40444 ZIP Code
Lancaster, Kentucky
December 30, 2025
| ZIP Code: | 40444 |
| City/Town: | Lancaster |
| County: | Garrard |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 14,183 |
| Median Household Income: | $56,894 |
| Per Capita Income: | $37,752 |
| Total Housing Units: | 6,117 |
| Median Home Value: | $173,800 |
| Land Area: | 159.4 sq miles
413.0 sq km |
| Water Area: | 3.7 sq miles
9.6 sq km |
| Coordinates: | 37.6662, -84.5780 |
Population Information (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 14,183 | -- | -- |
| Male: | 6,791 | 47.9% | 49.6% |
| Female: | 7,392 | 52.1% | 50.4% |
| Median Age: | 43.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 703 | 5.0% | 5.7% |
| 5 to 9 years: | 837 | 5.9% | 6.0% |
| 10 to 14 years: | 945 | 6.7% | 6.5% |
| 15 to 19 years: | 926 | 6.5% | 6.6% |
| 20 to 24 years: | 645 | 4.5% | 6.7% |
| 25 to 34 years: | 1,765 | 12.4% | 13.7% |
| 35 to 44 years: | 1,582 | 11.2% | 12.9% |
| 45 to 54 years: | 1,902 | 13.4% | 12.4% |
| 55 to 59 years: | 1,066 | 7.5% | 6.5% |
| 60 to 64 years: | 1,128 | 8.0% | 6.4% |
| 65 to 74 years: | 1,542 | 10.9% | 9.7% |
| 75 to 84 years: | 782 | 5.5% | 4.8% |
| 85 years and over: | 360 | 2.5% | 2.0% |
Housing Information (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $173,800 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $830 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,117 | -- | -- |
| Occupied housing units: | 5,392 | 88.1% | 38.0% |
| Vacant housing units: | 725 | 11.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,376 | 81.2% | 64.8% |
| Renter-occupied: | 1,016 | 18.8% | 35.2% |
Educational Attainment (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,127 | -- | -- |
| Less than 9th grade: | 389 | 3.8% | 4.7% |
| 9th to 12th grade, no diploma: | 993 | 9.8% | 6.1% |
| High school graduate: | 3,697 | 36.5% | 26.4% |
| Some college, no degree: | 2,092 | 20.7% | 19.7% |
| Associate degree: | 882 | 8.7% | 8.7% |
| Bachelor's degree: | 984 | 9.7% | 20.9% |
| Graduate or professional degree: | 1,090 | 10.8% | 13.7% |
| Percent high school graduate or higher: | -- | 86.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 20.5% | 34.3% |
Income Information (40444 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $56,894 / yr. | $75,149 / yr. |
| Mean household income: | $79,366 / yr. | $105,833 / yr. |
| Median family income: | $68,231 / yr. | $92,646 / yr. |
| Per capita income: | $37,752 / yr. | $41,261 / yr. |
Employment (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,372 | -- | 63.5% |
| Employed: | 6,010 | 94.3% | 96.4% |
| Unemployed: | 362 | 5.7% | 5.3% |
| Not in labor force: | 5,064 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,512 | 75.1% | 79.7% |
| Government workers: | 1,086 | 18.1% | 14.2% |
| Self-employed: | 384 | 6.4% | 5.9% |
| Unpaid family workers: | 28 | 0.5% | 0.1% |
Race & Ethnicity (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 12,999 | 91.7% | 61.6% |
| Black or African American: | 400 | 2.8% | 12.4% |
| American Indian/Alaska Native: | 26 | 0.2% | 1.1% |
| Asian: | 0 | 0.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 264 | 1.9% | 8.4% |
| Two or more races: | 494 | 3.5% | 10.2% |
| Hispanic or Latino (any race): | 487 | 3.4% | 18.7% |
| Mexican: | 399 | 2.8% | 11.2% |
| Puerto Rican: | 158 | 1.1% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 241 | 1.7% | 81.1% |
Income Distribution (40444 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 230 | 4.3% | 4.9% |
| $10,000 to $14,999: | 257 | 4.8% | 3.8% |
| $15,000 to $24,999: | 607 | 11.3% | 7.0% |
| $25,000 to $34,999: | 473 | 8.8% | 7.4% |
| $35,000 to $49,999: | 817 | 15.2% | 10.7% |
| $50,000 to $74,999: | 918 | 17.0% | 16.1% |
| $75,000 to $99,999: | 564 | 10.5% | 12.8% |
| $100,000 to $149,999: | 938 | 17.4% | 17.1% |
| $150,000 to $199,999: | 357 | 6.6% | 8.8% |
| $200,000 or more: | 231 | 4.3% | 11.4% |
Commute to Work (40444 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,740 | 78.9% | 67.8% |
| Carpooled: | 571 | 9.5% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 5 | 0.1% | 2.5% |
| Other means: | 0 | 0.0% | 0.9% |
| Worked from home: | 632 | 10.5% | 13.8% |
| Mean travel time to work: | 34.3 min | -- | 26.7 min |
Industry (40444 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 289 | 4.8% | 1.6% |
| Construction: | 534 | 8.9% | 6.9% |
| Manufacturing: | 758 | 12.6% | 10.0% |
| Wholesale trade: | 266 | 4.4% | 2.4% |
| Retail trade: | 551 | 9.2% | 11.0% |
| Transportation, warehousing, utilities: | 297 | 4.9% | 5.8% |
| Information: | 64 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 172 | 2.9% | 6.7% |
| Professional, scientific, management: | 586 | 9.8% | 12.1% |
| Education, health care, social services: | 1,504 | 25.0% | 23.3% |
| Arts, entertainment, food services: | 292 | 4.9% | 9.0% |
| Other services: | 393 | 6.5% | 4.7% |
| Public administration: | 304 | 5.1% | 4.7% |
Poverty Status (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 14.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 13,114 | 92.5% | 91.3% |
| Private health insurance: | 8,664 | 61.1% | 67.6% |
| Public health coverage: | 6,813 | 48.0% | 35.9% |
| Without health insurance: | 969 | 6.8% | 8.7% |
Benefits & Assistance (40444 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,018 | 74.5% | 77.4% |
| Social Security income: | 2,082 | 38.6% | 31.0% |
| Retirement income: | 1,353 | 25.1% | 21.8% |
| Supplemental Security Income (SSI): | 384 | 7.1% | 4.5% |
| Cash public assistance income: | 75 | 1.4% | 1.8% |
| SNAP (food stamps) benefits: | 746 | 13.8% | 11.4% |
Housing Types (40444 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,118 | 83.7% | 61.4% |
| 1-unit, attached: | 28 | 0.5% | 6.1% |
| 2 units: | 173 | 2.8% | 3.4% |
| 3 or 4 units: | 120 | 2.0% | 4.3% |
| 5 to 9 units: | 66 | 1.1% | 4.6% |
| 10 to 19 units: | 5 | 0.1% | 4.3% |
| 20 or more units: | 7 | 0.1% | 9.9% |
| Mobile home: | 600 | 9.8% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (40444 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 137 | 2.2% | 0.6% |
| Built 2010 to 2019: | 362 | 5.9% | 8.2% |
| Built 2000 to 2009: | 1,169 | 19.1% | 13.5% |
| Built 1990 to 1999: | 1,128 | 18.4% | 13.2% |
| Built 1980 to 1989: | 561 | 9.2% | 13.2% |
| Built 1970 to 1979: | 1,017 | 16.6% | 14.6% |
| Built 1960 to 1969: | 717 | 11.7% | 10.2% |
| Built 1950 to 1959: | 346 | 5.7% | 9.9% |
| Built 1940 to 1949: | 104 | 1.7% | 4.6% |
| Built 1939 or earlier: | 576 | 9.4% | 12.0% |
Bedrooms (40444 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 22 | 0.4% | 2.4% |
| 1 bedroom: | 354 | 5.8% | 3.0% |
| 2 bedrooms: | 1,203 | 19.7% | 9.1% |
| 3 bedrooms: | 3,223 | 52.7% | 15.9% |
| 4 bedrooms: | 1,138 | 18.6% | 18.8% |
| 5 or more bedrooms: | 177 | 2.9% | 17.6% |
Heating Fuel (40444 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 865 | 16.0% | 47.1% |
| Bottled, tank, or LP gas: | 313 | 5.8% | 4.9% |
| Electricity: | 3,837 | 71.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 105 | 1.9% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 237 | 4.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 25 | 0.5% | 0.5% |
| No fuel used: | 10 | 0.2% | 0.2% |
Vehicles Available (40444 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 281 | 5.2% | 8.3% |
| 1 vehicle available: | 1,324 | 24.6% | 32.6% |
| 2 vehicles available: | 2,010 | 37.3% | 37.0% |
| 3 or more vehicles available: | 1,777 | 33.0% | 22.1% |
Home Value Distribution (40444 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 330 | 7.5% | 5.7% |
| $50,000 to $99,999: | 591 | 13.5% | 7.8% |
| $100,000 to $149,999: | 690 | 15.8% | 9.2% |
| $150,000 to $199,999: | 905 | 20.7% | 10.8% |
| $200,000 to $299,999: | 1,089 | 24.9% | 19.9% |
| $300,000 to $499,999: | 612 | 14.0% | 24.1% |
| $500,000 to $999,999: | 147 | 3.4% | 17.0% |
| $1,000,000 or more: | 12 | 0.3% | 5.6% |
Housing Costs (40444 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,207 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $423 / mo. | $584 / mo. |
| Median gross rent: | $830 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.58 | 2.53 |
| Average household size (renter-occupied): | 2.74 | 2.38 |
Households (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,392 | -- | -- |
| Married-couple households: | 3,003 | 55.7% | 47.5% |
| Cohabiting couple households: | 980 | 18.2% | 7.0% |
| Male householder, no spouse: | 961 | 17.8% | 5.4% |
| Female householder, no spouse: | 1,245 | 23.1% | 12.7% |
| Householder living alone: | 1,775 | 32.9% | 28.6% |
| 65 years and over living alone: | 1,794 | 33.3% | 11.8% |
| Average household size: | 2.61 | -- | 2.53 |
| Average family size: | 3.07 | -- | -- |
Marital Status (40444 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,661 | -- | -- |
| Never married: | 1,527 | 27.0% | 37.0% |
| Now married: | 3,320 | 58.6% | 49.5% |
| Separated: | 177 | 3.1% | 1.5% |
| Widowed: | 551 | 9.7% | 2.6% |
| Divorced: | 1,220 | 21.6% | 9.3% |
School Enrollment (40444 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,798 | -- | -- |
| Nursery school, preschool: | 155 | 5.5% | 5.8% |
| Kindergarten: | 188 | 6.7% | 5.0% |
| Elementary school (grades 1-8): | 1,300 | 46.5% | 40.5% |
| High school (grades 9-12): | 841 | 30.1% | 21.4% |
| College or graduate school: | 314 | 11.2% | 27.3% |
Veterans & Disability (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,096 | -- | -- |
| Veterans: | 1,144 | 10.3% | 6.3% |
| Civilian noninstitutionalized population: | 14,083 | -- | -- |
| With a disability: | 2,283 | 16.2% | 13.4% |
| Under 18 with disability: | 98 | 4.3% | 5.8% |
| 18 to 64 with disability: | 1,315 | 57.6% | 10.4% |
| 65 and over with disability: | 870 | 38.1% | 33.4% |
Mobility (Residence 1 Year Ago) (40444 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 12,706 | 89.6% | 86.9% |
| Different house: | 1,382 | 9.7% | 13.1% |
| Same county: | 664 | 48.0% | 7.0% |
| Different county: | 708 | 51.2% | 3.2% |
| Different state: | 254 | 18.4% | 2.5% |
| Abroad: | 10 | 0.7% | 0.4% |
Place of Birth (40444 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 13,720 | 96.7% | 86.2% |
| Foreign born: | 8 | 0.1% | 13.9% |
| Naturalized citizen: | 463 | 5787.5% | 52.7% |
| Not a citizen: | 463 | 5787.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 463 | 5787.5% | 10.5% |
| Asia: | 183 | 2287.5% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 263 | 3287.5% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (40444 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,480 | -- | -- |
| English only: | 12,959 | 96.1% | 78.3% |
| Language other than English: | 521 | 3.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 244 | 1.8% | 13.3% |
| Other Indo-European languages: | 260 | 1.9% | 3.5% |
| Asian/Pacific Island languages: | 17 | 0.1% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (40444 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,392 | 100.0% | 93.1% |
| Households with broadband internet: | 4,823 | 89.4% | 89.4% |
Lancaster, KY40444