40065 ZIP Code
Shelbyville, Kentucky
December 30, 2025
| ZIP Code: | 40065 |
| City/Town: | Shelbyville |
| County: | Shelby |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 31,439 |
| Median Household Income: | $76,617 |
| Per Capita Income: | $38,510 |
| Total Housing Units: | 12,903 |
| Median Home Value: | $234,300 |
| Land Area: | 167.5 sq miles
433.8 sq km |
| Water Area: | 3.2 sq miles
8.3 sq km |
| Coordinates: | 38.2129, -85.2086 |
Population Information (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 31,439 | -- | -- |
| Male: | 15,505 | 49.3% | 49.6% |
| Female: | 15,934 | 50.7% | 50.4% |
| Median Age: | 40.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,929 | 6.1% | 5.7% |
| 5 to 9 years: | 1,862 | 5.9% | 6.0% |
| 10 to 14 years: | 2,100 | 6.7% | 6.5% |
| 15 to 19 years: | 1,625 | 5.2% | 6.6% |
| 20 to 24 years: | 2,119 | 6.7% | 6.7% |
| 25 to 34 years: | 3,730 | 11.9% | 13.7% |
| 35 to 44 years: | 4,571 | 14.5% | 12.9% |
| 45 to 54 years: | 4,402 | 14.0% | 12.4% |
| 55 to 59 years: | 1,962 | 6.2% | 6.5% |
| 60 to 64 years: | 1,990 | 6.3% | 6.4% |
| 65 to 74 years: | 3,263 | 10.4% | 9.7% |
| 75 to 84 years: | 1,318 | 4.2% | 4.8% |
| 85 years and over: | 568 | 1.8% | 2.0% |
Housing Information (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $234,300 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $944 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,903 | -- | -- |
| Occupied housing units: | 11,983 | 92.9% | 38.0% |
| Vacant housing units: | 920 | 7.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,141 | 67.9% | 64.8% |
| Renter-occupied: | 3,842 | 32.1% | 35.2% |
Educational Attainment (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 21,804 | -- | -- |
| Less than 9th grade: | 1,016 | 4.7% | 4.7% |
| 9th to 12th grade, no diploma: | 1,992 | 9.1% | 6.1% |
| High school graduate: | 6,623 | 30.4% | 26.4% |
| Some college, no degree: | 3,994 | 18.3% | 19.7% |
| Associate degree: | 2,090 | 9.6% | 8.7% |
| Bachelor's degree: | 3,706 | 17.0% | 20.9% |
| Graduate or professional degree: | 2,383 | 10.9% | 13.7% |
| Percent high school graduate or higher: | -- | 86.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 27.9% | 34.3% |
Income Information (40065 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $76,617 / yr. | $75,149 / yr. |
| Mean household income: | $95,163 / yr. | $105,833 / yr. |
| Median family income: | $89,684 / yr. | $92,646 / yr. |
| Per capita income: | $38,510 / yr. | $41,261 / yr. |
Employment (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 17,226 | -- | 63.5% |
| Employed: | 16,717 | 97.4% | 96.4% |
| Unemployed: | 454 | 2.6% | 5.3% |
| Not in labor force: | 8,039 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 13,764 | 82.3% | 79.7% |
| Government workers: | 1,904 | 11.4% | 14.2% |
| Self-employed: | 983 | 5.9% | 5.9% |
| Unpaid family workers: | 66 | 0.4% | 0.1% |
Race & Ethnicity (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 24,916 | 79.3% | 61.6% |
| Black or African American: | 2,089 | 6.6% | 12.4% |
| American Indian/Alaska Native: | 49 | 0.2% | 1.1% |
| Asian: | 484 | 1.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 1,176 | 3.7% | 8.4% |
| Two or more races: | 2,725 | 8.7% | 10.2% |
| Hispanic or Latino (any race): | 2,600 | 8.3% | 18.7% |
| Mexican: | 3,849 | 12.2% | 11.2% |
| Puerto Rican: | 2,097 | 6.7% | 1.8% |
| Cuban: | 581 | 1.8% | 0.7% |
| Other Hispanic or Latino: | 150 | 0.5% | 5.0% |
| Not Hispanic or Latino: | 1,021 | 3.2% | 81.1% |
Income Distribution (40065 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 545 | 4.5% | 4.9% |
| $10,000 to $14,999: | 240 | 2.0% | 3.8% |
| $15,000 to $24,999: | 985 | 8.2% | 7.0% |
| $25,000 to $34,999: | 649 | 5.4% | 7.4% |
| $35,000 to $49,999: | 1,458 | 12.2% | 10.7% |
| $50,000 to $74,999: | 1,980 | 16.5% | 16.1% |
| $75,000 to $99,999: | 1,680 | 14.0% | 12.8% |
| $100,000 to $149,999: | 2,425 | 20.2% | 17.1% |
| $150,000 to $199,999: | 1,156 | 9.6% | 8.8% |
| $200,000 or more: | 865 | 7.2% | 11.4% |
Commute to Work (40065 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 12,408 | 74.2% | 67.8% |
| Carpooled: | 2,133 | 12.8% | 8.7% |
| Public transportation: | 37 | 0.2% | 4.2% |
| Walked: | 69 | 0.4% | 2.5% |
| Other means: | 183 | 1.1% | 0.9% |
| Worked from home: | 1,642 | 9.8% | 13.8% |
| Mean travel time to work: | 25.1 min | -- | 26.7 min |
Industry (40065 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 397 | 2.4% | 1.6% |
| Construction: | 1,320 | 7.9% | 6.9% |
| Manufacturing: | 3,331 | 19.9% | 10.0% |
| Wholesale trade: | 334 | 2.0% | 2.4% |
| Retail trade: | 1,988 | 11.9% | 11.0% |
| Transportation, warehousing, utilities: | 980 | 5.9% | 5.8% |
| Information: | 243 | 1.5% | 1.9% |
| Finance, insurance, real estate: | 1,384 | 8.3% | 6.7% |
| Professional, scientific, management: | 1,105 | 6.6% | 12.1% |
| Education, health care, social services: | 3,204 | 19.2% | 23.3% |
| Arts, entertainment, food services: | 1,229 | 7.4% | 9.0% |
| Other services: | 640 | 3.8% | 4.7% |
| Public administration: | 562 | 3.4% | 4.7% |
Poverty Status (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 28,540 | 90.8% | 91.3% |
| Private health insurance: | 21,413 | 68.1% | 67.6% |
| Public health coverage: | 10,683 | 34.0% | 35.9% |
| Without health insurance: | 2,428 | 7.7% | 8.7% |
Benefits & Assistance (40065 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,757 | 81.4% | 77.4% |
| Social Security income: | 3,790 | 31.6% | 31.0% |
| Retirement income: | 2,940 | 24.5% | 21.8% |
| Supplemental Security Income (SSI): | 643 | 5.4% | 4.5% |
| Cash public assistance income: | 101 | 0.8% | 1.8% |
| SNAP (food stamps) benefits: | 1,054 | 8.8% | 11.4% |
Housing Types (40065 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 9,522 | 73.8% | 61.4% |
| 1-unit, attached: | 603 | 4.7% | 6.1% |
| 2 units: | 517 | 4.0% | 3.4% |
| 3 or 4 units: | 528 | 4.1% | 4.3% |
| 5 to 9 units: | 774 | 6.0% | 4.6% |
| 10 to 19 units: | 536 | 4.2% | 4.3% |
| 20 or more units: | 284 | 2.2% | 9.9% |
| Mobile home: | 139 | 1.1% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (40065 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 91 | 0.7% | 0.6% |
| Built 2010 to 2019: | 1,619 | 12.5% | 8.2% |
| Built 2000 to 2009: | 2,651 | 20.5% | 13.5% |
| Built 1990 to 1999: | 2,008 | 15.6% | 13.2% |
| Built 1980 to 1989: | 1,522 | 11.8% | 13.2% |
| Built 1970 to 1979: | 1,825 | 14.1% | 14.6% |
| Built 1960 to 1969: | 1,091 | 8.5% | 10.2% |
| Built 1950 to 1959: | 560 | 4.3% | 9.9% |
| Built 1940 to 1949: | 400 | 3.1% | 4.6% |
| Built 1939 or earlier: | 1,136 | 8.8% | 12.0% |
Bedrooms (40065 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 312 | 2.4% | 2.4% |
| 1 bedroom: | 567 | 4.4% | 3.0% |
| 2 bedrooms: | 3,063 | 23.7% | 9.1% |
| 3 bedrooms: | 6,243 | 48.4% | 15.9% |
| 4 bedrooms: | 2,176 | 16.9% | 18.8% |
| 5 or more bedrooms: | 542 | 4.2% | 17.6% |
Heating Fuel (40065 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,268 | 44.0% | 47.1% |
| Bottled, tank, or LP gas: | 676 | 5.6% | 4.9% |
| Electricity: | 5,778 | 48.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 99 | 0.8% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 75 | 0.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 44 | 0.4% | 0.5% |
| No fuel used: | 43 | 0.4% | 0.2% |
Vehicles Available (40065 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 345 | 2.9% | 8.3% |
| 1 vehicle available: | 3,337 | 27.8% | 32.6% |
| 2 vehicles available: | 5,088 | 42.5% | 37.0% |
| 3 or more vehicles available: | 3,213 | 26.8% | 22.1% |
Home Value Distribution (40065 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 329 | 4.0% | 5.7% |
| $50,000 to $99,999: | 501 | 6.2% | 7.8% |
| $100,000 to $149,999: | 847 | 10.4% | 9.2% |
| $150,000 to $199,999: | 1,018 | 12.5% | 10.8% |
| $200,000 to $299,999: | 3,013 | 37.0% | 19.9% |
| $300,000 to $499,999: | 1,671 | 20.5% | 24.1% |
| $500,000 to $999,999: | 661 | 8.1% | 17.0% |
| $1,000,000 or more: | 101 | 1.2% | 5.6% |
Housing Costs (40065 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,438 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $461 / mo. | $584 / mo. |
| Median gross rent: | $944 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.65 | 2.53 |
| Average household size (renter-occupied): | 2.43 | 2.38 |
Households (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,983 | -- | -- |
| Married-couple households: | 6,598 | 55.1% | 47.5% |
| Cohabiting couple households: | 2,701 | 22.5% | 7.0% |
| Male householder, no spouse: | 1,852 | 15.5% | 5.4% |
| Female householder, no spouse: | 2,679 | 22.4% | 12.7% |
| Householder living alone: | 4,084 | 34.1% | 28.6% |
| 65 years and over living alone: | 3,592 | 30.0% | 11.8% |
| Average household size: | 2.58 | -- | 2.53 |
| Average family size: | 3.01 | -- | -- |
Marital Status (40065 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,331 | -- | -- |
| Never married: | 3,434 | 27.8% | 37.0% |
| Now married: | 7,206 | 58.4% | 49.5% |
| Separated: | 194 | 1.6% | 1.5% |
| Widowed: | 1,275 | 10.3% | 2.6% |
| Divorced: | 2,954 | 24.0% | 9.3% |
School Enrollment (40065 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,885 | -- | -- |
| Nursery school, preschool: | 495 | 7.2% | 5.8% |
| Kindergarten: | 478 | 6.9% | 5.0% |
| Elementary school (grades 1-8): | 2,972 | 43.2% | 40.5% |
| High school (grades 9-12): | 1,532 | 22.3% | 21.4% |
| College or graduate school: | 1,408 | 20.5% | 27.3% |
Veterans & Disability (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 24,389 | -- | -- |
| Veterans: | 2,020 | 8.3% | 6.3% |
| Civilian noninstitutionalized population: | 30,968 | -- | -- |
| With a disability: | 3,690 | 11.9% | 13.4% |
| Under 18 with disability: | 242 | 6.6% | 5.8% |
| 18 to 64 with disability: | 2,007 | 54.4% | 10.4% |
| 65 and over with disability: | 1,441 | 39.1% | 33.4% |
Mobility (Residence 1 Year Ago) (40065 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 27,823 | 88.5% | 86.9% |
| Different house: | 3,424 | 10.9% | 13.1% |
| Same county: | 1,727 | 50.4% | 7.0% |
| Different county: | 1,595 | 46.6% | 3.2% |
| Different state: | 206 | 6.0% | 2.5% |
| Abroad: | 102 | 3.0% | 0.4% |
Place of Birth (40065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 28,981 | 92.2% | 86.2% |
| Foreign born: | 457 | 1.5% | 13.9% |
| Naturalized citizen: | 2,458 | 537.9% | 52.7% |
| Not a citizen: | 2,458 | 537.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,458 | 537.9% | 10.5% |
| Asia: | 86 | 18.8% | 31.3% |
| Africa: | 287 | 62.8% | 5.5% |
| Oceania: | 17 | 3.7% | 0.5% |
| Latin America: | 1,792 | 392.1% | 50.0% |
| Northern America: | 9 | 2.0% | 2.2% |
Language Spoken at Home (40065 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 29,510 | -- | -- |
| English only: | 25,643 | 86.9% | 78.3% |
| Language other than English: | 3,867 | 13.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 3,048 | 10.3% | 13.3% |
| Other Indo-European languages: | 285 | 1.0% | 3.5% |
| Asian/Pacific Island languages: | 291 | 1.0% | 3.5% |
| Other languages: | 243 | 0.8% | 1.0% |
Computers & Internet (40065 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,983 | 100.0% | 93.1% |
| Households with broadband internet: | 11,295 | 94.3% | 89.4% |
Shelbyville, KY40065