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48601 ZIP Code

Saginaw, Michigan

December 12, 2025
ZIP Code:48601
City/Town:Saginaw
County:Saginaw
State:Michigan
ZIP Type:Standard
Population:32,172
Median Household Income:$36,845
Per Capita Income:$27,618
Total Housing Units:16,211
Median Home Value:$52,200
Land Area:104.3 sq miles
270.3 sq km
Water Area:3.1 sq miles
8.1 sq km
Coordinates:43.3950, -83.8893

Population Information (48601 zip code)

#%US
Total Population:32,172----
Male:14,61245.4%49.6%
Female:17,56054.6%50.4%
Median Age:38.1 yrs--38.5 yrs
Under 5 years:2,5377.9%5.7%
5 to 9 years:2,4407.6%6.0%
10 to 14 years:2,2717.1%6.5%
15 to 19 years:2,0236.3%6.6%
20 to 24 years:1,5274.7%6.7%
25 to 34 years:4,45313.8%13.7%
35 to 44 years:3,1229.7%12.9%
45 to 54 years:2,8598.9%12.4%
55 to 59 years:2,0296.3%6.5%
60 to 64 years:2,6678.3%6.4%
65 to 74 years:3,66711.4%9.7%
75 to 84 years:1,7615.5%4.8%
85 years and over:8162.5%2.0%

Housing Information (48601 zip code)

#%US
Median home value:$52,200--$281,900
Median rooms:5.8--5.5
Median rent:$824 / mo.--$1,268 / mo.
Total housing units:16,211----
Occupied housing units:13,57283.7%38.0%
Vacant housing units:2,63916.3%4.6%
Housing tenure:------
Owner-occupied:8,78264.7%64.8%
Renter-occupied:4,79035.3%35.2%

Educational Attainment (48601 zip code)

#%US
Population 25 years and over:21,374----
Less than 9th grade:8564.0%4.7%
9th to 12th grade, no diploma:2,56612.0%6.1%
High school graduate:8,17638.3%26.4%
Some college, no degree:5,73926.9%19.7%
Associate degree:2,19110.3%8.7%
Bachelor's degree:1,3096.1%20.9%
Graduate or professional degree:5372.5%13.7%
Percent high school graduate or higher:--84.0%89.1%
Percent bachelor's degree or higher:--8.6%34.3%

Income Information (48601 zip code)

ValueUS
Median household income:$36,845 / yr.$75,149 / yr.
Mean household income:$48,466 / yr.$105,833 / yr.
Median family income:$47,398 / yr.$92,646 / yr.
Per capita income:$27,618 / yr.$41,261 / yr.

Employment (48601 zip code)

#%US
In labor force:11,894--63.5%
Employed:10,56588.9%96.4%
Unemployed:1,32111.1%5.3%
Not in labor force:12,704----
Class of Worker:------
Private wage and salary:8,88184.1%79.7%
Government workers:1,0029.5%14.2%
Self-employed:6456.1%5.9%
Unpaid family workers:370.4%0.1%

Race & Ethnicity (48601 zip code)

#%US
Race (one race):------
White:10,03231.2%61.6%
Black or African American:19,93562.0%12.4%
American Indian/Alaska Native:1000.3%1.1%
Asian:00.0%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:6231.9%8.4%
Two or more races:1,4824.6%10.2%
Hispanic or Latino (any race):1,5294.8%18.7%
Mexican:3,28310.2%11.2%
Puerto Rican:2,9149.1%1.8%
Cuban:360.1%0.7%
Other Hispanic or Latino:2040.6%5.0%
Not Hispanic or Latino:1290.4%81.1%

Income Distribution (48601 zip code)

Household IncomeHouseholds%US
Less than $10,000:1,2309.1%4.9%
$10,000 to $14,999:1,76413.0%3.8%
$15,000 to $24,999:1,69312.5%7.0%
$25,000 to $34,999:1,75813.0%7.4%
$35,000 to $49,999:2,21116.3%10.7%
$50,000 to $74,999:2,39717.7%16.1%
$75,000 to $99,999:1,2108.9%12.8%
$100,000 to $149,999:8466.2%17.1%
$150,000 to $199,999:3142.3%8.8%
$200,000 or more:1491.1%11.4%

Commute to Work (48601 zip code)

Commute MethodWorkers%US
Drove alone:8,26378.2%67.8%
Carpooled:1,35912.9%8.7%
Public transportation:530.5%4.2%
Walked:700.7%2.5%
Other means:1911.8%0.9%
Worked from home:3993.8%13.8%
Mean travel time to work:21.2 min--26.7 min

Industry (48601 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:970.9%1.6%
Construction:3893.7%6.9%
Manufacturing:1,72816.4%10.0%
Wholesale trade:1431.4%2.4%
Retail trade:1,25011.8%11.0%
Transportation, warehousing, utilities:5895.6%5.8%
Information:650.6%1.9%
Finance, insurance, real estate:3793.6%6.7%
Professional, scientific, management:8448.0%12.1%
Education, health care, social services:2,96428.1%23.3%
Arts, entertainment, food services:1,31712.5%9.0%
Other services:4153.9%4.7%
Public administration:3853.6%4.7%

Poverty Status (48601 zip code)

#%US
Poverty Rate:--32.0%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (48601 zip code)

#%US
With health insurance:30,53794.9%91.3%
Private health insurance:13,97343.4%67.6%
Public health coverage:22,31069.3%35.9%
Without health insurance:1,4954.6%8.7%

Benefits & Assistance (48601 zip code)

Households with:#%US
Earnings:7,87458.0%77.4%
Social Security income:6,31246.5%31.0%
Retirement income:3,99929.5%21.8%
Supplemental Security Income (SSI):2,33617.2%4.5%
Cash public assistance income:9647.1%1.8%
SNAP (food stamps) benefits:5,52840.7%11.4%

Housing Types (48601 zip code)

Structure TypeUnits%US
1-unit, detached:13,06980.6%61.4%
1-unit, attached:2811.7%6.1%
2 units:3372.1%3.4%
3 or 4 units:3262.0%4.3%
5 to 9 units:7104.4%4.6%
10 to 19 units:3902.4%4.3%
20 or more units:6654.1%9.9%
Mobile home:4332.7%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (48601 zip code)

Year BuiltUnits%US
Built 2020 or later:90.1%0.6%
Built 2010 to 2019:1490.9%8.2%
Built 2000 to 2009:6143.8%13.5%
Built 1990 to 1999:5433.3%13.2%
Built 1980 to 1989:9375.8%13.2%
Built 1970 to 1979:2,43515.0%14.6%
Built 1960 to 1969:2,83217.5%10.2%
Built 1950 to 1959:3,65422.5%9.9%
Built 1940 to 1949:1,94112.0%4.6%
Built 1939 or earlier:3,09719.1%12.0%

Bedrooms (48601 zip code)

Number of BedroomsUnits%US
No bedroom (studio):2441.5%2.4%
1 bedroom:1,2357.6%3.0%
2 bedrooms:4,58028.3%9.1%
3 bedrooms:8,00649.4%15.9%
4 bedrooms:1,5899.8%18.8%
5 or more bedrooms:5573.4%17.6%

Heating Fuel (48601 zip code)

Fuel TypeUnits%US
Utility gas:11,13282.0%47.1%
Bottled, tank, or LP gas:4173.1%4.9%
Electricity:1,63412.0%40.2%
Fuel oil, kerosene, etc.:770.6%4.2%
Coal or coke:00.0%0.1%
Wood:1270.9%1.5%
Solar energy:00.0%0.1%
Other fuel:990.7%0.5%
No fuel used:860.6%0.2%

Vehicles Available (48601 zip code)

VehiclesHouseholds%US
No vehicle available:2,41817.8%8.3%
1 vehicle available:5,26638.8%32.6%
2 vehicles available:4,28631.6%37.0%
3 or more vehicles available:1,60211.8%22.1%

Home Value Distribution (48601 zip code)

Value RangeOwner Units%US
Less than $50,000:4,23048.2%5.7%
$50,000 to $99,999:2,65630.2%7.8%
$100,000 to $149,999:1,02011.6%9.2%
$150,000 to $199,999:3343.8%10.8%
$200,000 to $299,999:2522.9%19.9%
$300,000 to $499,999:2312.6%24.1%
$500,000 to $999,999:510.6%17.0%
$1,000,000 or more:80.1%5.6%

Housing Costs (48601 zip code)

ValueUS
Median owner costs (with mortgage):$877 / mo.$1,828 / mo.
Median owner costs (no mortgage):$423 / mo.$584 / mo.
Median gross rent:$824 / mo.$1,268 / mo.
Average household size (owner-occupied):2.192.53
Average household size (renter-occupied):2.642.38

Households (48601 zip code)

#%US
Total households:13,572----
Married-couple households:3,36024.8%47.5%
Cohabiting couple households:8136.0%7.0%
Male householder, no spouse:2,70820.0%5.4%
Female householder, no spouse:6,38147.0%12.7%
Householder living alone:3,90028.7%28.6%
65 years and over living alone:4,97436.6%11.8%
Average household size:2.35--2.53
Average family size:3.09----

Marital Status (48601 zip code)

Population 15 years and over#%US
Total:11,080----
Never married:4,86843.9%37.0%
Now married:3,75933.9%49.5%
Separated:7226.5%1.5%
Widowed:1,42312.8%2.6%
Divorced:5,75051.9%9.3%

School Enrollment (48601 zip code)

Population 3 years and over#%US
Enrolled in school:7,902----
Nursery school, preschool:4886.2%5.8%
Kindergarten:6708.5%5.0%
Elementary school (grades 1-8):3,42143.3%40.5%
High school (grades 9-12):2,19527.8%21.4%
College or graduate school:1,12814.3%27.3%

Veterans & Disability (48601 zip code)

#%US
Civilian population 18 years and over:23,644----
Veterans:1,4356.1%6.3%
Civilian noninstitutionalized population:32,032----
With a disability:8,63927.0%13.4%
Under 18 with disability:1,19813.9%5.8%
18 to 64 with disability:4,64553.8%10.4%
65 and over with disability:2,79632.4%33.4%

Mobility (Residence 1 Year Ago) (48601 zip code)

Population 1 year and over#%US
Same house:29,07890.4%86.9%
Different house:2,5918.1%13.1%
Same county:1,84371.1%7.0%
Different county:73828.5%3.2%
Different state:33312.9%2.5%
Abroad:100.4%0.4%

Place of Birth (48601 zip code)

#%US
Native born:31,74098.7%86.2%
Foreign born:1280.4%13.9%
Naturalized citizen:432337.5%52.7%
Not a citizen:432337.5%47.3%
Foreign-born by region:------
Europe:432337.5%10.5%
Asia:3023.4%31.3%
Africa:00.0%5.5%
Oceania:00.0%0.5%
Latin America:402314.1%50.0%
Northern America:00.0%2.2%

Language Spoken at Home (48601 zip code)

Population 5 years and over#%US
Total:29,635----
English only:28,65196.7%78.3%
Language other than English:9843.3%21.5%
By language:------
Spanish:8753.0%13.3%
Other Indo-European languages:540.2%3.5%
Asian/Pacific Island languages:150.1%3.5%
Other languages:400.1%1.0%

Computers & Internet (48601 zip code)

Households%US
Households with a computer:13,572100.0%93.1%
Households with broadband internet:11,69286.1%89.4%