38655 ZIP Code
Oxford, Mississippi
December 15, 2025
| ZIP Code: | 38655 |
| City/Town: | Oxford |
| County: | Lafayette |
| State: | Mississippi |
| ZIP Type: | Standard |
| Population: | 45,290 |
| Median Household Income: | $59,963 |
| Per Capita Income: | $34,759 |
| Total Housing Units: | 24,894 |
| Median Home Value: | $251,200 |
| Land Area: | 362.1 sq miles
937.9 sq km |
| Water Area: | 18.5 sq miles
48.0 sq km |
| Coordinates: | 34.3298, -89.4871 |
Population Information (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 45,290 | -- | -- |
| Male: | 21,870 | 48.3% | 49.6% |
| Female: | 23,420 | 51.7% | 50.4% |
| Median Age: | 32.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,449 | 5.4% | 5.7% |
| 5 to 9 years: | 2,216 | 4.9% | 6.0% |
| 10 to 14 years: | 2,754 | 6.1% | 6.5% |
| 15 to 19 years: | 2,981 | 6.6% | 6.6% |
| 20 to 24 years: | 7,045 | 15.6% | 6.7% |
| 25 to 34 years: | 6,562 | 14.5% | 13.7% |
| 35 to 44 years: | 5,933 | 13.1% | 12.9% |
| 45 to 54 years: | 4,664 | 10.3% | 12.4% |
| 55 to 59 years: | 2,118 | 4.7% | 6.5% |
| 60 to 64 years: | 2,244 | 5.0% | 6.4% |
| 65 to 74 years: | 4,065 | 9.0% | 9.7% |
| 75 to 84 years: | 1,521 | 3.4% | 4.8% |
| 85 years and over: | 738 | 1.6% | 2.0% |
Housing Information (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $251,200 | -- | $281,900 |
| Median rooms: | 5.3 | -- | 5.5 |
| Median rent: | $1,099 / mo. | -- | $1,268 / mo. |
| Total housing units: | 24,894 | -- | -- |
| Occupied housing units: | 16,455 | 66.1% | 38.0% |
| Vacant housing units: | 8,439 | 33.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 10,049 | 61.1% | 64.8% |
| Renter-occupied: | 6,406 | 38.9% | 35.2% |
Educational Attainment (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 27,845 | -- | -- |
| Less than 9th grade: | 682 | 2.4% | 4.7% |
| 9th to 12th grade, no diploma: | 1,498 | 5.4% | 6.1% |
| High school graduate: | 5,154 | 18.5% | 26.4% |
| Some college, no degree: | 4,504 | 16.2% | 19.7% |
| Associate degree: | 2,439 | 8.8% | 8.7% |
| Bachelor's degree: | 7,218 | 25.9% | 20.9% |
| Graduate or professional degree: | 6,350 | 22.8% | 13.7% |
| Percent high school graduate or higher: | -- | 92.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 48.7% | 34.3% |
Income Information (38655 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $59,963 / yr. | $75,149 / yr. |
| Mean household income: | $94,734 / yr. | $105,833 / yr. |
| Median family income: | $79,779 / yr. | $92,646 / yr. |
| Per capita income: | $34,759 / yr. | $41,261 / yr. |
Employment (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 22,397 | -- | 63.5% |
| Employed: | 21,739 | 97.1% | 96.4% |
| Unemployed: | 652 | 2.9% | 5.3% |
| Not in labor force: | 14,772 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 14,195 | 65.3% | 79.7% |
| Government workers: | 6,124 | 28.2% | 14.2% |
| Self-employed: | 1,396 | 6.4% | 5.9% |
| Unpaid family workers: | 24 | 0.1% | 0.1% |
Race & Ethnicity (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 31,612 | 69.8% | 61.6% |
| Black or African American: | 11,348 | 25.1% | 12.4% |
| American Indian/Alaska Native: | 48 | 0.1% | 1.1% |
| Asian: | 985 | 2.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 545 | 1.2% | 8.4% |
| Two or more races: | 752 | 1.7% | 10.2% |
| Hispanic or Latino (any race): | 908 | 2.0% | 18.7% |
| Mexican: | 1,054 | 2.3% | 11.2% |
| Puerto Rican: | 696 | 1.5% | 1.8% |
| Cuban: | 45 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 119 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 194 | 0.4% | 81.1% |
Income Distribution (38655 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 1,463 | 8.9% | 4.9% |
| $10,000 to $14,999: | 986 | 6.0% | 3.8% |
| $15,000 to $24,999: | 1,179 | 7.2% | 7.0% |
| $25,000 to $34,999: | 1,083 | 6.6% | 7.4% |
| $35,000 to $49,999: | 2,242 | 13.6% | 10.7% |
| $50,000 to $74,999: | 2,926 | 17.8% | 16.1% |
| $75,000 to $99,999: | 1,650 | 10.0% | 12.8% |
| $100,000 to $149,999: | 2,130 | 12.9% | 17.1% |
| $150,000 to $199,999: | 1,307 | 7.9% | 8.8% |
| $200,000 or more: | 1,489 | 9.0% | 11.4% |
Commute to Work (38655 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 17,478 | 80.4% | 67.8% |
| Carpooled: | 1,637 | 7.5% | 8.7% |
| Public transportation: | 218 | 1.0% | 4.2% |
| Walked: | 443 | 2.0% | 2.5% |
| Other means: | 179 | 0.8% | 0.9% |
| Worked from home: | 1,134 | 5.2% | 13.8% |
| Mean travel time to work: | 21.2 min | -- | 26.7 min |
Industry (38655 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 219 | 1.0% | 1.6% |
| Construction: | 880 | 4.0% | 6.9% |
| Manufacturing: | 1,714 | 7.9% | 10.0% |
| Wholesale trade: | 119 | 0.5% | 2.4% |
| Retail trade: | 2,340 | 10.8% | 11.0% |
| Transportation, warehousing, utilities: | 1,669 | 7.7% | 5.8% |
| Information: | 292 | 1.3% | 1.9% |
| Finance, insurance, real estate: | 872 | 4.0% | 6.7% |
| Professional, scientific, management: | 1,434 | 6.6% | 12.1% |
| Education, health care, social services: | 8,464 | 38.9% | 23.3% |
| Arts, entertainment, food services: | 1,981 | 9.1% | 9.0% |
| Other services: | 1,022 | 4.7% | 4.7% |
| Public administration: | 733 | 3.4% | 4.7% |
Poverty Status (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 20.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 40,583 | 89.6% | 91.3% |
| Private health insurance: | 34,483 | 76.1% | 67.6% |
| Public health coverage: | 10,937 | 24.1% | 35.9% |
| Without health insurance: | 4,031 | 8.9% | 8.7% |
Benefits & Assistance (38655 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 13,107 | 79.7% | 77.4% |
| Social Security income: | 4,729 | 28.7% | 31.0% |
| Retirement income: | 3,627 | 22.0% | 21.8% |
| Supplemental Security Income (SSI): | 453 | 2.8% | 4.5% |
| Cash public assistance income: | 158 | 1.0% | 1.8% |
| SNAP (food stamps) benefits: | 638 | 3.9% | 11.4% |
Housing Types (38655 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 14,534 | 58.4% | 61.4% |
| 1-unit, attached: | 368 | 1.5% | 6.1% |
| 2 units: | 1,196 | 4.8% | 3.4% |
| 3 or 4 units: | 1,359 | 5.5% | 4.3% |
| 5 to 9 units: | 2,108 | 8.5% | 4.6% |
| 10 to 19 units: | 1,537 | 6.2% | 4.3% |
| 20 or more units: | 1,878 | 7.5% | 9.9% |
| Mobile home: | 1,908 | 7.7% | 5.8% |
| Boat, RV, van, etc.: | 6 | 0.0% | 0.1% |
Year Structure Built (38655 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 141 | 0.6% | 0.6% |
| Built 2010 to 2019: | 6,415 | 25.8% | 8.2% |
| Built 2000 to 2009: | 5,292 | 21.3% | 13.5% |
| Built 1990 to 1999: | 4,903 | 19.7% | 13.2% |
| Built 1980 to 1989: | 2,814 | 11.3% | 13.2% |
| Built 1970 to 1979: | 2,192 | 8.8% | 14.6% |
| Built 1960 to 1969: | 1,351 | 5.4% | 10.2% |
| Built 1950 to 1959: | 812 | 3.3% | 9.9% |
| Built 1940 to 1949: | 332 | 1.3% | 4.6% |
| Built 1939 or earlier: | 642 | 2.6% | 12.0% |
Bedrooms (38655 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 525 | 2.1% | 2.4% |
| 1 bedroom: | 2,630 | 10.6% | 3.0% |
| 2 bedrooms: | 5,782 | 23.2% | 9.1% |
| 3 bedrooms: | 10,843 | 43.6% | 15.9% |
| 4 bedrooms: | 4,247 | 17.1% | 18.8% |
| 5 or more bedrooms: | 867 | 3.5% | 17.6% |
Heating Fuel (38655 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,071 | 30.8% | 47.1% |
| Bottled, tank, or LP gas: | 1,377 | 8.4% | 4.9% |
| Electricity: | 9,767 | 59.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 168 | 1.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 72 | 0.4% | 0.2% |
Vehicles Available (38655 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,063 | 6.5% | 8.3% |
| 1 vehicle available: | 5,518 | 33.5% | 32.6% |
| 2 vehicles available: | 6,385 | 38.8% | 37.0% |
| 3 or more vehicles available: | 3,489 | 21.2% | 22.1% |
Home Value Distribution (38655 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 688 | 6.8% | 5.7% |
| $50,000 to $99,999: | 799 | 8.0% | 7.8% |
| $100,000 to $149,999: | 1,000 | 10.0% | 9.2% |
| $150,000 to $199,999: | 864 | 8.6% | 10.8% |
| $200,000 to $299,999: | 2,528 | 25.2% | 19.9% |
| $300,000 to $499,999: | 2,442 | 24.3% | 24.1% |
| $500,000 to $999,999: | 1,198 | 11.9% | 17.0% |
| $1,000,000 or more: | 530 | 5.3% | 5.6% |
Housing Costs (38655 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,648 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $486 / mo. | $584 / mo. |
| Median gross rent: | $1,099 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.80 | 2.53 |
| Average household size (renter-occupied): | 2.57 | 2.38 |
Households (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 16,455 | -- | -- |
| Married-couple households: | 7,247 | 44.0% | 47.5% |
| Cohabiting couple households: | 2,800 | 17.0% | 7.0% |
| Male householder, no spouse: | 3,231 | 19.6% | 5.4% |
| Female householder, no spouse: | 4,849 | 29.5% | 12.7% |
| Householder living alone: | 4,278 | 26.0% | 28.6% |
| 65 years and over living alone: | 4,181 | 25.4% | 11.8% |
| Average household size: | 2.71 | -- | 2.53 |
| Average family size: | 3.30 | -- | -- |
Marital Status (38655 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 18,252 | -- | -- |
| Never married: | 8,953 | 49.1% | 37.0% |
| Now married: | 7,263 | 39.8% | 49.5% |
| Separated: | 344 | 1.9% | 1.5% |
| Widowed: | 1,512 | 8.3% | 2.6% |
| Divorced: | 7,518 | 41.2% | 9.3% |
School Enrollment (38655 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 14,977 | -- | -- |
| Nursery school, preschool: | 745 | 5.0% | 5.8% |
| Kindergarten: | 304 | 2.0% | 5.0% |
| Elementary school (grades 1-8): | 4,160 | 27.8% | 40.5% |
| High school (grades 9-12): | 2,018 | 13.5% | 21.4% |
| College or graduate school: | 7,750 | 51.7% | 27.3% |
Veterans & Disability (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 36,477 | -- | -- |
| Veterans: | 1,659 | 4.5% | 6.3% |
| Civilian noninstitutionalized population: | 44,614 | -- | -- |
| With a disability: | 4,180 | 9.4% | 13.4% |
| Under 18 with disability: | 349 | 8.3% | 5.8% |
| 18 to 64 with disability: | 2,122 | 50.8% | 10.4% |
| 65 and over with disability: | 1,709 | 40.9% | 33.4% |
Mobility (Residence 1 Year Ago) (38655 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 36,904 | 81.5% | 86.9% |
| Different house: | 8,063 | 17.8% | 13.1% |
| Same county: | 4,081 | 50.6% | 7.0% |
| Different county: | 3,644 | 45.2% | 3.2% |
| Different state: | 2,065 | 25.6% | 2.5% |
| Abroad: | 338 | 4.2% | 0.4% |
Place of Birth (38655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 43,690 | 96.5% | 86.2% |
| Foreign born: | 250 | 0.6% | 13.9% |
| Naturalized citizen: | 1,600 | 640.0% | 52.7% |
| Not a citizen: | 1,600 | 640.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,600 | 640.0% | 10.5% |
| Asia: | 215 | 86.0% | 31.3% |
| Africa: | 72 | 28.8% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 562 | 224.8% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (38655 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 42,841 | -- | -- |
| English only: | 41,217 | 96.2% | 78.3% |
| Language other than English: | 1,624 | 3.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 519 | 1.2% | 13.3% |
| Other Indo-European languages: | 571 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 305 | 0.7% | 3.5% |
| Other languages: | 229 | 0.5% | 1.0% |
Computers & Internet (38655 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 16,455 | 100.0% | 93.1% |
| Households with broadband internet: | 15,817 | 96.1% | 89.4% |
Oxford, MS38655