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48098 ZIP Code

Troy, Michigan

December 12, 2025
ZIP Code:48098
City/Town:Troy
County:Oakland
State:Michigan
ZIP Type:Standard
Population:20,545
Median Household Income:$157,997
Per Capita Income:$80,659
Total Housing Units:7,858
Median Home Value:$467,800
Land Area:9.4 sq miles
24.3 sq km
Water Area:0.0 sq miles
0.0 sq km
Coordinates:42.5984, -83.1784

Population Information (48098 zip code)

#%US
Total Population:20,545----
Male:10,36050.4%49.6%
Female:10,18549.6%50.4%
Median Age:46.3 yrs--38.5 yrs
Under 5 years:9784.8%5.7%
5 to 9 years:9584.7%6.0%
10 to 14 years:1,5537.6%6.5%
15 to 19 years:1,6307.9%6.6%
20 to 24 years:1,3496.6%6.7%
25 to 34 years:1,1335.5%13.7%
35 to 44 years:2,31811.3%12.9%
45 to 54 years:3,41016.6%12.4%
55 to 59 years:1,7668.6%6.5%
60 to 64 years:1,5147.4%6.4%
65 to 74 years:2,49712.2%9.7%
75 to 84 years:9934.8%4.8%
85 years and over:4462.2%2.0%

Housing Information (48098 zip code)

#%US
Median home value:$467,800--$281,900
Median rooms:8.0--5.5
Median rent:$1,590 / mo.--$1,268 / mo.
Total housing units:7,858----
Occupied housing units:7,34993.5%38.0%
Vacant housing units:5096.5%4.6%
Housing tenure:------
Owner-occupied:6,76492.0%64.8%
Renter-occupied:5858.0%35.2%

Educational Attainment (48098 zip code)

#%US
Population 25 years and over:14,077----
Less than 9th grade:950.7%4.7%
9th to 12th grade, no diploma:2431.7%6.1%
High school graduate:1,1678.3%26.4%
Some college, no degree:1,41210.0%19.7%
Associate degree:8516.0%8.7%
Bachelor's degree:4,75133.8%20.9%
Graduate or professional degree:5,55839.5%13.7%
Percent high school graduate or higher:--97.6%89.1%
Percent bachelor's degree or higher:--73.2%34.3%

Income Information (48098 zip code)

ValueUS
Median household income:$157,997 / yr.$75,149 / yr.
Mean household income:$191,195 / yr.$105,833 / yr.
Median family income:$170,530 / yr.$92,646 / yr.
Per capita income:$80,659 / yr.$41,261 / yr.

Employment (48098 zip code)

#%US
In labor force:10,635--63.5%
Employed:10,14095.3%96.4%
Unemployed:4954.7%5.3%
Not in labor force:6,028----
Class of Worker:------
Private wage and salary:8,89687.7%79.7%
Government workers:7487.4%14.2%
Self-employed:4964.9%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (48098 zip code)

#%US
Race (one race):------
White:12,93563.0%61.6%
Black or African American:4342.1%12.4%
American Indian/Alaska Native:440.2%1.1%
Asian:6,19030.1%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:720.4%8.4%
Two or more races:8704.2%10.2%
Hispanic or Latino (any race):3401.7%18.7%
Mexican:5502.7%11.2%
Puerto Rican:3421.7%1.8%
Cuban:810.4%0.7%
Other Hispanic or Latino:00.0%5.0%
Not Hispanic or Latino:1270.6%81.1%

Income Distribution (48098 zip code)

Household IncomeHouseholds%US
Less than $10,000:1882.6%4.9%
$10,000 to $14,999:180.2%3.8%
$15,000 to $24,999:1251.7%7.0%
$25,000 to $34,999:2453.3%7.4%
$35,000 to $49,999:3064.2%10.7%
$50,000 to $74,999:6268.5%16.1%
$75,000 to $99,999:6899.4%12.8%
$100,000 to $149,999:1,24216.9%17.1%
$150,000 to $199,999:1,18716.2%8.8%
$200,000 or more:2,72337.1%11.4%

Commute to Work (48098 zip code)

Commute MethodWorkers%US
Drove alone:7,44773.4%67.8%
Carpooled:5925.8%8.7%
Public transportation:150.1%4.2%
Walked:320.3%2.5%
Other means:1081.1%0.9%
Worked from home:1,84618.2%13.8%
Mean travel time to work:26.1 min--26.7 min

Industry (48098 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:220.2%1.6%
Construction:3153.1%6.9%
Manufacturing:2,20021.7%10.0%
Wholesale trade:2162.1%2.4%
Retail trade:8998.9%11.0%
Transportation, warehousing, utilities:2312.3%5.8%
Information:1221.2%1.9%
Finance, insurance, real estate:9679.5%6.7%
Professional, scientific, management:1,80117.8%12.1%
Education, health care, social services:2,43424.0%23.3%
Arts, entertainment, food services:4504.4%9.0%
Other services:3413.4%4.7%
Public administration:1421.4%4.7%

Poverty Status (48098 zip code)

#%US
Poverty Rate:--4.2%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (48098 zip code)

#%US
With health insurance:20,27998.7%91.3%
Private health insurance:18,38989.5%67.6%
Public health coverage:4,77123.2%35.9%
Without health insurance:2371.2%8.7%

Benefits & Assistance (48098 zip code)

Households with:#%US
Earnings:6,03582.1%77.4%
Social Security income:2,17729.6%31.0%
Retirement income:1,87225.5%21.8%
Supplemental Security Income (SSI):1532.1%4.5%
Cash public assistance income:1211.6%1.8%
SNAP (food stamps) benefits:1341.8%11.4%

Housing Types (48098 zip code)

Structure TypeUnits%US
1-unit, detached:6,64284.5%61.4%
1-unit, attached:6217.9%6.1%
2 units:610.8%3.4%
3 or 4 units:160.2%4.3%
5 to 9 units:3274.2%4.6%
10 to 19 units:00.0%4.3%
20 or more units:1912.4%9.9%
Mobile home:00.0%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (48098 zip code)

Year BuiltUnits%US
Built 2020 or later:270.3%0.6%
Built 2010 to 2019:1211.5%8.2%
Built 2000 to 2009:3634.6%13.5%
Built 1990 to 1999:1,52719.4%13.2%
Built 1980 to 1989:2,32629.6%13.2%
Built 1970 to 1979:2,13127.1%14.6%
Built 1960 to 1969:82410.5%10.2%
Built 1950 to 1959:4325.5%9.9%
Built 1940 to 1949:480.6%4.6%
Built 1939 or earlier:590.8%12.0%

Bedrooms (48098 zip code)

Number of BedroomsUnits%US
No bedroom (studio):1331.7%2.4%
1 bedroom:1371.7%3.0%
2 bedrooms:6458.2%9.1%
3 bedrooms:2,38230.3%15.9%
4 bedrooms:4,11452.4%18.8%
5 or more bedrooms:4475.7%17.6%

Heating Fuel (48098 zip code)

Fuel TypeUnits%US
Utility gas:6,60289.8%47.1%
Bottled, tank, or LP gas:1291.8%4.9%
Electricity:6188.4%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:00.0%0.1%
Wood:00.0%1.5%
Solar energy:00.0%0.1%
Other fuel:00.0%0.5%
No fuel used:00.0%0.2%

Vehicles Available (48098 zip code)

VehiclesHouseholds%US
No vehicle available:1401.9%8.3%
1 vehicle available:1,36318.5%32.6%
2 vehicles available:3,97254.0%37.0%
3 or more vehicles available:1,87425.5%22.1%

Home Value Distribution (48098 zip code)

Value RangeOwner Units%US
Less than $50,000:250.4%5.7%
$50,000 to $99,999:1161.7%7.8%
$100,000 to $149,999:661.0%9.2%
$150,000 to $199,999:2033.0%10.8%
$200,000 to $299,999:6379.4%19.9%
$300,000 to $499,999:2,98444.1%24.1%
$500,000 to $999,999:2,59338.3%17.0%
$1,000,000 or more:1402.1%5.6%

Housing Costs (48098 zip code)

ValueUS
Median owner costs (with mortgage):$2,702 / mo.$1,828 / mo.
Median owner costs (no mortgage):$952 / mo.$584 / mo.
Median gross rent:$1,590 / mo.$1,268 / mo.
Average household size (owner-occupied):2.822.53
Average household size (renter-occupied):2.322.38

Households (48098 zip code)

#%US
Total households:7,349----
Married-couple households:5,33772.6%47.5%
Cohabiting couple households:2,25230.6%7.0%
Male householder, no spouse:5557.6%5.4%
Female householder, no spouse:1,10215.0%12.7%
Householder living alone:2,73037.1%28.6%
65 years and over living alone:2,58935.2%11.8%
Average household size:2.78--2.53
Average family size:3.04----

Marital Status (48098 zip code)

Population 15 years and over#%US
Total:8,482----
Never married:2,38928.2%37.0%
Now married:5,52565.1%49.5%
Separated:1231.5%1.5%
Widowed:4275.0%2.6%
Divorced:2,08624.6%9.3%

School Enrollment (48098 zip code)

Population 3 years and over#%US
Enrolled in school:5,462----
Nursery school, preschool:3646.7%5.8%
Kindergarten:1933.5%5.0%
Elementary school (grades 1-8):1,91735.1%40.5%
High school (grades 9-12):1,44426.4%21.4%
College or graduate school:1,54428.3%27.3%

Veterans & Disability (48098 zip code)

#%US
Civilian population 18 years and over:16,049----
Veterans:7474.7%6.3%
Civilian noninstitutionalized population:20,516----
With a disability:1,7078.3%13.4%
Under 18 with disability:1005.9%5.8%
18 to 64 with disability:64237.6%10.4%
65 and over with disability:96556.5%33.4%

Mobility (Residence 1 Year Ago) (48098 zip code)

Population 1 year and over#%US
Same house:18,80291.5%86.9%
Different house:1,5257.4%13.1%
Same county:70846.4%7.0%
Different county:52834.6%3.2%
Different state:23115.1%2.5%
Abroad:28919.0%0.4%

Place of Birth (48098 zip code)

#%US
Native born:14,75771.8%86.2%
Foreign born:3671.8%13.9%
Naturalized citizen:5,7881577.1%52.7%
Not a citizen:5,7881577.1%47.3%
Foreign-born by region:------
Europe:5,7881577.1%10.5%
Asia:501136.5%31.3%
Africa:20255.0%5.5%
Oceania:00.0%0.5%
Latin America:18650.7%50.0%
Northern America:20455.6%2.2%

Language Spoken at Home (48098 zip code)

Population 5 years and over#%US
Total:19,567----
English only:12,27662.7%78.3%
Language other than English:7,29137.3%21.5%
By language:------
Spanish:3121.6%13.3%
Other Indo-European languages:2,80814.4%3.5%
Asian/Pacific Island languages:3,41317.4%3.5%
Other languages:7583.9%1.0%

Computers & Internet (48098 zip code)

Households%US
Households with a computer:7,349100.0%93.1%
Households with broadband internet:7,22198.3%89.4%