46404 ZIP Code
Gary, Indiana
January 12, 2026
| ZIP Code: | 46404 |
| City/Town: | Gary |
| County: | Lake |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 16,851 |
| Median Household Income: | $39,281 |
| Per Capita Income: | $32,754 |
| Total Housing Units: | 7,883 |
| Median Home Value: | $86,500 |
| Land Area: | 6.0 sq miles
15.6 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 41.5849, -87.3745 |
Population Information (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 16,851 | -- | -- |
| Male: | 7,915 | 47.0% | 49.6% |
| Female: | 8,936 | 53.0% | 50.4% |
| Median Age: | 35.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,148 | 6.8% | 5.7% |
| 5 to 9 years: | 1,347 | 8.0% | 6.0% |
| 10 to 14 years: | 1,212 | 7.2% | 6.5% |
| 15 to 19 years: | 1,322 | 7.8% | 6.6% |
| 20 to 24 years: | 1,193 | 7.1% | 6.7% |
| 25 to 34 years: | 2,157 | 12.8% | 13.7% |
| 35 to 44 years: | 1,731 | 10.3% | 12.9% |
| 45 to 54 years: | 1,840 | 10.9% | 12.4% |
| 55 to 59 years: | 849 | 5.0% | 6.5% |
| 60 to 64 years: | 833 | 4.9% | 6.4% |
| 65 to 74 years: | 1,939 | 11.5% | 9.7% |
| 75 to 84 years: | 782 | 4.6% | 4.8% |
| 85 years and over: | 498 | 3.0% | 2.0% |
Housing Information (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $86,500 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $969 / mo. | -- | $1,268 / mo. |
| Total housing units: | 7,883 | -- | -- |
| Occupied housing units: | 6,343 | 80.5% | 38.0% |
| Vacant housing units: | 1,540 | 19.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,147 | 49.6% | 64.8% |
| Renter-occupied: | 3,196 | 50.4% | 35.2% |
Educational Attainment (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,629 | -- | -- |
| Less than 9th grade: | 302 | 2.8% | 4.7% |
| 9th to 12th grade, no diploma: | 930 | 8.7% | 6.1% |
| High school graduate: | 3,489 | 32.8% | 26.4% |
| Some college, no degree: | 3,302 | 31.1% | 19.7% |
| Associate degree: | 940 | 8.8% | 8.7% |
| Bachelor's degree: | 1,148 | 10.8% | 20.9% |
| Graduate or professional degree: | 518 | 4.9% | 13.7% |
| Percent high school graduate or higher: | -- | 88.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 15.7% | 34.3% |
Income Information (46404 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $39,281 / yr. | $75,149 / yr. |
| Mean household income: | $52,181 / yr. | $105,833 / yr. |
| Median family income: | $50,189 / yr. | $92,646 / yr. |
| Per capita income: | $32,754 / yr. | $41,261 / yr. |
Employment (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,800 | -- | 63.5% |
| Employed: | 6,076 | 89.7% | 96.4% |
| Unemployed: | 698 | 10.3% | 5.3% |
| Not in labor force: | 6,057 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 5,368 | 88.3% | 79.7% |
| Government workers: | 632 | 10.4% | 14.2% |
| Self-employed: | 76 | 1.3% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 206 | 1.2% | 61.6% |
| Black or African American: | 15,554 | 92.3% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 29 | 0.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 434 | 2.6% | 8.4% |
| Two or more races: | 628 | 3.7% | 10.2% |
| Hispanic or Latino (any race): | 736 | 4.4% | 18.7% |
| Mexican: | 856 | 5.1% | 11.2% |
| Puerto Rican: | 326 | 1.9% | 1.8% |
| Cuban: | 461 | 2.7% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 69 | 0.4% | 81.1% |
Income Distribution (46404 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 1,009 | 15.9% | 4.9% |
| $10,000 to $14,999: | 443 | 7.0% | 3.8% |
| $15,000 to $24,999: | 574 | 9.0% | 7.0% |
| $25,000 to $34,999: | 931 | 14.7% | 7.4% |
| $35,000 to $49,999: | 630 | 9.9% | 10.7% |
| $50,000 to $74,999: | 1,317 | 20.8% | 16.1% |
| $75,000 to $99,999: | 482 | 7.6% | 12.8% |
| $100,000 to $149,999: | 682 | 10.8% | 17.1% |
| $150,000 to $199,999: | 254 | 4.0% | 8.8% |
| $200,000 or more: | 21 | 0.3% | 11.4% |
Commute to Work (46404 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,842 | 79.7% | 67.8% |
| Carpooled: | 494 | 8.1% | 8.7% |
| Public transportation: | 97 | 1.6% | 4.2% |
| Walked: | 0 | 0.0% | 2.5% |
| Other means: | 147 | 2.4% | 0.9% |
| Worked from home: | 180 | 3.0% | 13.8% |
| Mean travel time to work: | 26.2 min | -- | 26.7 min |
Industry (46404 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 146 | 2.4% | 6.9% |
| Manufacturing: | 914 | 15.0% | 10.0% |
| Wholesale trade: | 11 | 0.2% | 2.4% |
| Retail trade: | 687 | 11.3% | 11.0% |
| Transportation, warehousing, utilities: | 590 | 9.7% | 5.8% |
| Information: | 46 | 0.8% | 1.9% |
| Finance, insurance, real estate: | 132 | 2.2% | 6.7% |
| Professional, scientific, management: | 643 | 10.6% | 12.1% |
| Education, health care, social services: | 1,642 | 27.0% | 23.3% |
| Arts, entertainment, food services: | 677 | 11.1% | 9.0% |
| Other services: | 299 | 4.9% | 4.7% |
| Public administration: | 289 | 4.8% | 4.7% |
Poverty Status (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 30.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 14,951 | 88.7% | 91.3% |
| Private health insurance: | 7,144 | 42.4% | 67.6% |
| Public health coverage: | 9,747 | 57.8% | 35.9% |
| Without health insurance: | 1,726 | 10.2% | 8.7% |
Benefits & Assistance (46404 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,200 | 66.2% | 77.4% |
| Social Security income: | 2,369 | 37.3% | 31.0% |
| Retirement income: | 1,746 | 27.5% | 21.8% |
| Supplemental Security Income (SSI): | 560 | 8.8% | 4.5% |
| Cash public assistance income: | 209 | 3.3% | 1.8% |
| SNAP (food stamps) benefits: | 1,849 | 29.2% | 11.4% |
Housing Types (46404 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,868 | 74.4% | 61.4% |
| 1-unit, attached: | 619 | 7.9% | 6.1% |
| 2 units: | 312 | 4.0% | 3.4% |
| 3 or 4 units: | 248 | 3.1% | 4.3% |
| 5 to 9 units: | 548 | 7.0% | 4.6% |
| 10 to 19 units: | 185 | 2.3% | 4.3% |
| 20 or more units: | 82 | 1.0% | 9.9% |
| Mobile home: | 21 | 0.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (46404 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 67 | 0.8% | 8.2% |
| Built 2000 to 2009: | 356 | 4.5% | 13.5% |
| Built 1990 to 1999: | 183 | 2.3% | 13.2% |
| Built 1980 to 1989: | 284 | 3.6% | 13.2% |
| Built 1970 to 1979: | 1,336 | 16.9% | 14.6% |
| Built 1960 to 1969: | 1,710 | 21.7% | 10.2% |
| Built 1950 to 1959: | 1,186 | 15.0% | 9.9% |
| Built 1940 to 1949: | 1,291 | 16.4% | 4.6% |
| Built 1939 or earlier: | 1,470 | 18.6% | 12.0% |
Bedrooms (46404 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 25 | 0.3% | 2.4% |
| 1 bedroom: | 270 | 3.4% | 3.0% |
| 2 bedrooms: | 2,801 | 35.5% | 9.1% |
| 3 bedrooms: | 3,586 | 45.5% | 15.9% |
| 4 bedrooms: | 1,025 | 13.0% | 18.8% |
| 5 or more bedrooms: | 176 | 2.2% | 17.6% |
Heating Fuel (46404 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,536 | 87.3% | 47.1% |
| Bottled, tank, or LP gas: | 27 | 0.4% | 4.9% |
| Electricity: | 735 | 11.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 17 | 0.3% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 28 | 0.4% | 0.2% |
Vehicles Available (46404 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 811 | 12.8% | 8.3% |
| 1 vehicle available: | 2,948 | 46.5% | 32.6% |
| 2 vehicles available: | 1,682 | 26.5% | 37.0% |
| 3 or more vehicles available: | 902 | 14.2% | 22.1% |
Home Value Distribution (46404 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 799 | 25.4% | 5.7% |
| $50,000 to $99,999: | 1,158 | 36.8% | 7.8% |
| $100,000 to $149,999: | 582 | 18.5% | 9.2% |
| $150,000 to $199,999: | 318 | 10.1% | 10.8% |
| $200,000 to $299,999: | 190 | 6.0% | 19.9% |
| $300,000 to $499,999: | 76 | 2.4% | 24.1% |
| $500,000 to $999,999: | 17 | 0.5% | 17.0% |
| $1,000,000 or more: | 7 | 0.2% | 5.6% |
Housing Costs (46404 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,004 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $482 / mo. | $584 / mo. |
| Median gross rent: | $969 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.21 | 2.53 |
| Average household size (renter-occupied): | 3.05 | 2.38 |
Households (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 6,343 | -- | -- |
| Married-couple households: | 1,523 | 24.0% | 47.5% |
| Cohabiting couple households: | 460 | 7.3% | 7.0% |
| Male householder, no spouse: | 1,242 | 19.6% | 5.4% |
| Female householder, no spouse: | 3,227 | 50.9% | 12.7% |
| Householder living alone: | 2,214 | 34.9% | 28.6% |
| 65 years and over living alone: | 2,175 | 34.3% | 11.8% |
| Average household size: | 2.63 | -- | 2.53 |
| Average family size: | 3.32 | -- | -- |
Marital Status (46404 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,925 | -- | -- |
| Never married: | 3,064 | 51.7% | 37.0% |
| Now married: | 1,704 | 28.8% | 49.5% |
| Separated: | 200 | 3.4% | 1.5% |
| Widowed: | 783 | 13.2% | 2.6% |
| Divorced: | 3,454 | 58.3% | 9.3% |
School Enrollment (46404 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,257 | -- | -- |
| Nursery school, preschool: | 450 | 10.6% | 5.8% |
| Kindergarten: | 259 | 6.1% | 5.0% |
| Elementary school (grades 1-8): | 1,933 | 45.4% | 40.5% |
| High school (grades 9-12): | 1,153 | 27.1% | 21.4% |
| College or graduate school: | 462 | 10.9% | 27.3% |
Veterans & Disability (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 12,324 | -- | -- |
| Veterans: | 1,182 | 9.6% | 6.3% |
| Civilian noninstitutionalized population: | 16,677 | -- | -- |
| With a disability: | 2,864 | 17.2% | 13.4% |
| Under 18 with disability: | 307 | 10.7% | 5.8% |
| 18 to 64 with disability: | 1,245 | 43.5% | 10.4% |
| 65 and over with disability: | 1,312 | 45.8% | 33.4% |
Mobility (Residence 1 Year Ago) (46404 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 13,323 | 79.1% | 86.9% |
| Different house: | 3,291 | 19.5% | 13.1% |
| Same county: | 2,003 | 60.9% | 7.0% |
| Different county: | 1,224 | 37.2% | 3.2% |
| Different state: | 911 | 27.7% | 2.5% |
| Abroad: | 64 | 1.9% | 0.4% |
Place of Birth (46404 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 16,741 | 99.3% | 86.2% |
| Foreign born: | 12 | 0.1% | 13.9% |
| Naturalized citizen: | 110 | 916.7% | 52.7% |
| Not a citizen: | 110 | 916.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 110 | 916.7% | 10.5% |
| Asia: | 0 | 0.0% | 31.3% |
| Africa: | 7 | 58.3% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 77 | 641.7% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (46404 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,703 | -- | -- |
| English only: | 15,499 | 98.7% | 78.3% |
| Language other than English: | 204 | 1.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 186 | 1.2% | 13.3% |
| Other Indo-European languages: | 10 | 0.1% | 3.5% |
| Asian/Pacific Island languages: | 8 | 0.1% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (46404 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 6,343 | 100.0% | 93.1% |
| Households with broadband internet: | 5,789 | 91.3% | 89.4% |
Gary, IN46404