48708 ZIP Code
Bay City, Michigan
December 12, 2025
| ZIP Code: | 48708 |
| City/Town: | Bay City |
| County: | Bay |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 25,857 |
| Median Household Income: | $47,024 |
| Per Capita Income: | $29,445 |
| Total Housing Units: | 12,424 |
| Median Home Value: | $90,200 |
| Land Area: | 29.1 sq miles
75.2 sq km |
| Water Area: | 2.1 sq miles
5.4 sq km |
| Coordinates: | 43.5571, -83.8497 |
Population Information (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 25,857 | -- | -- |
| Male: | 12,693 | 49.1% | 49.6% |
| Female: | 13,164 | 50.9% | 50.4% |
| Median Age: | 41.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,123 | 4.3% | 5.7% |
| 5 to 9 years: | 1,454 | 5.6% | 6.0% |
| 10 to 14 years: | 1,358 | 5.3% | 6.5% |
| 15 to 19 years: | 1,764 | 6.8% | 6.6% |
| 20 to 24 years: | 1,863 | 7.2% | 6.7% |
| 25 to 34 years: | 3,186 | 12.3% | 13.7% |
| 35 to 44 years: | 3,516 | 13.6% | 12.9% |
| 45 to 54 years: | 3,327 | 12.9% | 12.4% |
| 55 to 59 years: | 1,366 | 5.3% | 6.5% |
| 60 to 64 years: | 2,389 | 9.2% | 6.4% |
| 65 to 74 years: | 2,561 | 9.9% | 9.7% |
| 75 to 84 years: | 1,318 | 5.1% | 4.8% |
| 85 years and over: | 632 | 2.4% | 2.0% |
Housing Information (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $90,200 | -- | $281,900 |
| Median rooms: | 5.7 | -- | 5.5 |
| Median rent: | $671 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,424 | -- | -- |
| Occupied housing units: | 11,248 | 90.5% | 38.0% |
| Vacant housing units: | 1,176 | 9.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 7,680 | 68.3% | 64.8% |
| Renter-occupied: | 3,568 | 31.7% | 35.2% |
Educational Attainment (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 18,295 | -- | -- |
| Less than 9th grade: | 733 | 4.0% | 4.7% |
| 9th to 12th grade, no diploma: | 1,477 | 8.1% | 6.1% |
| High school graduate: | 6,216 | 34.0% | 26.4% |
| Some college, no degree: | 5,090 | 27.8% | 19.7% |
| Associate degree: | 1,789 | 9.8% | 8.7% |
| Bachelor's degree: | 2,066 | 11.3% | 20.9% |
| Graduate or professional degree: | 924 | 5.1% | 13.7% |
| Percent high school graduate or higher: | -- | 87.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 16.3% | 34.3% |
Income Information (48708 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $47,024 / yr. | $75,149 / yr. |
| Mean household income: | $65,809 / yr. | $105,833 / yr. |
| Median family income: | $65,030 / yr. | $92,646 / yr. |
| Per capita income: | $29,445 / yr. | $41,261 / yr. |
Employment (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 12,448 | -- | 63.5% |
| Employed: | 11,613 | 93.3% | 96.4% |
| Unemployed: | 835 | 6.7% | 5.3% |
| Not in labor force: | 9,187 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 9,504 | 81.8% | 79.7% |
| Government workers: | 1,265 | 10.9% | 14.2% |
| Self-employed: | 837 | 7.2% | 5.9% |
| Unpaid family workers: | 7 | 0.1% | 0.1% |
Race & Ethnicity (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 22,303 | 86.3% | 61.6% |
| Black or African American: | 822 | 3.2% | 12.4% |
| American Indian/Alaska Native: | 55 | 0.2% | 1.1% |
| Asian: | 205 | 0.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 8 | 0.0% | 0.2% |
| Some other race: | 218 | 0.8% | 8.4% |
| Two or more races: | 2,246 | 8.7% | 10.2% |
| Hispanic or Latino (any race): | 1,541 | 6.0% | 18.7% |
| Mexican: | 2,790 | 10.8% | 11.2% |
| Puerto Rican: | 2,490 | 9.6% | 1.8% |
| Cuban: | 29 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 32 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 239 | 0.9% | 81.1% |
Income Distribution (48708 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 786 | 7.0% | 4.9% |
| $10,000 to $14,999: | 1,103 | 9.8% | 3.8% |
| $15,000 to $24,999: | 1,194 | 10.6% | 7.0% |
| $25,000 to $34,999: | 1,066 | 9.5% | 7.4% |
| $35,000 to $49,999: | 1,816 | 16.1% | 10.7% |
| $50,000 to $74,999: | 1,942 | 17.3% | 16.1% |
| $75,000 to $99,999: | 1,368 | 12.2% | 12.8% |
| $100,000 to $149,999: | 1,043 | 9.3% | 17.1% |
| $150,000 to $199,999: | 440 | 3.9% | 8.8% |
| $200,000 or more: | 490 | 4.4% | 11.4% |
Commute to Work (48708 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 9,068 | 78.1% | 67.8% |
| Carpooled: | 887 | 7.6% | 8.7% |
| Public transportation: | 49 | 0.4% | 4.2% |
| Walked: | 397 | 3.4% | 2.5% |
| Other means: | 263 | 2.3% | 0.9% |
| Worked from home: | 705 | 6.1% | 13.8% |
| Mean travel time to work: | 22.6 min | -- | 26.7 min |
Industry (48708 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 162 | 1.4% | 1.6% |
| Construction: | 551 | 4.7% | 6.9% |
| Manufacturing: | 1,616 | 13.9% | 10.0% |
| Wholesale trade: | 181 | 1.6% | 2.4% |
| Retail trade: | 1,938 | 16.7% | 11.0% |
| Transportation, warehousing, utilities: | 333 | 2.9% | 5.8% |
| Information: | 133 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 462 | 4.0% | 6.7% |
| Professional, scientific, management: | 621 | 5.3% | 12.1% |
| Education, health care, social services: | 2,831 | 24.4% | 23.3% |
| Arts, entertainment, food services: | 1,655 | 14.3% | 9.0% |
| Other services: | 764 | 6.6% | 4.7% |
| Public administration: | 366 | 3.2% | 4.7% |
Poverty Status (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 22.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 23,745 | 91.8% | 91.3% |
| Private health insurance: | 16,010 | 61.9% | 67.6% |
| Public health coverage: | 12,222 | 47.3% | 35.9% |
| Without health insurance: | 1,828 | 7.1% | 8.7% |
Benefits & Assistance (48708 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 7,860 | 69.9% | 77.4% |
| Social Security income: | 4,602 | 40.9% | 31.0% |
| Retirement income: | 3,055 | 27.2% | 21.8% |
| Supplemental Security Income (SSI): | 1,133 | 10.1% | 4.5% |
| Cash public assistance income: | 383 | 3.4% | 1.8% |
| SNAP (food stamps) benefits: | 2,319 | 20.6% | 11.4% |
Housing Types (48708 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 9,037 | 72.7% | 61.4% |
| 1-unit, attached: | 428 | 3.4% | 6.1% |
| 2 units: | 761 | 6.1% | 3.4% |
| 3 or 4 units: | 715 | 5.8% | 4.3% |
| 5 to 9 units: | 432 | 3.5% | 4.6% |
| 10 to 19 units: | 151 | 1.2% | 4.3% |
| 20 or more units: | 771 | 6.2% | 9.9% |
| Mobile home: | 129 | 1.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (48708 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 176 | 1.4% | 8.2% |
| Built 2000 to 2009: | 327 | 2.6% | 13.5% |
| Built 1990 to 1999: | 372 | 3.0% | 13.2% |
| Built 1980 to 1989: | 410 | 3.3% | 13.2% |
| Built 1970 to 1979: | 1,124 | 9.0% | 14.6% |
| Built 1960 to 1969: | 980 | 7.9% | 10.2% |
| Built 1950 to 1959: | 2,047 | 16.5% | 9.9% |
| Built 1940 to 1949: | 1,280 | 10.3% | 4.6% |
| Built 1939 or earlier: | 5,708 | 45.9% | 12.0% |
Bedrooms (48708 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 168 | 1.4% | 2.4% |
| 1 bedroom: | 1,843 | 14.8% | 3.0% |
| 2 bedrooms: | 2,773 | 22.3% | 9.1% |
| 3 bedrooms: | 5,027 | 40.5% | 15.9% |
| 4 bedrooms: | 2,056 | 16.5% | 18.8% |
| 5 or more bedrooms: | 557 | 4.5% | 17.6% |
Heating Fuel (48708 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,643 | 85.7% | 47.1% |
| Bottled, tank, or LP gas: | 171 | 1.5% | 4.9% |
| Electricity: | 1,018 | 9.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 90 | 0.8% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 187 | 1.7% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 102 | 0.9% | 0.5% |
| No fuel used: | 37 | 0.3% | 0.2% |
Vehicles Available (48708 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,580 | 14.0% | 8.3% |
| 1 vehicle available: | 4,505 | 40.1% | 32.6% |
| 2 vehicles available: | 3,540 | 31.5% | 37.0% |
| 3 or more vehicles available: | 1,623 | 14.4% | 22.1% |
Home Value Distribution (48708 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 1,090 | 14.2% | 5.7% |
| $50,000 to $99,999: | 3,468 | 45.2% | 7.8% |
| $100,000 to $149,999: | 1,585 | 20.6% | 9.2% |
| $150,000 to $199,999: | 621 | 8.1% | 10.8% |
| $200,000 to $299,999: | 653 | 8.5% | 19.9% |
| $300,000 to $499,999: | 227 | 3.0% | 24.1% |
| $500,000 to $999,999: | 30 | 0.4% | 17.0% |
| $1,000,000 or more: | 6 | 0.1% | 5.6% |
Housing Costs (48708 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,049 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $480 / mo. | $584 / mo. |
| Median gross rent: | $671 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.41 | 2.53 |
| Average household size (renter-occupied): | 1.92 | 2.38 |
Households (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,248 | -- | -- |
| Married-couple households: | 3,965 | 35.3% | 47.5% |
| Cohabiting couple households: | 1,177 | 10.5% | 7.0% |
| Male householder, no spouse: | 2,510 | 22.3% | 5.4% |
| Female householder, no spouse: | 3,754 | 33.4% | 12.7% |
| Householder living alone: | 2,684 | 23.9% | 28.6% |
| 65 years and over living alone: | 3,532 | 31.4% | 11.8% |
| Average household size: | 2.26 | -- | 2.53 |
| Average family size: | 3.02 | -- | -- |
Marital Status (48708 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,649 | -- | -- |
| Never married: | 4,263 | 40.0% | 37.0% |
| Now married: | 4,294 | 40.3% | 49.5% |
| Separated: | 285 | 2.7% | 1.5% |
| Widowed: | 1,547 | 14.5% | 2.6% |
| Divorced: | 3,810 | 35.8% | 9.3% |
School Enrollment (48708 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 5,402 | -- | -- |
| Nursery school, preschool: | 206 | 3.8% | 5.8% |
| Kindergarten: | 216 | 4.0% | 5.0% |
| Elementary school (grades 1-8): | 2,340 | 43.3% | 40.5% |
| High school (grades 9-12): | 1,491 | 27.6% | 21.4% |
| College or graduate school: | 1,149 | 21.3% | 27.3% |
Veterans & Disability (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 20,907 | -- | -- |
| Veterans: | 1,688 | 8.1% | 6.3% |
| Civilian noninstitutionalized population: | 25,573 | -- | -- |
| With a disability: | 4,879 | 19.1% | 13.4% |
| Under 18 with disability: | 341 | 7.0% | 5.8% |
| 18 to 64 with disability: | 2,743 | 56.2% | 10.4% |
| 65 and over with disability: | 1,795 | 36.8% | 33.4% |
Mobility (Residence 1 Year Ago) (48708 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 22,384 | 86.6% | 86.9% |
| Different house: | 3,280 | 12.7% | 13.1% |
| Same county: | 1,983 | 60.5% | 7.0% |
| Different county: | 1,211 | 36.9% | 3.2% |
| Different state: | 311 | 9.5% | 2.5% |
| Abroad: | 86 | 2.6% | 0.4% |
Place of Birth (48708 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 25,551 | 98.8% | 86.2% |
| Foreign born: | 187 | 0.7% | 13.9% |
| Naturalized citizen: | 306 | 163.6% | 52.7% |
| Not a citizen: | 306 | 163.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 306 | 163.6% | 10.5% |
| Asia: | 85 | 45.5% | 31.3% |
| Africa: | 22 | 11.8% | 5.5% |
| Oceania: | 8 | 4.3% | 0.5% |
| Latin America: | 80 | 42.8% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (48708 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 24,734 | -- | -- |
| English only: | 23,828 | 96.3% | 78.3% |
| Language other than English: | 906 | 3.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 573 | 2.3% | 13.3% |
| Other Indo-European languages: | 198 | 0.8% | 3.5% |
| Asian/Pacific Island languages: | 135 | 0.5% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (48708 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,248 | 100.0% | 93.1% |
| Households with broadband internet: | 9,886 | 87.9% | 89.4% |
Bay City, MI48708