40165 ZIP Code
Shepherdsville, Kentucky
December 30, 2025
| ZIP Code: | 40165 |
| City/Town: | Shepherdsville |
| County: | Bullitt |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 38,074 |
| Median Household Income: | $73,712 |
| Per Capita Income: | $39,686 |
| Total Housing Units: | 15,421 |
| Median Home Value: | $223,500 |
| Land Area: | 113.2 sq miles
293.3 sq km |
| Water Area: | 1.5 sq miles
3.8 sq km |
| Coordinates: | 37.9928, -85.6959 |
Population Information (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 38,074 | -- | -- |
| Male: | 19,118 | 50.2% | 49.6% |
| Female: | 18,956 | 49.8% | 50.4% |
| Median Age: | 42.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,004 | 5.3% | 5.7% |
| 5 to 9 years: | 2,420 | 6.4% | 6.0% |
| 10 to 14 years: | 2,300 | 6.0% | 6.5% |
| 15 to 19 years: | 2,402 | 6.3% | 6.6% |
| 20 to 24 years: | 2,096 | 5.5% | 6.7% |
| 25 to 34 years: | 4,436 | 11.7% | 13.7% |
| 35 to 44 years: | 4,960 | 13.0% | 12.9% |
| 45 to 54 years: | 5,433 | 14.3% | 12.4% |
| 55 to 59 years: | 2,931 | 7.7% | 6.5% |
| 60 to 64 years: | 2,725 | 7.2% | 6.4% |
| 65 to 74 years: | 3,818 | 10.0% | 9.7% |
| 75 to 84 years: | 1,895 | 5.0% | 4.8% |
| 85 years and over: | 654 | 1.7% | 2.0% |
Housing Information (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $223,500 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $919 / mo. | -- | $1,268 / mo. |
| Total housing units: | 15,421 | -- | -- |
| Occupied housing units: | 14,305 | 92.8% | 38.0% |
| Vacant housing units: | 1,116 | 7.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 11,442 | 80.0% | 64.8% |
| Renter-occupied: | 2,863 | 20.0% | 35.2% |
Educational Attainment (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 26,852 | -- | -- |
| Less than 9th grade: | 635 | 2.4% | 4.7% |
| 9th to 12th grade, no diploma: | 2,265 | 8.4% | 6.1% |
| High school graduate: | 11,862 | 44.2% | 26.4% |
| Some college, no degree: | 5,182 | 19.3% | 19.7% |
| Associate degree: | 2,415 | 9.0% | 8.7% |
| Bachelor's degree: | 2,778 | 10.3% | 20.9% |
| Graduate or professional degree: | 1,715 | 6.4% | 13.7% |
| Percent high school graduate or higher: | -- | 89.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 16.7% | 34.3% |
Income Information (40165 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $73,712 / yr. | $75,149 / yr. |
| Mean household income: | $86,323 / yr. | $105,833 / yr. |
| Median family income: | $84,289 / yr. | $92,646 / yr. |
| Per capita income: | $39,686 / yr. | $41,261 / yr. |
Employment (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 19,725 | -- | 63.5% |
| Employed: | 18,829 | 95.6% | 96.4% |
| Unemployed: | 867 | 4.4% | 5.3% |
| Not in labor force: | 11,310 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 16,003 | 85.0% | 79.7% |
| Government workers: | 2,350 | 12.5% | 14.2% |
| Self-employed: | 471 | 2.5% | 5.9% |
| Unpaid family workers: | 5 | 0.0% | 0.1% |
Race & Ethnicity (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 35,818 | 94.1% | 61.6% |
| Black or African American: | 764 | 2.0% | 12.4% |
| American Indian/Alaska Native: | 19 | 0.0% | 1.1% |
| Asian: | 121 | 0.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 281 | 0.7% | 8.4% |
| Two or more races: | 1,071 | 2.8% | 10.2% |
| Hispanic or Latino (any race): | 538 | 1.4% | 18.7% |
| Mexican: | 614 | 1.6% | 11.2% |
| Puerto Rican: | 256 | 0.7% | 1.8% |
| Cuban: | 101 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 60 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 197 | 0.5% | 81.1% |
Income Distribution (40165 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 641 | 4.5% | 4.9% |
| $10,000 to $14,999: | 515 | 3.6% | 3.8% |
| $15,000 to $24,999: | 1,006 | 7.0% | 7.0% |
| $25,000 to $34,999: | 1,044 | 7.3% | 7.4% |
| $35,000 to $49,999: | 1,552 | 10.8% | 10.7% |
| $50,000 to $74,999: | 2,614 | 18.3% | 16.1% |
| $75,000 to $99,999: | 2,188 | 15.3% | 12.8% |
| $100,000 to $149,999: | 2,953 | 20.6% | 17.1% |
| $150,000 to $199,999: | 958 | 6.7% | 8.8% |
| $200,000 or more: | 834 | 5.8% | 11.4% |
Commute to Work (40165 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 15,252 | 81.0% | 67.8% |
| Carpooled: | 1,402 | 7.4% | 8.7% |
| Public transportation: | 3 | 0.0% | 4.2% |
| Walked: | 176 | 0.9% | 2.5% |
| Other means: | 201 | 1.1% | 0.9% |
| Worked from home: | 1,269 | 6.7% | 13.8% |
| Mean travel time to work: | 25.8 min | -- | 26.7 min |
Industry (40165 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 161 | 0.9% | 1.6% |
| Construction: | 1,339 | 7.1% | 6.9% |
| Manufacturing: | 2,673 | 14.2% | 10.0% |
| Wholesale trade: | 566 | 3.0% | 2.4% |
| Retail trade: | 2,878 | 15.3% | 11.0% |
| Transportation, warehousing, utilities: | 2,123 | 11.3% | 5.8% |
| Information: | 120 | 0.6% | 1.9% |
| Finance, insurance, real estate: | 1,154 | 6.1% | 6.7% |
| Professional, scientific, management: | 1,496 | 7.9% | 12.1% |
| Education, health care, social services: | 3,444 | 18.3% | 23.3% |
| Arts, entertainment, food services: | 1,384 | 7.4% | 9.0% |
| Other services: | 613 | 3.3% | 4.7% |
| Public administration: | 878 | 4.7% | 4.7% |
Poverty Status (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 37,096 | 97.4% | 91.3% |
| Private health insurance: | 27,538 | 72.3% | 67.6% |
| Public health coverage: | 15,280 | 40.1% | 35.9% |
| Without health insurance: | 728 | 1.9% | 8.7% |
Benefits & Assistance (40165 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 11,347 | 79.3% | 77.4% |
| Social Security income: | 4,829 | 33.8% | 31.0% |
| Retirement income: | 4,048 | 28.3% | 21.8% |
| Supplemental Security Income (SSI): | 998 | 7.0% | 4.5% |
| Cash public assistance income: | 318 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 1,334 | 9.3% | 11.4% |
Housing Types (40165 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 11,509 | 74.6% | 61.4% |
| 1-unit, attached: | 575 | 3.7% | 6.1% |
| 2 units: | 122 | 0.8% | 3.4% |
| 3 or 4 units: | 813 | 5.3% | 4.3% |
| 5 to 9 units: | 512 | 3.3% | 4.6% |
| 10 to 19 units: | 226 | 1.5% | 4.3% |
| 20 or more units: | 225 | 1.5% | 9.9% |
| Mobile home: | 1,427 | 9.3% | 5.8% |
| Boat, RV, van, etc.: | 12 | 0.1% | 0.1% |
Year Structure Built (40165 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 80 | 0.5% | 0.6% |
| Built 2010 to 2019: | 1,373 | 8.9% | 8.2% |
| Built 2000 to 2009: | 3,033 | 19.7% | 13.5% |
| Built 1990 to 1999: | 4,068 | 26.4% | 13.2% |
| Built 1980 to 1989: | 1,856 | 12.0% | 13.2% |
| Built 1970 to 1979: | 2,641 | 17.1% | 14.6% |
| Built 1960 to 1969: | 1,217 | 7.9% | 10.2% |
| Built 1950 to 1959: | 540 | 3.5% | 9.9% |
| Built 1940 to 1949: | 191 | 1.2% | 4.6% |
| Built 1939 or earlier: | 422 | 2.7% | 12.0% |
Bedrooms (40165 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 190 | 1.2% | 2.4% |
| 1 bedroom: | 716 | 4.6% | 3.0% |
| 2 bedrooms: | 2,728 | 17.7% | 9.1% |
| 3 bedrooms: | 8,482 | 55.0% | 15.9% |
| 4 bedrooms: | 2,760 | 17.9% | 18.8% |
| 5 or more bedrooms: | 545 | 3.5% | 17.6% |
Heating Fuel (40165 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,728 | 47.0% | 47.1% |
| Bottled, tank, or LP gas: | 745 | 5.2% | 4.9% |
| Electricity: | 6,488 | 45.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 65 | 0.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 217 | 1.5% | 1.5% |
| Solar energy: | 3 | 0.0% | 0.1% |
| Other fuel: | 35 | 0.2% | 0.5% |
| No fuel used: | 24 | 0.2% | 0.2% |
Vehicles Available (40165 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 758 | 5.3% | 8.3% |
| 1 vehicle available: | 3,445 | 24.1% | 32.6% |
| 2 vehicles available: | 5,479 | 38.3% | 37.0% |
| 3 or more vehicles available: | 4,623 | 32.3% | 22.1% |
Home Value Distribution (40165 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 681 | 6.0% | 5.7% |
| $50,000 to $99,999: | 527 | 4.6% | 7.8% |
| $100,000 to $149,999: | 1,410 | 12.3% | 9.2% |
| $150,000 to $199,999: | 2,212 | 19.3% | 10.8% |
| $200,000 to $299,999: | 3,621 | 31.6% | 19.9% |
| $300,000 to $499,999: | 2,847 | 24.9% | 24.1% |
| $500,000 to $999,999: | 67 | 0.6% | 17.0% |
| $1,000,000 or more: | 77 | 0.7% | 5.6% |
Housing Costs (40165 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,478 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $496 / mo. | $584 / mo. |
| Median gross rent: | $919 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.72 | 2.53 |
| Average household size (renter-occupied): | 2.37 | 2.38 |
Households (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 14,305 | -- | -- |
| Married-couple households: | 7,919 | 55.4% | 47.5% |
| Cohabiting couple households: | 2,608 | 18.2% | 7.0% |
| Male householder, no spouse: | 2,142 | 15.0% | 5.4% |
| Female householder, no spouse: | 3,331 | 23.3% | 12.7% |
| Householder living alone: | 4,902 | 34.3% | 28.6% |
| 65 years and over living alone: | 4,378 | 30.6% | 11.8% |
| Average household size: | 2.65 | -- | 2.53 |
| Average family size: | 3.05 | -- | -- |
Marital Status (40165 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,559 | -- | -- |
| Never married: | 4,146 | 26.6% | 37.0% |
| Now married: | 8,767 | 56.3% | 49.5% |
| Separated: | 447 | 2.9% | 1.5% |
| Widowed: | 2,032 | 13.1% | 2.6% |
| Divorced: | 3,336 | 21.4% | 9.3% |
School Enrollment (40165 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,282 | -- | -- |
| Nursery school, preschool: | 373 | 4.5% | 5.8% |
| Kindergarten: | 347 | 4.2% | 5.0% |
| Elementary school (grades 1-8): | 3,779 | 45.6% | 40.5% |
| High school (grades 9-12): | 2,118 | 25.6% | 21.4% |
| College or graduate school: | 1,665 | 20.1% | 27.3% |
Veterans & Disability (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 29,641 | -- | -- |
| Veterans: | 2,421 | 8.2% | 6.3% |
| Civilian noninstitutionalized population: | 37,824 | -- | -- |
| With a disability: | 6,278 | 16.6% | 13.4% |
| Under 18 with disability: | 443 | 7.1% | 5.8% |
| 18 to 64 with disability: | 3,039 | 48.4% | 10.4% |
| 65 and over with disability: | 2,796 | 44.5% | 33.4% |
Mobility (Residence 1 Year Ago) (40165 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 34,832 | 91.5% | 86.9% |
| Different house: | 2,838 | 7.5% | 13.1% |
| Same county: | 1,667 | 58.7% | 7.0% |
| Different county: | 1,159 | 40.8% | 3.2% |
| Different state: | 198 | 7.0% | 2.5% |
| Abroad: | 12 | 0.4% | 0.4% |
Place of Birth (40165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 37,321 | 98.0% | 86.2% |
| Foreign born: | 229 | 0.6% | 13.9% |
| Naturalized citizen: | 753 | 328.8% | 52.7% |
| Not a citizen: | 753 | 328.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 753 | 328.8% | 10.5% |
| Asia: | 161 | 70.3% | 31.3% |
| Africa: | 350 | 152.8% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 113 | 49.3% | 50.0% |
| Northern America: | 21 | 9.2% | 2.2% |
Language Spoken at Home (40165 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 36,070 | -- | -- |
| English only: | 35,195 | 97.6% | 78.3% |
| Language other than English: | 875 | 2.4% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 348 | 1.0% | 13.3% |
| Other Indo-European languages: | 55 | 0.2% | 3.5% |
| Asian/Pacific Island languages: | 110 | 0.3% | 3.5% |
| Other languages: | 362 | 1.0% | 1.0% |
Computers & Internet (40165 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 14,305 | 100.0% | 93.1% |
| Households with broadband internet: | 13,339 | 93.2% | 89.4% |
Shepherdsville, KY40165