46407 ZIP Code
Gary, Indiana
January 12, 2026
| ZIP Code: | 46407 |
| City/Town: | Gary |
| County: | Lake |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 9,125 |
| Median Household Income: | $26,502 |
| Per Capita Income: | $26,584 |
| Total Housing Units: | 6,862 |
| Median Home Value: | $53,000 |
| Land Area: | 4.2 sq miles
10.8 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 41.5784, -87.3304 |
Population Information (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 9,125 | -- | -- |
| Male: | 4,091 | 44.8% | 49.6% |
| Female: | 5,034 | 55.2% | 50.4% |
| Median Age: | 41.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 689 | 7.6% | 5.7% |
| 5 to 9 years: | 693 | 7.6% | 6.0% |
| 10 to 14 years: | 680 | 7.5% | 6.5% |
| 15 to 19 years: | 425 | 4.7% | 6.6% |
| 20 to 24 years: | 329 | 3.6% | 6.7% |
| 25 to 34 years: | 1,147 | 12.6% | 13.7% |
| 35 to 44 years: | 1,011 | 11.1% | 12.9% |
| 45 to 54 years: | 819 | 9.0% | 12.4% |
| 55 to 59 years: | 591 | 6.5% | 6.5% |
| 60 to 64 years: | 721 | 7.9% | 6.4% |
| 65 to 74 years: | 1,031 | 11.3% | 9.7% |
| 75 to 84 years: | 602 | 6.6% | 4.8% |
| 85 years and over: | 387 | 4.2% | 2.0% |
Housing Information (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $53,000 | -- | $281,900 |
| Median rooms: | 4.8 | -- | 5.5 |
| Median rent: | $780 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,862 | -- | -- |
| Occupied housing units: | 4,127 | 60.1% | 38.0% |
| Vacant housing units: | 2,735 | 39.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,856 | 45.0% | 64.8% |
| Renter-occupied: | 2,271 | 55.0% | 35.2% |
Educational Attainment (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,309 | -- | -- |
| Less than 9th grade: | 263 | 4.2% | 4.7% |
| 9th to 12th grade, no diploma: | 930 | 14.7% | 6.1% |
| High school graduate: | 2,703 | 42.8% | 26.4% |
| Some college, no degree: | 1,174 | 18.6% | 19.7% |
| Associate degree: | 628 | 10.0% | 8.7% |
| Bachelor's degree: | 421 | 6.7% | 20.9% |
| Graduate or professional degree: | 190 | 3.0% | 13.7% |
| Percent high school graduate or higher: | -- | 81.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 9.7% | 34.3% |
Income Information (46407 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $26,502 / yr. | $75,149 / yr. |
| Mean household income: | $39,633 / yr. | $105,833 / yr. |
| Median family income: | $41,028 / yr. | $92,646 / yr. |
| Per capita income: | $26,584 / yr. | $41,261 / yr. |
Employment (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,175 | -- | 63.5% |
| Employed: | 2,688 | 84.7% | 96.4% |
| Unemployed: | 487 | 15.3% | 5.3% |
| Not in labor force: | 3,857 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,287 | 85.1% | 79.7% |
| Government workers: | 211 | 7.8% | 14.2% |
| Self-employed: | 164 | 6.1% | 5.9% |
| Unpaid family workers: | 26 | 1.0% | 0.1% |
Race & Ethnicity (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 370 | 4.1% | 61.6% |
| Black or African American: | 8,479 | 92.9% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 77 | 0.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 12 | 0.1% | 8.4% |
| Two or more races: | 187 | 2.0% | 10.2% |
| Hispanic or Latino (any race): | 67 | 0.7% | 18.7% |
| Mexican: | 156 | 1.7% | 11.2% |
| Puerto Rican: | 55 | 0.6% | 1.8% |
| Cuban: | 54 | 0.6% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 47 | 0.5% | 81.1% |
Income Distribution (46407 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 739 | 17.9% | 4.9% |
| $10,000 to $14,999: | 466 | 11.3% | 3.8% |
| $15,000 to $24,999: | 778 | 18.9% | 7.0% |
| $25,000 to $34,999: | 603 | 14.6% | 7.4% |
| $35,000 to $49,999: | 427 | 10.3% | 10.7% |
| $50,000 to $74,999: | 626 | 15.2% | 16.1% |
| $75,000 to $99,999: | 179 | 4.3% | 12.8% |
| $100,000 to $149,999: | 205 | 5.0% | 17.1% |
| $150,000 to $199,999: | 48 | 1.2% | 8.8% |
| $200,000 or more: | 56 | 1.4% | 11.4% |
Commute to Work (46407 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 1,924 | 71.6% | 67.8% |
| Carpooled: | 369 | 13.7% | 8.7% |
| Public transportation: | 66 | 2.5% | 4.2% |
| Walked: | 54 | 2.0% | 2.5% |
| Other means: | 51 | 1.9% | 0.9% |
| Worked from home: | 118 | 4.4% | 13.8% |
| Mean travel time to work: | 27.2 min | -- | 26.7 min |
Industry (46407 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 94 | 3.5% | 6.9% |
| Manufacturing: | 285 | 10.6% | 10.0% |
| Wholesale trade: | 110 | 4.1% | 2.4% |
| Retail trade: | 334 | 12.4% | 11.0% |
| Transportation, warehousing, utilities: | 229 | 8.5% | 5.8% |
| Information: | 0 | 0.0% | 1.9% |
| Finance, insurance, real estate: | 118 | 4.4% | 6.7% |
| Professional, scientific, management: | 133 | 4.9% | 12.1% |
| Education, health care, social services: | 753 | 28.0% | 23.3% |
| Arts, entertainment, food services: | 434 | 16.1% | 9.0% |
| Other services: | 139 | 5.2% | 4.7% |
| Public administration: | 59 | 2.2% | 4.7% |
Poverty Status (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 34.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,249 | 90.4% | 91.3% |
| Private health insurance: | 3,259 | 35.7% | 67.6% |
| Public health coverage: | 6,028 | 66.1% | 35.9% |
| Without health insurance: | 863 | 9.5% | 8.7% |
Benefits & Assistance (46407 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,211 | 53.6% | 77.4% |
| Social Security income: | 1,956 | 47.4% | 31.0% |
| Retirement income: | 973 | 23.6% | 21.8% |
| Supplemental Security Income (SSI): | 678 | 16.4% | 4.5% |
| Cash public assistance income: | 73 | 1.8% | 1.8% |
| SNAP (food stamps) benefits: | 1,324 | 32.1% | 11.4% |
Housing Types (46407 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,096 | 59.7% | 61.4% |
| 1-unit, attached: | 1,091 | 15.9% | 6.1% |
| 2 units: | 502 | 7.3% | 3.4% |
| 3 or 4 units: | 374 | 5.5% | 4.3% |
| 5 to 9 units: | 396 | 5.8% | 4.6% |
| 10 to 19 units: | 47 | 0.7% | 4.3% |
| 20 or more units: | 325 | 4.7% | 9.9% |
| Mobile home: | 19 | 0.3% | 5.8% |
| Boat, RV, van, etc.: | 12 | 0.2% | 0.1% |
Year Structure Built (46407 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 230 | 3.4% | 8.2% |
| Built 2000 to 2009: | 198 | 2.9% | 13.5% |
| Built 1990 to 1999: | 278 | 4.1% | 13.2% |
| Built 1980 to 1989: | 261 | 3.8% | 13.2% |
| Built 1970 to 1979: | 563 | 8.2% | 14.6% |
| Built 1960 to 1969: | 899 | 13.1% | 10.2% |
| Built 1950 to 1959: | 1,587 | 23.1% | 9.9% |
| Built 1940 to 1949: | 1,224 | 17.8% | 4.6% |
| Built 1939 or earlier: | 1,622 | 23.6% | 12.0% |
Bedrooms (46407 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 60 | 0.9% | 2.4% |
| 1 bedroom: | 1,080 | 15.7% | 3.0% |
| 2 bedrooms: | 2,327 | 33.9% | 9.1% |
| 3 bedrooms: | 2,670 | 38.9% | 15.9% |
| 4 bedrooms: | 490 | 7.1% | 18.8% |
| 5 or more bedrooms: | 235 | 3.4% | 17.6% |
Heating Fuel (46407 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,347 | 81.1% | 47.1% |
| Bottled, tank, or LP gas: | 65 | 1.6% | 4.9% |
| Electricity: | 655 | 15.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 13 | 0.3% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 8 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 16 | 0.4% | 0.5% |
| No fuel used: | 23 | 0.6% | 0.2% |
Vehicles Available (46407 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,021 | 24.7% | 8.3% |
| 1 vehicle available: | 1,985 | 48.1% | 32.6% |
| 2 vehicles available: | 817 | 19.8% | 37.0% |
| 3 or more vehicles available: | 304 | 7.4% | 22.1% |
Home Value Distribution (46407 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 850 | 45.8% | 5.7% |
| $50,000 to $99,999: | 687 | 37.0% | 7.8% |
| $100,000 to $149,999: | 106 | 5.7% | 9.2% |
| $150,000 to $199,999: | 114 | 6.1% | 10.8% |
| $200,000 to $299,999: | 60 | 3.2% | 19.9% |
| $300,000 to $499,999: | 13 | 0.7% | 24.1% |
| $500,000 to $999,999: | 19 | 1.0% | 17.0% |
| $1,000,000 or more: | 7 | 0.4% | 5.6% |
Housing Costs (46407 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $903 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $453 / mo. | $584 / mo. |
| Median gross rent: | $780 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.28 | 2.53 |
| Average household size (renter-occupied): | 2.11 | 2.38 |
Households (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,127 | -- | -- |
| Married-couple households: | 452 | 11.0% | 47.5% |
| Cohabiting couple households: | 74 | 1.8% | 7.0% |
| Male householder, no spouse: | 1,182 | 28.6% | 5.4% |
| Female householder, no spouse: | 2,251 | 54.5% | 12.7% |
| Householder living alone: | 1,092 | 26.5% | 28.6% |
| 65 years and over living alone: | 1,724 | 41.8% | 11.8% |
| Average household size: | 2.19 | -- | 2.53 |
| Average family size: | 3.19 | -- | -- |
Marital Status (46407 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,126 | -- | -- |
| Never married: | 1,626 | 52.0% | 37.0% |
| Now married: | 518 | 16.6% | 49.5% |
| Separated: | 366 | 11.7% | 1.5% |
| Widowed: | 434 | 13.9% | 2.6% |
| Divorced: | 2,000 | 64.0% | 9.3% |
School Enrollment (46407 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,095 | -- | -- |
| Nursery school, preschool: | 181 | 8.6% | 5.8% |
| Kindergarten: | 97 | 4.6% | 5.0% |
| Elementary school (grades 1-8): | 1,176 | 56.1% | 40.5% |
| High school (grades 9-12): | 345 | 16.5% | 21.4% |
| College or graduate school: | 296 | 14.1% | 27.3% |
Veterans & Disability (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,821 | -- | -- |
| Veterans: | 564 | 8.3% | 6.3% |
| Civilian noninstitutionalized population: | 9,112 | -- | -- |
| With a disability: | 1,898 | 20.8% | 13.4% |
| Under 18 with disability: | 71 | 3.7% | 5.8% |
| 18 to 64 with disability: | 945 | 49.8% | 10.4% |
| 65 and over with disability: | 882 | 46.5% | 33.4% |
Mobility (Residence 1 Year Ago) (46407 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 8,245 | 90.4% | 86.9% |
| Different house: | 730 | 8.0% | 13.1% |
| Same county: | 570 | 78.1% | 7.0% |
| Different county: | 160 | 21.9% | 3.2% |
| Different state: | 99 | 13.6% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (46407 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 9,003 | 98.7% | 86.2% |
| Foreign born: | 0 | 0.0% | 13.9% |
| Naturalized citizen: | 122 | -- | 52.7% |
| Not a citizen: | 122 | -- | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 122 | -- | 10.5% |
| Asia: | 20 | -- | 31.3% |
| Africa: | 5 | -- | 5.5% |
| Oceania: | 0 | -- | 0.5% |
| Latin America: | 51 | -- | 50.0% |
| Northern America: | 8 | -- | 2.2% |
Language Spoken at Home (46407 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,436 | -- | -- |
| English only: | 8,252 | 97.8% | 78.3% |
| Language other than English: | 184 | 2.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 71 | 0.8% | 13.3% |
| Other Indo-European languages: | 77 | 0.9% | 3.5% |
| Asian/Pacific Island languages: | 22 | 0.3% | 3.5% |
| Other languages: | 14 | 0.2% | 1.0% |
Computers & Internet (46407 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,127 | 100.0% | 93.1% |
| Households with broadband internet: | 3,204 | 77.6% | 89.4% |
Gary, IN46407