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40121 ZIP Code

Fort Knox, Kentucky

December 30, 2025
ZIP Code:40121
City/Town:Fort Knox
County:Hardin
State:Kentucky
ZIP Type:Standard
Population:8,655
Median Household Income:$76,864
Per Capita Income:$40,503
Total Housing Units:2,539
Median Home Value:--
Land Area:35.2 sq miles
91.2 sq km
Water Area:0.1 sq miles
0.2 sq km
Coordinates:37.9269, -85.9598

Population Information (40121 zip code)

#%US
Total Population:8,655----
Male:4,79455.4%49.6%
Female:3,86144.6%50.4%
Median Age:24.7 yrs--38.5 yrs
Under 5 years:98711.4%5.7%
5 to 9 years:8249.5%6.0%
10 to 14 years:6467.5%6.5%
15 to 19 years:5806.7%6.6%
20 to 24 years:1,33515.4%6.7%
25 to 34 years:1,89121.8%13.7%
35 to 44 years:1,59618.4%12.9%
45 to 54 years:5286.1%12.4%
55 to 59 years:660.8%6.5%
60 to 64 years:770.9%6.4%
65 to 74 years:800.9%9.7%
75 to 84 years:410.5%4.8%
85 years and over:40.0%2.0%

Housing Information (40121 zip code)

#%US
Median home value:----$281,900
Median rooms:5.5--5.5
Median rent:$1,178 / mo.--$1,268 / mo.
Total housing units:2,539----
Occupied housing units:2,28890.1%38.0%
Vacant housing units:2519.9%4.6%
Housing tenure:------
Owner-occupied:150.7%64.8%
Renter-occupied:2,27399.3%35.2%

Educational Attainment (40121 zip code)

#%US
Population 25 years and over:4,283----
Less than 9th grade:721.7%4.7%
9th to 12th grade, no diploma:1503.5%6.1%
High school graduate:61214.3%26.4%
Some college, no degree:1,18927.8%19.7%
Associate degree:51712.1%8.7%
Bachelor's degree:91921.5%20.9%
Graduate or professional degree:82419.2%13.7%
Percent high school graduate or higher:--94.8%89.1%
Percent bachelor's degree or higher:--40.7%34.3%

Income Information (40121 zip code)

ValueUS
Median household income:$76,864 / yr.$75,149 / yr.
Mean household income:$92,074 / yr.$105,833 / yr.
Median family income:$84,063 / yr.$92,646 / yr.
Per capita income:$40,503 / yr.$41,261 / yr.

Employment (40121 zip code)

#%US
In labor force:4,884--63.5%
Employed:1,62291.2%96.4%
Unemployed:1568.8%5.3%
Not in labor force:1,256----
Class of Worker:------
Private wage and salary:97360.0%79.7%
Government workers:63939.4%14.2%
Self-employed:100.6%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (40121 zip code)

#%US
Race (one race):------
White:5,04558.3%61.6%
Black or African American:1,61218.6%12.4%
American Indian/Alaska Native:750.9%1.1%
Asian:2442.8%6.0%
Native Hawaiian/Pacific Islander:1732.0%0.2%
Some other race:3153.6%8.4%
Two or more races:1,19113.8%10.2%
Hispanic or Latino (any race):1,20814.0%18.7%
Mexican:2,24525.9%11.2%
Puerto Rican:1,16713.5%1.8%
Cuban:6567.6%0.7%
Other Hispanic or Latino:00.0%5.0%
Not Hispanic or Latino:4224.9%81.1%

Income Distribution (40121 zip code)

Household IncomeHouseholds%US
Less than $10,000:311.4%4.9%
$10,000 to $14,999:221.0%3.8%
$15,000 to $24,999:552.4%7.0%
$25,000 to $34,999:1687.3%7.4%
$35,000 to $49,999:23410.2%10.7%
$50,000 to $74,999:59325.9%16.1%
$75,000 to $99,999:25111.0%12.8%
$100,000 to $149,999:61927.1%17.1%
$150,000 to $199,999:2149.4%8.8%
$200,000 or more:1014.4%11.4%

Commute to Work (40121 zip code)

Commute MethodWorkers%US
Drove alone:3,263201.2%67.8%
Carpooled:36222.3%8.7%
Public transportation:362.2%4.2%
Walked:78748.5%2.5%
Other means:483.0%0.9%
Worked from home:1147.0%13.8%
Mean travel time to work:11.9 min--26.7 min

Industry (40121 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:442.7%1.6%
Construction:674.1%6.9%
Manufacturing:1358.3%10.0%
Wholesale trade:60.4%2.4%
Retail trade:30819.0%11.0%
Transportation, warehousing, utilities:432.7%5.8%
Information:402.5%1.9%
Finance, insurance, real estate:191.2%6.7%
Professional, scientific, management:986.0%12.1%
Education, health care, social services:40324.8%23.3%
Arts, entertainment, food services:1448.9%9.0%
Other services:201.2%4.7%
Public administration:29518.2%4.7%

Poverty Status (40121 zip code)

#%US
Poverty Rate:--4.3%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (40121 zip code)

#%US
With health insurance:5,07658.6%91.3%
Private health insurance:4,75254.9%67.6%
Public health coverage:92210.7%35.9%
Without health insurance:3984.6%8.7%

Benefits & Assistance (40121 zip code)

Households with:#%US
Earnings:2,15694.2%77.4%
Social Security income:1647.2%31.0%
Retirement income:30413.3%21.8%
Supplemental Security Income (SSI):632.8%4.5%
Cash public assistance income:160.7%1.8%
SNAP (food stamps) benefits:462.0%11.4%

Housing Types (40121 zip code)

Structure TypeUnits%US
1-unit, detached:55621.9%61.4%
1-unit, attached:1,16746.0%6.1%
2 units:28311.1%3.4%
3 or 4 units:773.0%4.3%
5 to 9 units:1526.0%4.6%
10 to 19 units:1014.0%4.3%
20 or more units:1977.8%9.9%
Mobile home:60.2%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (40121 zip code)

Year BuiltUnits%US
Built 2020 or later:00.0%0.6%
Built 2010 to 2019:50119.7%8.2%
Built 2000 to 2009:28111.1%13.5%
Built 1990 to 1999:1114.4%13.2%
Built 1980 to 1989:2519.9%13.2%
Built 1970 to 1979:30812.1%14.6%
Built 1960 to 1969:44517.5%10.2%
Built 1950 to 1959:35213.9%9.9%
Built 1940 to 1949:1365.4%4.6%
Built 1939 or earlier:1546.1%12.0%

Bedrooms (40121 zip code)

Number of BedroomsUnits%US
No bedroom (studio):2499.8%2.4%
1 bedroom:843.3%3.0%
2 bedrooms:26410.4%9.1%
3 bedrooms:1,47758.2%15.9%
4 bedrooms:32612.8%18.8%
5 or more bedrooms:1395.5%17.6%

Heating Fuel (40121 zip code)

Fuel TypeUnits%US
Utility gas:91239.9%47.1%
Bottled, tank, or LP gas:80.3%4.9%
Electricity:1,34458.7%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:00.0%0.1%
Wood:60.3%1.5%
Solar energy:00.0%0.1%
Other fuel:70.3%0.5%
No fuel used:110.5%0.2%

Vehicles Available (40121 zip code)

VehiclesHouseholds%US
No vehicle available:411.8%8.3%
1 vehicle available:80035.0%32.6%
2 vehicles available:1,22653.6%37.0%
3 or more vehicles available:2219.7%22.1%

Home Value Distribution (40121 zip code)

Value RangeOwner Units%US
Less than $50,000:15100.0%5.7%
$50,000 to $99,999:00.0%7.8%
$100,000 to $149,999:00.0%9.2%
$150,000 to $199,999:00.0%10.8%
$200,000 to $299,999:00.0%19.9%
$300,000 to $499,999:00.0%24.1%
$500,000 to $999,999:00.0%17.0%
$1,000,000 or more:00.0%5.6%

Housing Costs (40121 zip code)

ValueUS
Median owner costs (with mortgage):-- / mo.$1,828 / mo.
Median owner costs (no mortgage):-- / mo.$584 / mo.
Median gross rent:$1,178 / mo.$1,268 / mo.
Average household size (owner-occupied):2.272.53
Average household size (renter-occupied):3.112.38

Households (40121 zip code)

#%US
Total households:2,288----
Married-couple households:1,41161.7%47.5%
Cohabiting couple households:98042.8%7.0%
Male householder, no spouse:47820.9%5.4%
Female householder, no spouse:32014.0%12.7%
Householder living alone:1,19052.0%28.6%
65 years and over living alone:893.9%11.8%
Average household size:3.10--2.53
Average family size:3.86----

Marital Status (40121 zip code)

Population 15 years and over#%US
Total:3,637----
Never married:1,73447.7%37.0%
Now married:1,62444.7%49.5%
Separated:00.0%1.5%
Widowed:2577.1%2.6%
Divorced:67218.5%9.3%

School Enrollment (40121 zip code)

Population 3 years and over#%US
Enrolled in school:2,919----
Nursery school, preschool:46616.0%5.8%
Kindergarten:1133.9%5.0%
Elementary school (grades 1-8):1,25843.1%40.5%
High school (grades 9-12):34311.8%21.4%
College or graduate school:73925.3%27.3%

Veterans & Disability (40121 zip code)

#%US
Civilian population 18 years and over:2,859----
Veterans:66723.3%6.3%
Civilian noninstitutionalized population:5,474----
With a disability:5339.7%13.4%
Under 18 with disability:16731.3%5.8%
18 to 64 with disability:32460.8%10.4%
65 and over with disability:427.9%33.4%

Mobility (Residence 1 Year Ago) (40121 zip code)

Population 1 year and over#%US
Same house:5,23160.4%86.9%
Different house:3,31938.3%13.1%
Same county:1143.4%7.0%
Different county:2,78884.0%3.2%
Different state:2,60578.5%2.5%
Abroad:41712.6%0.4%

Place of Birth (40121 zip code)

#%US
Native born:8,10193.6%86.2%
Foreign born:5406.2%13.9%
Naturalized citizen:554102.6%52.7%
Not a citizen:554102.6%47.3%
Foreign-born by region:------
Europe:554102.6%10.5%
Asia:203.7%31.3%
Africa:336.1%5.5%
Oceania:122.2%0.5%
Latin America:32860.7%50.0%
Northern America:152.8%2.2%

Language Spoken at Home (40121 zip code)

Population 5 years and over#%US
Total:7,668----
English only:6,31482.3%78.3%
Language other than English:1,35417.7%21.5%
By language:------
Spanish:1,05413.7%13.3%
Other Indo-European languages:811.1%3.5%
Asian/Pacific Island languages:1451.9%3.5%
Other languages:741.0%1.0%

Computers & Internet (40121 zip code)

Households%US
Households with a computer:2,288100.0%93.1%
Households with broadband internet:2,25498.5%89.4%