48604 ZIP Code
Saginaw, Michigan
December 12, 2025
| ZIP Code: | 48604 |
| City/Town: | Saginaw |
| County: | Saginaw |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 11,793 |
| Median Household Income: | $52,285 |
| Per Capita Income: | $18,092 |
| Total Housing Units: | 4,638 |
| Median Home Value: | $85,000 |
| Land Area: | 26.3 sq miles
68.0 sq km |
| Water Area: | 3.0 sq miles
7.7 sq km |
| Coordinates: | 43.4998, -83.9691 |
Population Information (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 11,793 | -- | -- |
| Male: | 5,416 | 45.9% | 49.6% |
| Female: | 6,377 | 54.1% | 50.4% |
| Median Age: | 26.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 408 | 3.5% | 5.7% |
| 5 to 9 years: | 258 | 2.2% | 6.0% |
| 10 to 14 years: | 446 | 3.8% | 6.5% |
| 15 to 19 years: | 1,883 | 16.0% | 6.6% |
| 20 to 24 years: | 2,679 | 22.7% | 6.7% |
| 25 to 34 years: | 1,097 | 9.3% | 13.7% |
| 35 to 44 years: | 890 | 7.5% | 12.9% |
| 45 to 54 years: | 1,341 | 11.4% | 12.4% |
| 55 to 59 years: | 898 | 7.6% | 6.5% |
| 60 to 64 years: | 574 | 4.9% | 6.4% |
| 65 to 74 years: | 771 | 6.5% | 9.7% |
| 75 to 84 years: | 404 | 3.4% | 4.8% |
| 85 years and over: | 144 | 1.2% | 2.0% |
Housing Information (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $85,000 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $902 / mo. | -- | $1,268 / mo. |
| Total housing units: | 4,638 | -- | -- |
| Occupied housing units: | 4,232 | 91.2% | 38.0% |
| Vacant housing units: | 406 | 8.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,225 | 76.2% | 64.8% |
| Renter-occupied: | 1,007 | 23.8% | 35.2% |
Educational Attainment (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,119 | -- | -- |
| Less than 9th grade: | 67 | 1.1% | 4.7% |
| 9th to 12th grade, no diploma: | 278 | 4.5% | 6.1% |
| High school graduate: | 2,233 | 36.5% | 26.4% |
| Some college, no degree: | 1,462 | 23.9% | 19.7% |
| Associate degree: | 680 | 11.1% | 8.7% |
| Bachelor's degree: | 1,062 | 17.4% | 20.9% |
| Graduate or professional degree: | 337 | 5.5% | 13.7% |
| Percent high school graduate or higher: | -- | 94.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 22.9% | 34.3% |
Income Information (48604 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $52,285 / yr. | $75,149 / yr. |
| Mean household income: | $72,800 / yr. | $105,833 / yr. |
| Median family income: | $72,877 / yr. | $92,646 / yr. |
| Per capita income: | $18,092 / yr. | $41,261 / yr. |
Employment (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,164 | -- | 63.5% |
| Employed: | 5,649 | 91.6% | 96.4% |
| Unemployed: | 515 | 8.4% | 5.3% |
| Not in labor force: | 4,462 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,641 | 82.2% | 79.7% |
| Government workers: | 768 | 13.6% | 14.2% |
| Self-employed: | 240 | 4.2% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 9,684 | 82.1% | 61.6% |
| Black or African American: | 1,169 | 9.9% | 12.4% |
| American Indian/Alaska Native: | 44 | 0.4% | 1.1% |
| Asian: | 64 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 5 | 0.0% | 0.2% |
| Some other race: | 200 | 1.7% | 8.4% |
| Two or more races: | 627 | 5.3% | 10.2% |
| Hispanic or Latino (any race): | 532 | 4.5% | 18.7% |
| Mexican: | 982 | 8.3% | 11.2% |
| Puerto Rican: | 940 | 8.0% | 1.8% |
| Cuban: | 10 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 32 | 0.3% | 81.1% |
Income Distribution (48604 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 293 | 6.9% | 4.9% |
| $10,000 to $14,999: | 221 | 5.2% | 3.8% |
| $15,000 to $24,999: | 413 | 9.8% | 7.0% |
| $25,000 to $34,999: | 402 | 9.5% | 7.4% |
| $35,000 to $49,999: | 702 | 16.6% | 10.7% |
| $50,000 to $74,999: | 690 | 16.3% | 16.1% |
| $75,000 to $99,999: | 539 | 12.7% | 12.8% |
| $100,000 to $149,999: | 566 | 13.4% | 17.1% |
| $150,000 to $199,999: | 188 | 4.4% | 8.8% |
| $200,000 or more: | 218 | 5.2% | 11.4% |
Commute to Work (48604 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,932 | 69.6% | 67.8% |
| Carpooled: | 225 | 4.0% | 8.7% |
| Public transportation: | 22 | 0.4% | 4.2% |
| Walked: | 739 | 13.1% | 2.5% |
| Other means: | 0 | 0.0% | 0.9% |
| Worked from home: | 604 | 10.7% | 13.8% |
| Mean travel time to work: | 15.9 min | -- | 26.7 min |
Industry (48604 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 45 | 0.8% | 1.6% |
| Construction: | 234 | 4.1% | 6.9% |
| Manufacturing: | 744 | 13.2% | 10.0% |
| Wholesale trade: | 57 | 1.0% | 2.4% |
| Retail trade: | 585 | 10.4% | 11.0% |
| Transportation, warehousing, utilities: | 167 | 3.0% | 5.8% |
| Information: | 79 | 1.4% | 1.9% |
| Finance, insurance, real estate: | 171 | 3.0% | 6.7% |
| Professional, scientific, management: | 536 | 9.5% | 12.1% |
| Education, health care, social services: | 1,809 | 32.0% | 23.3% |
| Arts, entertainment, food services: | 791 | 14.0% | 9.0% |
| Other services: | 165 | 2.9% | 4.7% |
| Public administration: | 266 | 4.7% | 4.7% |
Poverty Status (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 29.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 11,311 | 95.9% | 91.3% |
| Private health insurance: | 9,147 | 77.6% | 67.6% |
| Public health coverage: | 3,607 | 30.6% | 35.9% |
| Without health insurance: | 478 | 4.1% | 8.7% |
Benefits & Assistance (48604 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,259 | 77.0% | 77.4% |
| Social Security income: | 1,241 | 29.3% | 31.0% |
| Retirement income: | 1,081 | 25.5% | 21.8% |
| Supplemental Security Income (SSI): | 181 | 4.3% | 4.5% |
| Cash public assistance income: | 76 | 1.8% | 1.8% |
| SNAP (food stamps) benefits: | 421 | 9.9% | 11.4% |
Housing Types (48604 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 3,535 | 76.2% | 61.4% |
| 1-unit, attached: | 98 | 2.1% | 6.1% |
| 2 units: | 51 | 1.1% | 3.4% |
| 3 or 4 units: | 19 | 0.4% | 4.3% |
| 5 to 9 units: | 377 | 8.1% | 4.6% |
| 10 to 19 units: | 248 | 5.3% | 4.3% |
| 20 or more units: | 116 | 2.5% | 9.9% |
| Mobile home: | 194 | 4.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (48604 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 150 | 3.2% | 8.2% |
| Built 2000 to 2009: | 285 | 6.1% | 13.5% |
| Built 1990 to 1999: | 423 | 9.1% | 13.2% |
| Built 1980 to 1989: | 331 | 7.1% | 13.2% |
| Built 1970 to 1979: | 639 | 13.8% | 14.6% |
| Built 1960 to 1969: | 772 | 16.6% | 10.2% |
| Built 1950 to 1959: | 1,173 | 25.3% | 9.9% |
| Built 1940 to 1949: | 226 | 4.9% | 4.6% |
| Built 1939 or earlier: | 639 | 13.8% | 12.0% |
Bedrooms (48604 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 30 | 0.6% | 2.4% |
| 1 bedroom: | 185 | 4.0% | 3.0% |
| 2 bedrooms: | 968 | 20.9% | 9.1% |
| 3 bedrooms: | 2,479 | 53.4% | 15.9% |
| 4 bedrooms: | 820 | 17.7% | 18.8% |
| 5 or more bedrooms: | 156 | 3.4% | 17.6% |
Heating Fuel (48604 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,463 | 81.8% | 47.1% |
| Bottled, tank, or LP gas: | 78 | 1.8% | 4.9% |
| Electricity: | 581 | 13.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 44 | 1.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 39 | 0.9% | 0.5% |
| No fuel used: | 27 | 0.6% | 0.2% |
Vehicles Available (48604 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 227 | 5.4% | 8.3% |
| 1 vehicle available: | 1,274 | 30.1% | 32.6% |
| 2 vehicles available: | 1,717 | 40.6% | 37.0% |
| 3 or more vehicles available: | 1,014 | 24.0% | 22.1% |
Home Value Distribution (48604 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 510 | 15.8% | 5.7% |
| $50,000 to $99,999: | 1,530 | 47.4% | 7.8% |
| $100,000 to $149,999: | 676 | 21.0% | 9.2% |
| $150,000 to $199,999: | 332 | 10.3% | 10.8% |
| $200,000 to $299,999: | 151 | 4.7% | 19.9% |
| $300,000 to $499,999: | 26 | 0.8% | 24.1% |
| $500,000 to $999,999: | 0 | 0.0% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (48604 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,023 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $480 / mo. | $584 / mo. |
| Median gross rent: | $902 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.09 | 2.53 |
| Average household size (renter-occupied): | 2.87 | 2.38 |
Households (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,232 | -- | -- |
| Married-couple households: | 1,569 | 37.1% | 47.5% |
| Cohabiting couple households: | 338 | 8.0% | 7.0% |
| Male householder, no spouse: | 931 | 22.0% | 5.4% |
| Female householder, no spouse: | 1,489 | 35.2% | 12.7% |
| Householder living alone: | 691 | 16.3% | 28.6% |
| 65 years and over living alone: | 1,030 | 24.3% | 11.8% |
| Average household size: | 2.27 | -- | 2.53 |
| Average family size: | 2.73 | -- | -- |
Marital Status (48604 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,854 | -- | -- |
| Never married: | 2,748 | 56.6% | 37.0% |
| Now married: | 1,620 | 33.4% | 49.5% |
| Separated: | 100 | 2.1% | 1.5% |
| Widowed: | 328 | 6.8% | 2.6% |
| Divorced: | 3,268 | 67.3% | 9.3% |
School Enrollment (48604 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,940 | -- | -- |
| Nursery school, preschool: | 50 | 1.0% | 5.8% |
| Kindergarten: | 57 | 1.2% | 5.0% |
| Elementary school (grades 1-8): | 558 | 11.3% | 40.5% |
| High school (grades 9-12): | 367 | 7.4% | 21.4% |
| College or graduate school: | 3,908 | 79.1% | 27.3% |
Veterans & Disability (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 10,436 | -- | -- |
| Veterans: | 621 | 6.0% | 6.3% |
| Civilian noninstitutionalized population: | 11,789 | -- | -- |
| With a disability: | 1,244 | 10.6% | 13.4% |
| Under 18 with disability: | 48 | 3.9% | 5.8% |
| 18 to 64 with disability: | 813 | 65.4% | 10.4% |
| 65 and over with disability: | 383 | 30.8% | 33.4% |
Mobility (Residence 1 Year Ago) (48604 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 9,692 | 82.2% | 86.9% |
| Different house: | 2,049 | 17.4% | 13.1% |
| Same county: | 505 | 24.6% | 7.0% |
| Different county: | 1,364 | 66.6% | 3.2% |
| Different state: | 108 | 5.3% | 2.5% |
| Abroad: | 180 | 8.8% | 0.4% |
Place of Birth (48604 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 11,549 | 97.9% | 86.2% |
| Foreign born: | 31 | 0.3% | 13.9% |
| Naturalized citizen: | 244 | 787.1% | 52.7% |
| Not a citizen: | 244 | 787.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 244 | 787.1% | 10.5% |
| Asia: | 6 | 19.4% | 31.3% |
| Africa: | 21 | 67.7% | 5.5% |
| Oceania: | 17 | 54.8% | 0.5% |
| Latin America: | 87 | 280.6% | 50.0% |
| Northern America: | 37 | 119.4% | 2.2% |
Language Spoken at Home (48604 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 11,385 | -- | -- |
| English only: | 10,812 | 95.0% | 78.3% |
| Language other than English: | 573 | 5.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 318 | 2.8% | 13.3% |
| Other Indo-European languages: | 128 | 1.1% | 3.5% |
| Asian/Pacific Island languages: | 6 | 0.1% | 3.5% |
| Other languages: | 121 | 1.1% | 1.0% |
Computers & Internet (48604 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,232 | 100.0% | 93.1% |
| Households with broadband internet: | 3,962 | 93.6% | 89.4% |
Saginaw, MI48604