48609 ZIP Code
Saginaw, Michigan
December 12, 2025
| ZIP Code: | 48609 |
| City/Town: | Saginaw |
| County: | Saginaw |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 12,339 |
| Median Household Income: | $76,669 |
| Per Capita Income: | $42,917 |
| Total Housing Units: | 5,530 |
| Median Home Value: | $158,600 |
| Land Area: | 44.8 sq miles
116.1 sq km |
| Water Area: | 3.4 sq miles
8.8 sq km |
| Coordinates: | 43.3896, -84.0832 |
Population Information (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 12,339 | -- | -- |
| Male: | 5,960 | 48.3% | 49.6% |
| Female: | 6,379 | 51.7% | 50.4% |
| Median Age: | 50.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 457 | 3.7% | 5.7% |
| 5 to 9 years: | 656 | 5.3% | 6.0% |
| 10 to 14 years: | 706 | 5.7% | 6.5% |
| 15 to 19 years: | 559 | 4.5% | 6.6% |
| 20 to 24 years: | 577 | 4.7% | 6.7% |
| 25 to 34 years: | 943 | 7.6% | 13.7% |
| 35 to 44 years: | 1,457 | 11.8% | 12.9% |
| 45 to 54 years: | 1,689 | 13.7% | 12.4% |
| 55 to 59 years: | 783 | 6.3% | 6.5% |
| 60 to 64 years: | 1,056 | 8.6% | 6.4% |
| 65 to 74 years: | 1,970 | 16.0% | 9.7% |
| 75 to 84 years: | 1,112 | 9.0% | 4.8% |
| 85 years and over: | 374 | 3.0% | 2.0% |
Housing Information (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $158,600 | -- | $281,900 |
| Median rooms: | 6.3 | -- | 5.5 |
| Median rent: | $872 / mo. | -- | $1,268 / mo. |
| Total housing units: | 5,530 | -- | -- |
| Occupied housing units: | 5,285 | 95.6% | 38.0% |
| Vacant housing units: | 245 | 4.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,679 | 88.5% | 64.8% |
| Renter-occupied: | 606 | 11.5% | 35.2% |
Educational Attainment (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 9,384 | -- | -- |
| Less than 9th grade: | 266 | 2.8% | 4.7% |
| 9th to 12th grade, no diploma: | 392 | 4.2% | 6.1% |
| High school graduate: | 3,179 | 33.9% | 26.4% |
| Some college, no degree: | 1,968 | 21.0% | 19.7% |
| Associate degree: | 1,230 | 13.1% | 8.7% |
| Bachelor's degree: | 1,492 | 15.9% | 20.9% |
| Graduate or professional degree: | 857 | 9.1% | 13.7% |
| Percent high school graduate or higher: | -- | 93.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 25.0% | 34.3% |
Income Information (48609 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $76,669 / yr. | $75,149 / yr. |
| Mean household income: | $97,498 / yr. | $105,833 / yr. |
| Median family income: | $93,972 / yr. | $92,646 / yr. |
| Per capita income: | $42,917 / yr. | $41,261 / yr. |
Employment (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,806 | -- | 63.5% |
| Employed: | 5,501 | 94.7% | 96.4% |
| Unemployed: | 305 | 5.3% | 5.3% |
| Not in labor force: | 4,637 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,477 | 81.4% | 79.7% |
| Government workers: | 691 | 12.6% | 14.2% |
| Self-employed: | 293 | 5.3% | 5.9% |
| Unpaid family workers: | 40 | 0.7% | 0.1% |
Race & Ethnicity (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 11,683 | 94.7% | 61.6% |
| Black or African American: | 12 | 0.1% | 12.4% |
| American Indian/Alaska Native: | 10 | 0.1% | 1.1% |
| Asian: | 106 | 0.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 82 | 0.7% | 8.4% |
| Two or more races: | 446 | 3.6% | 10.2% |
| Hispanic or Latino (any race): | 307 | 2.5% | 18.7% |
| Mexican: | 539 | 4.4% | 11.2% |
| Puerto Rican: | 459 | 3.7% | 1.8% |
| Cuban: | 8 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 8 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 64 | 0.5% | 81.1% |
Income Distribution (48609 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 137 | 2.6% | 4.9% |
| $10,000 to $14,999: | 182 | 3.4% | 3.8% |
| $15,000 to $24,999: | 586 | 11.1% | 7.0% |
| $25,000 to $34,999: | 322 | 6.1% | 7.4% |
| $35,000 to $49,999: | 509 | 9.6% | 10.7% |
| $50,000 to $74,999: | 803 | 15.2% | 16.1% |
| $75,000 to $99,999: | 820 | 15.5% | 12.8% |
| $100,000 to $149,999: | 1,031 | 19.5% | 17.1% |
| $150,000 to $199,999: | 473 | 8.9% | 8.8% |
| $200,000 or more: | 422 | 8.0% | 11.4% |
Commute to Work (48609 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,656 | 84.6% | 67.8% |
| Carpooled: | 169 | 3.1% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 68 | 1.2% | 2.5% |
| Other means: | 23 | 0.4% | 0.9% |
| Worked from home: | 383 | 7.0% | 13.8% |
| Mean travel time to work: | 23.9 min | -- | 26.7 min |
Industry (48609 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 68 | 1.2% | 1.6% |
| Construction: | 401 | 7.3% | 6.9% |
| Manufacturing: | 657 | 11.9% | 10.0% |
| Wholesale trade: | 111 | 2.0% | 2.4% |
| Retail trade: | 690 | 12.5% | 11.0% |
| Transportation, warehousing, utilities: | 123 | 2.2% | 5.8% |
| Information: | 41 | 0.7% | 1.9% |
| Finance, insurance, real estate: | 196 | 3.6% | 6.7% |
| Professional, scientific, management: | 625 | 11.4% | 12.1% |
| Education, health care, social services: | 1,474 | 26.8% | 23.3% |
| Arts, entertainment, food services: | 492 | 8.9% | 9.0% |
| Other services: | 325 | 5.9% | 4.7% |
| Public administration: | 298 | 5.4% | 4.7% |
Poverty Status (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 11,892 | 96.4% | 91.3% |
| Private health insurance: | 9,333 | 75.6% | 67.6% |
| Public health coverage: | 5,660 | 45.9% | 35.9% |
| Without health insurance: | 334 | 2.7% | 8.7% |
Benefits & Assistance (48609 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,633 | 68.7% | 77.4% |
| Social Security income: | 2,558 | 48.4% | 31.0% |
| Retirement income: | 2,311 | 43.7% | 21.8% |
| Supplemental Security Income (SSI): | 225 | 4.3% | 4.5% |
| Cash public assistance income: | 134 | 2.5% | 1.8% |
| SNAP (food stamps) benefits: | 431 | 8.2% | 11.4% |
Housing Types (48609 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,241 | 76.7% | 61.4% |
| 1-unit, attached: | 347 | 6.3% | 6.1% |
| 2 units: | 15 | 0.3% | 3.4% |
| 3 or 4 units: | 26 | 0.5% | 4.3% |
| 5 to 9 units: | 127 | 2.3% | 4.6% |
| 10 to 19 units: | 202 | 3.7% | 4.3% |
| 20 or more units: | 218 | 3.9% | 9.9% |
| Mobile home: | 354 | 6.4% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (48609 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 146 | 2.6% | 8.2% |
| Built 2000 to 2009: | 650 | 11.8% | 13.5% |
| Built 1990 to 1999: | 925 | 16.7% | 13.2% |
| Built 1980 to 1989: | 497 | 9.0% | 13.2% |
| Built 1970 to 1979: | 1,447 | 26.2% | 14.6% |
| Built 1960 to 1969: | 889 | 16.1% | 10.2% |
| Built 1950 to 1959: | 448 | 8.1% | 9.9% |
| Built 1940 to 1949: | 181 | 3.3% | 4.6% |
| Built 1939 or earlier: | 347 | 6.3% | 12.0% |
Bedrooms (48609 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 259 | 4.7% | 3.0% |
| 2 bedrooms: | 1,147 | 20.7% | 9.1% |
| 3 bedrooms: | 2,942 | 53.2% | 15.9% |
| 4 bedrooms: | 1,018 | 18.4% | 18.8% |
| 5 or more bedrooms: | 164 | 3.0% | 17.6% |
Heating Fuel (48609 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,324 | 81.8% | 47.1% |
| Bottled, tank, or LP gas: | 139 | 2.6% | 4.9% |
| Electricity: | 766 | 14.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 10 | 0.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 46 | 0.9% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (48609 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 121 | 2.3% | 8.3% |
| 1 vehicle available: | 1,520 | 28.8% | 32.6% |
| 2 vehicles available: | 2,147 | 40.6% | 37.0% |
| 3 or more vehicles available: | 1,497 | 28.3% | 22.1% |
Home Value Distribution (48609 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 395 | 8.4% | 5.7% |
| $50,000 to $99,999: | 585 | 12.5% | 7.8% |
| $100,000 to $149,999: | 1,150 | 24.6% | 9.2% |
| $150,000 to $199,999: | 953 | 20.4% | 10.8% |
| $200,000 to $299,999: | 1,048 | 22.4% | 19.9% |
| $300,000 to $499,999: | 420 | 9.0% | 24.1% |
| $500,000 to $999,999: | 128 | 2.7% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (48609 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,397 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $556 / mo. | $584 / mo. |
| Median gross rent: | $872 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.34 | 2.53 |
| Average household size (renter-occupied): | 2.08 | 2.38 |
Households (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,285 | -- | -- |
| Married-couple households: | 2,770 | 52.4% | 47.5% |
| Cohabiting couple households: | 887 | 16.8% | 7.0% |
| Male householder, no spouse: | 756 | 14.3% | 5.4% |
| Female householder, no spouse: | 1,505 | 28.5% | 12.7% |
| Householder living alone: | 1,290 | 24.4% | 28.6% |
| 65 years and over living alone: | 2,369 | 44.8% | 11.8% |
| Average household size: | 2.31 | -- | 2.53 |
| Average family size: | 2.76 | -- | -- |
Marital Status (48609 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,929 | -- | -- |
| Never married: | 1,229 | 24.9% | 37.0% |
| Now married: | 2,971 | 60.3% | 49.5% |
| Separated: | 195 | 4.0% | 1.5% |
| Widowed: | 507 | 10.3% | 2.6% |
| Divorced: | 1,355 | 27.5% | 9.3% |
School Enrollment (48609 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,380 | -- | -- |
| Nursery school, preschool: | 197 | 8.3% | 5.8% |
| Kindergarten: | 96 | 4.0% | 5.0% |
| Elementary school (grades 1-8): | 1,002 | 42.1% | 40.5% |
| High school (grades 9-12): | 514 | 21.6% | 21.4% |
| College or graduate school: | 571 | 24.0% | 27.3% |
Veterans & Disability (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 10,189 | -- | -- |
| Veterans: | 801 | 7.9% | 6.3% |
| Civilian noninstitutionalized population: | 12,226 | -- | -- |
| With a disability: | 2,121 | 17.3% | 13.4% |
| Under 18 with disability: | 75 | 3.5% | 5.8% |
| 18 to 64 with disability: | 801 | 37.8% | 10.4% |
| 65 and over with disability: | 1,245 | 58.7% | 33.4% |
Mobility (Residence 1 Year Ago) (48609 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 11,369 | 92.1% | 86.9% |
| Different house: | 916 | 7.4% | 13.1% |
| Same county: | 588 | 64.2% | 7.0% |
| Different county: | 295 | 32.2% | 3.2% |
| Different state: | 24 | 2.6% | 2.5% |
| Abroad: | 33 | 3.6% | 0.4% |
Place of Birth (48609 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 11,884 | 96.3% | 86.2% |
| Foreign born: | 38 | 0.3% | 13.9% |
| Naturalized citizen: | 455 | 1197.4% | 52.7% |
| Not a citizen: | 455 | 1197.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 455 | 1197.4% | 10.5% |
| Asia: | 15 | 39.5% | 31.3% |
| Africa: | 3 | 7.9% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 10 | 26.3% | 50.0% |
| Northern America: | 20 | 52.6% | 2.2% |
Language Spoken at Home (48609 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 11,882 | -- | -- |
| English only: | 11,171 | 94.0% | 78.3% |
| Language other than English: | 711 | 6.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 70 | 0.6% | 13.3% |
| Other Indo-European languages: | 641 | 5.4% | 3.5% |
| Asian/Pacific Island languages: | 0 | 0.0% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (48609 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,285 | 100.0% | 93.1% |
| Households with broadband internet: | 4,906 | 92.8% | 89.4% |
Saginaw, MI48609