grade, no diploma: | 1,390 | 6.6% | 6.1% |
| High school graduate: | 6,798 | 32.2% | 26.4% |
| Some college, no degree: | 4,059 | 19.2% | 19.7% |
| Associate degree: | 1,314 | 6.2% | 8.7% |
| Bachelor's degree: | 4,494 | 21.3% | 20.9% |
| Graduate or professional degree: | 2,142 | 10.2% | 13.7% |
| Percent high school graduate or higher: | -- | 89.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 31.5% | 34.3% |
Income Information (38506 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $60,588 / yr. | $75,149 / yr. |
| Mean household income: | $79,719 / yr. | $105,833 / yr. |
| Median family income: | $76,614 / yr. | $92,646 / yr. |
| Per capita income: | $37,522 / yr. | $41,261 / yr. |
Employment (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,768 | -- | 63.5% |
| Employed: | 14,403 | 97.9% | 96.4% |
| Unemployed: | 316 | 2.1% | 5.3% |
| Not in labor force: | 9,402 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,730 | 74.5% | 79.7% |
| Government workers: | 2,534 | 17.6% | 14.2% |
| Self-employed: | 1,098 | 7.6% | 5.9% |
| Unpaid family workers: | 41 | 0.3% | 0.1% |
Race & Ethnicity (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 27,550 | 94.2% | 61.6% |
| Black or African American: | 236 | 0.8% | 12.4% |
| American Indian/Alaska Native: | 114 | 0.4% | 1.1% |
| Asian: | 286 | 1.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 279 | 1.0% | 8.4% |
| Two or more races: | 778 | 2.7% | 10.2% |
| Hispanic or Latino (any race): | 667 | 2.3% | 18.7% |
| Mexican: | 1,215 | 4.2% | 11.2% |
| Puerto Rican: | 340 | 1.2% | 1.8% |
| Cuban: | 34 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 15 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 826 | 2.8% | 81.1% |
Income Distribution (38506 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 517 | 4.2% | 4.9% |
| $10,000 to $14,999: | 738 | 6.0% | 3.8% |
| $15,000 to $24,999: | 1,039 | 8.4% | 7.0% |
| $25,000 to $34,999: | 981 | 7.9% | 7.4% |
| $35,000 to $49,999: | 1,712 | 13.9% | 10.7% |
| $50,000 to $74,999: | 2,542 | 20.6% | 16.1% |
| $75,000 to $99,999: | 1,487 | 12.0% | 12.8% |
| $100,000 to $149,999: | 1,834 | 14.9% | 17.1% |
| $150,000 to $199,999: | 761 | 6.2% | 8.8% |
| $200,000 or more: | 732 | 5.9% | 11.4% |
Commute to Work (38506 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 11,881 | 82.5% | 67.8% |
| Carpooled: | 1,311 | 9.1% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 84 | 0.6% | 2.5% |
| Other means: | 0 | 0.0% | 0.9% |
| Worked from home: | 993 | 6.9% | 13.8% |
| Mean travel time to work: | 21.9 min | -- | 26.7 min |
Industry (38506 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 178 | 1.2% | 1.6% |
| Construction: | 670 | 4.7% | 6.9% |
| Manufacturing: | 2,307 | 16.0% | 10.0% |
| Wholesale trade: | 412 | 2.9% | 2.4% |
| Retail trade: | 1,550 | 10.8% | 11.0% |
| Transportation, warehousing, utilities: | 1,232 | 8.6% | 5.8% |
| Information: | 169 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 858 | 6.0% | 6.7% |
| Professional, scientific, management: | 1,370 | 9.5% | 12.1% |
| Education, health care, social services: | 3,132 | 21.7% | 23.3% |
| Arts, entertainment, food services: | 925 | 6.4% | 9.0% |
| Other services: | 689 | 4.8% | 4.7% |
| Public administration: | 911 | 6.3% | 4.7% |
Poverty Status (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 26,649 | 91.1% | 91.3% |
| Private health insurance: | 20,741 | 70.9% | 67.6% |
| Public health coverage: | 10,854 | 37.1% | 35.9% |
| Without health insurance: | 2,283 | 7.8% | 8.7% |
Benefits & Assistance (38506 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,261 | 75.0% | 77.4% |
| Social Security income: | 4,327 | 35.1% | 31.0% |
| Retirement income: | 2,897 | 23.5% | 21.8% |
| Supplemental Security Income (SSI): | 340 | 2.8% | 4.5% |
| Cash public assistance income: | 66 | 0.5% | 1.8% |
| SNAP (food stamps) benefits: | 1,002 | 8.1% | 11.4% |
Housing Types (38506 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 10,034 | 77.5% | 61.4% |
| 1-unit, attached: | 99 | 0.8% | 6.1% |
| 2 units: | 263 | 2.0% | 3.4% |
| 3 or 4 units: | 441 | 3.4% | 4.3% |
| 5 to 9 units: | 436 | 3.4% | 4.6% |
| 10 to 19 units: | 148 | 1.1% | 4.3% |
| 20 or more units: | 200 | 1.5% | 9.9% |
| Mobile home: | 1,329 | 10.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (38506 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 1,884 | 14.5% | 8.2% |
| Built 2000 to 2009: | 2,317 | 17.9% | 13.5% |
| Built 1990 to 1999: | 2,684 | 20.7% | 13.2% |
| Built 1980 to 1989: | 2,538 | 19.6% | 13.2% |
| Built 1970 to 1979: | 1,873 | 14.5% | 14.6% |
| Built 1960 to 1969: | 510 | 3.9% | 10.2% |
| Built 1950 to 1959: | 730 | 5.6% | 9.9% |
| Built 1940 to 1949: | 145 | 1.1% | 4.6% |
| Built 1939 or earlier: | 269 | 2.1% | 12.0% |
Bedrooms (38506 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 119 | 0.9% | 2.4% |
| 1 bedroom: | 777 | 6.0% | 3.0% |
| 2 bedrooms: | 2,189 | 16.9% | 9.1% |
| 3 bedrooms: | 7,434 | 57.4% | 15.9% |
| 4 bedrooms: | 1,962 | 15.2% | 18.8% |
| 5 or more bedrooms: | 469 | 3.6% | 17.6% |
Heating Fuel (38506 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,251 | 18.2% | 47.1% |
| Bottled, tank, or LP gas: | 434 | 3.5% | 4.9% |
| Electricity: | 9,281 | 75.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 303 | 2.5% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 24 | 0.2% | 0.5% |
| No fuel used: | 50 | 0.4% | 0.2% |
Vehicles Available (38506 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 237 | 1.9% | 8.3% |
| 1 vehicle available: | 3,381 | 27.4% | 32.6% |
| 2 vehicles available: | 5,051 | 40.9% | 37.0% |
| 3 or more vehicles available: | 3,674 | 29.8% | 22.1% |
Home Value Distribution (38506 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 318 | 3.6% | 5.7% |
| $50,000 to $99,999: | 623 | 7.1% | 7.8% |
| $100,000 to $149,999: | 1,425 | 16.2% | 9.2% |
| $150,000 to $199,999: | 1,344 | 15.2% | 10.8% |
| $200,000 to $299,999: | 2,286 | 25.9% | 19.9% |
| $300,000 to $499,999: | 2,213 | 25.1% | 24.1% |
| $500,000 to $999,999: | 416 | 4.7% | 17.0% |
| $1,000,000 or more: | 197 | 2.2% | 5.6% |
Housing Costs (38506 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,329 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $425 / mo. | $584 / mo. |
| Median gross rent: | $921 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.39 | 2.53 |
| Average household size (renter-occupied): | 2.23 | 2.38 |
Households (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 12,343 | -- | -- |
| Married-couple households: | 6,374 | 51.6% | 47.5% |
| Cohabiting couple households: | 2,372 | 19.2% | 7.0% |
| Male householder, no spouse: | 2,485 | 20.1% | 5.4% |
| Female householder, no spouse: | 2,797 | 22.7% | 12.7% |
| Householder living alone: | 3,668 | 29.7% | 28.6% |
| 65 years and over living alone: | 3,984 | 32.3% | 11.8% |
| Average household size: | 2.34 | -- | 2.53 |
| Average family size: | 2.81 | -- | -- |
Marital Status (38506 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,436 | -- | -- |
| Never married: | 3,719 | 29.9% | 37.0% |
| Now married: | 6,540 | 52.6% | 49.5% |
| Separated: | 380 | 3.1% | 1.5% |
| Widowed: | 1,530 | 12.3% | 2.6% |
| Divorced: | 2,458 | 19.8% | 9.3% |
School Enrollment (38506 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,044 | -- | -- |
| Nursery school, preschool: | 297 | 4.9% | 5.8% |
| Kindergarten: | 170 | 2.8% | 5.0% |
| Elementary school (grades 1-8): | 2,696 | 44.6% | 40.5% |
| High school (grades 9-12): | 1,532 | 25.3% | 21.4% |
| College or graduate school: | 1,349 | 22.3% | 27.3% |
Veterans & Disability (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 23,358 | -- | -- |
| Veterans: | 1,699 | 7.3% | 6.3% |
| Civilian noninstitutionalized population: | 28,932 | -- | -- |
| With a disability: | 3,829 | 13.2% | 13.4% |
| Under 18 with disability: | 109 | 2.8% | 5.8% |
| 18 to 64 with disability: | 1,694 | 44.2% | 10.4% |
| 65 and over with disability: | 2,026 | 52.9% | 33.4% |
Mobility (Residence 1 Year Ago) (38506 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 24,843 | 85.0% | 86.9% |
| Different house: | 4,125 | 14.1% | 13.1% |
| Same county: | 2,423 | 58.7% | 7.0% |
| Different county: | 1,693 | 41.0% | 3.2% |
| Different state: | 551 | 13.4% | 2.5% |
| Abroad: | 9 | 0.2% | 0.4% |
Place of Birth (38506 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 28,224 | 96.5% | 86.2% |
| Foreign born: | 243 | 0.8% | 13.9% |
| Naturalized citizen: | 1,019 | 419.3% | 52.7% |
| Not a citizen: | 1,019 | 419.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,019 | 419.3% | 10.5% |
| Asia: | 187 | 77.0% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 629 | 258.8% | 50.0% |
| Northern America: | 57 | 23.5% | 2.2% |
Language Spoken at Home (38506 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 27,888 | -- | -- |
| English only: | 27,002 | 96.8% | 78.3% |
| Language other than English: | 886 | 3.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 503 | 1.8% | 13.3% |
| Other Indo-European languages: | 108 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 275 | 1.0% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (38506 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 12,343 | 100.0% | 93.1% |
| Households with broadband internet: | 11,313 | 91.7% | 89.4% |
Cookeville, TN38506