40601 ZIP Code
Frankfort, Kentucky
December 30, 2025
| ZIP Code: | 40601 |
| City/Town: | Frankfort |
| County: | Franklin |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 51,579 |
| Median Household Income: | $63,296 |
| Per Capita Income: | $37,705 |
| Total Housing Units: | 24,171 |
| Median Home Value: | $185,000 |
| Land Area: | 217.6 sq miles
563.7 sq km |
| Water Area: | 4.0 sq miles
10.4 sq km |
| Coordinates: | 38.2349, -84.8688 |
Population Information (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 51,579 | -- | -- |
| Male: | 24,902 | 48.3% | 49.6% |
| Female: | 26,677 | 51.7% | 50.4% |
| Median Age: | 40.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,768 | 5.4% | 5.7% |
| 5 to 9 years: | 2,714 | 5.3% | 6.0% |
| 10 to 14 years: | 3,334 | 6.5% | 6.5% |
| 15 to 19 years: | 3,548 | 6.9% | 6.6% |
| 20 to 24 years: | 2,922 | 5.7% | 6.7% |
| 25 to 34 years: | 7,057 | 13.7% | 13.7% |
| 35 to 44 years: | 6,363 | 12.3% | 12.9% |
| 45 to 54 years: | 6,544 | 12.7% | 12.4% |
| 55 to 59 years: | 3,822 | 7.4% | 6.5% |
| 60 to 64 years: | 2,972 | 5.8% | 6.4% |
| 65 to 74 years: | 5,967 | 11.6% | 9.7% |
| 75 to 84 years: | 2,963 | 5.7% | 4.8% |
| 85 years and over: | 605 | 1.2% | 2.0% |
Housing Information (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $185,000 | -- | $281,900 |
| Median rooms: | 5.5 | -- | 5.5 |
| Median rent: | $901 / mo. | -- | $1,268 / mo. |
| Total housing units: | 24,171 | -- | -- |
| Occupied housing units: | 22,691 | 93.9% | 38.0% |
| Vacant housing units: | 1,480 | 6.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 14,412 | 63.5% | 64.8% |
| Renter-occupied: | 8,279 | 36.5% | 35.2% |
Educational Attainment (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 36,293 | -- | -- |
| Less than 9th grade: | 1,282 | 3.5% | 4.7% |
| 9th to 12th grade, no diploma: | 1,645 | 4.5% | 6.1% |
| High school graduate: | 10,923 | 30.1% | 26.4% |
| Some college, no degree: | 8,133 | 22.4% | 19.7% |
| Associate degree: | 3,045 | 8.4% | 8.7% |
| Bachelor's degree: | 6,635 | 18.3% | 20.9% |
| Graduate or professional degree: | 4,630 | 12.8% | 13.7% |
| Percent high school graduate or higher: | -- | 91.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 31.0% | 34.3% |
Income Information (40601 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $63,296 / yr. | $75,149 / yr. |
| Mean household income: | $86,232 / yr. | $105,833 / yr. |
| Median family income: | $79,464 / yr. | $92,646 / yr. |
| Per capita income: | $37,705 / yr. | $41,261 / yr. |
Employment (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 26,032 | -- | 63.5% |
| Employed: | 24,743 | 95.2% | 96.4% |
| Unemployed: | 1,241 | 4.8% | 5.3% |
| Not in labor force: | 16,133 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 16,223 | 65.6% | 79.7% |
| Government workers: | 7,211 | 29.1% | 14.2% |
| Self-employed: | 1,276 | 5.2% | 5.9% |
| Unpaid family workers: | 33 | 0.1% | 0.1% |
Race & Ethnicity (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 42,286 | 82.0% | 61.6% |
| Black or African American: | 4,530 | 8.8% | 12.4% |
| American Indian/Alaska Native: | 31 | 0.1% | 1.1% |
| Asian: | 882 | 1.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 115 | 0.2% | 0.2% |
| Some other race: | 938 | 1.8% | 8.4% |
| Two or more races: | 2,797 | 5.4% | 10.2% |
| Hispanic or Latino (any race): | 1,804 | 3.5% | 18.7% |
| Mexican: | 1,993 | 3.9% | 11.2% |
| Puerto Rican: | 765 | 1.5% | 1.8% |
| Cuban: | 162 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 17 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 1,049 | 2.0% | 81.1% |
Income Distribution (40601 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 756 | 3.3% | 4.9% |
| $10,000 to $14,999: | 960 | 4.2% | 3.8% |
| $15,000 to $24,999: | 1,949 | 8.6% | 7.0% |
| $25,000 to $34,999: | 1,995 | 8.8% | 7.4% |
| $35,000 to $49,999: | 2,908 | 12.8% | 10.7% |
| $50,000 to $74,999: | 4,233 | 18.7% | 16.1% |
| $75,000 to $99,999: | 3,454 | 15.2% | 12.8% |
| $100,000 to $149,999: | 3,928 | 17.3% | 17.1% |
| $150,000 to $199,999: | 1,231 | 5.4% | 8.8% |
| $200,000 or more: | 1,277 | 5.6% | 11.4% |
Commute to Work (40601 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 18,181 | 73.5% | 67.8% |
| Carpooled: | 2,471 | 10.0% | 8.7% |
| Public transportation: | 284 | 1.1% | 4.2% |
| Walked: | 465 | 1.9% | 2.5% |
| Other means: | 184 | 0.7% | 0.9% |
| Worked from home: | 2,708 | 10.9% | 13.8% |
| Mean travel time to work: | 19.9 min | -- | 26.7 min |
Industry (40601 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 455 | 1.8% | 1.6% |
| Construction: | 1,625 | 6.6% | 6.9% |
| Manufacturing: | 2,723 | 11.0% | 10.0% |
| Wholesale trade: | 337 | 1.4% | 2.4% |
| Retail trade: | 2,748 | 11.1% | 11.0% |
| Transportation, warehousing, utilities: | 966 | 3.9% | 5.8% |
| Information: | 300 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 1,025 | 4.1% | 6.7% |
| Professional, scientific, management: | 2,697 | 10.9% | 12.1% |
| Education, health care, social services: | 4,357 | 17.6% | 23.3% |
| Arts, entertainment, food services: | 2,476 | 10.0% | 9.0% |
| Other services: | 753 | 3.0% | 4.7% |
| Public administration: | 4,281 | 17.3% | 4.7% |
Poverty Status (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 47,343 | 91.8% | 91.3% |
| Private health insurance: | 35,449 | 68.7% | 67.6% |
| Public health coverage: | 19,735 | 38.3% | 35.9% |
| Without health insurance: | 3,364 | 6.5% | 8.7% |
Benefits & Assistance (40601 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 17,020 | 75.0% | 77.4% |
| Social Security income: | 7,628 | 33.6% | 31.0% |
| Retirement income: | 7,049 | 31.1% | 21.8% |
| Supplemental Security Income (SSI): | 1,427 | 6.3% | 4.5% |
| Cash public assistance income: | 254 | 1.1% | 1.8% |
| SNAP (food stamps) benefits: | 2,781 | 12.3% | 11.4% |
Housing Types (40601 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 16,079 | 66.5% | 61.4% |
| 1-unit, attached: | 601 | 2.5% | 6.1% |
| 2 units: | 893 | 3.7% | 3.4% |
| 3 or 4 units: | 1,750 | 7.2% | 4.3% |
| 5 to 9 units: | 1,440 | 6.0% | 4.6% |
| 10 to 19 units: | 1,032 | 4.3% | 4.3% |
| 20 or more units: | 915 | 3.8% | 9.9% |
| Mobile home: | 1,292 | 5.3% | 5.8% |
| Boat, RV, van, etc.: | 169 | 0.7% | 0.1% |
Year Structure Built (40601 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 31 | 0.1% | 0.6% |
| Built 2010 to 2019: | 877 | 3.6% | 8.2% |
| Built 2000 to 2009: | 2,967 | 12.3% | 13.5% |
| Built 1990 to 1999: | 3,887 | 16.1% | 13.2% |
| Built 1980 to 1989: | 3,004 | 12.4% | 13.2% |
| Built 1970 to 1979: | 4,449 | 18.4% | 14.6% |
| Built 1960 to 1969: | 2,721 | 11.3% | 10.2% |
| Built 1950 to 1959: | 2,982 | 12.3% | 9.9% |
| Built 1940 to 1949: | 1,049 | 4.3% | 4.6% |
| Built 1939 or earlier: | 2,204 | 9.1% | 12.0% |
Bedrooms (40601 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 602 | 2.5% | 2.4% |
| 1 bedroom: | 2,090 | 8.6% | 3.0% |
| 2 bedrooms: | 6,712 | 27.8% | 9.1% |
| 3 bedrooms: | 10,982 | 45.4% | 15.9% |
| 4 bedrooms: | 2,972 | 12.3% | 18.8% |
| 5 or more bedrooms: | 813 | 3.4% | 17.6% |
Heating Fuel (40601 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,468 | 41.7% | 47.1% |
| Bottled, tank, or LP gas: | 1,119 | 4.9% | 4.9% |
| Electricity: | 11,592 | 51.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 66 | 0.3% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 367 | 1.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 29 | 0.1% | 0.5% |
| No fuel used: | 50 | 0.2% | 0.2% |
Vehicles Available (40601 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,315 | 5.8% | 8.3% |
| 1 vehicle available: | 7,688 | 33.9% | 32.6% |
| 2 vehicles available: | 9,305 | 41.0% | 37.0% |
| 3 or more vehicles available: | 4,383 | 19.3% | 22.1% |
Home Value Distribution (40601 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 916 | 6.4% | 5.7% |
| $50,000 to $99,999: | 1,665 | 11.6% | 7.8% |
| $100,000 to $149,999: | 2,390 | 16.6% | 9.2% |
| $150,000 to $199,999: | 2,993 | 20.8% | 10.8% |
| $200,000 to $299,999: | 3,539 | 24.6% | 19.9% |
| $300,000 to $499,999: | 2,227 | 15.5% | 24.1% |
| $500,000 to $999,999: | 523 | 3.6% | 17.0% |
| $1,000,000 or more: | 159 | 1.1% | 5.6% |
Housing Costs (40601 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,374 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $467 / mo. | $584 / mo. |
| Median gross rent: | $901 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.23 | 2.53 |
| Average household size (renter-occupied): | 2.13 | 2.38 |
Households (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 22,691 | -- | -- |
| Married-couple households: | 9,260 | 40.8% | 47.5% |
| Cohabiting couple households: | 3,157 | 13.9% | 7.0% |
| Male householder, no spouse: | 4,531 | 20.0% | 5.4% |
| Female householder, no spouse: | 6,942 | 30.6% | 12.7% |
| Householder living alone: | 6,538 | 28.8% | 28.6% |
| 65 years and over living alone: | 7,269 | 32.0% | 11.8% |
| Average household size: | 2.19 | -- | 2.53 |
| Average family size: | 2.75 | -- | -- |
Marital Status (40601 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 20,372 | -- | -- |
| Never married: | 6,700 | 32.9% | 37.0% |
| Now married: | 9,793 | 48.1% | 49.5% |
| Separated: | 601 | 3.0% | 1.5% |
| Widowed: | 2,999 | 14.7% | 2.6% |
| Divorced: | 6,242 | 30.6% | 9.3% |
School Enrollment (40601 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 11,440 | -- | -- |
| Nursery school, preschool: | 790 | 6.9% | 5.8% |
| Kindergarten: | 526 | 4.6% | 5.0% |
| Elementary school (grades 1-8): | 4,804 | 42.0% | 40.5% |
| High school (grades 9-12): | 2,597 | 22.7% | 21.4% |
| College or graduate school: | 2,723 | 23.8% | 27.3% |
Veterans & Disability (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 40,771 | -- | -- |
| Veterans: | 2,709 | 6.6% | 6.3% |
| Civilian noninstitutionalized population: | 50,707 | -- | -- |
| With a disability: | 8,889 | 17.5% | 13.4% |
| Under 18 with disability: | 740 | 8.3% | 5.8% |
| 18 to 64 with disability: | 4,420 | 49.7% | 10.4% |
| 65 and over with disability: | 3,729 | 42.0% | 33.4% |
Mobility (Residence 1 Year Ago) (40601 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 42,220 | 81.9% | 86.9% |
| Different house: | 8,781 | 17.0% | 13.1% |
| Same county: | 4,881 | 55.6% | 7.0% |
| Different county: | 3,690 | 42.0% | 3.2% |
| Different state: | 1,142 | 13.0% | 2.5% |
| Abroad: | 210 | 2.4% | 0.4% |
Place of Birth (40601 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 49,512 | 96.0% | 86.2% |
| Foreign born: | 317 | 0.6% | 13.9% |
| Naturalized citizen: | 2,067 | 652.1% | 52.7% |
| Not a citizen: | 2,067 | 652.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,067 | 652.1% | 10.5% |
| Asia: | 116 | 36.6% | 31.3% |
| Africa: | 178 | 56.2% | 5.5% |
| Oceania: | 6 | 1.9% | 0.5% |
| Latin America: | 986 | 311.0% | 50.0% |
| Northern America: | 9 | 2.8% | 2.2% |
Language Spoken at Home (40601 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 48,811 | -- | -- |
| English only: | 45,838 | 93.9% | 78.3% |
| Language other than English: | 2,973 | 6.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,420 | 2.9% | 13.3% |
| Other Indo-European languages: | 634 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 746 | 1.5% | 3.5% |
| Other languages: | 173 | 0.4% | 1.0% |
Computers & Internet (40601 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 22,691 | 100.0% | 93.1% |
| Households with broadband internet: | 21,460 | 94.6% | 89.4% |
Frankfort, KY40601