40245 ZIP Code
Louisville, Kentucky
December 30, 2025
| ZIP Code: | 40245 |
| City/Town: | Louisville |
| County: | Jefferson |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 38,861 |
| Median Household Income: | $118,333 |
| Per Capita Income: | $61,287 |
| Total Housing Units: | 14,981 |
| Median Home Value: | $418,000 |
| Land Area: | 32.6 sq miles
84.4 sq km |
| Water Area: | 0.7 sq miles
1.9 sq km |
| Coordinates: | 38.2676, -85.4462 |
Population Information (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 38,861 | -- | -- |
| Male: | 18,815 | 48.4% | 49.6% |
| Female: | 20,046 | 51.6% | 50.4% |
| Median Age: | 40.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,560 | 6.6% | 5.7% |
| 5 to 9 years: | 2,126 | 5.5% | 6.0% |
| 10 to 14 years: | 2,769 | 7.1% | 6.5% |
| 15 to 19 years: | 3,055 | 7.9% | 6.6% |
| 20 to 24 years: | 2,050 | 5.3% | 6.7% |
| 25 to 34 years: | 4,450 | 11.5% | 13.7% |
| 35 to 44 years: | 4,945 | 12.7% | 12.9% |
| 45 to 54 years: | 5,741 | 14.8% | 12.4% |
| 55 to 59 years: | 2,607 | 6.7% | 6.5% |
| 60 to 64 years: | 2,437 | 6.3% | 6.4% |
| 65 to 74 years: | 3,822 | 9.8% | 9.7% |
| 75 to 84 years: | 2,033 | 5.2% | 4.8% |
| 85 years and over: | 266 | 0.7% | 2.0% |
Housing Information (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $418,000 | -- | $281,900 |
| Median rooms: | 7.4 | -- | 5.5 |
| Median rent: | $1,441 / mo. | -- | $1,268 / mo. |
| Total housing units: | 14,981 | -- | -- |
| Occupied housing units: | 14,304 | 95.5% | 38.0% |
| Vacant housing units: | 677 | 4.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 11,191 | 78.2% | 64.8% |
| Renter-occupied: | 3,113 | 21.8% | 35.2% |
Educational Attainment (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 26,301 | -- | -- |
| Less than 9th grade: | 354 | 1.3% | 4.7% |
| 9th to 12th grade, no diploma: | 377 | 1.4% | 6.1% |
| High school graduate: | 2,920 | 11.1% | 26.4% |
| Some college, no degree: | 5,185 | 19.7% | 19.7% |
| Associate degree: | 1,623 | 6.2% | 8.7% |
| Bachelor's degree: | 9,704 | 36.9% | 20.9% |
| Graduate or professional degree: | 6,138 | 23.3% | 13.7% |
| Percent high school graduate or higher: | -- | 97.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 60.2% | 34.3% |
Income Information (40245 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $118,333 / yr. | $75,149 / yr. |
| Mean household income: | $157,305 / yr. | $105,833 / yr. |
| Median family income: | $151,554 / yr. | $92,646 / yr. |
| Per capita income: | $61,287 / yr. | $41,261 / yr. |
Employment (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 19,596 | -- | 63.5% |
| Employed: | 18,761 | 96.1% | 96.4% |
| Unemployed: | 757 | 3.9% | 5.3% |
| Not in labor force: | 11,198 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 16,400 | 87.4% | 79.7% |
| Government workers: | 1,679 | 8.9% | 14.2% |
| Self-employed: | 628 | 3.3% | 5.9% |
| Unpaid family workers: | 54 | 0.3% | 0.1% |
Race & Ethnicity (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 30,492 | 78.5% | 61.6% |
| Black or African American: | 3,689 | 9.5% | 12.4% |
| American Indian/Alaska Native: | 27 | 0.1% | 1.1% |
| Asian: | 2,653 | 6.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 5 | 0.0% | 0.2% |
| Some other race: | 288 | 0.7% | 8.4% |
| Two or more races: | 1,707 | 4.4% | 10.2% |
| Hispanic or Latino (any race): | 769 | 2.0% | 18.7% |
| Mexican: | 1,033 | 2.7% | 11.2% |
| Puerto Rican: | 304 | 0.8% | 1.8% |
| Cuban: | 158 | 0.4% | 0.7% |
| Other Hispanic or Latino: | 155 | 0.4% | 5.0% |
| Not Hispanic or Latino: | 416 | 1.1% | 81.1% |
Income Distribution (40245 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 230 | 1.6% | 4.9% |
| $10,000 to $14,999: | 344 | 2.4% | 3.8% |
| $15,000 to $24,999: | 597 | 4.2% | 7.0% |
| $25,000 to $34,999: | 643 | 4.5% | 7.4% |
| $35,000 to $49,999: | 1,023 | 7.2% | 10.7% |
| $50,000 to $74,999: | 1,390 | 9.7% | 16.1% |
| $75,000 to $99,999: | 1,749 | 12.2% | 12.8% |
| $100,000 to $149,999: | 2,547 | 17.8% | 17.1% |
| $150,000 to $199,999: | 2,139 | 15.0% | 8.8% |
| $200,000 or more: | 3,642 | 25.5% | 11.4% |
Commute to Work (40245 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 13,905 | 74.1% | 67.8% |
| Carpooled: | 1,279 | 6.8% | 8.7% |
| Public transportation: | 20 | 0.1% | 4.2% |
| Walked: | 73 | 0.4% | 2.5% |
| Other means: | 172 | 0.9% | 0.9% |
| Worked from home: | 3,137 | 16.7% | 13.8% |
| Mean travel time to work: | 24.9 min | -- | 26.7 min |
Industry (40245 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 129 | 0.7% | 1.6% |
| Construction: | 839 | 4.5% | 6.9% |
| Manufacturing: | 2,015 | 10.7% | 10.0% |
| Wholesale trade: | 662 | 3.5% | 2.4% |
| Retail trade: | 1,707 | 9.1% | 11.0% |
| Transportation, warehousing, utilities: | 1,366 | 7.3% | 5.8% |
| Information: | 319 | 1.7% | 1.9% |
| Finance, insurance, real estate: | 2,160 | 11.5% | 6.7% |
| Professional, scientific, management: | 2,292 | 12.2% | 12.1% |
| Education, health care, social services: | 4,709 | 25.1% | 23.3% |
| Arts, entertainment, food services: | 1,489 | 7.9% | 9.0% |
| Other services: | 678 | 3.6% | 4.7% |
| Public administration: | 396 | 2.1% | 4.7% |
Poverty Status (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 5.9% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 37,215 | 95.8% | 91.3% |
| Private health insurance: | 33,844 | 87.1% | 67.6% |
| Public health coverage: | 8,871 | 22.8% | 35.9% |
| Without health insurance: | 802 | 2.1% | 8.7% |
Benefits & Assistance (40245 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 11,518 | 80.5% | 77.4% |
| Social Security income: | 3,985 | 27.9% | 31.0% |
| Retirement income: | 3,730 | 26.1% | 21.8% |
| Supplemental Security Income (SSI): | 364 | 2.5% | 4.5% |
| Cash public assistance income: | 215 | 1.5% | 1.8% |
| SNAP (food stamps) benefits: | 363 | 2.5% | 11.4% |
Housing Types (40245 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 11,204 | 74.8% | 61.4% |
| 1-unit, attached: | 1,037 | 6.9% | 6.1% |
| 2 units: | 406 | 2.7% | 3.4% |
| 3 or 4 units: | 601 | 4.0% | 4.3% |
| 5 to 9 units: | 624 | 4.2% | 4.6% |
| 10 to 19 units: | 481 | 3.2% | 4.3% |
| 20 or more units: | 567 | 3.8% | 9.9% |
| Mobile home: | 52 | 0.3% | 5.8% |
| Boat, RV, van, etc.: | 9 | 0.1% | 0.1% |
Year Structure Built (40245 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 187 | 1.2% | 0.6% |
| Built 2010 to 2019: | 3,506 | 23.4% | 8.2% |
| Built 2000 to 2009: | 5,264 | 35.1% | 13.5% |
| Built 1990 to 1999: | 3,371 | 22.5% | 13.2% |
| Built 1980 to 1989: | 1,183 | 7.9% | 13.2% |
| Built 1970 to 1979: | 1,036 | 6.9% | 14.6% |
| Built 1960 to 1969: | 114 | 0.8% | 10.2% |
| Built 1950 to 1959: | 160 | 1.1% | 9.9% |
| Built 1940 to 1949: | 122 | 0.8% | 4.6% |
| Built 1939 or earlier: | 38 | 0.3% | 12.0% |
Bedrooms (40245 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 82 | 0.5% | 2.4% |
| 1 bedroom: | 887 | 5.9% | 3.0% |
| 2 bedrooms: | 2,505 | 16.7% | 9.1% |
| 3 bedrooms: | 4,056 | 27.1% | 15.9% |
| 4 bedrooms: | 4,902 | 32.7% | 18.8% |
| 5 or more bedrooms: | 2,549 | 17.0% | 17.6% |
Heating Fuel (40245 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,000 | 62.9% | 47.1% |
| Bottled, tank, or LP gas: | 91 | 0.6% | 4.9% |
| Electricity: | 5,109 | 35.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 63 | 0.4% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 41 | 0.3% | 0.2% |
Vehicles Available (40245 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 285 | 2.0% | 8.3% |
| 1 vehicle available: | 3,556 | 24.9% | 32.6% |
| 2 vehicles available: | 6,473 | 45.3% | 37.0% |
| 3 or more vehicles available: | 3,990 | 27.9% | 22.1% |
Home Value Distribution (40245 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 54 | 0.5% | 5.7% |
| $50,000 to $99,999: | 123 | 1.1% | 7.8% |
| $100,000 to $149,999: | 190 | 1.7% | 9.2% |
| $150,000 to $199,999: | 274 | 2.4% | 10.8% |
| $200,000 to $299,999: | 1,833 | 16.4% | 19.9% |
| $300,000 to $499,999: | 5,692 | 50.9% | 24.1% |
| $500,000 to $999,999: | 2,850 | 25.5% | 17.0% |
| $1,000,000 or more: | 175 | 1.6% | 5.6% |
Housing Costs (40245 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,335 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $844 / mo. | $584 / mo. |
| Median gross rent: | $1,441 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.82 | 2.53 |
| Average household size (renter-occupied): | 2.10 | 2.38 |
Households (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 14,304 | -- | -- |
| Married-couple households: | 8,873 | 62.0% | 47.5% |
| Cohabiting couple households: | 3,839 | 26.8% | 7.0% |
| Male householder, no spouse: | 1,845 | 12.9% | 5.4% |
| Female householder, no spouse: | 3,090 | 21.6% | 12.7% |
| Householder living alone: | 4,909 | 34.3% | 28.6% |
| 65 years and over living alone: | 4,327 | 30.3% | 11.8% |
| Average household size: | 2.66 | -- | 2.53 |
| Average family size: | 3.16 | -- | -- |
Marital Status (40245 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 14,933 | -- | -- |
| Never married: | 4,079 | 27.3% | 37.0% |
| Now married: | 9,309 | 62.3% | 49.5% |
| Separated: | 376 | 2.5% | 1.5% |
| Widowed: | 1,066 | 7.1% | 2.6% |
| Divorced: | 4,011 | 26.9% | 9.3% |
School Enrollment (40245 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 10,262 | -- | -- |
| Nursery school, preschool: | 759 | 7.4% | 5.8% |
| Kindergarten: | 354 | 3.4% | 5.0% |
| Elementary school (grades 1-8): | 3,986 | 38.8% | 40.5% |
| High school (grades 9-12): | 2,476 | 24.1% | 21.4% |
| College or graduate school: | 2,687 | 26.2% | 27.3% |
Veterans & Disability (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 29,624 | -- | -- |
| Veterans: | 1,885 | 6.4% | 6.3% |
| Civilian noninstitutionalized population: | 38,017 | -- | -- |
| With a disability: | 3,120 | 8.2% | 13.4% |
| Under 18 with disability: | 387 | 12.4% | 5.8% |
| 18 to 64 with disability: | 1,445 | 46.3% | 10.4% |
| 65 and over with disability: | 1,288 | 41.3% | 33.4% |
Mobility (Residence 1 Year Ago) (40245 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 32,938 | 84.8% | 86.9% |
| Different house: | 5,417 | 13.9% | 13.1% |
| Same county: | 3,253 | 60.1% | 7.0% |
| Different county: | 1,933 | 35.7% | 3.2% |
| Different state: | 1,291 | 23.8% | 2.5% |
| Abroad: | 231 | 4.3% | 0.4% |
Place of Birth (40245 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 35,079 | 90.3% | 86.2% |
| Foreign born: | 320 | 0.8% | 13.9% |
| Naturalized citizen: | 3,782 | 1181.9% | 52.7% |
| Not a citizen: | 3,782 | 1181.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,782 | 1181.9% | 10.5% |
| Asia: | 283 | 88.4% | 31.3% |
| Africa: | 285 | 89.1% | 5.5% |
| Oceania: | 5 | 1.6% | 0.5% |
| Latin America: | 399 | 124.7% | 50.0% |
| Northern America: | 145 | 45.3% | 2.2% |
Language Spoken at Home (40245 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 36,301 | -- | -- |
| English only: | 32,380 | 89.2% | 78.3% |
| Language other than English: | 3,921 | 10.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 613 | 1.7% | 13.3% |
| Other Indo-European languages: | 1,568 | 4.3% | 3.5% |
| Asian/Pacific Island languages: | 916 | 2.5% | 3.5% |
| Other languages: | 824 | 2.3% | 1.0% |
Computers & Internet (40245 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 14,304 | 100.0% | 93.1% |
| Households with broadband internet: | 13,956 | 97.6% | 89.4% |
Louisville, KY40245