48328 ZIP Code
Waterford, Michigan
December 12, 2025
| ZIP Code: | 48328 |
| City/Town: | Waterford |
| County: | Oakland |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 25,717 |
| Median Household Income: | $65,687 |
| Per Capita Income: | $40,651 |
| Total Housing Units: | 11,922 |
| Median Home Value: | $197,400 |
| Land Area: | 8.9 sq miles
23.1 sq km |
| Water Area: | 1.8 sq miles
4.8 sq km |
| Coordinates: | 42.6502, -83.3632 |
Population Information (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 25,717 | -- | -- |
| Male: | 13,017 | 50.6% | 49.6% |
| Female: | 12,700 | 49.4% | 50.4% |
| Median Age: | 42.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,400 | 5.4% | 5.7% |
| 5 to 9 years: | 1,119 | 4.4% | 6.0% |
| 10 to 14 years: | 1,595 | 6.2% | 6.5% |
| 15 to 19 years: | 1,842 | 7.2% | 6.6% |
| 20 to 24 years: | 1,680 | 6.5% | 6.7% |
| 25 to 34 years: | 3,056 | 11.9% | 13.7% |
| 35 to 44 years: | 2,907 | 11.3% | 12.9% |
| 45 to 54 years: | 3,594 | 14.0% | 12.4% |
| 55 to 59 years: | 1,958 | 7.6% | 6.5% |
| 60 to 64 years: | 1,947 | 7.6% | 6.4% |
| 65 to 74 years: | 2,890 | 11.2% | 9.7% |
| 75 to 84 years: | 1,163 | 4.5% | 4.8% |
| 85 years and over: | 566 | 2.2% | 2.0% |
Housing Information (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $197,400 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $969 / mo. | -- | $1,268 / mo. |
| Total housing units: | 11,922 | -- | -- |
| Occupied housing units: | 11,349 | 95.2% | 38.0% |
| Vacant housing units: | 573 | 4.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 7,386 | 65.1% | 64.8% |
| Renter-occupied: | 3,963 | 34.9% | 35.2% |
Educational Attainment (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 18,081 | -- | -- |
| Less than 9th grade: | 398 | 2.2% | 4.7% |
| 9th to 12th grade, no diploma: | 1,360 | 7.5% | 6.1% |
| High school graduate: | 5,275 | 29.2% | 26.4% |
| Some college, no degree: | 4,317 | 23.9% | 19.7% |
| Associate degree: | 1,902 | 10.5% | 8.7% |
| Bachelor's degree: | 3,333 | 18.4% | 20.9% |
| Graduate or professional degree: | 1,496 | 8.3% | 13.7% |
| Percent high school graduate or higher: | -- | 90.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 26.7% | 34.3% |
Income Information (48328 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $65,687 / yr. | $75,149 / yr. |
| Mean household income: | $94,414 / yr. | $105,833 / yr. |
| Median family income: | $82,215 / yr. | $92,646 / yr. |
| Per capita income: | $40,651 / yr. | $41,261 / yr. |
Employment (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 13,815 | -- | 63.5% |
| Employed: | 13,097 | 94.8% | 96.4% |
| Unemployed: | 718 | 5.2% | 5.3% |
| Not in labor force: | 7,437 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 11,328 | 86.5% | 79.7% |
| Government workers: | 1,221 | 9.3% | 14.2% |
| Self-employed: | 518 | 4.0% | 5.9% |
| Unpaid family workers: | 30 | 0.2% | 0.1% |
Race & Ethnicity (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 19,698 | 76.6% | 61.6% |
| Black or African American: | 2,553 | 9.9% | 12.4% |
| American Indian/Alaska Native: | 58 | 0.2% | 1.1% |
| Asian: | 488 | 1.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 13 | 0.1% | 0.2% |
| Some other race: | 803 | 3.1% | 8.4% |
| Two or more races: | 2,104 | 8.2% | 10.2% |
| Hispanic or Latino (any race): | 1,962 | 7.6% | 18.7% |
| Mexican: | 2,962 | 11.5% | 11.2% |
| Puerto Rican: | 2,321 | 9.0% | 1.8% |
| Cuban: | 294 | 1.1% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 347 | 1.3% | 81.1% |
Income Distribution (48328 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 450 | 4.0% | 4.9% |
| $10,000 to $14,999: | 479 | 4.2% | 3.8% |
| $15,000 to $24,999: | 880 | 7.8% | 7.0% |
| $25,000 to $34,999: | 1,116 | 9.8% | 7.4% |
| $35,000 to $49,999: | 1,627 | 14.3% | 10.7% |
| $50,000 to $74,999: | 2,042 | 18.0% | 16.1% |
| $75,000 to $99,999: | 1,423 | 12.5% | 12.8% |
| $100,000 to $149,999: | 1,732 | 15.3% | 17.1% |
| $150,000 to $199,999: | 638 | 5.6% | 8.8% |
| $200,000 or more: | 962 | 8.5% | 11.4% |
Commute to Work (48328 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 10,319 | 78.8% | 67.8% |
| Carpooled: | 688 | 5.3% | 8.7% |
| Public transportation: | 40 | 0.3% | 4.2% |
| Walked: | 64 | 0.5% | 2.5% |
| Other means: | 270 | 2.1% | 0.9% |
| Worked from home: | 1,299 | 9.9% | 13.8% |
| Mean travel time to work: | 24.7 min | -- | 26.7 min |
Industry (48328 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 991 | 7.6% | 6.9% |
| Manufacturing: | 1,921 | 14.7% | 10.0% |
| Wholesale trade: | 249 | 1.9% | 2.4% |
| Retail trade: | 1,780 | 13.6% | 11.0% |
| Transportation, warehousing, utilities: | 573 | 4.4% | 5.8% |
| Information: | 163 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 1,165 | 8.9% | 6.7% |
| Professional, scientific, management: | 1,159 | 8.8% | 12.1% |
| Education, health care, social services: | 2,647 | 20.2% | 23.3% |
| Arts, entertainment, food services: | 1,546 | 11.8% | 9.0% |
| Other services: | 531 | 4.1% | 4.7% |
| Public administration: | 372 | 2.8% | 4.7% |
Poverty Status (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 23,329 | 90.7% | 91.3% |
| Private health insurance: | 17,609 | 68.5% | 67.6% |
| Public health coverage: | 9,821 | 38.2% | 35.9% |
| Without health insurance: | 2,123 | 8.3% | 8.7% |
Benefits & Assistance (48328 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,888 | 78.3% | 77.4% |
| Social Security income: | 3,760 | 33.1% | 31.0% |
| Retirement income: | 2,549 | 22.5% | 21.8% |
| Supplemental Security Income (SSI): | 693 | 6.1% | 4.5% |
| Cash public assistance income: | 154 | 1.4% | 1.8% |
| SNAP (food stamps) benefits: | 1,461 | 12.9% | 11.4% |
Housing Types (48328 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,578 | 63.6% | 61.4% |
| 1-unit, attached: | 456 | 3.8% | 6.1% |
| 2 units: | 216 | 1.8% | 3.4% |
| 3 or 4 units: | 541 | 4.5% | 4.3% |
| 5 to 9 units: | 692 | 5.8% | 4.6% |
| 10 to 19 units: | 1,188 | 10.0% | 4.3% |
| 20 or more units: | 1,120 | 9.4% | 9.9% |
| Mobile home: | 131 | 1.1% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (48328 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 159 | 1.3% | 8.2% |
| Built 2000 to 2009: | 632 | 5.3% | 13.5% |
| Built 1990 to 1999: | 1,442 | 12.1% | 13.2% |
| Built 1980 to 1989: | 1,244 | 10.4% | 13.2% |
| Built 1970 to 1979: | 2,509 | 21.0% | 14.6% |
| Built 1960 to 1969: | 1,913 | 16.0% | 10.2% |
| Built 1950 to 1959: | 1,950 | 16.4% | 9.9% |
| Built 1940 to 1949: | 972 | 8.2% | 4.6% |
| Built 1939 or earlier: | 1,101 | 9.2% | 12.0% |
Bedrooms (48328 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 190 | 1.6% | 2.4% |
| 1 bedroom: | 1,926 | 16.2% | 3.0% |
| 2 bedrooms: | 3,380 | 28.4% | 9.1% |
| 3 bedrooms: | 4,900 | 41.1% | 15.9% |
| 4 bedrooms: | 1,275 | 10.7% | 18.8% |
| 5 or more bedrooms: | 251 | 2.1% | 17.6% |
Heating Fuel (48328 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,432 | 83.1% | 47.1% |
| Bottled, tank, or LP gas: | 166 | 1.5% | 4.9% |
| Electricity: | 1,613 | 14.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 26 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 42 | 0.4% | 0.5% |
| No fuel used: | 70 | 0.6% | 0.2% |
Vehicles Available (48328 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 697 | 6.1% | 8.3% |
| 1 vehicle available: | 4,571 | 40.3% | 32.6% |
| 2 vehicles available: | 4,214 | 37.1% | 37.0% |
| 3 or more vehicles available: | 1,867 | 16.5% | 22.1% |
Home Value Distribution (48328 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 265 | 3.6% | 5.7% |
| $50,000 to $99,999: | 499 | 6.8% | 7.8% |
| $100,000 to $149,999: | 996 | 13.5% | 9.2% |
| $150,000 to $199,999: | 2,037 | 27.6% | 10.8% |
| $200,000 to $299,999: | 1,966 | 26.6% | 19.9% |
| $300,000 to $499,999: | 955 | 12.9% | 24.1% |
| $500,000 to $999,999: | 488 | 6.6% | 17.0% |
| $1,000,000 or more: | 180 | 2.4% | 5.6% |
Housing Costs (48328 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,396 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $590 / mo. | $584 / mo. |
| Median gross rent: | $969 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.45 | 2.53 |
| Average household size (renter-occupied): | 1.85 | 2.38 |
Households (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,349 | -- | -- |
| Married-couple households: | 4,255 | 37.5% | 47.5% |
| Cohabiting couple households: | 1,698 | 15.0% | 7.0% |
| Male householder, no spouse: | 2,924 | 25.8% | 5.4% |
| Female householder, no spouse: | 3,361 | 29.6% | 12.7% |
| Householder living alone: | 2,946 | 26.0% | 28.6% |
| 65 years and over living alone: | 3,363 | 29.6% | 11.8% |
| Average household size: | 2.24 | -- | 2.53 |
| Average family size: | 2.91 | -- | -- |
Marital Status (48328 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,855 | -- | -- |
| Never married: | 4,140 | 38.1% | 37.0% |
| Now married: | 4,641 | 42.8% | 49.5% |
| Separated: | 436 | 4.0% | 1.5% |
| Widowed: | 1,566 | 14.4% | 2.6% |
| Divorced: | 3,505 | 32.3% | 9.3% |
School Enrollment (48328 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,876 | -- | -- |
| Nursery school, preschool: | 318 | 6.5% | 5.8% |
| Kindergarten: | 68 | 1.4% | 5.0% |
| Elementary school (grades 1-8): | 2,073 | 42.5% | 40.5% |
| High school (grades 9-12): | 1,545 | 31.7% | 21.4% |
| College or graduate school: | 872 | 17.9% | 27.3% |
Veterans & Disability (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 20,490 | -- | -- |
| Veterans: | 1,495 | 7.3% | 6.3% |
| Civilian noninstitutionalized population: | 25,452 | -- | -- |
| With a disability: | 3,800 | 14.9% | 13.4% |
| Under 18 with disability: | 260 | 6.8% | 5.8% |
| 18 to 64 with disability: | 1,980 | 52.1% | 10.4% |
| 65 and over with disability: | 1,560 | 41.1% | 33.4% |
Mobility (Residence 1 Year Ago) (48328 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 22,340 | 86.9% | 86.9% |
| Different house: | 3,078 | 12.0% | 13.1% |
| Same county: | 1,966 | 63.9% | 7.0% |
| Different county: | 1,095 | 35.6% | 3.2% |
| Different state: | 225 | 7.3% | 2.5% |
| Abroad: | 17 | 0.6% | 0.4% |
Place of Birth (48328 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 23,765 | 92.4% | 86.2% |
| Foreign born: | 252 | 1.0% | 13.9% |
| Naturalized citizen: | 1,952 | 774.6% | 52.7% |
| Not a citizen: | 1,952 | 774.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,952 | 774.6% | 10.5% |
| Asia: | 679 | 269.4% | 31.3% |
| Africa: | 87 | 34.5% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 743 | 294.8% | 50.0% |
| Northern America: | 69 | 27.4% | 2.2% |
Language Spoken at Home (48328 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 24,317 | -- | -- |
| English only: | 21,164 | 87.0% | 78.3% |
| Language other than English: | 3,153 | 13.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,691 | 7.0% | 13.3% |
| Other Indo-European languages: | 969 | 4.0% | 3.5% |
| Asian/Pacific Island languages: | 406 | 1.7% | 3.5% |
| Other languages: | 87 | 0.4% | 1.0% |
Computers & Internet (48328 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,349 | 100.0% | 93.1% |
| Households with broadband internet: | 10,823 | 95.4% | 89.4% |
Waterford, MI48328