42303 ZIP Code
Owensboro, Kentucky
December 30, 2025
| ZIP Code: | 42303 |
| City/Town: | Owensboro |
| County: | Daviess |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 41,608 |
| Median Household Income: | $61,777 |
| Per Capita Income: | $38,181 |
| Total Housing Units: | 17,998 |
| Median Home Value: | $165,600 |
| Land Area: | 48.8 sq miles
126.5 sq km |
| Water Area: | 0.5 sq miles
1.3 sq km |
| Coordinates: | 37.7570, -87.0525 |
Population Information (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 41,608 | -- | -- |
| Male: | 20,648 | 49.6% | 49.6% |
| Female: | 20,960 | 50.4% | 50.4% |
| Median Age: | 39.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,468 | 5.9% | 5.7% |
| 5 to 9 years: | 2,836 | 6.8% | 6.0% |
| 10 to 14 years: | 2,489 | 6.0% | 6.5% |
| 15 to 19 years: | 2,389 | 5.7% | 6.6% |
| 20 to 24 years: | 2,705 | 6.5% | 6.7% |
| 25 to 34 years: | 5,385 | 12.9% | 13.7% |
| 35 to 44 years: | 5,111 | 12.3% | 12.9% |
| 45 to 54 years: | 5,069 | 12.2% | 12.4% |
| 55 to 59 years: | 2,497 | 6.0% | 6.5% |
| 60 to 64 years: | 2,732 | 6.6% | 6.4% |
| 65 to 74 years: | 4,665 | 11.2% | 9.7% |
| 75 to 84 years: | 2,206 | 5.3% | 4.8% |
| 85 years and over: | 1,056 | 2.5% | 2.0% |
Housing Information (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $165,600 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $921 / mo. | -- | $1,268 / mo. |
| Total housing units: | 17,998 | -- | -- |
| Occupied housing units: | 16,645 | 92.5% | 38.0% |
| Vacant housing units: | 1,353 | 7.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 10,948 | 65.8% | 64.8% |
| Renter-occupied: | 5,697 | 34.2% | 35.2% |
Educational Attainment (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 28,721 | -- | -- |
| Less than 9th grade: | 885 | 3.1% | 4.7% |
| 9th to 12th grade, no diploma: | 1,898 | 6.6% | 6.1% |
| High school graduate: | 9,932 | 34.6% | 26.4% |
| Some college, no degree: | 6,083 | 21.2% | 19.7% |
| Associate degree: | 2,762 | 9.6% | 8.7% |
| Bachelor's degree: | 4,501 | 15.7% | 20.9% |
| Graduate or professional degree: | 2,660 | 9.3% | 13.7% |
| Percent high school graduate or higher: | -- | 90.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 24.9% | 34.3% |
Income Information (42303 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $61,777 / yr. | $75,149 / yr. |
| Mean household income: | $86,709 / yr. | $105,833 / yr. |
| Median family income: | $79,407 / yr. | $92,646 / yr. |
| Per capita income: | $38,181 / yr. | $41,261 / yr. |
Employment (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 19,468 | -- | 63.5% |
| Employed: | 18,679 | 96.0% | 96.4% |
| Unemployed: | 780 | 4.0% | 5.3% |
| Not in labor force: | 13,728 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 15,847 | 84.8% | 79.7% |
| Government workers: | 1,959 | 10.5% | 14.2% |
| Self-employed: | 865 | 4.6% | 5.9% |
| Unpaid family workers: | 8 | 0.0% | 0.1% |
Race & Ethnicity (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 36,640 | 88.1% | 61.6% |
| Black or African American: | 1,637 | 3.9% | 12.4% |
| American Indian/Alaska Native: | 62 | 0.1% | 1.1% |
| Asian: | 894 | 2.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 292 | 0.7% | 0.2% |
| Some other race: | 606 | 1.5% | 8.4% |
| Two or more races: | 1,477 | 3.5% | 10.2% |
| Hispanic or Latino (any race): | 1,226 | 2.9% | 18.7% |
| Mexican: | 1,956 | 4.7% | 11.2% |
| Puerto Rican: | 1,107 | 2.7% | 1.8% |
| Cuban: | 210 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 39 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 600 | 1.4% | 81.1% |
Income Distribution (42303 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 1,178 | 7.1% | 4.9% |
| $10,000 to $14,999: | 797 | 4.8% | 3.8% |
| $15,000 to $24,999: | 1,313 | 7.9% | 7.0% |
| $25,000 to $34,999: | 1,301 | 7.8% | 7.4% |
| $35,000 to $49,999: | 2,168 | 13.0% | 10.7% |
| $50,000 to $74,999: | 2,702 | 16.2% | 16.1% |
| $75,000 to $99,999: | 2,383 | 14.3% | 12.8% |
| $100,000 to $149,999: | 2,686 | 16.1% | 17.1% |
| $150,000 to $199,999: | 1,042 | 6.3% | 8.8% |
| $200,000 or more: | 1,075 | 6.5% | 11.4% |
Commute to Work (42303 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 15,333 | 82.1% | 67.8% |
| Carpooled: | 1,695 | 9.1% | 8.7% |
| Public transportation: | 65 | 0.3% | 4.2% |
| Walked: | 222 | 1.2% | 2.5% |
| Other means: | 185 | 1.0% | 0.9% |
| Worked from home: | 839 | 4.5% | 13.8% |
| Mean travel time to work: | 19.7 min | -- | 26.7 min |
Industry (42303 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 233 | 1.2% | 1.6% |
| Construction: | 1,058 | 5.7% | 6.9% |
| Manufacturing: | 2,989 | 16.0% | 10.0% |
| Wholesale trade: | 512 | 2.7% | 2.4% |
| Retail trade: | 2,511 | 13.4% | 11.0% |
| Transportation, warehousing, utilities: | 992 | 5.3% | 5.8% |
| Information: | 243 | 1.3% | 1.9% |
| Finance, insurance, real estate: | 1,483 | 7.9% | 6.7% |
| Professional, scientific, management: | 1,311 | 7.0% | 12.1% |
| Education, health care, social services: | 4,002 | 21.4% | 23.3% |
| Arts, entertainment, food services: | 1,646 | 8.8% | 9.0% |
| Other services: | 1,198 | 6.4% | 4.7% |
| Public administration: | 501 | 2.7% | 4.7% |
Poverty Status (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 15.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 37,849 | 91.0% | 91.3% |
| Private health insurance: | 25,693 | 61.8% | 67.6% |
| Public health coverage: | 18,100 | 43.5% | 35.9% |
| Without health insurance: | 2,371 | 5.7% | 8.7% |
Benefits & Assistance (42303 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 11,715 | 70.4% | 77.4% |
| Social Security income: | 5,997 | 36.0% | 31.0% |
| Retirement income: | 4,126 | 24.8% | 21.8% |
| Supplemental Security Income (SSI): | 1,179 | 7.1% | 4.5% |
| Cash public assistance income: | 282 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 1,830 | 11.0% | 11.4% |
Housing Types (42303 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 12,742 | 70.8% | 61.4% |
| 1-unit, attached: | 505 | 2.8% | 6.1% |
| 2 units: | 592 | 3.3% | 3.4% |
| 3 or 4 units: | 1,099 | 6.1% | 4.3% |
| 5 to 9 units: | 917 | 5.1% | 4.6% |
| 10 to 19 units: | 628 | 3.5% | 4.3% |
| 20 or more units: | 664 | 3.7% | 9.9% |
| Mobile home: | 851 | 4.7% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (42303 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 49 | 0.3% | 0.6% |
| Built 2010 to 2019: | 1,677 | 9.3% | 8.2% |
| Built 2000 to 2009: | 2,260 | 12.6% | 13.5% |
| Built 1990 to 1999: | 2,647 | 14.7% | 13.2% |
| Built 1980 to 1989: | 1,879 | 10.4% | 13.2% |
| Built 1970 to 1979: | 2,621 | 14.6% | 14.6% |
| Built 1960 to 1969: | 2,377 | 13.2% | 10.2% |
| Built 1950 to 1959: | 2,465 | 13.7% | 9.9% |
| Built 1940 to 1949: | 718 | 4.0% | 4.6% |
| Built 1939 or earlier: | 1,305 | 7.3% | 12.0% |
Bedrooms (42303 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 385 | 2.1% | 2.4% |
| 1 bedroom: | 1,272 | 7.1% | 3.0% |
| 2 bedrooms: | 5,047 | 28.0% | 9.1% |
| 3 bedrooms: | 7,588 | 42.2% | 15.9% |
| 4 bedrooms: | 3,095 | 17.2% | 18.8% |
| 5 or more bedrooms: | 611 | 3.4% | 17.6% |
Heating Fuel (42303 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 11,388 | 68.4% | 47.1% |
| Bottled, tank, or LP gas: | 295 | 1.8% | 4.9% |
| Electricity: | 4,855 | 29.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 30 | 0.2% | 0.5% |
| No fuel used: | 77 | 0.5% | 0.2% |
Vehicles Available (42303 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,156 | 6.9% | 8.3% |
| 1 vehicle available: | 5,281 | 31.7% | 32.6% |
| 2 vehicles available: | 6,248 | 37.5% | 37.0% |
| 3 or more vehicles available: | 3,960 | 23.8% | 22.1% |
Home Value Distribution (42303 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 515 | 4.7% | 5.7% |
| $50,000 to $99,999: | 1,533 | 14.0% | 7.8% |
| $100,000 to $149,999: | 2,792 | 25.5% | 9.2% |
| $150,000 to $199,999: | 1,642 | 15.0% | 10.8% |
| $200,000 to $299,999: | 2,322 | 21.2% | 19.9% |
| $300,000 to $499,999: | 1,591 | 14.5% | 24.1% |
| $500,000 to $999,999: | 462 | 4.2% | 17.0% |
| $1,000,000 or more: | 91 | 0.8% | 5.6% |
Housing Costs (42303 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,241 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $495 / mo. | $584 / mo. |
| Median gross rent: | $921 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.47 | 2.53 |
| Average household size (renter-occupied): | 2.26 | 2.38 |
Households (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 16,645 | -- | -- |
| Married-couple households: | 7,672 | 46.1% | 47.5% |
| Cohabiting couple households: | 2,662 | 16.0% | 7.0% |
| Male householder, no spouse: | 3,096 | 18.6% | 5.4% |
| Female householder, no spouse: | 4,309 | 25.9% | 12.7% |
| Householder living alone: | 4,862 | 29.2% | 28.6% |
| 65 years and over living alone: | 5,525 | 33.2% | 11.8% |
| Average household size: | 2.40 | -- | 2.53 |
| Average family size: | 2.99 | -- | -- |
Marital Status (42303 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 16,556 | -- | -- |
| Never married: | 5,131 | 31.0% | 37.0% |
| Now married: | 8,215 | 49.6% | 49.5% |
| Separated: | 533 | 3.2% | 1.5% |
| Widowed: | 2,327 | 14.1% | 2.6% |
| Divorced: | 4,281 | 25.9% | 9.3% |
School Enrollment (42303 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,150 | -- | -- |
| Nursery school, preschool: | 845 | 9.2% | 5.8% |
| Kindergarten: | 483 | 5.3% | 5.0% |
| Elementary school (grades 1-8): | 4,253 | 46.5% | 40.5% |
| High school (grades 9-12): | 1,925 | 21.0% | 21.4% |
| College or graduate school: | 1,644 | 18.0% | 27.3% |
Veterans & Disability (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 32,175 | -- | -- |
| Veterans: | 2,451 | 7.6% | 6.3% |
| Civilian noninstitutionalized population: | 40,220 | -- | -- |
| With a disability: | 6,575 | 16.3% | 13.4% |
| Under 18 with disability: | 547 | 8.3% | 5.8% |
| 18 to 64 with disability: | 3,079 | 46.8% | 10.4% |
| 65 and over with disability: | 2,949 | 44.9% | 33.4% |
Mobility (Residence 1 Year Ago) (42303 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 35,061 | 84.3% | 86.9% |
| Different house: | 6,037 | 14.5% | 13.1% |
| Same county: | 3,735 | 61.9% | 7.0% |
| Different county: | 2,161 | 35.8% | 3.2% |
| Different state: | 847 | 14.0% | 2.5% |
| Abroad: | 141 | 2.3% | 0.4% |
Place of Birth (42303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 40,171 | 96.5% | 86.2% |
| Foreign born: | 250 | 0.6% | 13.9% |
| Naturalized citizen: | 1,437 | 574.8% | 52.7% |
| Not a citizen: | 1,437 | 574.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,437 | 574.8% | 10.5% |
| Asia: | 122 | 48.8% | 31.3% |
| Africa: | 62 | 24.8% | 5.5% |
| Oceania: | 2 | 0.8% | 0.5% |
| Latin America: | 402 | 160.8% | 50.0% |
| Northern America: | 93 | 37.2% | 2.2% |
Language Spoken at Home (42303 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 39,140 | -- | -- |
| English only: | 36,815 | 94.1% | 78.3% |
| Language other than English: | 2,325 | 5.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,230 | 3.1% | 13.3% |
| Other Indo-European languages: | 724 | 1.8% | 3.5% |
| Asian/Pacific Island languages: | 314 | 0.8% | 3.5% |
| Other languages: | 57 | 0.1% | 1.0% |
Computers & Internet (42303 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 16,645 | 100.0% | 93.1% |
| Households with broadband internet: | 15,369 | 92.3% | 89.4% |
Owensboro, KY42303