42320 ZIP Code
Beaver Dam, Kentucky
December 30, 2025
| ZIP Code: | 42320 |
| City/Town: | Beaver Dam |
| County: | Ohio |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 8,913 |
| Median Household Income: | $50,422 |
| Per Capita Income: | $30,112 |
| Total Housing Units: | 3,792 |
| Median Home Value: | $120,100 |
| Land Area: | 148.8 sq miles
385.5 sq km |
| Water Area: | 4.9 sq miles
12.7 sq km |
| Coordinates: | 37.3327, -86.8670 |
Population Information (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 8,913 | -- | -- |
| Male: | 4,851 | 54.4% | 49.6% |
| Female: | 4,062 | 45.6% | 50.4% |
| Median Age: | 39.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 499 | 5.6% | 5.7% |
| 5 to 9 years: | 671 | 7.5% | 6.0% |
| 10 to 14 years: | 783 | 8.8% | 6.5% |
| 15 to 19 years: | 505 | 5.7% | 6.6% |
| 20 to 24 years: | 439 | 4.9% | 6.7% |
| 25 to 34 years: | 1,140 | 12.8% | 13.7% |
| 35 to 44 years: | 1,138 | 12.8% | 12.9% |
| 45 to 54 years: | 1,000 | 11.2% | 12.4% |
| 55 to 59 years: | 545 | 6.1% | 6.5% |
| 60 to 64 years: | 772 | 8.7% | 6.4% |
| 65 to 74 years: | 740 | 8.3% | 9.7% |
| 75 to 84 years: | 527 | 5.9% | 4.8% |
| 85 years and over: | 154 | 1.7% | 2.0% |
Housing Information (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $120,100 | -- | $281,900 |
| Median rooms: | 5.7 | -- | 5.5 |
| Median rent: | $770 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,792 | -- | -- |
| Occupied housing units: | 3,390 | 89.4% | 38.0% |
| Vacant housing units: | 402 | 10.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,426 | 71.6% | 64.8% |
| Renter-occupied: | 964 | 28.4% | 35.2% |
Educational Attainment (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,016 | -- | -- |
| Less than 9th grade: | 668 | 11.1% | 4.7% |
| 9th to 12th grade, no diploma: | 725 | 12.1% | 6.1% |
| High school graduate: | 2,085 | 34.7% | 26.4% |
| Some college, no degree: | 1,225 | 20.4% | 19.7% |
| Associate degree: | 507 | 8.4% | 8.7% |
| Bachelor's degree: | 380 | 6.3% | 20.9% |
| Graduate or professional degree: | 426 | 7.1% | 13.7% |
| Percent high school graduate or higher: | -- | 76.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 13.4% | 34.3% |
Income Information (42320 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $50,422 / yr. | $75,149 / yr. |
| Mean household income: | $69,685 / yr. | $105,833 / yr. |
| Median family income: | $53,653 / yr. | $92,646 / yr. |
| Per capita income: | $30,112 / yr. | $41,261 / yr. |
Employment (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,171 | -- | 63.5% |
| Employed: | 3,938 | 94.4% | 96.4% |
| Unemployed: | 233 | 5.6% | 5.3% |
| Not in labor force: | 2,728 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,977 | 75.6% | 79.7% |
| Government workers: | 793 | 20.1% | 14.2% |
| Self-employed: | 168 | 4.3% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 8,031 | 90.1% | 61.6% |
| Black or African American: | 84 | 0.9% | 12.4% |
| American Indian/Alaska Native: | 76 | 0.9% | 1.1% |
| Asian: | 20 | 0.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 189 | 2.1% | 8.4% |
| Two or more races: | 513 | 5.8% | 10.2% |
| Hispanic or Latino (any race): | 496 | 5.6% | 18.7% |
| Mexican: | 653 | 7.3% | 11.2% |
| Puerto Rican: | 524 | 5.9% | 1.8% |
| Cuban: | 49 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 80 | 0.9% | 81.1% |
Income Distribution (42320 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 341 | 10.1% | 4.9% |
| $10,000 to $14,999: | 120 | 3.5% | 3.8% |
| $15,000 to $24,999: | 207 | 6.1% | 7.0% |
| $25,000 to $34,999: | 453 | 13.4% | 7.4% |
| $35,000 to $49,999: | 549 | 16.2% | 10.7% |
| $50,000 to $74,999: | 680 | 20.1% | 16.1% |
| $75,000 to $99,999: | 421 | 12.4% | 12.8% |
| $100,000 to $149,999: | 352 | 10.4% | 17.1% |
| $150,000 to $199,999: | 172 | 5.1% | 8.8% |
| $200,000 or more: | 95 | 2.8% | 11.4% |
Commute to Work (42320 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,210 | 81.5% | 67.8% |
| Carpooled: | 288 | 7.3% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 52 | 1.3% | 2.5% |
| Other means: | 0 | 0.0% | 0.9% |
| Worked from home: | 114 | 2.9% | 13.8% |
| Mean travel time to work: | 26.5 min | -- | 26.7 min |
Industry (42320 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 191 | 4.9% | 1.6% |
| Construction: | 437 | 11.1% | 6.9% |
| Manufacturing: | 721 | 18.3% | 10.0% |
| Wholesale trade: | 68 | 1.7% | 2.4% |
| Retail trade: | 242 | 6.1% | 11.0% |
| Transportation, warehousing, utilities: | 240 | 6.1% | 5.8% |
| Information: | 47 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 128 | 3.3% | 6.7% |
| Professional, scientific, management: | 215 | 5.5% | 12.1% |
| Education, health care, social services: | 1,023 | 26.0% | 23.3% |
| Arts, entertainment, food services: | 231 | 5.9% | 9.0% |
| Other services: | 188 | 4.8% | 4.7% |
| Public administration: | 207 | 5.3% | 4.7% |
Poverty Status (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 16.3% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,028 | 90.1% | 91.3% |
| Private health insurance: | 5,166 | 58.0% | 67.6% |
| Public health coverage: | 4,104 | 46.0% | 35.9% |
| Without health insurance: | 799 | 9.0% | 8.7% |
Benefits & Assistance (42320 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,476 | 73.0% | 77.4% |
| Social Security income: | 1,095 | 32.3% | 31.0% |
| Retirement income: | 794 | 23.4% | 21.8% |
| Supplemental Security Income (SSI): | 234 | 6.9% | 4.5% |
| Cash public assistance income: | 64 | 1.9% | 1.8% |
| SNAP (food stamps) benefits: | 318 | 9.4% | 11.4% |
Housing Types (42320 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,616 | 69.0% | 61.4% |
| 1-unit, attached: | 17 | 0.4% | 6.1% |
| 2 units: | 248 | 6.5% | 3.4% |
| 3 or 4 units: | 332 | 8.8% | 4.3% |
| 5 to 9 units: | 92 | 2.4% | 4.6% |
| 10 to 19 units: | 8 | 0.2% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 479 | 12.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (42320 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 9 | 0.2% | 0.6% |
| Built 2010 to 2019: | 338 | 8.9% | 8.2% |
| Built 2000 to 2009: | 590 | 15.6% | 13.5% |
| Built 1990 to 1999: | 688 | 18.1% | 13.2% |
| Built 1980 to 1989: | 425 | 11.2% | 13.2% |
| Built 1970 to 1979: | 591 | 15.6% | 14.6% |
| Built 1960 to 1969: | 518 | 13.7% | 10.2% |
| Built 1950 to 1959: | 247 | 6.5% | 9.9% |
| Built 1940 to 1949: | 254 | 6.7% | 4.6% |
| Built 1939 or earlier: | 132 | 3.5% | 12.0% |
Bedrooms (42320 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 18 | 0.5% | 2.4% |
| 1 bedroom: | 72 | 1.9% | 3.0% |
| 2 bedrooms: | 1,413 | 37.3% | 9.1% |
| 3 bedrooms: | 1,834 | 48.4% | 15.9% |
| 4 bedrooms: | 437 | 11.5% | 18.8% |
| 5 or more bedrooms: | 18 | 0.5% | 17.6% |
Heating Fuel (42320 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,221 | 36.0% | 47.1% |
| Bottled, tank, or LP gas: | 300 | 8.8% | 4.9% |
| Electricity: | 1,717 | 50.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 34 | 1.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 104 | 3.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 14 | 0.4% | 0.2% |
Vehicles Available (42320 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 100 | 2.9% | 8.3% |
| 1 vehicle available: | 1,001 | 29.5% | 32.6% |
| 2 vehicles available: | 1,430 | 42.2% | 37.0% |
| 3 or more vehicles available: | 859 | 25.3% | 22.1% |
Home Value Distribution (42320 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 279 | 11.5% | 5.7% |
| $50,000 to $99,999: | 660 | 27.2% | 7.8% |
| $100,000 to $149,999: | 508 | 20.9% | 9.2% |
| $150,000 to $199,999: | 450 | 18.5% | 10.8% |
| $200,000 to $299,999: | 326 | 13.4% | 19.9% |
| $300,000 to $499,999: | 179 | 7.4% | 24.1% |
| $500,000 to $999,999: | 6 | 0.2% | 17.0% |
| $1,000,000 or more: | 18 | 0.7% | 5.6% |
Housing Costs (42320 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,079 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $366 / mo. | $584 / mo. |
| Median gross rent: | $770 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.68 | 2.53 |
| Average household size (renter-occupied): | 2.41 | 2.38 |
Households (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,390 | -- | -- |
| Married-couple households: | 1,629 | 48.1% | 47.5% |
| Cohabiting couple households: | 634 | 18.7% | 7.0% |
| Male householder, no spouse: | 690 | 20.4% | 5.4% |
| Female householder, no spouse: | 561 | 16.5% | 12.7% |
| Householder living alone: | 1,262 | 37.2% | 28.6% |
| 65 years and over living alone: | 881 | 26.0% | 11.8% |
| Average household size: | 2.60 | -- | 2.53 |
| Average family size: | 3.00 | -- | -- |
Marital Status (42320 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,750 | -- | -- |
| Never married: | 925 | 24.7% | 37.0% |
| Now married: | 1,825 | 48.7% | 49.5% |
| Separated: | 123 | 3.3% | 1.5% |
| Widowed: | 756 | 20.2% | 2.6% |
| Divorced: | 693 | 18.5% | 9.3% |
School Enrollment (42320 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,229 | -- | -- |
| Nursery school, preschool: | 112 | 5.0% | 5.8% |
| Kindergarten: | 54 | 2.4% | 5.0% |
| Elementary school (grades 1-8): | 1,166 | 52.3% | 40.5% |
| High school (grades 9-12): | 583 | 26.2% | 21.4% |
| College or graduate school: | 314 | 14.1% | 27.3% |
Veterans & Disability (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,655 | -- | -- |
| Veterans: | 327 | 4.9% | 6.3% |
| Civilian noninstitutionalized population: | 8,827 | -- | -- |
| With a disability: | 1,518 | 17.2% | 13.4% |
| Under 18 with disability: | 230 | 15.2% | 5.8% |
| 18 to 64 with disability: | 613 | 40.4% | 10.4% |
| 65 and over with disability: | 675 | 44.5% | 33.4% |
Mobility (Residence 1 Year Ago) (42320 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 8,144 | 91.4% | 86.9% |
| Different house: | 567 | 6.4% | 13.1% |
| Same county: | 464 | 81.8% | 7.0% |
| Different county: | 103 | 18.2% | 3.2% |
| Different state: | 7 | 1.2% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (42320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 8,416 | 94.4% | 86.2% |
| Foreign born: | 58 | 0.7% | 13.9% |
| Naturalized citizen: | 497 | 856.9% | 52.7% |
| Not a citizen: | 497 | 856.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 497 | 856.9% | 10.5% |
| Asia: | 19 | 32.8% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 458 | 789.7% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (42320 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,414 | -- | -- |
| English only: | 7,670 | 91.2% | 78.3% |
| Language other than English: | 744 | 8.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 732 | 8.7% | 13.3% |
| Other Indo-European languages: | 0 | 0.0% | 3.5% |
| Asian/Pacific Island languages: | 12 | 0.1% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (42320 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,390 | 100.0% | 93.1% |
| Households with broadband internet: | 2,842 | 83.8% | 89.4% |
Beaver Dam, KY42320