48603 ZIP Code
Saginaw, Michigan
December 12, 2025
| ZIP Code: | 48603 |
| City/Town: | Saginaw |
| County: | Saginaw |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 28,426 |
| Median Household Income: | $61,881 |
| Per Capita Income: | $39,684 |
| Total Housing Units: | 13,396 |
| Median Home Value: | $167,800 |
| Land Area: | 18.2 sq miles
47.2 sq km |
| Water Area: | 0.2 sq miles
0.6 sq km |
| Coordinates: | 43.4588, -84.0295 |
Population Information (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 28,426 | -- | -- |
| Male: | 13,704 | 48.2% | 49.6% |
| Female: | 14,722 | 51.8% | 50.4% |
| Median Age: | 42.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,694 | 6.0% | 5.7% |
| 5 to 9 years: | 1,623 | 5.7% | 6.0% |
| 10 to 14 years: | 1,420 | 5.0% | 6.5% |
| 15 to 19 years: | 1,479 | 5.2% | 6.6% |
| 20 to 24 years: | 2,009 | 7.1% | 6.7% |
| 25 to 34 years: | 3,778 | 13.3% | 13.7% |
| 35 to 44 years: | 3,247 | 11.4% | 12.9% |
| 45 to 54 years: | 3,254 | 11.4% | 12.4% |
| 55 to 59 years: | 1,807 | 6.4% | 6.5% |
| 60 to 64 years: | 1,925 | 6.8% | 6.4% |
| 65 to 74 years: | 3,359 | 11.8% | 9.7% |
| 75 to 84 years: | 1,815 | 6.4% | 4.8% |
| 85 years and over: | 1,016 | 3.6% | 2.0% |
Housing Information (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $167,800 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $990 / mo. | -- | $1,268 / mo. |
| Total housing units: | 13,396 | -- | -- |
| Occupied housing units: | 12,481 | 93.2% | 38.0% |
| Vacant housing units: | 915 | 6.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,048 | 64.5% | 64.8% |
| Renter-occupied: | 4,433 | 35.5% | 35.2% |
Educational Attainment (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 20,201 | -- | -- |
| Less than 9th grade: | 470 | 2.3% | 4.7% |
| 9th to 12th grade, no diploma: | 848 | 4.2% | 6.1% |
| High school graduate: | 5,384 | 26.7% | 26.4% |
| Some college, no degree: | 3,962 | 19.6% | 19.7% |
| Associate degree: | 2,451 | 12.1% | 8.7% |
| Bachelor's degree: | 4,327 | 21.4% | 20.9% |
| Graduate or professional degree: | 2,759 | 13.7% | 13.7% |
| Percent high school graduate or higher: | -- | 93.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 35.1% | 34.3% |
Income Information (48603 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $61,881 / yr. | $75,149 / yr. |
| Mean household income: | $94,770 / yr. | $105,833 / yr. |
| Median family income: | $81,823 / yr. | $92,646 / yr. |
| Per capita income: | $39,684 / yr. | $41,261 / yr. |
Employment (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,588 | -- | 63.5% |
| Employed: | 13,743 | 94.6% | 96.4% |
| Unemployed: | 790 | 5.4% | 5.3% |
| Not in labor force: | 8,909 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 11,892 | 86.5% | 79.7% |
| Government workers: | 1,395 | 10.2% | 14.2% |
| Self-employed: | 456 | 3.3% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 21,741 | 76.5% | 61.6% |
| Black or African American: | 3,081 | 10.8% | 12.4% |
| American Indian/Alaska Native: | 225 | 0.8% | 1.1% |
| Asian: | 1,519 | 5.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 48 | 0.2% | 0.2% |
| Some other race: | 527 | 1.9% | 8.4% |
| Two or more races: | 1,285 | 4.5% | 10.2% |
| Hispanic or Latino (any race): | 1,047 | 3.7% | 18.7% |
| Mexican: | 2,731 | 9.6% | 11.2% |
| Puerto Rican: | 2,280 | 8.0% | 1.8% |
| Cuban: | 196 | 0.7% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 255 | 0.9% | 81.1% |
Income Distribution (48603 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 639 | 5.1% | 4.9% |
| $10,000 to $14,999: | 344 | 2.8% | 3.8% |
| $15,000 to $24,999: | 918 | 7.4% | 7.0% |
| $25,000 to $34,999: | 1,161 | 9.3% | 7.4% |
| $35,000 to $49,999: | 1,812 | 14.5% | 10.7% |
| $50,000 to $74,999: | 2,403 | 19.3% | 16.1% |
| $75,000 to $99,999: | 1,406 | 11.3% | 12.8% |
| $100,000 to $149,999: | 1,878 | 15.0% | 17.1% |
| $150,000 to $199,999: | 972 | 7.8% | 8.8% |
| $200,000 or more: | 948 | 7.6% | 11.4% |
Commute to Work (48603 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 11,188 | 81.4% | 67.8% |
| Carpooled: | 1,105 | 8.0% | 8.7% |
| Public transportation: | 109 | 0.8% | 4.2% |
| Walked: | 100 | 0.7% | 2.5% |
| Other means: | 86 | 0.6% | 0.9% |
| Worked from home: | 1,042 | 7.6% | 13.8% |
| Mean travel time to work: | 20.7 min | -- | 26.7 min |
Industry (48603 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 51 | 0.4% | 1.6% |
| Construction: | 488 | 3.6% | 6.9% |
| Manufacturing: | 2,403 | 17.5% | 10.0% |
| Wholesale trade: | 240 | 1.7% | 2.4% |
| Retail trade: | 1,724 | 12.5% | 11.0% |
| Transportation, warehousing, utilities: | 399 | 2.9% | 5.8% |
| Information: | 225 | 1.6% | 1.9% |
| Finance, insurance, real estate: | 840 | 6.1% | 6.7% |
| Professional, scientific, management: | 1,304 | 9.5% | 12.1% |
| Education, health care, social services: | 4,154 | 30.2% | 23.3% |
| Arts, entertainment, food services: | 1,037 | 7.5% | 9.0% |
| Other services: | 434 | 3.2% | 4.7% |
| Public administration: | 444 | 3.2% | 4.7% |
Poverty Status (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.9% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 26,596 | 93.6% | 91.3% |
| Private health insurance: | 20,432 | 71.9% | 67.6% |
| Public health coverage: | 11,266 | 39.6% | 35.9% |
| Without health insurance: | 1,323 | 4.7% | 8.7% |
Benefits & Assistance (48603 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,059 | 72.6% | 77.4% |
| Social Security income: | 4,479 | 35.9% | 31.0% |
| Retirement income: | 3,973 | 31.8% | 21.8% |
| Supplemental Security Income (SSI): | 482 | 3.9% | 4.5% |
| Cash public assistance income: | 370 | 3.0% | 1.8% |
| SNAP (food stamps) benefits: | 1,523 | 12.2% | 11.4% |
Housing Types (48603 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,697 | 57.5% | 61.4% |
| 1-unit, attached: | 1,129 | 8.4% | 6.1% |
| 2 units: | 363 | 2.7% | 3.4% |
| 3 or 4 units: | 469 | 3.5% | 4.3% |
| 5 to 9 units: | 1,120 | 8.4% | 4.6% |
| 10 to 19 units: | 1,068 | 8.0% | 4.3% |
| 20 or more units: | 962 | 7.2% | 9.9% |
| Mobile home: | 588 | 4.4% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (48603 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 43 | 0.3% | 0.6% |
| Built 2010 to 2019: | 688 | 5.1% | 8.2% |
| Built 2000 to 2009: | 1,826 | 13.6% | 13.5% |
| Built 1990 to 1999: | 1,874 | 14.0% | 13.2% |
| Built 1980 to 1989: | 1,488 | 11.1% | 13.2% |
| Built 1970 to 1979: | 2,973 | 22.2% | 14.6% |
| Built 1960 to 1969: | 2,173 | 16.2% | 10.2% |
| Built 1950 to 1959: | 1,755 | 13.1% | 9.9% |
| Built 1940 to 1949: | 137 | 1.0% | 4.6% |
| Built 1939 or earlier: | 439 | 3.3% | 12.0% |
Bedrooms (48603 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 356 | 2.7% | 2.4% |
| 1 bedroom: | 1,158 | 8.6% | 3.0% |
| 2 bedrooms: | 3,425 | 25.6% | 9.1% |
| 3 bedrooms: | 6,185 | 46.2% | 15.9% |
| 4 bedrooms: | 1,981 | 14.8% | 18.8% |
| 5 or more bedrooms: | 291 | 2.2% | 17.6% |
Heating Fuel (48603 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,782 | 78.4% | 47.1% |
| Bottled, tank, or LP gas: | 165 | 1.3% | 4.9% |
| Electricity: | 2,198 | 17.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 55 | 0.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 165 | 1.3% | 0.5% |
| No fuel used: | 116 | 0.9% | 0.2% |
Vehicles Available (48603 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 848 | 6.8% | 8.3% |
| 1 vehicle available: | 4,548 | 36.4% | 32.6% |
| 2 vehicles available: | 5,093 | 40.8% | 37.0% |
| 3 or more vehicles available: | 1,992 | 16.0% | 22.1% |
Home Value Distribution (48603 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 412 | 5.1% | 5.7% |
| $50,000 to $99,999: | 927 | 11.5% | 7.8% |
| $100,000 to $149,999: | 1,877 | 23.3% | 9.2% |
| $150,000 to $199,999: | 2,022 | 25.1% | 10.8% |
| $200,000 to $299,999: | 1,824 | 22.7% | 19.9% |
| $300,000 to $499,999: | 849 | 10.5% | 24.1% |
| $500,000 to $999,999: | 110 | 1.4% | 17.0% |
| $1,000,000 or more: | 27 | 0.3% | 5.6% |
Housing Costs (48603 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,322 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $569 / mo. | $584 / mo. |
| Median gross rent: | $990 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.38 | 2.53 |
| Average household size (renter-occupied): | 1.97 | 2.38 |
Households (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 12,481 | -- | -- |
| Married-couple households: | 5,755 | 46.1% | 47.5% |
| Cohabiting couple households: | 1,959 | 15.7% | 7.0% |
| Male householder, no spouse: | 1,959 | 15.7% | 5.4% |
| Female householder, no spouse: | 3,875 | 31.0% | 12.7% |
| Householder living alone: | 3,169 | 25.4% | 28.6% |
| 65 years and over living alone: | 4,163 | 33.4% | 11.8% |
| Average household size: | 2.24 | -- | 2.53 |
| Average family size: | 2.76 | -- | -- |
Marital Status (48603 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 11,111 | -- | -- |
| Never married: | 3,561 | 32.0% | 37.0% |
| Now married: | 5,857 | 52.7% | 49.5% |
| Separated: | 491 | 4.4% | 1.5% |
| Widowed: | 1,071 | 9.6% | 2.6% |
| Divorced: | 3,382 | 30.4% | 9.3% |
School Enrollment (48603 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,210 | -- | -- |
| Nursery school, preschool: | 382 | 6.2% | 5.8% |
| Kindergarten: | 300 | 4.8% | 5.0% |
| Elementary school (grades 1-8): | 2,466 | 39.7% | 40.5% |
| High school (grades 9-12): | 1,209 | 19.5% | 21.4% |
| College or graduate school: | 1,853 | 29.8% | 27.3% |
Veterans & Disability (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 22,858 | -- | -- |
| Veterans: | 1,708 | 7.5% | 6.3% |
| Civilian noninstitutionalized population: | 27,919 | -- | -- |
| With a disability: | 3,915 | 14.0% | 13.4% |
| Under 18 with disability: | 503 | 12.8% | 5.8% |
| 18 to 64 with disability: | 1,398 | 35.7% | 10.4% |
| 65 and over with disability: | 2,014 | 51.4% | 33.4% |
Mobility (Residence 1 Year Ago) (48603 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 23,615 | 83.1% | 86.9% |
| Different house: | 4,276 | 15.0% | 13.1% |
| Same county: | 2,910 | 68.1% | 7.0% |
| Different county: | 1,290 | 30.2% | 3.2% |
| Different state: | 280 | 6.5% | 2.5% |
| Abroad: | 76 | 1.8% | 0.4% |
Place of Birth (48603 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 26,573 | 93.5% | 86.2% |
| Foreign born: | 175 | 0.6% | 13.9% |
| Naturalized citizen: | 1,853 | 1058.9% | 52.7% |
| Not a citizen: | 1,853 | 1058.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,853 | 1058.9% | 10.5% |
| Asia: | 204 | 116.6% | 31.3% |
| Africa: | 55 | 31.4% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 416 | 237.7% | 50.0% |
| Northern America: | 159 | 90.9% | 2.2% |
Language Spoken at Home (48603 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 26,732 | -- | -- |
| English only: | 24,518 | 91.7% | 78.3% |
| Language other than English: | 2,214 | 8.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 780 | 2.9% | 13.3% |
| Other Indo-European languages: | 784 | 2.9% | 3.5% |
| Asian/Pacific Island languages: | 515 | 1.9% | 3.5% |
| Other languages: | 135 | 0.5% | 1.0% |
Computers & Internet (48603 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 12,481 | 100.0% | 93.1% |
| Households with broadband internet: | 11,615 | 93.1% | 89.4% |
Saginaw, MI48603