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42404 ZIP Code

Clay, Kentucky

December 30, 2025
ZIP Code:42404
City/Town:Clay
County:Webster
State:Kentucky
ZIP Type:Standard
Population:2,342
Median Household Income:$53,000
Per Capita Income:$29,896
Total Housing Units:1,015
Median Home Value:$86,500
Land Area:87.7 sq miles
227.2 sq km
Water Area:1.0 sq miles
2.6 sq km
Coordinates:37.4820, -87.8371

Population Information (42404 zip code)

#%US
Total Population:2,342----
Male:1,08746.4%49.6%
Female:1,25553.6%50.4%
Median Age:35.6 yrs--38.5 yrs
Under 5 years:1476.3%5.7%
5 to 9 years:1526.5%6.0%
10 to 14 years:2129.1%6.5%
15 to 19 years:1898.1%6.6%
20 to 24 years:1657.0%6.7%
25 to 34 years:26311.2%13.7%
35 to 44 years:2149.1%12.9%
45 to 54 years:29712.7%12.4%
55 to 59 years:1255.3%6.5%
60 to 64 years:1687.2%6.4%
65 to 74 years:23810.2%9.7%
75 to 84 years:1235.3%4.8%
85 years and over:492.1%2.0%

Housing Information (42404 zip code)

#%US
Median home value:$86,500--$281,900
Median rooms:5.9--5.5
Median rent:-- / mo.--$1,268 / mo.
Total housing units:1,015----
Occupied housing units:86084.7%38.0%
Vacant housing units:15515.3%4.6%
Housing tenure:------
Owner-occupied:70181.5%64.8%
Renter-occupied:15918.5%35.2%

Educational Attainment (42404 zip code)

#%US
Population 25 years and over:1,477----
Less than 9th grade:614.1%4.7%
9th to 12th grade, no diploma:1328.9%6.1%
High school graduate:72849.3%26.4%
Some college, no degree:24016.2%19.7%
Associate degree:1459.8%8.7%
Bachelor's degree:604.1%20.9%
Graduate or professional degree:1117.5%13.7%
Percent high school graduate or higher:--86.9%89.1%
Percent bachelor's degree or higher:--11.6%34.3%

Income Information (42404 zip code)

ValueUS
Median household income:$53,000 / yr.$75,149 / yr.
Mean household income:$60,864 / yr.$105,833 / yr.
Median family income:$66,667 / yr.$92,646 / yr.
Per capita income:$29,896 / yr.$41,261 / yr.

Employment (42404 zip code)

#%US
In labor force:947--63.5%
Employed:88993.9%96.4%
Unemployed:586.1%5.3%
Not in labor force:828----
Class of Worker:------
Private wage and salary:69478.1%79.7%
Government workers:14816.6%14.2%
Self-employed:475.3%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (42404 zip code)

#%US
Race (one race):------
White:2,24595.9%61.6%
Black or African American:70.3%12.4%
American Indian/Alaska Native:110.5%1.1%
Asian:00.0%6.0%
Native Hawaiian/Pacific Islander:271.2%0.2%
Some other race:482.0%8.4%
Two or more races:40.2%10.2%
Hispanic or Latino (any race):482.0%18.7%
Mexican:592.5%11.2%
Puerto Rican:482.0%1.8%
Cuban:00.0%0.7%
Other Hispanic or Latino:00.0%5.0%
Not Hispanic or Latino:110.5%81.1%

Income Distribution (42404 zip code)

Household IncomeHouseholds%US
Less than $10,000:637.3%4.9%
$10,000 to $14,999:607.0%3.8%
$15,000 to $24,999:14316.6%7.0%
$25,000 to $34,999:607.0%7.4%
$35,000 to $49,999:9410.9%10.7%
$50,000 to $74,999:14717.1%16.1%
$75,000 to $99,999:11713.6%12.8%
$100,000 to $149,999:14516.9%17.1%
$150,000 to $199,999:293.4%8.8%
$200,000 or more:20.2%11.4%

Commute to Work (42404 zip code)

Commute MethodWorkers%US
Drove alone:81491.6%67.8%
Carpooled:333.7%8.7%
Public transportation:00.0%4.2%
Walked:00.0%2.5%
Other means:80.9%0.9%
Worked from home:91.0%13.8%
Mean travel time to work:24.9 min--26.7 min

Industry (42404 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:11212.6%1.6%
Construction:819.1%6.9%
Manufacturing:12614.2%10.0%
Wholesale trade:424.7%2.4%
Retail trade:9410.6%11.0%
Transportation, warehousing, utilities:637.1%5.8%
Information:00.0%1.9%
Finance, insurance, real estate:80.9%6.7%
Professional, scientific, management:101.1%12.1%
Education, health care, social services:18620.9%23.3%
Arts, entertainment, food services:859.6%9.0%
Other services:434.8%4.7%
Public administration:394.4%4.7%

Poverty Status (42404 zip code)

#%US
Poverty Rate:--18.1%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (42404 zip code)

#%US
With health insurance:2,24295.7%91.3%
Private health insurance:1,52265.0%67.6%
Public health coverage:1,06845.6%35.9%
Without health insurance:1004.3%8.7%

Benefits & Assistance (42404 zip code)

Households with:#%US
Earnings:51660.0%77.4%
Social Security income:34840.5%31.0%
Retirement income:23427.2%21.8%
Supplemental Security Income (SSI):9210.7%4.5%
Cash public assistance income:283.3%1.8%
SNAP (food stamps) benefits:12114.1%11.4%

Housing Types (42404 zip code)

Structure TypeUnits%US
1-unit, detached:75774.6%61.4%
1-unit, attached:30.3%6.1%
2 units:00.0%3.4%
3 or 4 units:00.0%4.3%
5 to 9 units:494.8%4.6%
10 to 19 units:00.0%4.3%
20 or more units:00.0%9.9%
Mobile home:20620.3%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (42404 zip code)

Year BuiltUnits%US
Built 2020 or later:00.0%0.6%
Built 2010 to 2019:10510.3%8.2%
Built 2000 to 2009:595.8%13.5%
Built 1990 to 1999:737.2%13.2%
Built 1980 to 1989:12712.5%13.2%
Built 1970 to 1979:14614.4%14.6%
Built 1960 to 1969:999.8%10.2%
Built 1950 to 1959:16015.8%9.9%
Built 1940 to 1949:767.5%4.6%
Built 1939 or earlier:17016.7%12.0%

Bedrooms (42404 zip code)

Number of BedroomsUnits%US
No bedroom (studio):272.7%2.4%
1 bedroom:525.1%3.0%
2 bedrooms:37236.7%9.1%
3 bedrooms:40640.0%15.9%
4 bedrooms:12412.2%18.8%
5 or more bedrooms:343.3%17.6%

Heating Fuel (42404 zip code)

Fuel TypeUnits%US
Utility gas:31436.5%47.1%
Bottled, tank, or LP gas:12114.1%4.9%
Electricity:40447.0%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:00.0%0.1%
Wood:141.6%1.5%
Solar energy:00.0%0.1%
Other fuel:00.0%0.5%
No fuel used:70.8%0.2%

Vehicles Available (42404 zip code)

VehiclesHouseholds%US
No vehicle available:758.7%8.3%
1 vehicle available:21324.8%32.6%
2 vehicles available:28633.3%37.0%
3 or more vehicles available:28633.3%22.1%

Home Value Distribution (42404 zip code)

Value RangeOwner Units%US
Less than $50,000:22932.7%5.7%
$50,000 to $99,999:16824.0%7.8%
$100,000 to $149,999:12417.7%9.2%
$150,000 to $199,999:446.3%10.8%
$200,000 to $299,999:568.0%19.9%
$300,000 to $499,999:7010.0%24.1%
$500,000 to $999,999:101.4%17.0%
$1,000,000 or more:00.0%5.6%

Housing Costs (42404 zip code)

ValueUS
Median owner costs (with mortgage):$1,146 / mo.$1,828 / mo.
Median owner costs (no mortgage):$415 / mo.$584 / mo.
Median gross rent:-- / mo.$1,268 / mo.
Average household size (owner-occupied):2.802.53
Average household size (renter-occupied):2.402.38

Households (42404 zip code)

#%US
Total households:860----
Married-couple households:43050.0%47.5%
Cohabiting couple households:12014.0%7.0%
Male householder, no spouse:11913.8%5.4%
Female householder, no spouse:24128.0%12.7%
Householder living alone:26831.2%28.6%
65 years and over living alone:32637.9%11.8%
Average household size:2.72--2.53
Average family size:3.26----

Marital Status (42404 zip code)

Population 15 years and over#%US
Total:876----
Never married:29533.7%37.0%
Now married:43649.8%49.5%
Separated:242.7%1.5%
Widowed:10612.1%2.6%
Divorced:19622.4%9.3%

School Enrollment (42404 zip code)

Population 3 years and over#%US
Enrolled in school:528----
Nursery school, preschool:173.2%5.8%
Kindergarten:478.9%5.0%
Elementary school (grades 1-8):26750.6%40.5%
High school (grades 9-12):15429.2%21.4%
College or graduate school:438.1%27.3%

Veterans & Disability (42404 zip code)

#%US
Civilian population 18 years and over:1,731----
Veterans:1056.1%6.3%
Civilian noninstitutionalized population:2,342----
With a disability:75332.2%13.4%
Under 18 with disability:15620.7%5.8%
18 to 64 with disability:35947.7%10.4%
65 and over with disability:23831.6%33.4%

Mobility (Residence 1 Year Ago) (42404 zip code)

Population 1 year and over#%US
Same house:2,02786.5%86.9%
Different house:28712.3%13.1%
Same county:6823.7%7.0%
Different county:20270.4%3.2%
Different state:4013.9%2.5%
Abroad:175.9%0.4%

Place of Birth (42404 zip code)

#%US
Native born:2,32699.3%86.2%
Foreign born:140.6%13.9%
Naturalized citizen:16114.3%52.7%
Not a citizen:16114.3%47.3%
Foreign-born by region:------
Europe:16114.3%10.5%
Asia:00.0%31.3%
Africa:00.0%5.5%
Oceania:00.0%0.5%
Latin America:16114.3%50.0%
Northern America:00.0%2.2%

Language Spoken at Home (42404 zip code)

Population 5 years and over#%US
Total:2,195----
English only:2,14197.5%78.3%
Language other than English:542.5%21.5%
By language:------
Spanish:542.5%13.3%
Other Indo-European languages:00.0%3.5%
Asian/Pacific Island languages:00.0%3.5%
Other languages:00.0%1.0%

Computers & Internet (42404 zip code)

Households%US
Households with a computer:860100.0%93.1%
Households with broadband internet:73785.7%89.4%