38632 ZIP Code
Hernando, Mississippi
December 15, 2025
| ZIP Code: | 38632 |
| City/Town: | Hernando |
| County: | DeSoto |
| State: | Mississippi |
| ZIP Type: | Standard |
| Population: | 29,491 |
| Median Household Income: | $80,956 |
| Per Capita Income: | $48,300 |
| Total Housing Units: | 11,572 |
| Median Home Value: | $267,900 |
| Land Area: | 162.3 sq miles
420.2 sq km |
| Water Area: | 11.5 sq miles
29.8 sq km |
| Coordinates: | 34.7959, -90.0151 |
Population Information (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 29,491 | -- | -- |
| Male: | 14,539 | 49.3% | 49.6% |
| Female: | 14,952 | 50.7% | 50.4% |
| Median Age: | 39.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,749 | 5.9% | 5.7% |
| 5 to 9 years: | 2,000 | 6.8% | 6.0% |
| 10 to 14 years: | 2,360 | 8.0% | 6.5% |
| 15 to 19 years: | 1,853 | 6.3% | 6.6% |
| 20 to 24 years: | 1,400 | 4.7% | 6.7% |
| 25 to 34 years: | 3,681 | 12.5% | 13.7% |
| 35 to 44 years: | 4,264 | 14.5% | 12.9% |
| 45 to 54 years: | 3,654 | 12.4% | 12.4% |
| 55 to 59 years: | 1,523 | 5.2% | 6.5% |
| 60 to 64 years: | 2,019 | 6.8% | 6.4% |
| 65 to 74 years: | 3,270 | 11.1% | 9.7% |
| 75 to 84 years: | 1,434 | 4.9% | 4.8% |
| 85 years and over: | 284 | 1.0% | 2.0% |
Housing Information (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $267,900 | -- | $281,900 |
| Median rooms: | 6.5 | -- | 5.5 |
| Median rent: | $1,045 / mo. | -- | $1,268 / mo. |
| Total housing units: | 11,572 | -- | -- |
| Occupied housing units: | 10,765 | 93.0% | 38.0% |
| Vacant housing units: | 807 | 7.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 9,320 | 86.6% | 64.8% |
| Renter-occupied: | 1,445 | 13.4% | 35.2% |
Educational Attainment (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 20,129 | -- | -- |
| Less than 9th grade: | 428 | 2.1% | 4.7% |
| 9th to 12th grade, no diploma: | 1,376 | 6.8% | 6.1% |
| High school graduate: | 5,093 | 25.3% | 26.4% |
| Some college, no degree: | 4,591 | 22.8% | 19.7% |
| Associate degree: | 2,146 | 10.7% | 8.7% |
| Bachelor's degree: | 4,247 | 21.1% | 20.9% |
| Graduate or professional degree: | 2,248 | 11.2% | 13.7% |
| Percent high school graduate or higher: | -- | 91.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 32.3% | 34.3% |
Income Information (38632 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $80,956 / yr. | $75,149 / yr. |
| Mean household income: | $99,145 / yr. | $105,833 / yr. |
| Median family income: | $93,723 / yr. | $92,646 / yr. |
| Per capita income: | $48,300 / yr. | $41,261 / yr. |
Employment (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,608 | -- | 63.5% |
| Employed: | 14,088 | 96.6% | 96.4% |
| Unemployed: | 495 | 3.4% | 5.3% |
| Not in labor force: | 8,152 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,693 | 75.9% | 79.7% |
| Government workers: | 2,396 | 17.0% | 14.2% |
| Self-employed: | 999 | 7.1% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 24,393 | 82.7% | 61.6% |
| Black or African American: | 3,761 | 12.8% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 261 | 0.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 190 | 0.6% | 8.4% |
| Two or more races: | 886 | 3.0% | 10.2% |
| Hispanic or Latino (any race): | 511 | 1.7% | 18.7% |
| Mexican: | 726 | 2.5% | 11.2% |
| Puerto Rican: | 550 | 1.9% | 1.8% |
| Cuban: | 22 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 8 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 146 | 0.5% | 81.1% |
Income Distribution (38632 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 500 | 4.6% | 4.9% |
| $10,000 to $14,999: | 339 | 3.1% | 3.8% |
| $15,000 to $24,999: | 743 | 6.9% | 7.0% |
| $25,000 to $34,999: | 652 | 6.1% | 7.4% |
| $35,000 to $49,999: | 1,051 | 9.8% | 10.7% |
| $50,000 to $74,999: | 1,658 | 15.4% | 16.1% |
| $75,000 to $99,999: | 1,680 | 15.6% | 12.8% |
| $100,000 to $149,999: | 1,935 | 18.0% | 17.1% |
| $150,000 to $199,999: | 1,158 | 10.8% | 8.8% |
| $200,000 or more: | 1,049 | 9.7% | 11.4% |
Commute to Work (38632 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 11,503 | 81.7% | 67.8% |
| Carpooled: | 1,407 | 10.0% | 8.7% |
| Public transportation: | 26 | 0.2% | 4.2% |
| Walked: | 96 | 0.7% | 2.5% |
| Other means: | 83 | 0.6% | 0.9% |
| Worked from home: | 915 | 6.5% | 13.8% |
| Mean travel time to work: | 27.3 min | -- | 26.7 min |
Industry (38632 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 256 | 1.8% | 1.6% |
| Construction: | 860 | 6.1% | 6.9% |
| Manufacturing: | 1,816 | 12.9% | 10.0% |
| Wholesale trade: | 463 | 3.3% | 2.4% |
| Retail trade: | 1,380 | 9.8% | 11.0% |
| Transportation, warehousing, utilities: | 1,509 | 10.7% | 5.8% |
| Information: | 109 | 0.8% | 1.9% |
| Finance, insurance, real estate: | 702 | 5.0% | 6.7% |
| Professional, scientific, management: | 1,322 | 9.4% | 12.1% |
| Education, health care, social services: | 3,499 | 24.8% | 23.3% |
| Arts, entertainment, food services: | 1,031 | 7.3% | 9.0% |
| Other services: | 402 | 2.9% | 4.7% |
| Public administration: | 739 | 5.2% | 4.7% |
Poverty Status (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 26,892 | 91.2% | 91.3% |
| Private health insurance: | 22,962 | 77.9% | 67.6% |
| Public health coverage: | 7,368 | 25.0% | 35.9% |
| Without health insurance: | 2,075 | 7.0% | 8.7% |
Benefits & Assistance (38632 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,430 | 78.3% | 77.4% |
| Social Security income: | 3,825 | 35.5% | 31.0% |
| Retirement income: | 3,041 | 28.2% | 21.8% |
| Supplemental Security Income (SSI): | 421 | 3.9% | 4.5% |
| Cash public assistance income: | 78 | 0.7% | 1.8% |
| SNAP (food stamps) benefits: | 724 | 6.7% | 11.4% |
Housing Types (38632 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 9,721 | 84.0% | 61.4% |
| 1-unit, attached: | 198 | 1.7% | 6.1% |
| 2 units: | 56 | 0.5% | 3.4% |
| 3 or 4 units: | 306 | 2.6% | 4.3% |
| 5 to 9 units: | 169 | 1.5% | 4.6% |
| 10 to 19 units: | 88 | 0.8% | 4.3% |
| 20 or more units: | 219 | 1.9% | 9.9% |
| Mobile home: | 789 | 6.8% | 5.8% |
| Boat, RV, van, etc.: | 26 | 0.2% | 0.1% |
Year Structure Built (38632 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 98 | 0.8% | 0.6% |
| Built 2010 to 2019: | 1,738 | 15.0% | 8.2% |
| Built 2000 to 2009: | 3,054 | 26.4% | 13.5% |
| Built 1990 to 1999: | 2,574 | 22.2% | 13.2% |
| Built 1980 to 1989: | 1,239 | 10.7% | 13.2% |
| Built 1970 to 1979: | 1,333 | 11.5% | 14.6% |
| Built 1960 to 1969: | 872 | 7.5% | 10.2% |
| Built 1950 to 1959: | 245 | 2.1% | 9.9% |
| Built 1940 to 1949: | 201 | 1.7% | 4.6% |
| Built 1939 or earlier: | 218 | 1.9% | 12.0% |
Bedrooms (38632 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 281 | 2.4% | 2.4% |
| 1 bedroom: | 419 | 3.6% | 3.0% |
| 2 bedrooms: | 1,457 | 12.6% | 9.1% |
| 3 bedrooms: | 5,320 | 46.0% | 15.9% |
| 4 bedrooms: | 2,977 | 25.7% | 18.8% |
| 5 or more bedrooms: | 1,118 | 9.7% | 17.6% |
Heating Fuel (38632 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,072 | 47.1% | 47.1% |
| Bottled, tank, or LP gas: | 1,243 | 11.5% | 4.9% |
| Electricity: | 4,276 | 39.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 149 | 1.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 25 | 0.2% | 0.2% |
Vehicles Available (38632 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 372 | 3.5% | 8.3% |
| 1 vehicle available: | 2,531 | 23.5% | 32.6% |
| 2 vehicles available: | 4,557 | 42.3% | 37.0% |
| 3 or more vehicles available: | 3,305 | 30.7% | 22.1% |
Home Value Distribution (38632 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 384 | 4.1% | 5.7% |
| $50,000 to $99,999: | 294 | 3.2% | 7.8% |
| $100,000 to $149,999: | 655 | 7.0% | 9.2% |
| $150,000 to $199,999: | 1,186 | 12.7% | 10.8% |
| $200,000 to $299,999: | 3,450 | 37.0% | 19.9% |
| $300,000 to $499,999: | 2,754 | 29.5% | 24.1% |
| $500,000 to $999,999: | 568 | 6.1% | 17.0% |
| $1,000,000 or more: | 29 | 0.3% | 5.6% |
Housing Costs (38632 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,644 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $497 / mo. | $584 / mo. |
| Median gross rent: | $1,045 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.83 | 2.53 |
| Average household size (renter-occupied): | 1.79 | 2.38 |
Households (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 10,765 | -- | -- |
| Married-couple households: | 6,842 | 63.6% | 47.5% |
| Cohabiting couple households: | 2,829 | 26.3% | 7.0% |
| Male householder, no spouse: | 1,270 | 11.8% | 5.4% |
| Female householder, no spouse: | 2,383 | 22.1% | 12.7% |
| Householder living alone: | 4,356 | 40.5% | 28.6% |
| 65 years and over living alone: | 3,725 | 34.6% | 11.8% |
| Average household size: | 2.69 | -- | 2.53 |
| Average family size: | 3.11 | -- | -- |
Marital Status (38632 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 11,563 | -- | -- |
| Never married: | 3,002 | 26.0% | 37.0% |
| Now married: | 7,199 | 62.3% | 49.5% |
| Separated: | 326 | 2.8% | 1.5% |
| Widowed: | 865 | 7.5% | 2.6% |
| Divorced: | 2,204 | 19.1% | 9.3% |
School Enrollment (38632 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,108 | -- | -- |
| Nursery school, preschool: | 629 | 7.8% | 5.8% |
| Kindergarten: | 242 | 3.0% | 5.0% |
| Elementary school (grades 1-8): | 3,761 | 46.4% | 40.5% |
| High school (grades 9-12): | 1,629 | 20.1% | 21.4% |
| College or graduate school: | 1,847 | 22.8% | 27.3% |
Veterans & Disability (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 22,102 | -- | -- |
| Veterans: | 1,475 | 6.7% | 6.3% |
| Civilian noninstitutionalized population: | 28,967 | -- | -- |
| With a disability: | 4,089 | 14.1% | 13.4% |
| Under 18 with disability: | 416 | 10.2% | 5.8% |
| 18 to 64 with disability: | 1,850 | 45.2% | 10.4% |
| 65 and over with disability: | 1,823 | 44.6% | 33.4% |
Mobility (Residence 1 Year Ago) (38632 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 26,739 | 90.7% | 86.9% |
| Different house: | 2,512 | 8.5% | 13.1% |
| Same county: | 1,476 | 58.8% | 7.0% |
| Different county: | 1,015 | 40.4% | 3.2% |
| Different state: | 532 | 21.2% | 2.5% |
| Abroad: | 21 | 0.8% | 0.4% |
Place of Birth (38632 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 28,777 | 97.6% | 86.2% |
| Foreign born: | 177 | 0.6% | 13.9% |
| Naturalized citizen: | 714 | 403.4% | 52.7% |
| Not a citizen: | 714 | 403.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 714 | 403.4% | 10.5% |
| Asia: | 109 | 61.6% | 31.3% |
| Africa: | 46 | 26.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 388 | 219.2% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (38632 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 27,742 | -- | -- |
| English only: | 27,262 | 98.3% | 78.3% |
| Language other than English: | 480 | 1.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 280 | 1.0% | 13.3% |
| Other Indo-European languages: | 49 | 0.2% | 3.5% |
| Asian/Pacific Island languages: | 105 | 0.4% | 3.5% |
| Other languages: | 46 | 0.2% | 1.0% |
Computers & Internet (38632 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 10,765 | 100.0% | 93.1% |
| Households with broadband internet: | 10,287 | 95.6% | 89.4% |
Hernando, MS38632