46131 ZIP Code
Franklin, Indiana
January 12, 2026
| ZIP Code: | 46131 |
| City/Town: | Franklin |
| County: | Johnson |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 34,801 |
| Median Household Income: | $79,234 |
| Per Capita Income: | $41,452 |
| Total Housing Units: | 12,884 |
| Median Home Value: | $209,700 |
| Land Area: | 126.0 sq miles
326.3 sq km |
| Water Area: | 0.3 sq miles
0.7 sq km |
| Coordinates: | 39.4735, -86.0436 |
Population Information (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 34,801 | -- | -- |
| Male: | 16,493 | 47.4% | 49.6% |
| Female: | 18,308 | 52.6% | 50.4% |
| Median Age: | 35.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,930 | 5.5% | 5.7% |
| 5 to 9 years: | 2,347 | 6.7% | 6.0% |
| 10 to 14 years: | 2,894 | 8.3% | 6.5% |
| 15 to 19 years: | 2,282 | 6.6% | 6.6% |
| 20 to 24 years: | 2,923 | 8.4% | 6.7% |
| 25 to 34 years: | 4,519 | 13.0% | 13.7% |
| 35 to 44 years: | 4,273 | 12.3% | 12.9% |
| 45 to 54 years: | 4,530 | 13.0% | 12.4% |
| 55 to 59 years: | 2,178 | 6.3% | 6.5% |
| 60 to 64 years: | 1,798 | 5.2% | 6.4% |
| 65 to 74 years: | 2,691 | 7.7% | 9.7% |
| 75 to 84 years: | 1,587 | 4.6% | 4.8% |
| 85 years and over: | 849 | 2.4% | 2.0% |
Housing Information (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $209,700 | -- | $281,900 |
| Median rooms: | 6.0 | -- | 5.5 |
| Median rent: | $1,034 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,884 | -- | -- |
| Occupied housing units: | 12,065 | 93.6% | 38.0% |
| Vacant housing units: | 819 | 6.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,902 | 73.8% | 64.8% |
| Renter-occupied: | 3,163 | 26.2% | 35.2% |
Educational Attainment (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 22,425 | -- | -- |
| Less than 9th grade: | 409 | 1.8% | 4.7% |
| 9th to 12th grade, no diploma: | 1,453 | 6.5% | 6.1% |
| High school graduate: | 7,911 | 35.3% | 26.4% |
| Some college, no degree: | 4,622 | 20.6% | 19.7% |
| Associate degree: | 2,735 | 12.2% | 8.7% |
| Bachelor's degree: | 3,456 | 15.4% | 20.9% |
| Graduate or professional degree: | 1,839 | 8.2% | 13.7% |
| Percent high school graduate or higher: | -- | 91.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 23.6% | 34.3% |
Income Information (46131 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $79,234 / yr. | $75,149 / yr. |
| Mean household income: | $97,418 / yr. | $105,833 / yr. |
| Median family income: | $92,867 / yr. | $92,646 / yr. |
| Per capita income: | $41,452 / yr. | $41,261 / yr. |
Employment (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 17,820 | -- | 63.5% |
| Employed: | 17,044 | 96.4% | 96.4% |
| Unemployed: | 645 | 3.6% | 5.3% |
| Not in labor force: | 9,394 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 13,977 | 82.0% | 79.7% |
| Government workers: | 2,184 | 12.8% | 14.2% |
| Self-employed: | 883 | 5.2% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 31,727 | 91.2% | 61.6% |
| Black or African American: | 1,078 | 3.1% | 12.4% |
| American Indian/Alaska Native: | 6 | 0.0% | 1.1% |
| Asian: | 406 | 1.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 125 | 0.4% | 8.4% |
| Two or more races: | 1,459 | 4.2% | 10.2% |
| Hispanic or Latino (any race): | 488 | 1.4% | 18.7% |
| Mexican: | 850 | 2.4% | 11.2% |
| Puerto Rican: | 572 | 1.6% | 1.8% |
| Cuban: | 68 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 210 | 0.6% | 81.1% |
Income Distribution (46131 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 606 | 5.0% | 4.9% |
| $10,000 to $14,999: | 306 | 2.5% | 3.8% |
| $15,000 to $24,999: | 622 | 5.2% | 7.0% |
| $25,000 to $34,999: | 925 | 7.7% | 7.4% |
| $35,000 to $49,999: | 1,349 | 11.2% | 10.7% |
| $50,000 to $74,999: | 1,873 | 15.5% | 16.1% |
| $75,000 to $99,999: | 2,061 | 17.1% | 12.8% |
| $100,000 to $149,999: | 2,151 | 17.8% | 17.1% |
| $150,000 to $199,999: | 1,261 | 10.5% | 8.8% |
| $200,000 or more: | 911 | 7.6% | 11.4% |
Commute to Work (46131 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 13,918 | 81.7% | 67.8% |
| Carpooled: | 1,337 | 7.8% | 8.7% |
| Public transportation: | 62 | 0.4% | 4.2% |
| Walked: | 189 | 1.1% | 2.5% |
| Other means: | 95 | 0.6% | 0.9% |
| Worked from home: | 1,446 | 8.5% | 13.8% |
| Mean travel time to work: | 26.1 min | -- | 26.7 min |
Industry (46131 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 379 | 2.2% | 1.6% |
| Construction: | 1,187 | 7.0% | 6.9% |
| Manufacturing: | 2,450 | 14.4% | 10.0% |
| Wholesale trade: | 476 | 2.8% | 2.4% |
| Retail trade: | 1,858 | 10.9% | 11.0% |
| Transportation, warehousing, utilities: | 1,122 | 6.6% | 5.8% |
| Information: | 69 | 0.4% | 1.9% |
| Finance, insurance, real estate: | 958 | 5.6% | 6.7% |
| Professional, scientific, management: | 1,681 | 9.9% | 12.1% |
| Education, health care, social services: | 4,123 | 24.2% | 23.3% |
| Arts, entertainment, food services: | 1,209 | 7.1% | 9.0% |
| Other services: | 733 | 4.3% | 4.7% |
| Public administration: | 799 | 4.7% | 4.7% |
Poverty Status (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 32,247 | 92.7% | 91.3% |
| Private health insurance: | 25,521 | 73.3% | 67.6% |
| Public health coverage: | 10,526 | 30.2% | 35.9% |
| Without health insurance: | 1,602 | 4.6% | 8.7% |
Benefits & Assistance (46131 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,585 | 79.4% | 77.4% |
| Social Security income: | 3,702 | 30.7% | 31.0% |
| Retirement income: | 2,755 | 22.8% | 21.8% |
| Supplemental Security Income (SSI): | 360 | 3.0% | 4.5% |
| Cash public assistance income: | 120 | 1.0% | 1.8% |
| SNAP (food stamps) benefits: | 795 | 6.6% | 11.4% |
Housing Types (46131 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 10,156 | 78.8% | 61.4% |
| 1-unit, attached: | 587 | 4.6% | 6.1% |
| 2 units: | 255 | 2.0% | 3.4% |
| 3 or 4 units: | 206 | 1.6% | 4.3% |
| 5 to 9 units: | 401 | 3.1% | 4.6% |
| 10 to 19 units: | 423 | 3.3% | 4.3% |
| 20 or more units: | 452 | 3.5% | 9.9% |
| Mobile home: | 404 | 3.1% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (46131 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 117 | 0.9% | 0.6% |
| Built 2010 to 2019: | 1,348 | 10.5% | 8.2% |
| Built 2000 to 2009: | 2,446 | 19.0% | 13.5% |
| Built 1990 to 1999: | 2,580 | 20.0% | 13.2% |
| Built 1980 to 1989: | 1,189 | 9.2% | 13.2% |
| Built 1970 to 1979: | 1,003 | 7.8% | 14.6% |
| Built 1960 to 1969: | 1,092 | 8.5% | 10.2% |
| Built 1950 to 1959: | 861 | 6.7% | 9.9% |
| Built 1940 to 1949: | 610 | 4.7% | 4.6% |
| Built 1939 or earlier: | 1,638 | 12.7% | 12.0% |
Bedrooms (46131 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 268 | 2.1% | 2.4% |
| 1 bedroom: | 598 | 4.6% | 3.0% |
| 2 bedrooms: | 2,626 | 20.4% | 9.1% |
| 3 bedrooms: | 6,268 | 48.6% | 15.9% |
| 4 bedrooms: | 2,523 | 19.6% | 18.8% |
| 5 or more bedrooms: | 601 | 4.7% | 17.6% |
Heating Fuel (46131 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,455 | 53.5% | 47.1% |
| Bottled, tank, or LP gas: | 931 | 7.7% | 4.9% |
| Electricity: | 4,469 | 37.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 10 | 0.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 70 | 0.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 75 | 0.6% | 0.5% |
| No fuel used: | 55 | 0.5% | 0.2% |
Vehicles Available (46131 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 475 | 3.9% | 8.3% |
| 1 vehicle available: | 3,047 | 25.3% | 32.6% |
| 2 vehicles available: | 4,584 | 38.0% | 37.0% |
| 3 or more vehicles available: | 3,959 | 32.8% | 22.1% |
Home Value Distribution (46131 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 466 | 5.2% | 5.7% |
| $50,000 to $99,999: | 443 | 5.0% | 7.8% |
| $100,000 to $149,999: | 1,365 | 15.3% | 9.2% |
| $150,000 to $199,999: | 1,911 | 21.5% | 10.8% |
| $200,000 to $299,999: | 2,637 | 29.6% | 19.9% |
| $300,000 to $499,999: | 1,634 | 18.4% | 24.1% |
| $500,000 to $999,999: | 340 | 3.8% | 17.0% |
| $1,000,000 or more: | 106 | 1.2% | 5.6% |
Housing Costs (46131 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,370 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $504 / mo. | $584 / mo. |
| Median gross rent: | $1,034 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.83 | 2.53 |
| Average household size (renter-occupied): | 2.57 | 2.38 |
Households (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 12,065 | -- | -- |
| Married-couple households: | 6,565 | 54.4% | 47.5% |
| Cohabiting couple households: | 3,135 | 26.0% | 7.0% |
| Male householder, no spouse: | 1,610 | 13.3% | 5.4% |
| Female householder, no spouse: | 2,865 | 23.7% | 12.7% |
| Householder living alone: | 4,647 | 38.5% | 28.6% |
| 65 years and over living alone: | 3,409 | 28.3% | 11.8% |
| Average household size: | 2.76 | -- | 2.53 |
| Average family size: | 3.25 | -- | -- |
Marital Status (46131 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,173 | -- | -- |
| Never married: | 4,077 | 30.9% | 37.0% |
| Now married: | 7,124 | 54.1% | 49.5% |
| Separated: | 214 | 1.6% | 1.5% |
| Widowed: | 1,682 | 12.8% | 2.6% |
| Divorced: | 4,366 | 33.1% | 9.3% |
School Enrollment (46131 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,122 | -- | -- |
| Nursery school, preschool: | 577 | 6.3% | 5.8% |
| Kindergarten: | 294 | 3.2% | 5.0% |
| Elementary school (grades 1-8): | 4,095 | 44.9% | 40.5% |
| High school (grades 9-12): | 1,744 | 19.1% | 21.4% |
| College or graduate school: | 2,412 | 26.4% | 27.3% |
Veterans & Disability (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 26,136 | -- | -- |
| Veterans: | 1,481 | 5.7% | 6.3% |
| Civilian noninstitutionalized population: | 33,849 | -- | -- |
| With a disability: | 4,078 | 12.0% | 13.4% |
| Under 18 with disability: | 509 | 12.5% | 5.8% |
| 18 to 64 with disability: | 2,145 | 52.6% | 10.4% |
| 65 and over with disability: | 1,424 | 34.9% | 33.4% |
Mobility (Residence 1 Year Ago) (46131 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 28,848 | 82.9% | 86.9% |
| Different house: | 5,677 | 16.3% | 13.1% |
| Same county: | 3,099 | 54.6% | 7.0% |
| Different county: | 2,517 | 44.3% | 3.2% |
| Different state: | 596 | 10.5% | 2.5% |
| Abroad: | 61 | 1.1% | 0.4% |
Place of Birth (46131 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 34,070 | 97.9% | 86.2% |
| Foreign born: | 217 | 0.6% | 13.9% |
| Naturalized citizen: | 731 | 336.9% | 52.7% |
| Not a citizen: | 731 | 336.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 731 | 336.9% | 10.5% |
| Asia: | 299 | 137.8% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 78 | 35.9% | 50.0% |
| Northern America: | 18 | 8.3% | 2.2% |
Language Spoken at Home (46131 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 32,871 | -- | -- |
| English only: | 31,916 | 97.1% | 78.3% |
| Language other than English: | 955 | 2.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 408 | 1.2% | 13.3% |
| Other Indo-European languages: | 360 | 1.1% | 3.5% |
| Asian/Pacific Island languages: | 187 | 0.6% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (46131 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 12,065 | 100.0% | 93.1% |
| Households with broadband internet: | 11,082 | 91.9% | 89.4% |
Franklin, IN46131