46738 ZIP Code
Garrett, Indiana
January 12, 2026
| ZIP Code: | 46738 |
| City/Town: | Garrett |
| County: | DeKalb |
| State: | Indiana |
| ZIP Type: | Standard |
| Population: | 8,339 |
| Median Household Income: | $59,656 |
| Per Capita Income: | $36,517 |
| Total Housing Units: | 3,652 |
| Median Home Value: | $139,800 |
| Land Area: | 26.0 sq miles
67.4 sq km |
| Water Area: | 0.1 sq miles
0.2 sq km |
| Coordinates: | 41.3189, -85.1489 |
Population Information (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 8,339 | -- | -- |
| Male: | 3,826 | 45.9% | 49.6% |
| Female: | 4,513 | 54.1% | 50.4% |
| Median Age: | 38.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 669 | 8.0% | 5.7% |
| 5 to 9 years: | 470 | 5.6% | 6.0% |
| 10 to 14 years: | 613 | 7.4% | 6.5% |
| 15 to 19 years: | 446 | 5.3% | 6.6% |
| 20 to 24 years: | 454 | 5.4% | 6.7% |
| 25 to 34 years: | 1,117 | 13.4% | 13.7% |
| 35 to 44 years: | 958 | 11.5% | 12.9% |
| 45 to 54 years: | 994 | 11.9% | 12.4% |
| 55 to 59 years: | 591 | 7.1% | 6.5% |
| 60 to 64 years: | 558 | 6.7% | 6.4% |
| 65 to 74 years: | 916 | 11.0% | 9.7% |
| 75 to 84 years: | 414 | 5.0% | 4.8% |
| 85 years and over: | 139 | 1.7% | 2.0% |
Housing Information (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $139,800 | -- | $281,900 |
| Median rooms: | 6.3 | -- | 5.5 |
| Median rent: | $827 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,652 | -- | -- |
| Occupied housing units: | 3,351 | 91.8% | 38.0% |
| Vacant housing units: | 301 | 8.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,805 | 83.7% | 64.8% |
| Renter-occupied: | 546 | 16.3% | 35.2% |
Educational Attainment (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 5,687 | -- | -- |
| Less than 9th grade: | 143 | 2.5% | 4.7% |
| 9th to 12th grade, no diploma: | 508 | 8.9% | 6.1% |
| High school graduate: | 2,397 | 42.1% | 26.4% |
| Some college, no degree: | 1,248 | 21.9% | 19.7% |
| Associate degree: | 488 | 8.6% | 8.7% |
| Bachelor's degree: | 671 | 11.8% | 20.9% |
| Graduate or professional degree: | 232 | 4.1% | 13.7% |
| Percent high school graduate or higher: | -- | 88.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 15.9% | 34.3% |
Income Information (46738 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $59,656 / yr. | $75,149 / yr. |
| Mean household income: | $73,263 / yr. | $105,833 / yr. |
| Median family income: | $64,369 / yr. | $92,646 / yr. |
| Per capita income: | $36,517 / yr. | $41,261 / yr. |
Employment (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,066 | -- | 63.5% |
| Employed: | 3,905 | 96.0% | 96.4% |
| Unemployed: | 161 | 4.0% | 5.3% |
| Not in labor force: | 2,398 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,587 | 91.9% | 79.7% |
| Government workers: | 211 | 5.4% | 14.2% |
| Self-employed: | 107 | 2.7% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 7,863 | 94.3% | 61.6% |
| Black or African American: | 46 | 0.6% | 12.4% |
| American Indian/Alaska Native: | 9 | 0.1% | 1.1% |
| Asian: | 127 | 1.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 10 | 0.1% | 8.4% |
| Two or more races: | 284 | 3.4% | 10.2% |
| Hispanic or Latino (any race): | 111 | 1.3% | 18.7% |
| Mexican: | 548 | 6.6% | 11.2% |
| Puerto Rican: | 247 | 3.0% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 67 | 0.8% | 5.0% |
| Not Hispanic or Latino: | 234 | 2.8% | 81.1% |
Income Distribution (46738 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 42 | 1.3% | 4.9% |
| $10,000 to $14,999: | 103 | 3.1% | 3.8% |
| $15,000 to $24,999: | 301 | 9.0% | 7.0% |
| $25,000 to $34,999: | 294 | 8.8% | 7.4% |
| $35,000 to $49,999: | 608 | 18.1% | 10.7% |
| $50,000 to $74,999: | 825 | 24.6% | 16.1% |
| $75,000 to $99,999: | 610 | 18.2% | 12.8% |
| $100,000 to $149,999: | 414 | 12.4% | 17.1% |
| $150,000 to $199,999: | 60 | 1.8% | 8.8% |
| $200,000 or more: | 94 | 2.8% | 11.4% |
Commute to Work (46738 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,403 | 87.1% | 67.8% |
| Carpooled: | 322 | 8.2% | 8.7% |
| Public transportation: | 13 | 0.3% | 4.2% |
| Walked: | 4 | 0.1% | 2.5% |
| Other means: | 38 | 1.0% | 0.9% |
| Worked from home: | 89 | 2.3% | 13.8% |
| Mean travel time to work: | 20.5 min | -- | 26.7 min |
Industry (46738 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 32 | 0.8% | 1.6% |
| Construction: | 190 | 4.9% | 6.9% |
| Manufacturing: | 1,467 | 37.6% | 10.0% |
| Wholesale trade: | 65 | 1.7% | 2.4% |
| Retail trade: | 500 | 12.8% | 11.0% |
| Transportation, warehousing, utilities: | 83 | 2.1% | 5.8% |
| Information: | 28 | 0.7% | 1.9% |
| Finance, insurance, real estate: | 254 | 6.5% | 6.7% |
| Professional, scientific, management: | 253 | 6.5% | 12.1% |
| Education, health care, social services: | 679 | 17.4% | 23.3% |
| Arts, entertainment, food services: | 209 | 5.4% | 9.0% |
| Other services: | 105 | 2.7% | 4.7% |
| Public administration: | 40 | 1.0% | 4.7% |
Poverty Status (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 10.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 7,784 | 93.3% | 91.3% |
| Private health insurance: | 5,764 | 69.1% | 67.6% |
| Public health coverage: | 2,946 | 35.3% | 35.9% |
| Without health insurance: | 473 | 5.7% | 8.7% |
Benefits & Assistance (46738 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,588 | 77.2% | 77.4% |
| Social Security income: | 1,165 | 34.8% | 31.0% |
| Retirement income: | 815 | 24.3% | 21.8% |
| Supplemental Security Income (SSI): | 175 | 5.2% | 4.5% |
| Cash public assistance income: | 28 | 0.8% | 1.8% |
| SNAP (food stamps) benefits: | 304 | 9.1% | 11.4% |
Housing Types (46738 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,952 | 80.8% | 61.4% |
| 1-unit, attached: | 29 | 0.8% | 6.1% |
| 2 units: | 132 | 3.6% | 3.4% |
| 3 or 4 units: | 168 | 4.6% | 4.3% |
| 5 to 9 units: | 57 | 1.6% | 4.6% |
| 10 to 19 units: | 68 | 1.9% | 4.3% |
| 20 or more units: | 26 | 0.7% | 9.9% |
| Mobile home: | 220 | 6.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (46738 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 34 | 0.9% | 0.6% |
| Built 2010 to 2019: | 241 | 6.6% | 8.2% |
| Built 2000 to 2009: | 284 | 7.8% | 13.5% |
| Built 1990 to 1999: | 582 | 15.9% | 13.2% |
| Built 1980 to 1989: | 222 | 6.1% | 13.2% |
| Built 1970 to 1979: | 316 | 8.7% | 14.6% |
| Built 1960 to 1969: | 239 | 6.5% | 10.2% |
| Built 1950 to 1959: | 239 | 6.5% | 9.9% |
| Built 1940 to 1949: | 117 | 3.2% | 4.6% |
| Built 1939 or earlier: | 1,378 | 37.7% | 12.0% |
Bedrooms (46738 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 202 | 5.5% | 3.0% |
| 2 bedrooms: | 738 | 20.2% | 9.1% |
| 3 bedrooms: | 1,850 | 50.7% | 15.9% |
| 4 bedrooms: | 731 | 20.0% | 18.8% |
| 5 or more bedrooms: | 131 | 3.6% | 17.6% |
Heating Fuel (46738 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,415 | 72.1% | 47.1% |
| Bottled, tank, or LP gas: | 212 | 6.3% | 4.9% |
| Electricity: | 707 | 21.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 14 | 0.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 3 | 0.1% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (46738 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 85 | 2.5% | 8.3% |
| 1 vehicle available: | 964 | 28.8% | 32.6% |
| 2 vehicles available: | 1,524 | 45.5% | 37.0% |
| 3 or more vehicles available: | 778 | 23.2% | 22.1% |
Home Value Distribution (46738 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 159 | 5.7% | 5.7% |
| $50,000 to $99,999: | 490 | 17.5% | 7.8% |
| $100,000 to $149,999: | 912 | 32.5% | 9.2% |
| $150,000 to $199,999: | 369 | 13.2% | 10.8% |
| $200,000 to $299,999: | 568 | 20.2% | 19.9% |
| $300,000 to $499,999: | 272 | 9.7% | 24.1% |
| $500,000 to $999,999: | 28 | 1.0% | 17.0% |
| $1,000,000 or more: | 7 | 0.2% | 5.6% |
Housing Costs (46738 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,111 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $412 / mo. | $584 / mo. |
| Median gross rent: | $827 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.53 | 2.53 |
| Average household size (renter-occupied): | 2.12 | 2.38 |
Households (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,351 | -- | -- |
| Married-couple households: | 1,863 | 55.6% | 47.5% |
| Cohabiting couple households: | 632 | 18.9% | 7.0% |
| Male householder, no spouse: | 400 | 11.9% | 5.4% |
| Female householder, no spouse: | 760 | 22.7% | 12.7% |
| Householder living alone: | 1,076 | 32.1% | 28.6% |
| 65 years and over living alone: | 996 | 29.7% | 11.8% |
| Average household size: | 2.46 | -- | 2.53 |
| Average family size: | 2.82 | -- | -- |
Marital Status (46738 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,066 | -- | -- |
| Never married: | 707 | 23.1% | 37.0% |
| Now married: | 1,983 | 64.7% | 49.5% |
| Separated: | 80 | 2.6% | 1.5% |
| Widowed: | 268 | 8.7% | 2.6% |
| Divorced: | 775 | 25.3% | 9.3% |
School Enrollment (46738 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,934 | -- | -- |
| Nursery school, preschool: | 176 | 9.1% | 5.8% |
| Kindergarten: | 111 | 5.7% | 5.0% |
| Elementary school (grades 1-8): | 914 | 47.3% | 40.5% |
| High school (grades 9-12): | 397 | 20.5% | 21.4% |
| College or graduate school: | 336 | 17.4% | 27.3% |
Veterans & Disability (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,303 | -- | -- |
| Veterans: | 351 | 5.6% | 6.3% |
| Civilian noninstitutionalized population: | 8,257 | -- | -- |
| With a disability: | 1,204 | 14.6% | 13.4% |
| Under 18 with disability: | 111 | 9.2% | 5.8% |
| 18 to 64 with disability: | 683 | 56.7% | 10.4% |
| 65 and over with disability: | 410 | 34.1% | 33.4% |
Mobility (Residence 1 Year Ago) (46738 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 7,233 | 86.7% | 86.9% |
| Different house: | 993 | 11.9% | 13.1% |
| Same county: | 422 | 42.5% | 7.0% |
| Different county: | 571 | 57.5% | 3.2% |
| Different state: | 10 | 1.0% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (46738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 8,243 | 98.8% | 86.2% |
| Foreign born: | 31 | 0.4% | 13.9% |
| Naturalized citizen: | 96 | 309.7% | 52.7% |
| Not a citizen: | 96 | 309.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 96 | 309.7% | 10.5% |
| Asia: | 0 | 0.0% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 62 | 200.0% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (46738 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,670 | -- | -- |
| English only: | 7,542 | 98.3% | 78.3% |
| Language other than English: | 128 | 1.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 60 | 0.8% | 13.3% |
| Other Indo-European languages: | 34 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 34 | 0.4% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (46738 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,351 | 100.0% | 93.1% |
| Households with broadband internet: | 2,971 | 88.7% | 89.4% |
Garrett, IN46738