46514 ZIP Code
Elkhart, Indiana
January 12, 2026
| ZIP Code: | 46514 |
| City/Town: | Elkhart |
| County: | Elkhart |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 41,248 |
| Median Household Income: | $60,300 |
| Per Capita Income: | $40,023 |
| Total Housing Units: | 17,833 |
| Median Home Value: | $167,600 |
| Land Area: | 38.7 sq miles
100.2 sq km |
| Water Area: | 1.8 sq miles
4.5 sq km |
| Coordinates: | 41.7227, -85.9750 |
Population Information (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 41,248 | -- | -- |
| Male: | 20,408 | 49.5% | 49.6% |
| Female: | 20,840 | 50.5% | 50.4% |
| Median Age: | 39.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,622 | 6.4% | 5.7% |
| 5 to 9 years: | 2,724 | 6.6% | 6.0% |
| 10 to 14 years: | 2,652 | 6.4% | 6.5% |
| 15 to 19 years: | 2,366 | 5.7% | 6.6% |
| 20 to 24 years: | 2,680 | 6.5% | 6.7% |
| 25 to 34 years: | 5,578 | 13.5% | 13.7% |
| 35 to 44 years: | 4,411 | 10.7% | 12.9% |
| 45 to 54 years: | 5,093 | 12.3% | 12.4% |
| 55 to 59 years: | 2,841 | 6.9% | 6.5% |
| 60 to 64 years: | 2,860 | 6.9% | 6.4% |
| 65 to 74 years: | 3,903 | 9.5% | 9.7% |
| 75 to 84 years: | 2,270 | 5.5% | 4.8% |
| 85 years and over: | 1,248 | 3.0% | 2.0% |
Housing Information (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $167,600 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $1,017 / mo. | -- | $1,268 / mo. |
| Total housing units: | 17,833 | -- | -- |
| Occupied housing units: | 16,144 | 90.5% | 38.0% |
| Vacant housing units: | 1,689 | 9.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 11,820 | 73.2% | 64.8% |
| Renter-occupied: | 4,324 | 26.8% | 35.2% |
Educational Attainment (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 28,204 | -- | -- |
| Less than 9th grade: | 1,560 | 5.5% | 4.7% |
| 9th to 12th grade, no diploma: | 2,587 | 9.2% | 6.1% |
| High school graduate: | 10,033 | 35.6% | 26.4% |
| Some college, no degree: | 6,105 | 21.6% | 19.7% |
| Associate degree: | 2,146 | 7.6% | 8.7% |
| Bachelor's degree: | 3,932 | 13.9% | 20.9% |
| Graduate or professional degree: | 1,841 | 6.5% | 13.7% |
| Percent high school graduate or higher: | -- | 85.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 20.5% | 34.3% |
Income Information (46514 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $60,300 / yr. | $75,149 / yr. |
| Mean household income: | $78,835 / yr. | $105,833 / yr. |
| Median family income: | $74,726 / yr. | $92,646 / yr. |
| Per capita income: | $40,023 / yr. | $41,261 / yr. |
Employment (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 21,352 | -- | 63.5% |
| Employed: | 20,581 | 96.5% | 96.4% |
| Unemployed: | 755 | 3.5% | 5.3% |
| Not in labor force: | 11,452 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 17,548 | 85.3% | 79.7% |
| Government workers: | 1,969 | 9.6% | 14.2% |
| Self-employed: | 1,058 | 5.1% | 5.9% |
| Unpaid family workers: | 6 | 0.0% | 0.1% |
Race & Ethnicity (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 33,556 | 81.4% | 61.6% |
| Black or African American: | 2,404 | 5.8% | 12.4% |
| American Indian/Alaska Native: | 165 | 0.4% | 1.1% |
| Asian: | 614 | 1.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 1,788 | 4.3% | 8.4% |
| Two or more races: | 2,721 | 6.6% | 10.2% |
| Hispanic or Latino (any race): | 2,319 | 5.6% | 18.7% |
| Mexican: | 4,427 | 10.7% | 11.2% |
| Puerto Rican: | 3,009 | 7.3% | 1.8% |
| Cuban: | 473 | 1.1% | 0.7% |
| Other Hispanic or Latino: | 344 | 0.8% | 5.0% |
| Not Hispanic or Latino: | 601 | 1.5% | 81.1% |
Income Distribution (46514 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 729 | 4.5% | 4.9% |
| $10,000 to $14,999: | 370 | 2.3% | 3.8% |
| $15,000 to $24,999: | 1,334 | 8.3% | 7.0% |
| $25,000 to $34,999: | 1,470 | 9.1% | 7.4% |
| $35,000 to $49,999: | 2,568 | 15.9% | 10.7% |
| $50,000 to $74,999: | 3,246 | 20.1% | 16.1% |
| $75,000 to $99,999: | 2,084 | 12.9% | 12.8% |
| $100,000 to $149,999: | 2,753 | 17.1% | 17.1% |
| $150,000 to $199,999: | 794 | 4.9% | 8.8% |
| $200,000 or more: | 796 | 4.9% | 11.4% |
Commute to Work (46514 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 16,531 | 80.3% | 67.8% |
| Carpooled: | 2,281 | 11.1% | 8.7% |
| Public transportation: | 29 | 0.1% | 4.2% |
| Walked: | 400 | 1.9% | 2.5% |
| Other means: | 232 | 1.1% | 0.9% |
| Worked from home: | 731 | 3.6% | 13.8% |
| Mean travel time to work: | 19.4 min | -- | 26.7 min |
Industry (46514 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 132 | 0.6% | 1.6% |
| Construction: | 1,070 | 5.2% | 6.9% |
| Manufacturing: | 6,941 | 33.7% | 10.0% |
| Wholesale trade: | 991 | 4.8% | 2.4% |
| Retail trade: | 1,744 | 8.5% | 11.0% |
| Transportation, warehousing, utilities: | 754 | 3.7% | 5.8% |
| Information: | 185 | 0.9% | 1.9% |
| Finance, insurance, real estate: | 652 | 3.2% | 6.7% |
| Professional, scientific, management: | 1,366 | 6.6% | 12.1% |
| Education, health care, social services: | 4,110 | 20.0% | 23.3% |
| Arts, entertainment, food services: | 1,386 | 6.7% | 9.0% |
| Other services: | 889 | 4.3% | 4.7% |
| Public administration: | 361 | 1.8% | 4.7% |
Poverty Status (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 37,842 | 91.7% | 91.3% |
| Private health insurance: | 27,646 | 67.0% | 67.6% |
| Public health coverage: | 15,350 | 37.2% | 35.9% |
| Without health insurance: | 3,093 | 7.5% | 8.7% |
Benefits & Assistance (46514 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 12,517 | 77.5% | 77.4% |
| Social Security income: | 5,245 | 32.5% | 31.0% |
| Retirement income: | 3,243 | 20.1% | 21.8% |
| Supplemental Security Income (SSI): | 933 | 5.8% | 4.5% |
| Cash public assistance income: | 271 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 966 | 6.0% | 11.4% |
Housing Types (46514 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 12,348 | 69.2% | 61.4% |
| 1-unit, attached: | 518 | 2.9% | 6.1% |
| 2 units: | 229 | 1.3% | 3.4% |
| 3 or 4 units: | 885 | 5.0% | 4.3% |
| 5 to 9 units: | 875 | 4.9% | 4.6% |
| 10 to 19 units: | 554 | 3.1% | 4.3% |
| 20 or more units: | 704 | 3.9% | 9.9% |
| Mobile home: | 1,720 | 9.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (46514 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 61 | 0.3% | 0.6% |
| Built 2010 to 2019: | 672 | 3.8% | 8.2% |
| Built 2000 to 2009: | 1,608 | 9.0% | 13.5% |
| Built 1990 to 1999: | 3,272 | 18.3% | 13.2% |
| Built 1980 to 1989: | 1,953 | 11.0% | 13.2% |
| Built 1970 to 1979: | 2,928 | 16.4% | 14.6% |
| Built 1960 to 1969: | 2,224 | 12.5% | 10.2% |
| Built 1950 to 1959: | 2,187 | 12.3% | 9.9% |
| Built 1940 to 1949: | 792 | 4.4% | 4.6% |
| Built 1939 or earlier: | 2,136 | 12.0% | 12.0% |
Bedrooms (46514 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 75 | 0.4% | 2.4% |
| 1 bedroom: | 1,437 | 8.1% | 3.0% |
| 2 bedrooms: | 5,133 | 28.8% | 9.1% |
| 3 bedrooms: | 8,329 | 46.7% | 15.9% |
| 4 bedrooms: | 2,539 | 14.2% | 18.8% |
| 5 or more bedrooms: | 320 | 1.8% | 17.6% |
Heating Fuel (46514 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 13,500 | 83.6% | 47.1% |
| Bottled, tank, or LP gas: | 166 | 1.0% | 4.9% |
| Electricity: | 2,336 | 14.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 82 | 0.5% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 30 | 0.2% | 0.5% |
| No fuel used: | 30 | 0.2% | 0.2% |
Vehicles Available (46514 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 740 | 4.6% | 8.3% |
| 1 vehicle available: | 5,795 | 35.9% | 32.6% |
| 2 vehicles available: | 6,242 | 38.7% | 37.0% |
| 3 or more vehicles available: | 3,367 | 20.9% | 22.1% |
Home Value Distribution (46514 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 941 | 8.0% | 5.7% |
| $50,000 to $99,999: | 1,684 | 14.2% | 7.8% |
| $100,000 to $149,999: | 2,442 | 20.7% | 9.2% |
| $150,000 to $199,999: | 2,300 | 19.5% | 10.8% |
| $200,000 to $299,999: | 2,882 | 24.4% | 19.9% |
| $300,000 to $499,999: | 1,060 | 9.0% | 24.1% |
| $500,000 to $999,999: | 434 | 3.7% | 17.0% |
| $1,000,000 or more: | 77 | 0.7% | 5.6% |
Housing Costs (46514 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,159 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $451 / mo. | $584 / mo. |
| Median gross rent: | $1,017 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.57 | 2.53 |
| Average household size (renter-occupied): | 2.44 | 2.38 |
Households (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 16,144 | -- | -- |
| Married-couple households: | 7,251 | 44.9% | 47.5% |
| Cohabiting couple households: | 2,248 | 13.9% | 7.0% |
| Male householder, no spouse: | 3,318 | 20.6% | 5.4% |
| Female householder, no spouse: | 4,486 | 27.8% | 12.7% |
| Householder living alone: | 4,529 | 28.1% | 28.6% |
| 65 years and over living alone: | 5,092 | 31.5% | 11.8% |
| Average household size: | 2.54 | -- | 2.53 |
| Average family size: | 3.17 | -- | -- |
Marital Status (46514 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,874 | -- | -- |
| Never married: | 5,035 | 31.7% | 37.0% |
| Now married: | 7,592 | 47.8% | 49.5% |
| Separated: | 608 | 3.8% | 1.5% |
| Widowed: | 2,324 | 14.6% | 2.6% |
| Divorced: | 4,798 | 30.2% | 9.3% |
School Enrollment (46514 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,585 | -- | -- |
| Nursery school, preschool: | 409 | 4.8% | 5.8% |
| Kindergarten: | 539 | 6.3% | 5.0% |
| Elementary school (grades 1-8): | 4,136 | 48.2% | 40.5% |
| High school (grades 9-12): | 2,407 | 28.0% | 21.4% |
| College or graduate school: | 1,094 | 12.7% | 27.3% |
Veterans & Disability (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 31,574 | -- | -- |
| Veterans: | 2,035 | 6.4% | 6.3% |
| Civilian noninstitutionalized population: | 40,935 | -- | -- |
| With a disability: | 6,636 | 16.2% | 13.4% |
| Under 18 with disability: | 682 | 10.3% | 5.8% |
| 18 to 64 with disability: | 3,268 | 49.2% | 10.4% |
| 65 and over with disability: | 2,686 | 40.5% | 33.4% |
Mobility (Residence 1 Year Ago) (46514 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 36,137 | 87.6% | 86.9% |
| Different house: | 4,583 | 11.1% | 13.1% |
| Same county: | 2,997 | 65.4% | 7.0% |
| Different county: | 1,541 | 33.6% | 3.2% |
| Different state: | 780 | 17.0% | 2.5% |
| Abroad: | 45 | 1.0% | 0.4% |
Place of Birth (46514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 39,180 | 95.0% | 86.2% |
| Foreign born: | 578 | 1.4% | 13.9% |
| Naturalized citizen: | 2,068 | 357.8% | 52.7% |
| Not a citizen: | 2,068 | 357.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,068 | 357.8% | 10.5% |
| Asia: | 137 | 23.7% | 31.3% |
| Africa: | 18 | 3.1% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 1,287 | 222.7% | 50.0% |
| Northern America: | 125 | 21.6% | 2.2% |
Language Spoken at Home (46514 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 38,626 | -- | -- |
| English only: | 35,424 | 91.7% | 78.3% |
| Language other than English: | 3,202 | 8.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 2,600 | 6.7% | 13.3% |
| Other Indo-European languages: | 385 | 1.0% | 3.5% |
| Asian/Pacific Island languages: | 145 | 0.4% | 3.5% |
| Other languages: | 72 | 0.2% | 1.0% |
Computers & Internet (46514 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 16,144 | 100.0% | 93.1% |
| Households with broadband internet: | 15,144 | 93.8% | 89.4% |
Elkhart, IN46514