46635 ZIP Code
South Bend, Indiana
January 12, 2026
| ZIP Code: | 46635 |
| City/Town: | South Bend |
| County: | St. Joseph |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 6,532 |
| Median Household Income: | $72,664 |
| Per Capita Income: | $41,324 |
| Total Housing Units: | 2,978 |
| Median Home Value: | $168,600 |
| Land Area: | 3.1 sq miles
8.0 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 41.7144, -86.2017 |
Population Information (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 6,532 | -- | -- |
| Male: | 2,953 | 45.2% | 49.6% |
| Female: | 3,579 | 54.8% | 50.4% |
| Median Age: | 44.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 277 | 4.2% | 5.7% |
| 5 to 9 years: | 378 | 5.8% | 6.0% |
| 10 to 14 years: | 353 | 5.4% | 6.5% |
| 15 to 19 years: | 578 | 8.8% | 6.6% |
| 20 to 24 years: | 190 | 2.9% | 6.7% |
| 25 to 34 years: | 671 | 10.3% | 13.7% |
| 35 to 44 years: | 837 | 12.8% | 12.9% |
| 45 to 54 years: | 764 | 11.7% | 12.4% |
| 55 to 59 years: | 364 | 5.6% | 6.5% |
| 60 to 64 years: | 482 | 7.4% | 6.4% |
| 65 to 74 years: | 852 | 13.0% | 9.7% |
| 75 to 84 years: | 453 | 6.9% | 4.8% |
| 85 years and over: | 333 | 5.1% | 2.0% |
Housing Information (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $168,600 | -- | $281,900 |
| Median rooms: | 6.3 | -- | 5.5 |
| Median rent: | $829 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,978 | -- | -- |
| Occupied housing units: | 2,691 | 90.4% | 38.0% |
| Vacant housing units: | 287 | 9.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,038 | 75.7% | 64.8% |
| Renter-occupied: | 653 | 24.3% | 35.2% |
Educational Attainment (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 4,756 | -- | -- |
| Less than 9th grade: | 179 | 3.8% | 4.7% |
| 9th to 12th grade, no diploma: | 382 | 8.0% | 6.1% |
| High school graduate: | 1,242 | 26.1% | 26.4% |
| Some college, no degree: | 1,097 | 23.1% | 19.7% |
| Associate degree: | 379 | 8.0% | 8.7% |
| Bachelor's degree: | 972 | 20.4% | 20.9% |
| Graduate or professional degree: | 505 | 10.6% | 13.7% |
| Percent high school graduate or higher: | -- | 88.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 31.1% | 34.3% |
Income Information (46635 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $72,664 / yr. | $75,149 / yr. |
| Mean household income: | $78,824 / yr. | $105,833 / yr. |
| Median family income: | $88,225 / yr. | $92,646 / yr. |
| Per capita income: | $41,324 / yr. | $41,261 / yr. |
Employment (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,036 | -- | 63.5% |
| Employed: | 2,788 | 91.8% | 96.4% |
| Unemployed: | 248 | 8.2% | 5.3% |
| Not in labor force: | 2,441 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,387 | 85.6% | 79.7% |
| Government workers: | 229 | 8.2% | 14.2% |
| Self-employed: | 172 | 6.2% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 5,726 | 87.7% | 61.6% |
| Black or African American: | 375 | 5.7% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 181 | 2.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 11 | 0.2% | 8.4% |
| Two or more races: | 239 | 3.7% | 10.2% |
| Hispanic or Latino (any race): | 54 | 0.8% | 18.7% |
| Mexican: | 78 | 1.2% | 11.2% |
| Puerto Rican: | 48 | 0.7% | 1.8% |
| Cuban: | 11 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 19 | 0.3% | 81.1% |
Income Distribution (46635 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 126 | 4.7% | 4.9% |
| $10,000 to $14,999: | 112 | 4.2% | 3.8% |
| $15,000 to $24,999: | 151 | 5.6% | 7.0% |
| $25,000 to $34,999: | 225 | 8.4% | 7.4% |
| $35,000 to $49,999: | 287 | 10.7% | 10.7% |
| $50,000 to $74,999: | 480 | 17.8% | 16.1% |
| $75,000 to $99,999: | 562 | 20.9% | 12.8% |
| $100,000 to $149,999: | 524 | 19.5% | 17.1% |
| $150,000 to $199,999: | 125 | 4.6% | 8.8% |
| $200,000 or more: | 99 | 3.7% | 11.4% |
Commute to Work (46635 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,252 | 80.8% | 67.8% |
| Carpooled: | 264 | 9.5% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 60 | 2.2% | 2.5% |
| Other means: | 38 | 1.4% | 0.9% |
| Worked from home: | 127 | 4.6% | 13.8% |
| Mean travel time to work: | 19.0 min | -- | 26.7 min |
Industry (46635 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 166 | 6.0% | 6.9% |
| Manufacturing: | 382 | 13.7% | 10.0% |
| Wholesale trade: | 195 | 7.0% | 2.4% |
| Retail trade: | 334 | 12.0% | 11.0% |
| Transportation, warehousing, utilities: | 144 | 5.2% | 5.8% |
| Information: | 40 | 1.4% | 1.9% |
| Finance, insurance, real estate: | 208 | 7.5% | 6.7% |
| Professional, scientific, management: | 248 | 8.9% | 12.1% |
| Education, health care, social services: | 621 | 22.3% | 23.3% |
| Arts, entertainment, food services: | 147 | 5.3% | 9.0% |
| Other services: | 211 | 7.6% | 4.7% |
| Public administration: | 92 | 3.3% | 4.7% |
Poverty Status (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 5,901 | 90.3% | 91.3% |
| Private health insurance: | 4,553 | 69.7% | 67.6% |
| Public health coverage: | 2,336 | 35.8% | 35.9% |
| Without health insurance: | 514 | 7.9% | 8.7% |
Benefits & Assistance (46635 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,933 | 71.8% | 77.4% |
| Social Security income: | 1,158 | 43.0% | 31.0% |
| Retirement income: | 573 | 21.3% | 21.8% |
| Supplemental Security Income (SSI): | 161 | 6.0% | 4.5% |
| Cash public assistance income: | 78 | 2.9% | 1.8% |
| SNAP (food stamps) benefits: | 210 | 7.8% | 11.4% |
Housing Types (46635 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,547 | 85.5% | 61.4% |
| 1-unit, attached: | 24 | 0.8% | 6.1% |
| 2 units: | 0 | 0.0% | 3.4% |
| 3 or 4 units: | 10 | 0.3% | 4.3% |
| 5 to 9 units: | 0 | 0.0% | 4.6% |
| 10 to 19 units: | 119 | 4.0% | 4.3% |
| 20 or more units: | 278 | 9.3% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (46635 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 33 | 1.1% | 8.2% |
| Built 2000 to 2009: | 98 | 3.3% | 13.5% |
| Built 1990 to 1999: | 395 | 13.3% | 13.2% |
| Built 1980 to 1989: | 231 | 7.8% | 13.2% |
| Built 1970 to 1979: | 625 | 21.0% | 14.6% |
| Built 1960 to 1969: | 525 | 17.6% | 10.2% |
| Built 1950 to 1959: | 455 | 15.3% | 9.9% |
| Built 1940 to 1949: | 300 | 10.1% | 4.6% |
| Built 1939 or earlier: | 316 | 10.6% | 12.0% |
Bedrooms (46635 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 165 | 5.5% | 2.4% |
| 1 bedroom: | 162 | 5.4% | 3.0% |
| 2 bedrooms: | 614 | 20.6% | 9.1% |
| 3 bedrooms: | 1,149 | 38.6% | 15.9% |
| 4 bedrooms: | 781 | 26.2% | 18.8% |
| 5 or more bedrooms: | 107 | 3.6% | 17.6% |
Heating Fuel (46635 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,426 | 90.2% | 47.1% |
| Bottled, tank, or LP gas: | 0 | 0.0% | 4.9% |
| Electricity: | 265 | 9.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (46635 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 172 | 6.4% | 8.3% |
| 1 vehicle available: | 944 | 35.1% | 32.6% |
| 2 vehicles available: | 1,118 | 41.5% | 37.0% |
| 3 or more vehicles available: | 457 | 17.0% | 22.1% |
Home Value Distribution (46635 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 43 | 2.1% | 5.7% |
| $50,000 to $99,999: | 265 | 13.0% | 7.8% |
| $100,000 to $149,999: | 465 | 22.8% | 9.2% |
| $150,000 to $199,999: | 584 | 28.7% | 10.8% |
| $200,000 to $299,999: | 581 | 28.5% | 19.9% |
| $300,000 to $499,999: | 100 | 4.9% | 24.1% |
| $500,000 to $999,999: | 0 | 0.0% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (46635 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,190 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $502 / mo. | $584 / mo. |
| Median gross rent: | $829 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.49 | 2.53 |
| Average household size (renter-occupied): | 2.04 | 2.38 |
Households (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,691 | -- | -- |
| Married-couple households: | 1,176 | 43.7% | 47.5% |
| Cohabiting couple households: | 438 | 16.3% | 7.0% |
| Male householder, no spouse: | 450 | 16.7% | 5.4% |
| Female householder, no spouse: | 837 | 31.1% | 12.7% |
| Householder living alone: | 670 | 24.9% | 28.6% |
| 65 years and over living alone: | 1,106 | 41.1% | 11.8% |
| Average household size: | 2.38 | -- | 2.53 |
| Average family size: | 3.22 | -- | -- |
Marital Status (46635 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,538 | -- | -- |
| Never married: | 713 | 28.1% | 37.0% |
| Now married: | 1,229 | 48.4% | 49.5% |
| Separated: | 171 | 6.7% | 1.5% |
| Widowed: | 400 | 15.8% | 2.6% |
| Divorced: | 815 | 32.1% | 9.3% |
School Enrollment (46635 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,536 | -- | -- |
| Nursery school, preschool: | 49 | 3.2% | 5.8% |
| Kindergarten: | 111 | 7.2% | 5.0% |
| Elementary school (grades 1-8): | 528 | 34.4% | 40.5% |
| High school (grades 9-12): | 616 | 40.1% | 21.4% |
| College or graduate school: | 232 | 15.1% | 27.3% |
Veterans & Disability (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 5,222 | -- | -- |
| Veterans: | 350 | 6.7% | 6.3% |
| Civilian noninstitutionalized population: | 6,415 | -- | -- |
| With a disability: | 911 | 14.2% | 13.4% |
| Under 18 with disability: | 59 | 6.5% | 5.8% |
| 18 to 64 with disability: | 371 | 40.7% | 10.4% |
| 65 and over with disability: | 481 | 52.8% | 33.4% |
Mobility (Residence 1 Year Ago) (46635 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 5,657 | 86.6% | 86.9% |
| Different house: | 809 | 12.4% | 13.1% |
| Same county: | 647 | 80.0% | 7.0% |
| Different county: | 162 | 20.0% | 3.2% |
| Different state: | 133 | 16.4% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (46635 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 6,386 | 97.8% | 86.2% |
| Foreign born: | 19 | 0.3% | 13.9% |
| Naturalized citizen: | 146 | 768.4% | 52.7% |
| Not a citizen: | 146 | 768.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 146 | 768.4% | 10.5% |
| Asia: | 30 | 157.9% | 31.3% |
| Africa: | 12 | 63.2% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 35 | 184.2% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (46635 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,255 | -- | -- |
| English only: | 5,965 | 95.4% | 78.3% |
| Language other than English: | 290 | 4.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 51 | 0.8% | 13.3% |
| Other Indo-European languages: | 101 | 1.6% | 3.5% |
| Asian/Pacific Island languages: | 117 | 1.9% | 3.5% |
| Other languages: | 21 | 0.3% | 1.0% |
Computers & Internet (46635 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,691 | 100.0% | 93.1% |
| Households with broadband internet: | 2,588 | 96.2% | 89.4% |
South Bend, IN46635