40076 ZIP Code
Waddy, Kentucky
December 30, 2025
| ZIP Code: | 40076 |
| City/Town: | Waddy |
| County: | Shelby |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 2,973 |
| Median Household Income: | $78,571 |
| Per Capita Income: | $37,782 |
| Total Housing Units: | 1,163 |
| Median Home Value: | $199,400 |
| Land Area: | 57.2 sq miles
148.1 sq km |
| Water Area: | 0.5 sq miles
1.4 sq km |
| Coordinates: | 38.1137, -85.0861 |
Population Information (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 2,973 | -- | -- |
| Male: | 1,511 | 50.8% | 49.6% |
| Female: | 1,462 | 49.2% | 50.4% |
| Median Age: | 35.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 376 | 12.6% | 5.7% |
| 5 to 9 years: | 253 | 8.5% | 6.0% |
| 10 to 14 years: | 151 | 5.1% | 6.5% |
| 15 to 19 years: | 104 | 3.5% | 6.6% |
| 20 to 24 years: | 119 | 4.0% | 6.7% |
| 25 to 34 years: | 450 | 15.1% | 13.7% |
| 35 to 44 years: | 313 | 10.5% | 12.9% |
| 45 to 54 years: | 247 | 8.3% | 12.4% |
| 55 to 59 years: | 235 | 7.9% | 6.5% |
| 60 to 64 years: | 228 | 7.7% | 6.4% |
| 65 to 74 years: | 298 | 10.0% | 9.7% |
| 75 to 84 years: | 179 | 6.0% | 4.8% |
| 85 years and over: | 20 | 0.7% | 2.0% |
Housing Information (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $199,400 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $1,023 / mo. | -- | $1,268 / mo. |
| Total housing units: | 1,163 | -- | -- |
| Occupied housing units: | 1,058 | 91.0% | 38.0% |
| Vacant housing units: | 105 | 9.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 824 | 77.9% | 64.8% |
| Renter-occupied: | 234 | 22.1% | 35.2% |
Educational Attainment (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 1,970 | -- | -- |
| Less than 9th grade: | 58 | 2.9% | 4.7% |
| 9th to 12th grade, no diploma: | 115 | 5.8% | 6.1% |
| High school graduate: | 862 | 43.8% | 26.4% |
| Some college, no degree: | 196 | 9.9% | 19.7% |
| Associate degree: | 248 | 12.6% | 8.7% |
| Bachelor's degree: | 385 | 19.5% | 20.9% |
| Graduate or professional degree: | 106 | 5.4% | 13.7% |
| Percent high school graduate or higher: | -- | 91.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 24.9% | 34.3% |
Income Information (40076 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $78,571 / yr. | $75,149 / yr. |
| Mean household income: | $85,440 / yr. | $105,833 / yr. |
| Median family income: | $92,269 / yr. | $92,646 / yr. |
| Per capita income: | $37,782 / yr. | $41,261 / yr. |
Employment (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 1,306 | -- | 63.5% |
| Employed: | 1,251 | 96.7% | 96.4% |
| Unemployed: | 43 | 3.3% | 5.3% |
| Not in labor force: | 876 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 863 | 69.0% | 79.7% |
| Government workers: | 247 | 19.7% | 14.2% |
| Self-employed: | 141 | 11.3% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 2,564 | 86.2% | 61.6% |
| Black or African American: | 10 | 0.3% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 0 | 0.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 64 | 2.2% | 8.4% |
| Two or more races: | 335 | 11.3% | 10.2% |
| Hispanic or Latino (any race): | 312 | 10.5% | 18.7% |
| Mexican: | 335 | 11.3% | 11.2% |
| Puerto Rican: | 21 | 0.7% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 248 | 8.3% | 5.0% |
| Not Hispanic or Latino: | 66 | 2.2% | 81.1% |
Income Distribution (40076 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 18 | 1.7% | 4.9% |
| $10,000 to $14,999: | 58 | 5.5% | 3.8% |
| $15,000 to $24,999: | 41 | 3.9% | 7.0% |
| $25,000 to $34,999: | 53 | 5.0% | 7.4% |
| $35,000 to $49,999: | 239 | 22.6% | 10.7% |
| $50,000 to $74,999: | 108 | 10.2% | 16.1% |
| $75,000 to $99,999: | 216 | 20.4% | 12.8% |
| $100,000 to $149,999: | 218 | 20.6% | 17.1% |
| $150,000 to $199,999: | 67 | 6.3% | 8.8% |
| $200,000 or more: | 40 | 3.8% | 11.4% |
Commute to Work (40076 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 990 | 79.1% | 67.8% |
| Carpooled: | 105 | 8.4% | 8.7% |
| Public transportation: | 95 | 7.6% | 4.2% |
| Walked: | 9 | 0.7% | 2.5% |
| Other means: | 17 | 1.4% | 0.9% |
| Worked from home: | 47 | 3.8% | 13.8% |
| Mean travel time to work: | 26.6 min | -- | 26.7 min |
Industry (40076 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 23 | 1.8% | 1.6% |
| Construction: | 107 | 8.6% | 6.9% |
| Manufacturing: | 193 | 15.4% | 10.0% |
| Wholesale trade: | 8 | 0.6% | 2.4% |
| Retail trade: | 206 | 16.5% | 11.0% |
| Transportation, warehousing, utilities: | 94 | 7.5% | 5.8% |
| Information: | 8 | 0.6% | 1.9% |
| Finance, insurance, real estate: | 59 | 4.7% | 6.7% |
| Professional, scientific, management: | 101 | 8.1% | 12.1% |
| Education, health care, social services: | 226 | 18.1% | 23.3% |
| Arts, entertainment, food services: | 40 | 3.2% | 9.0% |
| Other services: | 48 | 3.8% | 4.7% |
| Public administration: | 138 | 11.0% | 4.7% |
Poverty Status (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 2,851 | 95.9% | 91.3% |
| Private health insurance: | 1,767 | 59.4% | 67.6% |
| Public health coverage: | 1,479 | 49.7% | 35.9% |
| Without health insurance: | 110 | 3.7% | 8.7% |
Benefits & Assistance (40076 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 815 | 77.0% | 77.4% |
| Social Security income: | 397 | 37.5% | 31.0% |
| Retirement income: | 314 | 29.7% | 21.8% |
| Supplemental Security Income (SSI): | 82 | 7.8% | 4.5% |
| Cash public assistance income: | 0 | 0.0% | 1.8% |
| SNAP (food stamps) benefits: | 132 | 12.5% | 11.4% |
Housing Types (40076 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 924 | 79.4% | 61.4% |
| 1-unit, attached: | 0 | 0.0% | 6.1% |
| 2 units: | 51 | 4.4% | 3.4% |
| 3 or 4 units: | 0 | 0.0% | 4.3% |
| 5 to 9 units: | 22 | 1.9% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 166 | 14.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (40076 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 164 | 14.1% | 8.2% |
| Built 2000 to 2009: | 289 | 24.8% | 13.5% |
| Built 1990 to 1999: | 213 | 18.3% | 13.2% |
| Built 1980 to 1989: | 105 | 9.0% | 13.2% |
| Built 1970 to 1979: | 81 | 7.0% | 14.6% |
| Built 1960 to 1969: | 99 | 8.5% | 10.2% |
| Built 1950 to 1959: | 30 | 2.6% | 9.9% |
| Built 1940 to 1949: | 15 | 1.3% | 4.6% |
| Built 1939 or earlier: | 167 | 14.4% | 12.0% |
Bedrooms (40076 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 21 | 1.8% | 2.4% |
| 1 bedroom: | 28 | 2.4% | 3.0% |
| 2 bedrooms: | 210 | 18.1% | 9.1% |
| 3 bedrooms: | 677 | 58.2% | 15.9% |
| 4 bedrooms: | 220 | 18.9% | 18.8% |
| 5 or more bedrooms: | 7 | 0.6% | 17.6% |
Heating Fuel (40076 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 154 | 14.6% | 47.1% |
| Bottled, tank, or LP gas: | 178 | 16.8% | 4.9% |
| Electricity: | 625 | 59.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 7 | 0.7% | 0.1% |
| Wood: | 94 | 8.9% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (40076 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 0 | 0.0% | 8.3% |
| 1 vehicle available: | 271 | 25.6% | 32.6% |
| 2 vehicles available: | 413 | 39.0% | 37.0% |
| 3 or more vehicles available: | 374 | 35.3% | 22.1% |
Home Value Distribution (40076 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 22 | 2.7% | 5.7% |
| $50,000 to $99,999: | 113 | 13.7% | 7.8% |
| $100,000 to $149,999: | 107 | 13.0% | 9.2% |
| $150,000 to $199,999: | 172 | 20.9% | 10.8% |
| $200,000 to $299,999: | 187 | 22.7% | 19.9% |
| $300,000 to $499,999: | 148 | 18.0% | 24.1% |
| $500,000 to $999,999: | 61 | 7.4% | 17.0% |
| $1,000,000 or more: | 14 | 1.7% | 5.6% |
Housing Costs (40076 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,546 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $483 / mo. | $584 / mo. |
| Median gross rent: | $1,023 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.77 | 2.53 |
| Average household size (renter-occupied): | 2.86 | 2.38 |
Households (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 1,058 | -- | -- |
| Married-couple households: | 649 | 61.3% | 47.5% |
| Cohabiting couple households: | 203 | 19.2% | 7.0% |
| Male householder, no spouse: | 171 | 16.2% | 5.4% |
| Female householder, no spouse: | 140 | 13.2% | 12.7% |
| Householder living alone: | 349 | 33.0% | 28.6% |
| 65 years and over living alone: | 348 | 32.9% | 11.8% |
| Average household size: | 2.79 | -- | 2.53 |
| Average family size: | 3.32 | -- | -- |
Marital Status (40076 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 1,148 | -- | -- |
| Never married: | 256 | 22.3% | 37.0% |
| Now married: | 732 | 63.8% | 49.5% |
| Separated: | 126 | 11.0% | 1.5% |
| Widowed: | 34 | 3.0% | 2.6% |
| Divorced: | 211 | 18.4% | 9.3% |
School Enrollment (40076 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 589 | -- | -- |
| Nursery school, preschool: | 60 | 10.2% | 5.8% |
| Kindergarten: | 21 | 3.6% | 5.0% |
| Elementary school (grades 1-8): | 340 | 57.7% | 40.5% |
| High school (grades 9-12): | 98 | 16.6% | 21.4% |
| College or graduate school: | 70 | 11.9% | 27.3% |
Veterans & Disability (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 2,114 | -- | -- |
| Veterans: | 136 | 6.4% | 6.3% |
| Civilian noninstitutionalized population: | 2,961 | -- | -- |
| With a disability: | 362 | 12.2% | 13.4% |
| Under 18 with disability: | 17 | 4.7% | 5.8% |
| 18 to 64 with disability: | 167 | 46.1% | 10.4% |
| 65 and over with disability: | 178 | 49.2% | 33.4% |
Mobility (Residence 1 Year Ago) (40076 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 2,287 | 76.9% | 86.9% |
| Different house: | 615 | 20.7% | 13.1% |
| Same county: | 387 | 62.9% | 7.0% |
| Different county: | 228 | 37.1% | 3.2% |
| Different state: | 98 | 15.9% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (40076 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 2,923 | 98.3% | 86.2% |
| Foreign born: | 12 | 0.4% | 13.9% |
| Naturalized citizen: | 50 | 416.7% | 52.7% |
| Not a citizen: | 50 | 416.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 50 | 416.7% | 10.5% |
| Asia: | 16 | 133.3% | 31.3% |
| Africa: | 3 | 25.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 31 | 258.3% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (40076 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,597 | -- | -- |
| English only: | 2,398 | 92.3% | 78.3% |
| Language other than English: | 199 | 7.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 196 | 7.5% | 13.3% |
| Other Indo-European languages: | 0 | 0.0% | 3.5% |
| Asian/Pacific Island languages: | 0 | 0.0% | 3.5% |
| Other languages: | 3 | 0.1% | 1.0% |
Computers & Internet (40076 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 1,058 | 100.0% | 93.1% |
| Households with broadband internet: | 1,006 | 95.1% | 89.4% |
Waddy, KY40076