46561 ZIP Code
Osceola, Indiana
January 12, 2026
| ZIP Code: | 46561 |
| City/Town: | Osceola |
| County: | St. Joseph |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 14,658 |
| Median Household Income: | $80,853 |
| Per Capita Income: | $40,325 |
| Total Housing Units: | 5,611 |
| Median Home Value: | $194,100 |
| Land Area: | 13.6 sq miles
35.1 sq km |
| Water Area: | 0.5 sq miles
1.2 sq km |
| Coordinates: | 41.6658, -86.0715 |
Population Information (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 14,658 | -- | -- |
| Male: | 7,634 | 52.1% | 49.6% |
| Female: | 7,024 | 47.9% | 50.4% |
| Median Age: | 40.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 759 | 5.2% | 5.7% |
| 5 to 9 years: | 997 | 6.8% | 6.0% |
| 10 to 14 years: | 1,037 | 7.1% | 6.5% |
| 15 to 19 years: | 1,383 | 9.4% | 6.6% |
| 20 to 24 years: | 761 | 5.2% | 6.7% |
| 25 to 34 years: | 1,180 | 8.1% | 13.7% |
| 35 to 44 years: | 2,105 | 14.4% | 12.9% |
| 45 to 54 years: | 2,516 | 17.2% | 12.4% |
| 55 to 59 years: | 1,188 | 8.1% | 6.5% |
| 60 to 64 years: | 544 | 3.7% | 6.4% |
| 65 to 74 years: | 1,242 | 8.5% | 9.7% |
| 75 to 84 years: | 714 | 4.9% | 4.8% |
| 85 years and over: | 232 | 1.6% | 2.0% |
Housing Information (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $194,100 | -- | $281,900 |
| Median rooms: | 6.3 | -- | 5.5 |
| Median rent: | $1,105 / mo. | -- | $1,268 / mo. |
| Total housing units: | 5,611 | -- | -- |
| Occupied housing units: | 5,424 | 96.7% | 38.0% |
| Vacant housing units: | 187 | 3.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,674 | 86.2% | 64.8% |
| Renter-occupied: | 750 | 13.8% | 35.2% |
Educational Attainment (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 9,721 | -- | -- |
| Less than 9th grade: | 234 | 2.4% | 4.7% |
| 9th to 12th grade, no diploma: | 690 | 7.1% | 6.1% |
| High school graduate: | 3,731 | 38.4% | 26.4% |
| Some college, no degree: | 1,991 | 20.5% | 19.7% |
| Associate degree: | 852 | 8.8% | 8.7% |
| Bachelor's degree: | 1,466 | 15.1% | 20.9% |
| Graduate or professional degree: | 757 | 7.8% | 13.7% |
| Percent high school graduate or higher: | -- | 90.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 22.9% | 34.3% |
Income Information (46561 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $80,853 / yr. | $75,149 / yr. |
| Mean household income: | $89,126 / yr. | $105,833 / yr. |
| Median family income: | $93,328 / yr. | $92,646 / yr. |
| Per capita income: | $40,325 / yr. | $41,261 / yr. |
Employment (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,750 | -- | 63.5% |
| Employed: | 7,499 | 96.8% | 96.4% |
| Unemployed: | 251 | 3.2% | 5.3% |
| Not in labor force: | 3,893 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,253 | 83.4% | 79.7% |
| Government workers: | 1,010 | 13.5% | 14.2% |
| Self-employed: | 236 | 3.1% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 12,833 | 87.5% | 61.6% |
| Black or African American: | 379 | 2.6% | 12.4% |
| American Indian/Alaska Native: | 34 | 0.2% | 1.1% |
| Asian: | 96 | 0.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 138 | 0.9% | 8.4% |
| Two or more races: | 1,178 | 8.0% | 10.2% |
| Hispanic or Latino (any race): | 787 | 5.4% | 18.7% |
| Mexican: | 918 | 6.3% | 11.2% |
| Puerto Rican: | 404 | 2.8% | 1.8% |
| Cuban: | 510 | 3.5% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 4 | 0.0% | 81.1% |
Income Distribution (46561 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 236 | 4.4% | 4.9% |
| $10,000 to $14,999: | 124 | 2.3% | 3.8% |
| $15,000 to $24,999: | 177 | 3.3% | 7.0% |
| $25,000 to $34,999: | 466 | 8.6% | 7.4% |
| $35,000 to $49,999: | 517 | 9.5% | 10.7% |
| $50,000 to $74,999: | 1,036 | 19.1% | 16.1% |
| $75,000 to $99,999: | 694 | 12.8% | 12.8% |
| $100,000 to $149,999: | 1,266 | 23.3% | 17.1% |
| $150,000 to $199,999: | 807 | 14.9% | 8.8% |
| $200,000 or more: | 101 | 1.9% | 11.4% |
Commute to Work (46561 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 5,999 | 80.0% | 67.8% |
| Carpooled: | 756 | 10.1% | 8.7% |
| Public transportation: | 14 | 0.2% | 4.2% |
| Walked: | 122 | 1.6% | 2.5% |
| Other means: | 43 | 0.6% | 0.9% |
| Worked from home: | 525 | 7.0% | 13.8% |
| Mean travel time to work: | 23.3 min | -- | 26.7 min |
Industry (46561 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 4 | 0.1% | 1.6% |
| Construction: | 348 | 4.6% | 6.9% |
| Manufacturing: | 1,453 | 19.4% | 10.0% |
| Wholesale trade: | 240 | 3.2% | 2.4% |
| Retail trade: | 866 | 11.5% | 11.0% |
| Transportation, warehousing, utilities: | 487 | 6.5% | 5.8% |
| Information: | 93 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 414 | 5.5% | 6.7% |
| Professional, scientific, management: | 528 | 7.0% | 12.1% |
| Education, health care, social services: | 1,956 | 26.1% | 23.3% |
| Arts, entertainment, food services: | 377 | 5.0% | 9.0% |
| Other services: | 431 | 5.7% | 4.7% |
| Public administration: | 302 | 4.0% | 4.7% |
Poverty Status (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 13,379 | 91.3% | 91.3% |
| Private health insurance: | 10,532 | 71.9% | 67.6% |
| Public health coverage: | 4,372 | 29.8% | 35.9% |
| Without health insurance: | 1,279 | 8.7% | 8.7% |
Benefits & Assistance (46561 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,568 | 84.2% | 77.4% |
| Social Security income: | 1,595 | 29.4% | 31.0% |
| Retirement income: | 1,293 | 23.8% | 21.8% |
| Supplemental Security Income (SSI): | 273 | 5.0% | 4.5% |
| Cash public assistance income: | 55 | 1.0% | 1.8% |
| SNAP (food stamps) benefits: | 177 | 3.3% | 11.4% |
Housing Types (46561 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,876 | 86.9% | 61.4% |
| 1-unit, attached: | 17 | 0.3% | 6.1% |
| 2 units: | 42 | 0.7% | 3.4% |
| 3 or 4 units: | 6 | 0.1% | 4.3% |
| 5 to 9 units: | 190 | 3.4% | 4.6% |
| 10 to 19 units: | 29 | 0.5% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 451 | 8.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (46561 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 43 | 0.8% | 0.6% |
| Built 2010 to 2019: | 569 | 10.1% | 8.2% |
| Built 2000 to 2009: | 803 | 14.3% | 13.5% |
| Built 1990 to 1999: | 1,080 | 19.2% | 13.2% |
| Built 1980 to 1989: | 479 | 8.5% | 13.2% |
| Built 1970 to 1979: | 608 | 10.8% | 14.6% |
| Built 1960 to 1969: | 498 | 8.9% | 10.2% |
| Built 1950 to 1959: | 926 | 16.5% | 9.9% |
| Built 1940 to 1949: | 353 | 6.3% | 4.6% |
| Built 1939 or earlier: | 252 | 4.5% | 12.0% |
Bedrooms (46561 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 29 | 0.5% | 2.4% |
| 1 bedroom: | 88 | 1.6% | 3.0% |
| 2 bedrooms: | 1,053 | 18.8% | 9.1% |
| 3 bedrooms: | 3,219 | 57.4% | 15.9% |
| 4 bedrooms: | 1,103 | 19.7% | 18.8% |
| 5 or more bedrooms: | 119 | 2.1% | 17.6% |
Heating Fuel (46561 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,805 | 88.6% | 47.1% |
| Bottled, tank, or LP gas: | 167 | 3.1% | 4.9% |
| Electricity: | 436 | 8.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 11 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 5 | 0.1% | 0.2% |
Vehicles Available (46561 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 182 | 3.4% | 8.3% |
| 1 vehicle available: | 1,095 | 20.2% | 32.6% |
| 2 vehicles available: | 2,441 | 45.0% | 37.0% |
| 3 or more vehicles available: | 1,706 | 31.5% | 22.1% |
Home Value Distribution (46561 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 249 | 5.3% | 5.7% |
| $50,000 to $99,999: | 460 | 9.8% | 7.8% |
| $100,000 to $149,999: | 917 | 19.6% | 9.2% |
| $150,000 to $199,999: | 824 | 17.6% | 10.8% |
| $200,000 to $299,999: | 1,650 | 35.3% | 19.9% |
| $300,000 to $499,999: | 453 | 9.7% | 24.1% |
| $500,000 to $999,999: | 121 | 2.6% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (46561 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,246 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $411 / mo. | $584 / mo. |
| Median gross rent: | $1,105 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.60 | 2.53 |
| Average household size (renter-occupied): | 3.26 | 2.38 |
Households (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,424 | -- | -- |
| Married-couple households: | 2,924 | 53.9% | 47.5% |
| Cohabiting couple households: | 1,260 | 23.2% | 7.0% |
| Male householder, no spouse: | 748 | 13.8% | 5.4% |
| Female householder, no spouse: | 1,335 | 24.6% | 12.7% |
| Householder living alone: | 2,023 | 37.3% | 28.6% |
| 65 years and over living alone: | 1,491 | 27.5% | 11.8% |
| Average household size: | 2.70 | -- | 2.53 |
| Average family size: | 3.06 | -- | -- |
Marital Status (46561 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,033 | -- | -- |
| Never married: | 2,068 | 34.3% | 37.0% |
| Now married: | 3,076 | 51.0% | 49.5% |
| Separated: | 106 | 1.8% | 1.5% |
| Widowed: | 772 | 12.8% | 2.6% |
| Divorced: | 1,376 | 22.8% | 9.3% |
School Enrollment (46561 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,875 | -- | -- |
| Nursery school, preschool: | 218 | 5.6% | 5.8% |
| Kindergarten: | 225 | 5.8% | 5.0% |
| Elementary school (grades 1-8): | 1,552 | 40.1% | 40.5% |
| High school (grades 9-12): | 1,281 | 33.1% | 21.4% |
| College or graduate school: | 599 | 15.5% | 27.3% |
Veterans & Disability (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 10,888 | -- | -- |
| Veterans: | 854 | 7.8% | 6.3% |
| Civilian noninstitutionalized population: | 14,658 | -- | -- |
| With a disability: | 1,747 | 11.9% | 13.4% |
| Under 18 with disability: | 181 | 10.4% | 5.8% |
| 18 to 64 with disability: | 839 | 48.0% | 10.4% |
| 65 and over with disability: | 727 | 41.6% | 33.4% |
Mobility (Residence 1 Year Ago) (46561 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 13,563 | 92.5% | 86.9% |
| Different house: | 1,026 | 7.0% | 13.1% |
| Same county: | 468 | 45.6% | 7.0% |
| Different county: | 524 | 51.1% | 3.2% |
| Different state: | 185 | 18.0% | 2.5% |
| Abroad: | 34 | 3.3% | 0.4% |
Place of Birth (46561 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 14,391 | 98.2% | 86.2% |
| Foreign born: | 34 | 0.2% | 13.9% |
| Naturalized citizen: | 267 | 785.3% | 52.7% |
| Not a citizen: | 267 | 785.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 267 | 785.3% | 10.5% |
| Asia: | 30 | 88.2% | 31.3% |
| Africa: | 29 | 85.3% | 5.5% |
| Oceania: | 20 | 58.8% | 0.5% |
| Latin America: | 47 | 138.2% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (46561 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,899 | -- | -- |
| English only: | 13,309 | 95.8% | 78.3% |
| Language other than English: | 590 | 4.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 270 | 1.9% | 13.3% |
| Other Indo-European languages: | 107 | 0.8% | 3.5% |
| Asian/Pacific Island languages: | 94 | 0.7% | 3.5% |
| Other languages: | 119 | 0.9% | 1.0% |
Computers & Internet (46561 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,424 | 100.0% | 93.1% |
| Households with broadband internet: | 5,137 | 94.7% | 89.4% |
Osceola, IN46561