46545 ZIP Code
Mishawaka, Indiana
January 12, 2026
| ZIP Code: | 46545 |
| City/Town: | Mishawaka |
| County: | St. Joseph |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 27,000 |
| Median Household Income: | $52,621 |
| Per Capita Income: | $35,405 |
| Total Housing Units: | 13,375 |
| Median Home Value: | $160,600 |
| Land Area: | 18.3 sq miles
47.5 sq km |
| Water Area: | 0.3 sq miles
0.7 sq km |
| Coordinates: | 41.6935, -86.1466 |
Population Information (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 27,000 | -- | -- |
| Male: | 13,139 | 48.7% | 49.6% |
| Female: | 13,861 | 51.3% | 50.4% |
| Median Age: | 37.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,186 | 4.4% | 5.7% |
| 5 to 9 years: | 1,582 | 5.9% | 6.0% |
| 10 to 14 years: | 1,653 | 6.1% | 6.5% |
| 15 to 19 years: | 2,059 | 7.6% | 6.6% |
| 20 to 24 years: | 2,404 | 8.9% | 6.7% |
| 25 to 34 years: | 3,918 | 14.5% | 13.7% |
| 35 to 44 years: | 3,565 | 13.2% | 12.9% |
| 45 to 54 years: | 3,111 | 11.5% | 12.4% |
| 55 to 59 years: | 1,230 | 4.6% | 6.5% |
| 60 to 64 years: | 1,262 | 4.7% | 6.4% |
| 65 to 74 years: | 2,867 | 10.6% | 9.7% |
| 75 to 84 years: | 1,651 | 6.1% | 4.8% |
| 85 years and over: | 512 | 1.9% | 2.0% |
Housing Information (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $160,600 | -- | $281,900 |
| Median rooms: | 4.9 | -- | 5.5 |
| Median rent: | $944 / mo. | -- | $1,268 / mo. |
| Total housing units: | 13,375 | -- | -- |
| Occupied housing units: | 12,166 | 91.0% | 38.0% |
| Vacant housing units: | 1,209 | 9.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,662 | 46.5% | 64.8% |
| Renter-occupied: | 6,504 | 53.5% | 35.2% |
Educational Attainment (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 18,116 | -- | -- |
| Less than 9th grade: | 340 | 1.9% | 4.7% |
| 9th to 12th grade, no diploma: | 1,135 | 6.3% | 6.1% |
| High school graduate: | 5,630 | 31.1% | 26.4% |
| Some college, no degree: | 4,056 | 22.4% | 19.7% |
| Associate degree: | 1,467 | 8.1% | 8.7% |
| Bachelor's degree: | 3,319 | 18.3% | 20.9% |
| Graduate or professional degree: | 2,169 | 12.0% | 13.7% |
| Percent high school graduate or higher: | -- | 91.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 30.3% | 34.3% |
Income Information (46545 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $52,621 / yr. | $75,149 / yr. |
| Mean household income: | $69,716 / yr. | $105,833 / yr. |
| Median family income: | $71,888 / yr. | $92,646 / yr. |
| Per capita income: | $35,405 / yr. | $41,261 / yr. |
Employment (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,488 | -- | 63.5% |
| Employed: | 13,772 | 95.1% | 96.4% |
| Unemployed: | 711 | 4.9% | 5.3% |
| Not in labor force: | 7,644 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 12,118 | 88.0% | 79.7% |
| Government workers: | 1,256 | 9.1% | 14.2% |
| Self-employed: | 391 | 2.8% | 5.9% |
| Unpaid family workers: | 7 | 0.1% | 0.1% |
Race & Ethnicity (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 21,704 | 80.4% | 61.6% |
| Black or African American: | 1,631 | 6.0% | 12.4% |
| American Indian/Alaska Native: | 92 | 0.3% | 1.1% |
| Asian: | 852 | 3.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 47 | 0.2% | 0.2% |
| Some other race: | 527 | 2.0% | 8.4% |
| Two or more races: | 2,147 | 8.0% | 10.2% |
| Hispanic or Latino (any race): | 1,332 | 4.9% | 18.7% |
| Mexican: | 1,928 | 7.1% | 11.2% |
| Puerto Rican: | 999 | 3.7% | 1.8% |
| Cuban: | 178 | 0.7% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 751 | 2.8% | 81.1% |
Income Distribution (46545 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 559 | 4.6% | 4.9% |
| $10,000 to $14,999: | 468 | 3.8% | 3.8% |
| $15,000 to $24,999: | 1,647 | 13.5% | 7.0% |
| $25,000 to $34,999: | 1,363 | 11.2% | 7.4% |
| $35,000 to $49,999: | 1,854 | 15.2% | 10.7% |
| $50,000 to $74,999: | 2,496 | 20.5% | 16.1% |
| $75,000 to $99,999: | 1,498 | 12.3% | 12.8% |
| $100,000 to $149,999: | 1,270 | 10.4% | 17.1% |
| $150,000 to $199,999: | 592 | 4.9% | 8.8% |
| $200,000 or more: | 419 | 3.4% | 11.4% |
Commute to Work (46545 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 10,633 | 77.2% | 67.8% |
| Carpooled: | 1,117 | 8.1% | 8.7% |
| Public transportation: | 83 | 0.6% | 4.2% |
| Walked: | 513 | 3.7% | 2.5% |
| Other means: | 313 | 2.3% | 0.9% |
| Worked from home: | 980 | 7.1% | 13.8% |
| Mean travel time to work: | 20.4 min | -- | 26.7 min |
Industry (46545 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 32 | 0.2% | 1.6% |
| Construction: | 408 | 3.0% | 6.9% |
| Manufacturing: | 2,638 | 19.2% | 10.0% |
| Wholesale trade: | 473 | 3.4% | 2.4% |
| Retail trade: | 1,418 | 10.3% | 11.0% |
| Transportation, warehousing, utilities: | 664 | 4.8% | 5.8% |
| Information: | 329 | 2.4% | 1.9% |
| Finance, insurance, real estate: | 901 | 6.5% | 6.7% |
| Professional, scientific, management: | 1,160 | 8.4% | 12.1% |
| Education, health care, social services: | 3,644 | 26.5% | 23.3% |
| Arts, entertainment, food services: | 1,158 | 8.4% | 9.0% |
| Other services: | 683 | 5.0% | 4.7% |
| Public administration: | 264 | 1.9% | 4.7% |
Poverty Status (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 24,540 | 90.9% | 91.3% |
| Private health insurance: | 19,386 | 71.8% | 67.6% |
| Public health coverage: | 8,967 | 33.2% | 35.9% |
| Without health insurance: | 2,344 | 8.7% | 8.7% |
Benefits & Assistance (46545 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,315 | 76.6% | 77.4% |
| Social Security income: | 3,850 | 31.6% | 31.0% |
| Retirement income: | 2,732 | 22.5% | 21.8% |
| Supplemental Security Income (SSI): | 397 | 3.3% | 4.5% |
| Cash public assistance income: | 269 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 956 | 7.9% | 11.4% |
Housing Types (46545 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,568 | 49.1% | 61.4% |
| 1-unit, attached: | 868 | 6.5% | 6.1% |
| 2 units: | 191 | 1.4% | 3.4% |
| 3 or 4 units: | 715 | 5.3% | 4.3% |
| 5 to 9 units: | 1,654 | 12.4% | 4.6% |
| 10 to 19 units: | 1,388 | 10.4% | 4.3% |
| 20 or more units: | 1,566 | 11.7% | 9.9% |
| Mobile home: | 425 | 3.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (46545 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 36 | 0.3% | 0.6% |
| Built 2010 to 2019: | 565 | 4.2% | 8.2% |
| Built 2000 to 2009: | 896 | 6.7% | 13.5% |
| Built 1990 to 1999: | 2,064 | 15.4% | 13.2% |
| Built 1980 to 1989: | 2,013 | 15.1% | 13.2% |
| Built 1970 to 1979: | 2,122 | 15.9% | 14.6% |
| Built 1960 to 1969: | 2,210 | 16.5% | 10.2% |
| Built 1950 to 1959: | 1,015 | 7.6% | 9.9% |
| Built 1940 to 1949: | 770 | 5.8% | 4.6% |
| Built 1939 or earlier: | 1,684 | 12.6% | 12.0% |
Bedrooms (46545 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 382 | 2.9% | 2.4% |
| 1 bedroom: | 2,488 | 18.6% | 3.0% |
| 2 bedrooms: | 4,805 | 35.9% | 9.1% |
| 3 bedrooms: | 3,891 | 29.1% | 15.9% |
| 4 bedrooms: | 1,339 | 10.0% | 18.8% |
| 5 or more bedrooms: | 470 | 3.5% | 17.6% |
Heating Fuel (46545 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,561 | 78.6% | 47.1% |
| Bottled, tank, or LP gas: | 284 | 2.3% | 4.9% |
| Electricity: | 2,187 | 18.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 11 | 0.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 123 | 1.0% | 0.2% |
Vehicles Available (46545 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 875 | 7.2% | 8.3% |
| 1 vehicle available: | 5,444 | 44.7% | 32.6% |
| 2 vehicles available: | 4,251 | 34.9% | 37.0% |
| 3 or more vehicles available: | 1,596 | 13.1% | 22.1% |
Home Value Distribution (46545 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 210 | 3.7% | 5.7% |
| $50,000 to $99,999: | 1,047 | 18.5% | 7.8% |
| $100,000 to $149,999: | 1,351 | 23.9% | 9.2% |
| $150,000 to $199,999: | 1,133 | 20.0% | 10.8% |
| $200,000 to $299,999: | 1,125 | 19.9% | 19.9% |
| $300,000 to $499,999: | 423 | 7.5% | 24.1% |
| $500,000 to $999,999: | 367 | 6.5% | 17.0% |
| $1,000,000 or more: | 6 | 0.1% | 5.6% |
Housing Costs (46545 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,184 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $420 / mo. | $584 / mo. |
| Median gross rent: | $944 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.52 | 2.53 |
| Average household size (renter-occupied): | 1.85 | 2.38 |
Households (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 12,166 | -- | -- |
| Married-couple households: | 4,509 | 37.1% | 47.5% |
| Cohabiting couple households: | 1,576 | 13.0% | 7.0% |
| Male householder, no spouse: | 2,842 | 23.4% | 5.4% |
| Female householder, no spouse: | 4,036 | 33.2% | 12.7% |
| Householder living alone: | 2,930 | 24.1% | 28.6% |
| 65 years and over living alone: | 3,744 | 30.8% | 11.8% |
| Average household size: | 2.16 | -- | 2.53 |
| Average family size: | 2.97 | -- | -- |
Marital Status (46545 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,843 | -- | -- |
| Never married: | 4,199 | 38.7% | 37.0% |
| Now married: | 4,772 | 44.0% | 49.5% |
| Separated: | 344 | 3.2% | 1.5% |
| Widowed: | 1,415 | 13.0% | 2.6% |
| Divorced: | 3,723 | 34.3% | 9.3% |
School Enrollment (46545 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,726 | -- | -- |
| Nursery school, preschool: | 285 | 4.2% | 5.8% |
| Kindergarten: | 202 | 3.0% | 5.0% |
| Elementary school (grades 1-8): | 2,576 | 38.3% | 40.5% |
| High school (grades 9-12): | 1,532 | 22.8% | 21.4% |
| College or graduate school: | 2,131 | 31.7% | 27.3% |
Veterans & Disability (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 21,444 | -- | -- |
| Veterans: | 1,411 | 6.6% | 6.3% |
| Civilian noninstitutionalized population: | 26,884 | -- | -- |
| With a disability: | 4,421 | 16.4% | 13.4% |
| Under 18 with disability: | 239 | 5.4% | 5.8% |
| 18 to 64 with disability: | 2,056 | 46.5% | 10.4% |
| 65 and over with disability: | 2,126 | 48.1% | 33.4% |
Mobility (Residence 1 Year Ago) (46545 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 21,502 | 79.6% | 86.9% |
| Different house: | 5,132 | 19.0% | 13.1% |
| Same county: | 3,843 | 74.9% | 7.0% |
| Different county: | 1,230 | 24.0% | 3.2% |
| Different state: | 619 | 12.1% | 2.5% |
| Abroad: | 59 | 1.1% | 0.4% |
Place of Birth (46545 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 25,148 | 93.1% | 86.2% |
| Foreign born: | 268 | 1.0% | 13.9% |
| Naturalized citizen: | 1,852 | 691.0% | 52.7% |
| Not a citizen: | 1,852 | 691.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,852 | 691.0% | 10.5% |
| Asia: | 166 | 61.9% | 31.3% |
| Africa: | 301 | 112.3% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 578 | 215.7% | 50.0% |
| Northern America: | 33 | 12.3% | 2.2% |
Language Spoken at Home (46545 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 25,814 | -- | -- |
| English only: | 23,280 | 90.2% | 78.3% |
| Language other than English: | 2,534 | 9.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,142 | 4.4% | 13.3% |
| Other Indo-European languages: | 534 | 2.1% | 3.5% |
| Asian/Pacific Island languages: | 589 | 2.3% | 3.5% |
| Other languages: | 269 | 1.0% | 1.0% |
Computers & Internet (46545 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 12,166 | 100.0% | 93.1% |
| Households with broadband internet: | 11,138 | 91.6% | 89.4% |
Mishawaka, IN46545