46544 ZIP Code
Mishawaka, Indiana
January 12, 2026
| ZIP Code: | 46544 |
| City/Town: | Mishawaka |
| County: | St. Joseph |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 30,817 |
| Median Household Income: | $59,024 |
| Per Capita Income: | $38,578 |
| Total Housing Units: | 13,962 |
| Median Home Value: | $138,600 |
| Land Area: | 39.8 sq miles
103.1 sq km |
| Water Area: | 0.3 sq miles
0.8 sq km |
| Coordinates: | 41.6152, -86.1283 |
Population Information (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 30,817 | -- | -- |
| Male: | 16,186 | 52.5% | 49.6% |
| Female: | 14,631 | 47.5% | 50.4% |
| Median Age: | 35.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,472 | 8.0% | 5.7% |
| 5 to 9 years: | 1,971 | 6.4% | 6.0% |
| 10 to 14 years: | 1,747 | 5.7% | 6.5% |
| 15 to 19 years: | 1,646 | 5.3% | 6.6% |
| 20 to 24 years: | 1,710 | 5.5% | 6.7% |
| 25 to 34 years: | 5,680 | 18.4% | 13.7% |
| 35 to 44 years: | 3,480 | 11.3% | 12.9% |
| 45 to 54 years: | 2,901 | 9.4% | 12.4% |
| 55 to 59 years: | 2,252 | 7.3% | 6.5% |
| 60 to 64 years: | 2,124 | 6.9% | 6.4% |
| 65 to 74 years: | 2,997 | 9.7% | 9.7% |
| 75 to 84 years: | 1,308 | 4.2% | 4.8% |
| 85 years and over: | 529 | 1.7% | 2.0% |
Housing Information (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $138,600 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $954 / mo. | -- | $1,268 / mo. |
| Total housing units: | 13,962 | -- | -- |
| Occupied housing units: | 13,066 | 93.6% | 38.0% |
| Vacant housing units: | 896 | 6.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,613 | 65.9% | 64.8% |
| Renter-occupied: | 4,453 | 34.1% | 35.2% |
Educational Attainment (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 21,271 | -- | -- |
| Less than 9th grade: | 348 | 1.6% | 4.7% |
| 9th to 12th grade, no diploma: | 2,054 | 9.7% | 6.1% |
| High school graduate: | 7,429 | 34.9% | 26.4% |
| Some college, no degree: | 4,298 | 20.2% | 19.7% |
| Associate degree: | 1,975 | 9.3% | 8.7% |
| Bachelor's degree: | 3,466 | 16.3% | 20.9% |
| Graduate or professional degree: | 1,701 | 8.0% | 13.7% |
| Percent high school graduate or higher: | -- | 88.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 24.3% | 34.3% |
Income Information (46544 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $59,024 / yr. | $75,149 / yr. |
| Mean household income: | $72,638 / yr. | $105,833 / yr. |
| Median family income: | $73,955 / yr. | $92,646 / yr. |
| Per capita income: | $38,578 / yr. | $41,261 / yr. |
Employment (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 16,146 | -- | 63.5% |
| Employed: | 14,839 | 91.9% | 96.4% |
| Unemployed: | 1,307 | 8.1% | 5.3% |
| Not in labor force: | 8,017 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 12,757 | 86.0% | 79.7% |
| Government workers: | 1,651 | 11.1% | 14.2% |
| Self-employed: | 431 | 2.9% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 25,571 | 83.0% | 61.6% |
| Black or African American: | 2,677 | 8.7% | 12.4% |
| American Indian/Alaska Native: | 17 | 0.1% | 1.1% |
| Asian: | 235 | 0.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 329 | 1.1% | 8.4% |
| Two or more races: | 1,988 | 6.5% | 10.2% |
| Hispanic or Latino (any race): | 662 | 2.1% | 18.7% |
| Mexican: | 1,383 | 4.5% | 11.2% |
| Puerto Rican: | 1,081 | 3.5% | 1.8% |
| Cuban: | 51 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 39 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 212 | 0.7% | 81.1% |
Income Distribution (46544 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 564 | 4.3% | 4.9% |
| $10,000 to $14,999: | 797 | 6.1% | 3.8% |
| $15,000 to $24,999: | 1,134 | 8.7% | 7.0% |
| $25,000 to $34,999: | 1,211 | 9.3% | 7.4% |
| $35,000 to $49,999: | 1,938 | 14.8% | 10.7% |
| $50,000 to $74,999: | 2,698 | 20.6% | 16.1% |
| $75,000 to $99,999: | 1,767 | 13.5% | 12.8% |
| $100,000 to $149,999: | 1,866 | 14.3% | 17.1% |
| $150,000 to $199,999: | 653 | 5.0% | 8.8% |
| $200,000 or more: | 438 | 3.4% | 11.4% |
Commute to Work (46544 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 11,433 | 77.0% | 67.8% |
| Carpooled: | 1,434 | 9.7% | 8.7% |
| Public transportation: | 272 | 1.8% | 4.2% |
| Walked: | 125 | 0.8% | 2.5% |
| Other means: | 181 | 1.2% | 0.9% |
| Worked from home: | 1,015 | 6.8% | 13.8% |
| Mean travel time to work: | 22.4 min | -- | 26.7 min |
Industry (46544 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 20 | 0.1% | 1.6% |
| Construction: | 661 | 4.5% | 6.9% |
| Manufacturing: | 2,921 | 19.7% | 10.0% |
| Wholesale trade: | 347 | 2.3% | 2.4% |
| Retail trade: | 1,483 | 10.0% | 11.0% |
| Transportation, warehousing, utilities: | 734 | 4.9% | 5.8% |
| Information: | 103 | 0.7% | 1.9% |
| Finance, insurance, real estate: | 780 | 5.3% | 6.7% |
| Professional, scientific, management: | 1,234 | 8.3% | 12.1% |
| Education, health care, social services: | 3,798 | 25.6% | 23.3% |
| Arts, entertainment, food services: | 1,377 | 9.3% | 9.0% |
| Other services: | 651 | 4.4% | 4.7% |
| Public administration: | 730 | 4.9% | 4.7% |
Poverty Status (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 16.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 28,277 | 91.8% | 91.3% |
| Private health insurance: | 19,737 | 64.0% | 67.6% |
| Public health coverage: | 11,833 | 38.4% | 35.9% |
| Without health insurance: | 2,423 | 7.9% | 8.7% |
Benefits & Assistance (46544 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,723 | 74.4% | 77.4% |
| Social Security income: | 4,274 | 32.7% | 31.0% |
| Retirement income: | 3,176 | 24.3% | 21.8% |
| Supplemental Security Income (SSI): | 822 | 6.3% | 4.5% |
| Cash public assistance income: | 197 | 1.5% | 1.8% |
| SNAP (food stamps) benefits: | 1,411 | 10.8% | 11.4% |
Housing Types (46544 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 9,346 | 66.9% | 61.4% |
| 1-unit, attached: | 553 | 4.0% | 6.1% |
| 2 units: | 334 | 2.4% | 3.4% |
| 3 or 4 units: | 682 | 4.9% | 4.3% |
| 5 to 9 units: | 984 | 7.0% | 4.6% |
| 10 to 19 units: | 218 | 1.6% | 4.3% |
| 20 or more units: | 1,307 | 9.4% | 9.9% |
| Mobile home: | 519 | 3.7% | 5.8% |
| Boat, RV, van, etc.: | 19 | 0.1% | 0.1% |
Year Structure Built (46544 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 19 | 0.1% | 0.6% |
| Built 2010 to 2019: | 1,036 | 7.4% | 8.2% |
| Built 2000 to 2009: | 1,022 | 7.3% | 13.5% |
| Built 1990 to 1999: | 1,114 | 8.0% | 13.2% |
| Built 1980 to 1989: | 1,571 | 11.3% | 13.2% |
| Built 1970 to 1979: | 2,066 | 14.8% | 14.6% |
| Built 1960 to 1969: | 1,616 | 11.6% | 10.2% |
| Built 1950 to 1959: | 1,694 | 12.1% | 9.9% |
| Built 1940 to 1949: | 944 | 6.8% | 4.6% |
| Built 1939 or earlier: | 2,880 | 20.6% | 12.0% |
Bedrooms (46544 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 125 | 0.9% | 2.4% |
| 1 bedroom: | 2,172 | 15.6% | 3.0% |
| 2 bedrooms: | 4,039 | 28.9% | 9.1% |
| 3 bedrooms: | 5,192 | 37.2% | 15.9% |
| 4 bedrooms: | 2,018 | 14.5% | 18.8% |
| 5 or more bedrooms: | 416 | 3.0% | 17.6% |
Heating Fuel (46544 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 10,608 | 81.2% | 47.1% |
| Bottled, tank, or LP gas: | 130 | 1.0% | 4.9% |
| Electricity: | 2,150 | 16.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 12 | 0.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 32 | 0.2% | 0.5% |
| No fuel used: | 134 | 1.0% | 0.2% |
Vehicles Available (46544 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 845 | 6.5% | 8.3% |
| 1 vehicle available: | 5,538 | 42.4% | 32.6% |
| 2 vehicles available: | 4,568 | 35.0% | 37.0% |
| 3 or more vehicles available: | 2,115 | 16.2% | 22.1% |
Home Value Distribution (46544 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 448 | 5.2% | 5.7% |
| $50,000 to $99,999: | 2,045 | 23.7% | 7.8% |
| $100,000 to $149,999: | 2,205 | 25.6% | 9.2% |
| $150,000 to $199,999: | 1,737 | 20.2% | 10.8% |
| $200,000 to $299,999: | 1,420 | 16.5% | 19.9% |
| $300,000 to $499,999: | 602 | 7.0% | 24.1% |
| $500,000 to $999,999: | 117 | 1.4% | 17.0% |
| $1,000,000 or more: | 39 | 0.5% | 5.6% |
Housing Costs (46544 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,153 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $435 / mo. | $584 / mo. |
| Median gross rent: | $954 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.44 | 2.53 |
| Average household size (renter-occupied): | 2.16 | 2.38 |
Households (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 13,066 | -- | -- |
| Married-couple households: | 4,953 | 37.9% | 47.5% |
| Cohabiting couple households: | 1,788 | 13.7% | 7.0% |
| Male householder, no spouse: | 3,060 | 23.4% | 5.4% |
| Female householder, no spouse: | 4,030 | 30.8% | 12.7% |
| Householder living alone: | 3,572 | 27.3% | 28.6% |
| 65 years and over living alone: | 3,783 | 29.0% | 11.8% |
| Average household size: | 2.34 | -- | 2.53 |
| Average family size: | 3.11 | -- | -- |
Marital Status (46544 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,666 | -- | -- |
| Never married: | 5,280 | 41.7% | 37.0% |
| Now married: | 5,325 | 42.0% | 49.5% |
| Separated: | 421 | 3.3% | 1.5% |
| Widowed: | 1,505 | 11.9% | 2.6% |
| Divorced: | 3,492 | 27.6% | 9.3% |
School Enrollment (46544 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,492 | -- | -- |
| Nursery school, preschool: | 792 | 12.2% | 5.8% |
| Kindergarten: | 424 | 6.5% | 5.0% |
| Elementary school (grades 1-8): | 3,003 | 46.3% | 40.5% |
| High school (grades 9-12): | 1,347 | 20.7% | 21.4% |
| College or graduate school: | 926 | 14.3% | 27.3% |
Veterans & Disability (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 23,678 | -- | -- |
| Veterans: | 1,279 | 5.4% | 6.3% |
| Civilian noninstitutionalized population: | 30,700 | -- | -- |
| With a disability: | 4,857 | 15.8% | 13.4% |
| Under 18 with disability: | 383 | 7.9% | 5.8% |
| 18 to 64 with disability: | 2,895 | 59.6% | 10.4% |
| 65 and over with disability: | 1,579 | 32.5% | 33.4% |
Mobility (Residence 1 Year Ago) (46544 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 26,643 | 86.5% | 86.9% |
| Different house: | 3,652 | 11.9% | 13.1% |
| Same county: | 2,670 | 73.1% | 7.0% |
| Different county: | 920 | 25.2% | 3.2% |
| Different state: | 575 | 15.7% | 2.5% |
| Abroad: | 62 | 1.7% | 0.4% |
Place of Birth (46544 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 29,938 | 97.1% | 86.2% |
| Foreign born: | 198 | 0.6% | 13.9% |
| Naturalized citizen: | 879 | 443.9% | 52.7% |
| Not a citizen: | 879 | 443.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 879 | 443.9% | 10.5% |
| Asia: | 80 | 40.4% | 31.3% |
| Africa: | 289 | 146.0% | 5.5% |
| Oceania: | 19 | 9.6% | 0.5% |
| Latin America: | 129 | 65.2% | 50.0% |
| Northern America: | 90 | 45.5% | 2.2% |
Language Spoken at Home (46544 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 28,345 | -- | -- |
| English only: | 27,239 | 96.1% | 78.3% |
| Language other than English: | 1,106 | 3.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 766 | 2.7% | 13.3% |
| Other Indo-European languages: | 72 | 0.3% | 3.5% |
| Asian/Pacific Island languages: | 147 | 0.5% | 3.5% |
| Other languages: | 121 | 0.4% | 1.0% |
Computers & Internet (46544 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 13,066 | 100.0% | 93.1% |
| Households with broadband internet: | 12,197 | 93.3% | 89.4% |
Mishawaka, IN46544