39520 ZIP Code
Bay Saint Louis, Mississippi
December 15, 2025
| ZIP Code: | 39520 |
| City/Town: | Bay Saint Louis |
| County: | Hancock |
| State: | Mississippi |
| ZIP Type: | Standard |
| Population: | 15,281 |
| Median Household Income: | $56,147 |
| Per Capita Income: | $36,856 |
| Total Housing Units: | 8,211 |
| Median Home Value: | $200,600 |
| Land Area: | 96.9 sq miles
251.0 sq km |
| Water Area: | 5.3 sq miles
13.7 sq km |
| Coordinates: | 30.2689, -89.4808 |
Population Information (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 15,281 | -- | -- |
| Male: | 7,065 | 46.2% | 49.6% |
| Female: | 8,216 | 53.8% | 50.4% |
| Median Age: | 47.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 640 | 4.2% | 5.7% |
| 5 to 9 years: | 726 | 4.8% | 6.0% |
| 10 to 14 years: | 1,097 | 7.2% | 6.5% |
| 15 to 19 years: | 751 | 4.9% | 6.6% |
| 20 to 24 years: | 588 | 3.8% | 6.7% |
| 25 to 34 years: | 1,541 | 10.1% | 13.7% |
| 35 to 44 years: | 1,561 | 10.2% | 12.9% |
| 45 to 54 years: | 2,599 | 17.0% | 12.4% |
| 55 to 59 years: | 1,017 | 6.7% | 6.5% |
| 60 to 64 years: | 1,352 | 8.8% | 6.4% |
| 65 to 74 years: | 2,229 | 14.6% | 9.7% |
| 75 to 84 years: | 923 | 6.0% | 4.8% |
| 85 years and over: | 257 | 1.7% | 2.0% |
Housing Information (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $200,600 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $981 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,211 | -- | -- |
| Occupied housing units: | 6,712 | 81.7% | 38.0% |
| Vacant housing units: | 1,499 | 18.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,034 | 75.0% | 64.8% |
| Renter-occupied: | 1,678 | 25.0% | 35.2% |
Educational Attainment (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 11,479 | -- | -- |
| Less than 9th grade: | 329 | 2.9% | 4.7% |
| 9th to 12th grade, no diploma: | 693 | 6.0% | 6.1% |
| High school graduate: | 3,302 | 28.8% | 26.4% |
| Some college, no degree: | 2,645 | 23.0% | 19.7% |
| Associate degree: | 1,181 | 10.3% | 8.7% |
| Bachelor's degree: | 1,775 | 15.5% | 20.9% |
| Graduate or professional degree: | 1,554 | 13.5% | 13.7% |
| Percent high school graduate or higher: | -- | 91.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 29.0% | 34.3% |
Income Information (39520 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $56,147 / yr. | $75,149 / yr. |
| Mean household income: | $99,838 / yr. | $105,833 / yr. |
| Median family income: | $63,977 / yr. | $92,646 / yr. |
| Per capita income: | $36,856 / yr. | $41,261 / yr. |
Employment (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,383 | -- | 63.5% |
| Employed: | 6,680 | 91.1% | 96.4% |
| Unemployed: | 649 | 8.9% | 5.3% |
| Not in labor force: | 5,310 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,645 | 69.5% | 79.7% |
| Government workers: | 1,306 | 19.6% | 14.2% |
| Self-employed: | 636 | 9.5% | 5.9% |
| Unpaid family workers: | 93 | 1.4% | 0.1% |
Race & Ethnicity (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 12,286 | 80.4% | 61.6% |
| Black or African American: | 1,688 | 11.0% | 12.4% |
| American Indian/Alaska Native: | 198 | 1.3% | 1.1% |
| Asian: | 145 | 0.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 284 | 1.9% | 8.4% |
| Two or more races: | 680 | 4.4% | 10.2% |
| Hispanic or Latino (any race): | 429 | 2.8% | 18.7% |
| Mexican: | 311 | 2.0% | 11.2% |
| Puerto Rican: | 70 | 0.5% | 1.8% |
| Cuban: | 41 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 200 | 1.3% | 81.1% |
Income Distribution (39520 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 332 | 4.9% | 4.9% |
| $10,000 to $14,999: | 313 | 4.7% | 3.8% |
| $15,000 to $24,999: | 670 | 10.0% | 7.0% |
| $25,000 to $34,999: | 516 | 7.7% | 7.4% |
| $35,000 to $49,999: | 1,309 | 19.5% | 10.7% |
| $50,000 to $74,999: | 942 | 14.0% | 16.1% |
| $75,000 to $99,999: | 662 | 9.9% | 12.8% |
| $100,000 to $149,999: | 1,018 | 15.2% | 17.1% |
| $150,000 to $199,999: | 404 | 6.0% | 8.8% |
| $200,000 or more: | 546 | 8.1% | 11.4% |
Commute to Work (39520 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,795 | 71.8% | 67.8% |
| Carpooled: | 446 | 6.7% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 152 | 2.3% | 2.5% |
| Other means: | 268 | 4.0% | 0.9% |
| Worked from home: | 902 | 13.5% | 13.8% |
| Mean travel time to work: | 28.9 min | -- | 26.7 min |
Industry (39520 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 64 | 1.0% | 1.6% |
| Construction: | 434 | 6.5% | 6.9% |
| Manufacturing: | 453 | 6.8% | 10.0% |
| Wholesale trade: | 213 | 3.2% | 2.4% |
| Retail trade: | 730 | 10.9% | 11.0% |
| Transportation, warehousing, utilities: | 804 | 12.0% | 5.8% |
| Information: | 123 | 1.8% | 1.9% |
| Finance, insurance, real estate: | 280 | 4.2% | 6.7% |
| Professional, scientific, management: | 608 | 9.1% | 12.1% |
| Education, health care, social services: | 1,485 | 22.2% | 23.3% |
| Arts, entertainment, food services: | 945 | 14.1% | 9.0% |
| Other services: | 174 | 2.6% | 4.7% |
| Public administration: | 367 | 5.5% | 4.7% |
Poverty Status (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 16.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 13,267 | 86.8% | 91.3% |
| Private health insurance: | 9,176 | 60.0% | 67.6% |
| Public health coverage: | 6,589 | 43.1% | 35.9% |
| Without health insurance: | 1,852 | 12.1% | 8.7% |
Benefits & Assistance (39520 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,557 | 67.9% | 77.4% |
| Social Security income: | 2,917 | 43.5% | 31.0% |
| Retirement income: | 2,016 | 30.0% | 21.8% |
| Supplemental Security Income (SSI): | 521 | 7.8% | 4.5% |
| Cash public assistance income: | 343 | 5.1% | 1.8% |
| SNAP (food stamps) benefits: | 947 | 14.1% | 11.4% |
Housing Types (39520 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,605 | 80.4% | 61.4% |
| 1-unit, attached: | 77 | 0.9% | 6.1% |
| 2 units: | 300 | 3.7% | 3.4% |
| 3 or 4 units: | 76 | 0.9% | 4.3% |
| 5 to 9 units: | 168 | 2.0% | 4.6% |
| 10 to 19 units: | 124 | 1.5% | 4.3% |
| 20 or more units: | 462 | 5.6% | 9.9% |
| Mobile home: | 338 | 4.1% | 5.8% |
| Boat, RV, van, etc.: | 61 | 0.7% | 0.1% |
Year Structure Built (39520 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 127 | 1.5% | 0.6% |
| Built 2010 to 2019: | 1,067 | 13.0% | 8.2% |
| Built 2000 to 2009: | 2,727 | 33.2% | 13.5% |
| Built 1990 to 1999: | 1,215 | 14.8% | 13.2% |
| Built 1980 to 1989: | 449 | 5.5% | 13.2% |
| Built 1970 to 1979: | 859 | 10.5% | 14.6% |
| Built 1960 to 1969: | 787 | 9.6% | 10.2% |
| Built 1950 to 1959: | 188 | 2.3% | 9.9% |
| Built 1940 to 1949: | 319 | 3.9% | 4.6% |
| Built 1939 or earlier: | 473 | 5.8% | 12.0% |
Bedrooms (39520 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 105 | 1.3% | 2.4% |
| 1 bedroom: | 539 | 6.6% | 3.0% |
| 2 bedrooms: | 2,107 | 25.7% | 9.1% |
| 3 bedrooms: | 4,542 | 55.3% | 15.9% |
| 4 bedrooms: | 661 | 8.1% | 18.8% |
| 5 or more bedrooms: | 257 | 3.1% | 17.6% |
Heating Fuel (39520 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 965 | 14.4% | 47.1% |
| Bottled, tank, or LP gas: | 56 | 0.8% | 4.9% |
| Electricity: | 5,535 | 82.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 13 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 143 | 2.1% | 0.2% |
Vehicles Available (39520 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 333 | 5.0% | 8.3% |
| 1 vehicle available: | 2,271 | 33.8% | 32.6% |
| 2 vehicles available: | 2,812 | 41.9% | 37.0% |
| 3 or more vehicles available: | 1,296 | 19.3% | 22.1% |
Home Value Distribution (39520 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 376 | 7.5% | 5.7% |
| $50,000 to $99,999: | 658 | 13.1% | 7.8% |
| $100,000 to $149,999: | 435 | 8.6% | 9.2% |
| $150,000 to $199,999: | 1,038 | 20.6% | 10.8% |
| $200,000 to $299,999: | 1,111 | 22.1% | 19.9% |
| $300,000 to $499,999: | 935 | 18.6% | 24.1% |
| $500,000 to $999,999: | 447 | 8.9% | 17.0% |
| $1,000,000 or more: | 34 | 0.7% | 5.6% |
Housing Costs (39520 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,439 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $455 / mo. | $584 / mo. |
| Median gross rent: | $981 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.12 | 2.53 |
| Average household size (renter-occupied): | 2.63 | 2.38 |
Households (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 6,712 | -- | -- |
| Married-couple households: | 3,166 | 47.2% | 47.5% |
| Cohabiting couple households: | 947 | 14.1% | 7.0% |
| Male householder, no spouse: | 691 | 10.3% | 5.4% |
| Female householder, no spouse: | 2,206 | 32.9% | 12.7% |
| Householder living alone: | 2,127 | 31.7% | 28.6% |
| 65 years and over living alone: | 2,585 | 38.5% | 11.8% |
| Average household size: | 2.25 | -- | 2.53 |
| Average family size: | 2.64 | -- | -- |
Marital Status (39520 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,802 | -- | -- |
| Never married: | 1,250 | 21.5% | 37.0% |
| Now married: | 3,476 | 59.9% | 49.5% |
| Separated: | 233 | 4.0% | 1.5% |
| Widowed: | 722 | 12.4% | 2.6% |
| Divorced: | 1,464 | 25.2% | 9.3% |
School Enrollment (39520 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,089 | -- | -- |
| Nursery school, preschool: | 81 | 2.6% | 5.8% |
| Kindergarten: | 76 | 2.5% | 5.0% |
| Elementary school (grades 1-8): | 1,655 | 53.6% | 40.5% |
| High school (grades 9-12): | 632 | 20.5% | 21.4% |
| College or graduate school: | 645 | 20.9% | 27.3% |
Veterans & Disability (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 12,302 | -- | -- |
| Veterans: | 1,100 | 8.9% | 6.3% |
| Civilian noninstitutionalized population: | 15,119 | -- | -- |
| With a disability: | 2,915 | 19.3% | 13.4% |
| Under 18 with disability: | 224 | 7.7% | 5.8% |
| 18 to 64 with disability: | 1,501 | 51.5% | 10.4% |
| 65 and over with disability: | 1,190 | 40.8% | 33.4% |
Mobility (Residence 1 Year Ago) (39520 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 12,835 | 84.0% | 86.9% |
| Different house: | 2,283 | 14.9% | 13.1% |
| Same county: | 985 | 43.1% | 7.0% |
| Different county: | 1,298 | 56.9% | 3.2% |
| Different state: | 756 | 33.1% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (39520 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 14,885 | 97.4% | 86.2% |
| Foreign born: | 137 | 0.9% | 13.9% |
| Naturalized citizen: | 396 | 289.1% | 52.7% |
| Not a citizen: | 396 | 289.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 396 | 289.1% | 10.5% |
| Asia: | 180 | 131.4% | 31.3% |
| Africa: | 22 | 16.1% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 61 | 44.5% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (39520 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 14,641 | -- | -- |
| English only: | 14,294 | 97.6% | 78.3% |
| Language other than English: | 347 | 2.4% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 58 | 0.4% | 13.3% |
| Other Indo-European languages: | 61 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 194 | 1.3% | 3.5% |
| Other languages: | 34 | 0.2% | 1.0% |
Computers & Internet (39520 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 6,712 | 100.0% | 93.1% |
| Households with broadband internet: | 6,283 | 93.6% | 89.4% |
Bay Saint Louis, MS39520