40351 ZIP Code
Morehead, Kentucky
December 30, 2025
| ZIP Code: | 40351 |
| City/Town: | Morehead |
| County: | Rowan |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 22,738 |
| Median Household Income: | $49,339 |
| Per Capita Income: | $25,129 |
| Total Housing Units: | 9,582 |
| Median Home Value: | $153,800 |
| Land Area: | 268.2 sq miles
694.6 sq km |
| Water Area: | 6.4 sq miles
16.5 sq km |
| Coordinates: | 38.2043, -83.4281 |
Population Information (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 22,738 | -- | -- |
| Male: | 11,144 | 49.0% | 49.6% |
| Female: | 11,594 | 51.0% | 50.4% |
| Median Age: | 29.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,155 | 5.1% | 5.7% |
| 5 to 9 years: | 941 | 4.1% | 6.0% |
| 10 to 14 years: | 1,599 | 7.0% | 6.5% |
| 15 to 19 years: | 2,717 | 11.9% | 6.6% |
| 20 to 24 years: | 3,324 | 14.6% | 6.7% |
| 25 to 34 years: | 2,913 | 12.8% | 13.7% |
| 35 to 44 years: | 2,182 | 9.6% | 12.9% |
| 45 to 54 years: | 2,352 | 10.3% | 12.4% |
| 55 to 59 years: | 1,415 | 6.2% | 6.5% |
| 60 to 64 years: | 1,139 | 5.0% | 6.4% |
| 65 to 74 years: | 1,732 | 7.6% | 9.7% |
| 75 to 84 years: | 1,040 | 4.6% | 4.8% |
| 85 years and over: | 229 | 1.0% | 2.0% |
Housing Information (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $153,800 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $739 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,582 | -- | -- |
| Occupied housing units: | 8,216 | 85.7% | 38.0% |
| Vacant housing units: | 1,366 | 14.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,010 | 61.0% | 64.8% |
| Renter-occupied: | 3,206 | 39.0% | 35.2% |
Educational Attainment (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 13,002 | -- | -- |
| Less than 9th grade: | 659 | 5.1% | 4.7% |
| 9th to 12th grade, no diploma: | 838 | 6.4% | 6.1% |
| High school graduate: | 4,408 | 33.9% | 26.4% |
| Some college, no degree: | 2,583 | 19.9% | 19.7% |
| Associate degree: | 957 | 7.4% | 8.7% |
| Bachelor's degree: | 1,728 | 13.3% | 20.9% |
| Graduate or professional degree: | 1,829 | 14.1% | 13.7% |
| Percent high school graduate or higher: | -- | 88.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 27.4% | 34.3% |
Income Information (40351 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $49,339 / yr. | $75,149 / yr. |
| Mean household income: | $73,199 / yr. | $105,833 / yr. |
| Median family income: | $68,819 / yr. | $92,646 / yr. |
| Per capita income: | $25,129 / yr. | $41,261 / yr. |
Employment (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,753 | -- | 63.5% |
| Employed: | 10,166 | 94.5% | 96.4% |
| Unemployed: | 587 | 5.5% | 5.3% |
| Not in labor force: | 8,092 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,011 | 69.0% | 79.7% |
| Government workers: | 2,675 | 26.3% | 14.2% |
| Self-employed: | 376 | 3.7% | 5.9% |
| Unpaid family workers: | 104 | 1.0% | 0.1% |
Race & Ethnicity (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 21,661 | 95.3% | 61.6% |
| Black or African American: | 479 | 2.1% | 12.4% |
| American Indian/Alaska Native: | 11 | 0.0% | 1.1% |
| Asian: | 200 | 0.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 38 | 0.2% | 8.4% |
| Two or more races: | 349 | 1.5% | 10.2% |
| Hispanic or Latino (any race): | 137 | 0.6% | 18.7% |
| Mexican: | 439 | 1.9% | 11.2% |
| Puerto Rican: | 281 | 1.2% | 1.8% |
| Cuban: | 70 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 88 | 0.4% | 81.1% |
Income Distribution (40351 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 812 | 9.9% | 4.9% |
| $10,000 to $14,999: | 633 | 7.7% | 3.8% |
| $15,000 to $24,999: | 866 | 10.5% | 7.0% |
| $25,000 to $34,999: | 944 | 11.5% | 7.4% |
| $35,000 to $49,999: | 917 | 11.2% | 10.7% |
| $50,000 to $74,999: | 1,711 | 20.8% | 16.1% |
| $75,000 to $99,999: | 564 | 6.9% | 12.8% |
| $100,000 to $149,999: | 979 | 11.9% | 17.1% |
| $150,000 to $199,999: | 426 | 5.2% | 8.8% |
| $200,000 or more: | 364 | 4.4% | 11.4% |
Commute to Work (40351 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 7,626 | 75.0% | 67.8% |
| Carpooled: | 784 | 7.7% | 8.7% |
| Public transportation: | 23 | 0.2% | 4.2% |
| Walked: | 590 | 5.8% | 2.5% |
| Other means: | 66 | 0.6% | 0.9% |
| Worked from home: | 730 | 7.2% | 13.8% |
| Mean travel time to work: | 22.2 min | -- | 26.7 min |
Industry (40351 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 153 | 1.5% | 1.6% |
| Construction: | 623 | 6.1% | 6.9% |
| Manufacturing: | 793 | 7.8% | 10.0% |
| Wholesale trade: | 69 | 0.7% | 2.4% |
| Retail trade: | 1,216 | 12.0% | 11.0% |
| Transportation, warehousing, utilities: | 495 | 4.9% | 5.8% |
| Information: | 99 | 1.0% | 1.9% |
| Finance, insurance, real estate: | 419 | 4.1% | 6.7% |
| Professional, scientific, management: | 525 | 5.2% | 12.1% |
| Education, health care, social services: | 3,901 | 38.4% | 23.3% |
| Arts, entertainment, food services: | 994 | 9.8% | 9.0% |
| Other services: | 355 | 3.5% | 4.7% |
| Public administration: | 524 | 5.2% | 4.7% |
Poverty Status (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 24.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 21,158 | 93.1% | 91.3% |
| Private health insurance: | 14,014 | 61.6% | 67.6% |
| Public health coverage: | 9,738 | 42.8% | 35.9% |
| Without health insurance: | 1,255 | 5.5% | 8.7% |
Benefits & Assistance (40351 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,071 | 73.9% | 77.4% |
| Social Security income: | 2,696 | 32.8% | 31.0% |
| Retirement income: | 1,527 | 18.6% | 21.8% |
| Supplemental Security Income (SSI): | 608 | 7.4% | 4.5% |
| Cash public assistance income: | 269 | 3.3% | 1.8% |
| SNAP (food stamps) benefits: | 1,642 | 20.0% | 11.4% |
Housing Types (40351 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,578 | 58.2% | 61.4% |
| 1-unit, attached: | 128 | 1.3% | 6.1% |
| 2 units: | 302 | 3.2% | 3.4% |
| 3 or 4 units: | 318 | 3.3% | 4.3% |
| 5 to 9 units: | 443 | 4.6% | 4.6% |
| 10 to 19 units: | 280 | 2.9% | 4.3% |
| 20 or more units: | 67 | 0.7% | 9.9% |
| Mobile home: | 2,466 | 25.7% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (40351 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 54 | 0.6% | 0.6% |
| Built 2010 to 2019: | 1,144 | 11.9% | 8.2% |
| Built 2000 to 2009: | 1,537 | 16.0% | 13.5% |
| Built 1990 to 1999: | 2,626 | 27.4% | 13.2% |
| Built 1980 to 1989: | 1,290 | 13.5% | 13.2% |
| Built 1970 to 1979: | 1,334 | 13.9% | 14.6% |
| Built 1960 to 1969: | 805 | 8.4% | 10.2% |
| Built 1950 to 1959: | 358 | 3.7% | 9.9% |
| Built 1940 to 1949: | 183 | 1.9% | 4.6% |
| Built 1939 or earlier: | 251 | 2.6% | 12.0% |
Bedrooms (40351 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 185 | 1.9% | 2.4% |
| 1 bedroom: | 771 | 8.0% | 3.0% |
| 2 bedrooms: | 2,515 | 26.2% | 9.1% |
| 3 bedrooms: | 4,212 | 44.0% | 15.9% |
| 4 bedrooms: | 1,401 | 14.6% | 18.8% |
| 5 or more bedrooms: | 498 | 5.2% | 17.6% |
Heating Fuel (40351 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,311 | 16.0% | 47.1% |
| Bottled, tank, or LP gas: | 666 | 8.1% | 4.9% |
| Electricity: | 5,620 | 68.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 77 | 0.9% | 0.1% |
| Wood: | 542 | 6.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (40351 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 554 | 6.7% | 8.3% |
| 1 vehicle available: | 2,644 | 32.2% | 32.6% |
| 2 vehicles available: | 2,838 | 34.5% | 37.0% |
| 3 or more vehicles available: | 2,180 | 26.5% | 22.1% |
Home Value Distribution (40351 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 772 | 15.4% | 5.7% |
| $50,000 to $99,999: | 869 | 17.3% | 7.8% |
| $100,000 to $149,999: | 782 | 15.6% | 9.2% |
| $150,000 to $199,999: | 782 | 15.6% | 10.8% |
| $200,000 to $299,999: | 1,184 | 23.6% | 19.9% |
| $300,000 to $499,999: | 469 | 9.4% | 24.1% |
| $500,000 to $999,999: | 106 | 2.1% | 17.0% |
| $1,000,000 or more: | 46 | 0.9% | 5.6% |
Housing Costs (40351 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,205 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $408 / mo. | $584 / mo. |
| Median gross rent: | $739 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.61 | 2.53 |
| Average household size (renter-occupied): | 2.15 | 2.38 |
Households (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,216 | -- | -- |
| Married-couple households: | 3,714 | 45.2% | 47.5% |
| Cohabiting couple households: | 1,607 | 19.6% | 7.0% |
| Male householder, no spouse: | 1,538 | 18.7% | 5.4% |
| Female householder, no spouse: | 2,362 | 28.7% | 12.7% |
| Householder living alone: | 2,634 | 32.1% | 28.6% |
| 65 years and over living alone: | 2,234 | 27.2% | 11.8% |
| Average household size: | 2.43 | -- | 2.53 |
| Average family size: | 3.12 | -- | -- |
Marital Status (40351 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 9,244 | -- | -- |
| Never married: | 3,974 | 43.0% | 37.0% |
| Now married: | 3,963 | 42.9% | 49.5% |
| Separated: | 286 | 3.1% | 1.5% |
| Widowed: | 854 | 9.2% | 2.6% |
| Divorced: | 3,811 | 41.2% | 9.3% |
School Enrollment (40351 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 7,877 | -- | -- |
| Nursery school, preschool: | 192 | 2.4% | 5.8% |
| Kindergarten: | 106 | 1.3% | 5.0% |
| Elementary school (grades 1-8): | 2,097 | 26.6% | 40.5% |
| High school (grades 9-12): | 1,104 | 14.0% | 21.4% |
| College or graduate school: | 4,378 | 55.6% | 27.3% |
Veterans & Disability (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 18,207 | -- | -- |
| Veterans: | 783 | 4.3% | 6.3% |
| Civilian noninstitutionalized population: | 22,413 | -- | -- |
| With a disability: | 3,372 | 15.0% | 13.4% |
| Under 18 with disability: | 277 | 8.2% | 5.8% |
| 18 to 64 with disability: | 1,772 | 52.6% | 10.4% |
| 65 and over with disability: | 1,323 | 39.2% | 33.4% |
Mobility (Residence 1 Year Ago) (40351 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 19,017 | 83.6% | 86.9% |
| Different house: | 3,437 | 15.1% | 13.1% |
| Same county: | 1,086 | 31.6% | 7.0% |
| Different county: | 2,326 | 67.7% | 3.2% |
| Different state: | 574 | 16.7% | 2.5% |
| Abroad: | 25 | 0.7% | 0.4% |
Place of Birth (40351 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 22,349 | 98.3% | 86.2% |
| Foreign born: | 11 | 0.0% | 13.9% |
| Naturalized citizen: | 389 | 3536.4% | 52.7% |
| Not a citizen: | 389 | 3536.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 389 | 3536.4% | 10.5% |
| Asia: | 38 | 345.5% | 31.3% |
| Africa: | 25 | 227.3% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 182 | 1654.5% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (40351 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 21,583 | -- | -- |
| English only: | 21,009 | 97.3% | 78.3% |
| Language other than English: | 574 | 2.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 322 | 1.5% | 13.3% |
| Other Indo-European languages: | 137 | 0.6% | 3.5% |
| Asian/Pacific Island languages: | 67 | 0.3% | 3.5% |
| Other languages: | 48 | 0.2% | 1.0% |
Computers & Internet (40351 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,216 | 100.0% | 93.1% |
| Households with broadband internet: | 7,599 | 92.5% | 89.4% |
Morehead, KY40351