42728 ZIP Code
Columbia, Kentucky
December 30, 2025
| ZIP Code: | 42728 |
| City/Town: | Columbia |
| County: | Adair |
| State: | Kentucky |
| ZIP Type: | Standard |
| Population: | 15,789 |
| Median Household Income: | $49,112 |
| Per Capita Income: | $27,851 |
| Total Housing Units: | 7,417 |
| Median Home Value: | $128,800 |
| Land Area: | 320.9 sq miles
831.1 sq km |
| Water Area: | 5.8 sq miles
14.9 sq km |
| Coordinates: | 37.1170, -85.2901 |
Population Information (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 15,789 | -- | -- |
| Male: | 7,924 | 50.2% | 49.6% |
| Female: | 7,865 | 49.8% | 50.4% |
| Median Age: | 41.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 696 | 4.4% | 5.7% |
| 5 to 9 years: | 803 | 5.1% | 6.0% |
| 10 to 14 years: | 827 | 5.2% | 6.5% |
| 15 to 19 years: | 1,277 | 8.1% | 6.6% |
| 20 to 24 years: | 1,427 | 9.0% | 6.7% |
| 25 to 34 years: | 1,746 | 11.1% | 13.7% |
| 35 to 44 years: | 1,650 | 10.5% | 12.9% |
| 45 to 54 years: | 1,954 | 12.4% | 12.4% |
| 55 to 59 years: | 1,111 | 7.0% | 6.5% |
| 60 to 64 years: | 1,153 | 7.3% | 6.4% |
| 65 to 74 years: | 1,881 | 11.9% | 9.7% |
| 75 to 84 years: | 928 | 5.9% | 4.8% |
| 85 years and over: | 336 | 2.1% | 2.0% |
Housing Information (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $128,800 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $718 / mo. | -- | $1,268 / mo. |
| Total housing units: | 7,417 | -- | -- |
| Occupied housing units: | 5,856 | 79.0% | 38.0% |
| Vacant housing units: | 1,561 | 21.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,395 | 75.1% | 64.8% |
| Renter-occupied: | 1,461 | 24.9% | 35.2% |
Educational Attainment (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,759 | -- | -- |
| Less than 9th grade: | 745 | 6.9% | 4.7% |
| 9th to 12th grade, no diploma: | 854 | 7.9% | 6.1% |
| High school graduate: | 4,181 | 38.9% | 26.4% |
| Some college, no degree: | 1,729 | 16.1% | 19.7% |
| Associate degree: | 1,132 | 10.5% | 8.7% |
| Bachelor's degree: | 1,014 | 9.4% | 20.9% |
| Graduate or professional degree: | 1,104 | 10.3% | 13.7% |
| Percent high school graduate or higher: | -- | 85.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 19.7% | 34.3% |
Income Information (42728 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $49,112 / yr. | $75,149 / yr. |
| Mean household income: | $65,537 / yr. | $105,833 / yr. |
| Median family income: | $63,327 / yr. | $92,646 / yr. |
| Per capita income: | $27,851 / yr. | $41,261 / yr. |
Employment (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,168 | -- | 63.5% |
| Employed: | 6,703 | 93.5% | 96.4% |
| Unemployed: | 465 | 6.5% | 5.3% |
| Not in labor force: | 6,133 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 5,126 | 76.5% | 79.7% |
| Government workers: | 1,160 | 17.3% | 14.2% |
| Self-employed: | 412 | 6.1% | 5.9% |
| Unpaid family workers: | 5 | 0.1% | 0.1% |
Race & Ethnicity (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 14,576 | 92.3% | 61.6% |
| Black or African American: | 288 | 1.8% | 12.4% |
| American Indian/Alaska Native: | 2 | 0.0% | 1.1% |
| Asian: | 73 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 24 | 0.2% | 0.2% |
| Some other race: | 61 | 0.4% | 8.4% |
| Two or more races: | 765 | 4.8% | 10.2% |
| Hispanic or Latino (any race): | 401 | 2.5% | 18.7% |
| Mexican: | 403 | 2.6% | 11.2% |
| Puerto Rican: | 265 | 1.7% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 138 | 0.9% | 81.1% |
Income Distribution (42728 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 316 | 5.4% | 4.9% |
| $10,000 to $14,999: | 572 | 9.8% | 3.8% |
| $15,000 to $24,999: | 690 | 11.8% | 7.0% |
| $25,000 to $34,999: | 499 | 8.5% | 7.4% |
| $35,000 to $49,999: | 916 | 15.6% | 10.7% |
| $50,000 to $74,999: | 1,132 | 19.3% | 16.1% |
| $75,000 to $99,999: | 705 | 12.0% | 12.8% |
| $100,000 to $149,999: | 763 | 13.0% | 17.1% |
| $150,000 to $199,999: | 149 | 2.5% | 8.8% |
| $200,000 or more: | 114 | 1.9% | 11.4% |
Commute to Work (42728 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,974 | 74.2% | 67.8% |
| Carpooled: | 634 | 9.5% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 128 | 1.9% | 2.5% |
| Other means: | 43 | 0.6% | 0.9% |
| Worked from home: | 695 | 10.4% | 13.8% |
| Mean travel time to work: | 24.9 min | -- | 26.7 min |
Industry (42728 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 131 | 2.0% | 1.6% |
| Construction: | 471 | 7.0% | 6.9% |
| Manufacturing: | 1,092 | 16.3% | 10.0% |
| Wholesale trade: | 66 | 1.0% | 2.4% |
| Retail trade: | 1,146 | 17.1% | 11.0% |
| Transportation, warehousing, utilities: | 469 | 7.0% | 5.8% |
| Information: | 23 | 0.3% | 1.9% |
| Finance, insurance, real estate: | 177 | 2.6% | 6.7% |
| Professional, scientific, management: | 407 | 6.1% | 12.1% |
| Education, health care, social services: | 1,846 | 27.5% | 23.3% |
| Arts, entertainment, food services: | 360 | 5.4% | 9.0% |
| Other services: | 176 | 2.6% | 4.7% |
| Public administration: | 339 | 5.1% | 4.7% |
Poverty Status (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 18.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 14,517 | 91.9% | 91.3% |
| Private health insurance: | 8,695 | 55.1% | 67.6% |
| Public health coverage: | 8,055 | 51.0% | 35.9% |
| Without health insurance: | 1,019 | 6.5% | 8.7% |
Benefits & Assistance (42728 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,777 | 64.5% | 77.4% |
| Social Security income: | 2,587 | 44.2% | 31.0% |
| Retirement income: | 1,588 | 27.1% | 21.8% |
| Supplemental Security Income (SSI): | 627 | 10.7% | 4.5% |
| Cash public assistance income: | 70 | 1.2% | 1.8% |
| SNAP (food stamps) benefits: | 879 | 15.0% | 11.4% |
Housing Types (42728 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,271 | 71.1% | 61.4% |
| 1-unit, attached: | 101 | 1.4% | 6.1% |
| 2 units: | 156 | 2.1% | 3.4% |
| 3 or 4 units: | 155 | 2.1% | 4.3% |
| 5 to 9 units: | 138 | 1.9% | 4.6% |
| 10 to 19 units: | 62 | 0.8% | 4.3% |
| 20 or more units: | 73 | 1.0% | 9.9% |
| Mobile home: | 1,442 | 19.4% | 5.8% |
| Boat, RV, van, etc.: | 19 | 0.3% | 0.1% |
Year Structure Built (42728 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 40 | 0.5% | 0.6% |
| Built 2010 to 2019: | 531 | 7.2% | 8.2% |
| Built 2000 to 2009: | 1,274 | 17.2% | 13.5% |
| Built 1990 to 1999: | 1,097 | 14.8% | 13.2% |
| Built 1980 to 1989: | 901 | 12.1% | 13.2% |
| Built 1970 to 1979: | 1,308 | 17.6% | 14.6% |
| Built 1960 to 1969: | 1,165 | 15.7% | 10.2% |
| Built 1950 to 1959: | 411 | 5.5% | 9.9% |
| Built 1940 to 1949: | 214 | 2.9% | 4.6% |
| Built 1939 or earlier: | 476 | 6.4% | 12.0% |
Bedrooms (42728 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 132 | 1.8% | 2.4% |
| 1 bedroom: | 453 | 6.1% | 3.0% |
| 2 bedrooms: | 1,800 | 24.3% | 9.1% |
| 3 bedrooms: | 3,953 | 53.3% | 15.9% |
| 4 bedrooms: | 917 | 12.4% | 18.8% |
| 5 or more bedrooms: | 162 | 2.2% | 17.6% |
Heating Fuel (42728 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 563 | 9.6% | 47.1% |
| Bottled, tank, or LP gas: | 353 | 6.0% | 4.9% |
| Electricity: | 4,501 | 76.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 46 | 0.8% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 360 | 6.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 33 | 0.6% | 0.2% |
Vehicles Available (42728 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 359 | 6.1% | 8.3% |
| 1 vehicle available: | 1,421 | 24.3% | 32.6% |
| 2 vehicles available: | 2,448 | 41.8% | 37.0% |
| 3 or more vehicles available: | 1,628 | 27.8% | 22.1% |
Home Value Distribution (42728 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 440 | 10.0% | 5.7% |
| $50,000 to $99,999: | 1,164 | 26.5% | 7.8% |
| $100,000 to $149,999: | 871 | 19.8% | 9.2% |
| $150,000 to $199,999: | 678 | 15.4% | 10.8% |
| $200,000 to $299,999: | 719 | 16.4% | 19.9% |
| $300,000 to $499,999: | 484 | 11.0% | 24.1% |
| $500,000 to $999,999: | 37 | 0.8% | 17.0% |
| $1,000,000 or more: | 2 | 0.0% | 5.6% |
Housing Costs (42728 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,042 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $328 / mo. | $584 / mo. |
| Median gross rent: | $718 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.49 | 2.53 |
| Average household size (renter-occupied): | 2.48 | 2.38 |
Households (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,856 | -- | -- |
| Married-couple households: | 3,027 | 51.7% | 47.5% |
| Cohabiting couple households: | 1,148 | 19.6% | 7.0% |
| Male householder, no spouse: | 1,067 | 18.2% | 5.4% |
| Female householder, no spouse: | 1,525 | 26.0% | 12.7% |
| Householder living alone: | 1,646 | 28.1% | 28.6% |
| 65 years and over living alone: | 2,162 | 36.9% | 11.8% |
| Average household size: | 2.48 | -- | 2.53 |
| Average family size: | 3.18 | -- | -- |
Marital Status (42728 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,646 | -- | -- |
| Never married: | 2,030 | 30.5% | 37.0% |
| Now married: | 3,371 | 50.7% | 49.5% |
| Separated: | 277 | 4.2% | 1.5% |
| Widowed: | 876 | 13.2% | 2.6% |
| Divorced: | 2,048 | 30.8% | 9.3% |
School Enrollment (42728 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,077 | -- | -- |
| Nursery school, preschool: | 114 | 2.8% | 5.8% |
| Kindergarten: | 154 | 3.8% | 5.0% |
| Elementary school (grades 1-8): | 1,345 | 33.0% | 40.5% |
| High school (grades 9-12): | 643 | 15.8% | 21.4% |
| College or graduate school: | 1,821 | 44.7% | 27.3% |
Veterans & Disability (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 12,897 | -- | -- |
| Veterans: | 832 | 6.5% | 6.3% |
| Civilian noninstitutionalized population: | 15,536 | -- | -- |
| With a disability: | 3,479 | 22.4% | 13.4% |
| Under 18 with disability: | 143 | 4.1% | 5.8% |
| 18 to 64 with disability: | 1,826 | 52.5% | 10.4% |
| 65 and over with disability: | 1,510 | 43.4% | 33.4% |
Mobility (Residence 1 Year Ago) (42728 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 13,412 | 84.9% | 86.9% |
| Different house: | 2,267 | 14.4% | 13.1% |
| Same county: | 972 | 42.9% | 7.0% |
| Different county: | 1,269 | 56.0% | 3.2% |
| Different state: | 444 | 19.6% | 2.5% |
| Abroad: | 26 | 1.1% | 0.4% |
Place of Birth (42728 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 15,244 | 96.5% | 86.2% |
| Foreign born: | 17 | 0.1% | 13.9% |
| Naturalized citizen: | 545 | 3205.9% | 52.7% |
| Not a citizen: | 545 | 3205.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 545 | 3205.9% | 10.5% |
| Asia: | 92 | 541.2% | 31.3% |
| Africa: | 16 | 94.1% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 287 | 1688.2% | 50.0% |
| Northern America: | 86 | 505.9% | 2.2% |
Language Spoken at Home (42728 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,093 | -- | -- |
| English only: | 14,609 | 96.8% | 78.3% |
| Language other than English: | 484 | 3.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 216 | 1.4% | 13.3% |
| Other Indo-European languages: | 202 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 41 | 0.3% | 3.5% |
| Other languages: | 25 | 0.2% | 1.0% |
Computers & Internet (42728 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,856 | 100.0% | 93.1% |
| Households with broadband internet: | 5,224 | 89.2% | 89.4% |
Columbia, KY42728