38654 ZIP Code
Olive Branch, Mississippi
December 15, 2025
| ZIP Code: | 38654 |
| City/Town: | Olive Branch |
| County: | DeSoto |
| State: | Mississippi |
| ZIP Type: | Standard |
| Population: | 56,449 |
| Median Household Income: | $96,145 |
| Per Capita Income: | $48,308 |
| Total Housing Units: | 21,250 |
| Median Home Value: | $261,900 |
| Land Area: | 91.8 sq miles
237.7 sq km |
| Water Area: | 0.3 sq miles
0.7 sq km |
| Coordinates: | 34.9339, -89.8163 |
Population Information (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 56,449 | -- | -- |
| Male: | 27,234 | 48.2% | 49.6% |
| Female: | 29,215 | 51.8% | 50.4% |
| Median Age: | 38.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 3,196 | 5.7% | 5.7% |
| 5 to 9 years: | 3,779 | 6.7% | 6.0% |
| 10 to 14 years: | 4,295 | 7.6% | 6.5% |
| 15 to 19 years: | 4,291 | 7.6% | 6.6% |
| 20 to 24 years: | 3,391 | 6.0% | 6.7% |
| 25 to 34 years: | 6,374 | 11.3% | 13.7% |
| 35 to 44 years: | 8,436 | 14.9% | 12.9% |
| 45 to 54 years: | 8,319 | 14.7% | 12.4% |
| 55 to 59 years: | 3,285 | 5.8% | 6.5% |
| 60 to 64 years: | 3,355 | 5.9% | 6.4% |
| 65 to 74 years: | 4,562 | 8.1% | 9.7% |
| 75 to 84 years: | 2,281 | 4.0% | 4.8% |
| 85 years and over: | 885 | 1.6% | 2.0% |
Housing Information (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $261,900 | -- | $281,900 |
| Median rooms: | 6.9 | -- | 5.5 |
| Median rent: | $1,486 / mo. | -- | $1,268 / mo. |
| Total housing units: | 21,250 | -- | -- |
| Occupied housing units: | 20,647 | 97.2% | 38.0% |
| Vacant housing units: | 603 | 2.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 17,312 | 83.8% | 64.8% |
| Renter-occupied: | 3,335 | 16.2% | 35.2% |
Educational Attainment (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 37,497 | -- | -- |
| Less than 9th grade: | 765 | 2.0% | 4.7% |
| 9th to 12th grade, no diploma: | 1,158 | 3.1% | 6.1% |
| High school graduate: | 10,007 | 26.7% | 26.4% |
| Some college, no degree: | 9,354 | 24.9% | 19.7% |
| Associate degree: | 3,742 | 10.0% | 8.7% |
| Bachelor's degree: | 8,215 | 21.9% | 20.9% |
| Graduate or professional degree: | 4,256 | 11.4% | 13.7% |
| Percent high school graduate or higher: | -- | 94.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 33.3% | 34.3% |
Income Information (38654 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $96,145 / yr. | $75,149 / yr. |
| Mean household income: | $111,061 / yr. | $105,833 / yr. |
| Median family income: | $106,906 / yr. | $92,646 / yr. |
| Per capita income: | $48,308 / yr. | $41,261 / yr. |
Employment (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 30,786 | -- | 63.5% |
| Employed: | 29,751 | 96.9% | 96.4% |
| Unemployed: | 957 | 3.1% | 5.3% |
| Not in labor force: | 13,512 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 24,561 | 82.6% | 79.7% |
| Government workers: | 3,240 | 10.9% | 14.2% |
| Self-employed: | 1,668 | 5.6% | 5.9% |
| Unpaid family workers: | 282 | 0.9% | 0.1% |
Race & Ethnicity (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 34,757 | 61.6% | 61.6% |
| Black or African American: | 16,943 | 30.0% | 12.4% |
| American Indian/Alaska Native: | 127 | 0.2% | 1.1% |
| Asian: | 1,035 | 1.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 1,204 | 2.1% | 8.4% |
| Two or more races: | 2,383 | 4.2% | 10.2% |
| Hispanic or Latino (any race): | 2,324 | 4.1% | 18.7% |
| Mexican: | 2,569 | 4.6% | 11.2% |
| Puerto Rican: | 2,006 | 3.6% | 1.8% |
| Cuban: | 130 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 82 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 351 | 0.6% | 81.1% |
Income Distribution (38654 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 481 | 2.3% | 4.9% |
| $10,000 to $14,999: | 358 | 1.7% | 3.8% |
| $15,000 to $24,999: | 742 | 3.6% | 7.0% |
| $25,000 to $34,999: | 1,111 | 5.4% | 7.4% |
| $35,000 to $49,999: | 1,358 | 6.6% | 10.7% |
| $50,000 to $74,999: | 3,366 | 16.3% | 16.1% |
| $75,000 to $99,999: | 3,390 | 16.4% | 12.8% |
| $100,000 to $149,999: | 5,182 | 25.1% | 17.1% |
| $150,000 to $199,999: | 2,440 | 11.8% | 8.8% |
| $200,000 or more: | 2,219 | 10.7% | 11.4% |
Commute to Work (38654 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 24,257 | 81.5% | 67.8% |
| Carpooled: | 2,271 | 7.6% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 191 | 0.6% | 2.5% |
| Other means: | 233 | 0.8% | 0.9% |
| Worked from home: | 2,309 | 7.8% | 13.8% |
| Mean travel time to work: | 24.8 min | -- | 26.7 min |
Industry (38654 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 238 | 0.8% | 1.6% |
| Construction: | 1,322 | 4.4% | 6.9% |
| Manufacturing: | 4,117 | 13.8% | 10.0% |
| Wholesale trade: | 1,237 | 4.2% | 2.4% |
| Retail trade: | 2,951 | 9.9% | 11.0% |
| Transportation, warehousing, utilities: | 5,111 | 17.2% | 5.8% |
| Information: | 274 | 0.9% | 1.9% |
| Finance, insurance, real estate: | 1,539 | 5.2% | 6.7% |
| Professional, scientific, management: | 2,327 | 7.8% | 12.1% |
| Education, health care, social services: | 5,621 | 18.9% | 23.3% |
| Arts, entertainment, food services: | 2,578 | 8.7% | 9.0% |
| Other services: | 1,329 | 4.5% | 4.7% |
| Public administration: | 1,107 | 3.7% | 4.7% |
Poverty Status (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 5.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 52,938 | 93.8% | 91.3% |
| Private health insurance: | 45,737 | 81.0% | 67.6% |
| Public health coverage: | 14,223 | 25.2% | 35.9% |
| Without health insurance: | 3,423 | 6.1% | 8.7% |
Benefits & Assistance (38654 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 17,826 | 86.3% | 77.4% |
| Social Security income: | 5,943 | 28.8% | 31.0% |
| Retirement income: | 4,778 | 23.1% | 21.8% |
| Supplemental Security Income (SSI): | 591 | 2.9% | 4.5% |
| Cash public assistance income: | 513 | 2.5% | 1.8% |
| SNAP (food stamps) benefits: | 709 | 3.4% | 11.4% |
Housing Types (38654 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 19,265 | 90.7% | 61.4% |
| 1-unit, attached: | 212 | 1.0% | 6.1% |
| 2 units: | 77 | 0.4% | 3.4% |
| 3 or 4 units: | 199 | 0.9% | 4.3% |
| 5 to 9 units: | 461 | 2.2% | 4.6% |
| 10 to 19 units: | 281 | 1.3% | 4.3% |
| 20 or more units: | 333 | 1.6% | 9.9% |
| Mobile home: | 422 | 2.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (38654 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 190 | 0.9% | 0.6% |
| Built 2010 to 2019: | 3,416 | 16.1% | 8.2% |
| Built 2000 to 2009: | 7,194 | 33.9% | 13.5% |
| Built 1990 to 1999: | 5,693 | 26.8% | 13.2% |
| Built 1980 to 1989: | 2,590 | 12.2% | 13.2% |
| Built 1970 to 1979: | 966 | 4.5% | 14.6% |
| Built 1960 to 1969: | 625 | 2.9% | 10.2% |
| Built 1950 to 1959: | 245 | 1.2% | 9.9% |
| Built 1940 to 1949: | 124 | 0.6% | 4.6% |
| Built 1939 or earlier: | 207 | 1.0% | 12.0% |
Bedrooms (38654 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 77 | 0.4% | 2.4% |
| 1 bedroom: | 384 | 1.8% | 3.0% |
| 2 bedrooms: | 1,404 | 6.6% | 9.1% |
| 3 bedrooms: | 10,187 | 47.9% | 15.9% |
| 4 bedrooms: | 6,638 | 31.2% | 18.8% |
| 5 or more bedrooms: | 2,560 | 12.0% | 17.6% |
Heating Fuel (38654 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 12,429 | 60.2% | 47.1% |
| Bottled, tank, or LP gas: | 675 | 3.3% | 4.9% |
| Electricity: | 7,430 | 36.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 11 | 0.1% | 0.1% |
| Wood: | 43 | 0.2% | 1.5% |
| Solar energy: | 30 | 0.1% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 29 | 0.1% | 0.2% |
Vehicles Available (38654 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 615 | 3.0% | 8.3% |
| 1 vehicle available: | 3,914 | 19.0% | 32.6% |
| 2 vehicles available: | 8,662 | 42.0% | 37.0% |
| 3 or more vehicles available: | 7,456 | 36.1% | 22.1% |
Home Value Distribution (38654 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 464 | 2.7% | 5.7% |
| $50,000 to $99,999: | 227 | 1.3% | 7.8% |
| $100,000 to $149,999: | 1,367 | 7.9% | 9.2% |
| $150,000 to $199,999: | 3,049 | 17.6% | 10.8% |
| $200,000 to $299,999: | 5,976 | 34.5% | 19.9% |
| $300,000 to $499,999: | 5,373 | 31.0% | 24.1% |
| $500,000 to $999,999: | 810 | 4.7% | 17.0% |
| $1,000,000 or more: | 46 | 0.3% | 5.6% |
Housing Costs (38654 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,650 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $548 / mo. | $584 / mo. |
| Median gross rent: | $1,486 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.73 | 2.53 |
| Average household size (renter-occupied): | 2.77 | 2.38 |
Households (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 20,647 | -- | -- |
| Married-couple households: | 12,029 | 58.3% | 47.5% |
| Cohabiting couple households: | 5,246 | 25.4% | 7.0% |
| Male householder, no spouse: | 3,080 | 14.9% | 5.4% |
| Female householder, no spouse: | 4,664 | 22.6% | 12.7% |
| Householder living alone: | 7,988 | 38.7% | 28.6% |
| 65 years and over living alone: | 5,425 | 26.3% | 11.8% |
| Average household size: | 2.73 | -- | 2.53 |
| Average family size: | 3.15 | -- | -- |
Marital Status (38654 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 21,760 | -- | -- |
| Never married: | 5,862 | 26.9% | 37.0% |
| Now married: | 13,012 | 59.8% | 49.5% |
| Separated: | 631 | 2.9% | 1.5% |
| Widowed: | 1,932 | 8.9% | 2.6% |
| Divorced: | 6,494 | 29.8% | 9.3% |
School Enrollment (38654 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 14,895 | -- | -- |
| Nursery school, preschool: | 970 | 6.5% | 5.8% |
| Kindergarten: | 948 | 6.4% | 5.0% |
| Elementary school (grades 1-8): | 6,054 | 40.6% | 40.5% |
| High school (grades 9-12): | 3,742 | 25.1% | 21.4% |
| College or graduate school: | 3,181 | 21.4% | 27.3% |
Veterans & Disability (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 42,261 | -- | -- |
| Veterans: | 3,354 | 7.9% | 6.3% |
| Civilian noninstitutionalized population: | 56,361 | -- | -- |
| With a disability: | 6,585 | 11.7% | 13.4% |
| Under 18 with disability: | 562 | 8.5% | 5.8% |
| 18 to 64 with disability: | 3,489 | 53.0% | 10.4% |
| 65 and over with disability: | 2,534 | 38.5% | 33.4% |
Mobility (Residence 1 Year Ago) (38654 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 50,352 | 89.2% | 86.9% |
| Different house: | 5,414 | 9.6% | 13.1% |
| Same county: | 2,450 | 45.3% | 7.0% |
| Different county: | 2,870 | 53.0% | 3.2% |
| Different state: | 2,293 | 42.4% | 2.5% |
| Abroad: | 94 | 1.7% | 0.4% |
Place of Birth (38654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 54,243 | 96.1% | 86.2% |
| Foreign born: | 357 | 0.6% | 13.9% |
| Naturalized citizen: | 2,206 | 617.9% | 52.7% |
| Not a citizen: | 2,206 | 617.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,206 | 617.9% | 10.5% |
| Asia: | 183 | 51.3% | 31.3% |
| Africa: | 157 | 44.0% | 5.5% |
| Oceania: | 36 | 10.1% | 0.5% |
| Latin America: | 1,162 | 325.5% | 50.0% |
| Northern America: | 26 | 7.3% | 2.2% |
Language Spoken at Home (38654 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 53,253 | -- | -- |
| English only: | 50,446 | 94.7% | 78.3% |
| Language other than English: | 2,807 | 5.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,941 | 3.6% | 13.3% |
| Other Indo-European languages: | 447 | 0.8% | 3.5% |
| Asian/Pacific Island languages: | 308 | 0.6% | 3.5% |
| Other languages: | 111 | 0.2% | 1.0% |
Computers & Internet (38654 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 20,647 | 100.0% | 93.1% |
| Households with broadband internet: | 19,971 | 96.7% | 89.4% |
Olive Branch, MS38654