49036 ZIP Code
Coldwater, Michigan
December 12, 2025
| ZIP Code: | 49036 |
| City/Town: | Coldwater |
| County: | Branch |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 24,990 |
| Median Household Income: | $58,498 |
| Per Capita Income: | $32,181 |
| Total Housing Units: | 11,592 |
| Median Home Value: | $145,600 |
| Land Area: | 154.2 sq miles
399.4 sq km |
| Water Area: | 7.6 sq miles
19.7 sq km |
| Coordinates: | 41.9055, -85.0313 |
Population Information (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 24,990 | -- | -- |
| Male: | 13,061 | 52.3% | 49.6% |
| Female: | 11,929 | 47.7% | 50.4% |
| Median Age: | 42.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,414 | 5.7% | 5.7% |
| 5 to 9 years: | 1,293 | 5.2% | 6.0% |
| 10 to 14 years: | 1,603 | 6.4% | 6.5% |
| 15 to 19 years: | 1,355 | 5.4% | 6.6% |
| 20 to 24 years: | 1,504 | 6.0% | 6.7% |
| 25 to 34 years: | 3,049 | 12.2% | 13.7% |
| 35 to 44 years: | 2,727 | 10.9% | 12.9% |
| 45 to 54 years: | 2,952 | 11.8% | 12.4% |
| 55 to 59 years: | 1,863 | 7.5% | 6.5% |
| 60 to 64 years: | 2,081 | 8.3% | 6.4% |
| 65 to 74 years: | 3,103 | 12.4% | 9.7% |
| 75 to 84 years: | 1,618 | 6.5% | 4.8% |
| 85 years and over: | 428 | 1.7% | 2.0% |
Housing Information (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $145,600 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $918 / mo. | -- | $1,268 / mo. |
| Total housing units: | 11,592 | -- | -- |
| Occupied housing units: | 9,299 | 80.2% | 38.0% |
| Vacant housing units: | 2,293 | 19.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,968 | 74.9% | 64.8% |
| Renter-occupied: | 2,331 | 25.1% | 35.2% |
Educational Attainment (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 17,821 | -- | -- |
| Less than 9th grade: | 917 | 5.1% | 4.7% |
| 9th to 12th grade, no diploma: | 1,046 | 5.9% | 6.1% |
| High school graduate: | 6,810 | 38.2% | 26.4% |
| Some college, no degree: | 4,234 | 23.8% | 19.7% |
| Associate degree: | 1,698 | 9.5% | 8.7% |
| Bachelor's degree: | 2,134 | 12.0% | 20.9% |
| Graduate or professional degree: | 982 | 5.5% | 13.7% |
| Percent high school graduate or higher: | -- | 89.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 17.5% | 34.3% |
Income Information (49036 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $58,498 / yr. | $75,149 / yr. |
| Mean household income: | $75,961 / yr. | $105,833 / yr. |
| Median family income: | $70,736 / yr. | $92,646 / yr. |
| Per capita income: | $32,181 / yr. | $41,261 / yr. |
Employment (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,922 | -- | 63.5% |
| Employed: | 10,363 | 94.9% | 96.4% |
| Unemployed: | 559 | 5.1% | 5.3% |
| Not in labor force: | 9,426 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 8,349 | 80.6% | 79.7% |
| Government workers: | 1,199 | 11.6% | 14.2% |
| Self-employed: | 756 | 7.3% | 5.9% |
| Unpaid family workers: | 59 | 0.6% | 0.1% |
Race & Ethnicity (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 22,444 | 89.8% | 61.6% |
| Black or African American: | 817 | 3.3% | 12.4% |
| American Indian/Alaska Native: | 107 | 0.4% | 1.1% |
| Asian: | 168 | 0.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 567 | 2.3% | 8.4% |
| Two or more races: | 887 | 3.5% | 10.2% |
| Hispanic or Latino (any race): | 1,030 | 4.1% | 18.7% |
| Mexican: | 1,614 | 6.5% | 11.2% |
| Puerto Rican: | 1,023 | 4.1% | 1.8% |
| Cuban: | 143 | 0.6% | 0.7% |
| Other Hispanic or Latino: | 68 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 380 | 1.5% | 81.1% |
Income Distribution (49036 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 526 | 5.7% | 4.9% |
| $10,000 to $14,999: | 286 | 3.1% | 3.8% |
| $15,000 to $24,999: | 958 | 10.3% | 7.0% |
| $25,000 to $34,999: | 752 | 8.1% | 7.4% |
| $35,000 to $49,999: | 1,398 | 15.0% | 10.7% |
| $50,000 to $74,999: | 1,968 | 21.2% | 16.1% |
| $75,000 to $99,999: | 1,189 | 12.8% | 12.8% |
| $100,000 to $149,999: | 1,417 | 15.2% | 17.1% |
| $150,000 to $199,999: | 418 | 4.5% | 8.8% |
| $200,000 or more: | 387 | 4.2% | 11.4% |
Commute to Work (49036 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 8,242 | 79.5% | 67.8% |
| Carpooled: | 1,119 | 10.8% | 8.7% |
| Public transportation: | 33 | 0.3% | 4.2% |
| Walked: | 228 | 2.2% | 2.5% |
| Other means: | 124 | 1.2% | 0.9% |
| Worked from home: | 505 | 4.9% | 13.8% |
| Mean travel time to work: | 19.5 min | -- | 26.7 min |
Industry (49036 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 146 | 1.4% | 1.6% |
| Construction: | 398 | 3.8% | 6.9% |
| Manufacturing: | 2,577 | 24.9% | 10.0% |
| Wholesale trade: | 276 | 2.7% | 2.4% |
| Retail trade: | 1,060 | 10.2% | 11.0% |
| Transportation, warehousing, utilities: | 837 | 8.1% | 5.8% |
| Information: | 112 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 389 | 3.8% | 6.7% |
| Professional, scientific, management: | 860 | 8.3% | 12.1% |
| Education, health care, social services: | 1,902 | 18.4% | 23.3% |
| Arts, entertainment, food services: | 969 | 9.4% | 9.0% |
| Other services: | 446 | 4.3% | 4.7% |
| Public administration: | 391 | 3.8% | 4.7% |
Poverty Status (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 16.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 21,086 | 84.4% | 91.3% |
| Private health insurance: | 14,993 | 60.0% | 67.6% |
| Public health coverage: | 10,588 | 42.4% | 35.9% |
| Without health insurance: | 1,951 | 7.8% | 8.7% |
Benefits & Assistance (49036 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,751 | 72.6% | 77.4% |
| Social Security income: | 3,496 | 37.6% | 31.0% |
| Retirement income: | 2,696 | 29.0% | 21.8% |
| Supplemental Security Income (SSI): | 430 | 4.6% | 4.5% |
| Cash public assistance income: | 209 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 1,340 | 14.4% | 11.4% |
Housing Types (49036 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 8,011 | 69.1% | 61.4% |
| 1-unit, attached: | 366 | 3.2% | 6.1% |
| 2 units: | 300 | 2.6% | 3.4% |
| 3 or 4 units: | 251 | 2.2% | 4.3% |
| 5 to 9 units: | 246 | 2.1% | 4.6% |
| 10 to 19 units: | 380 | 3.3% | 4.3% |
| 20 or more units: | 264 | 2.3% | 9.9% |
| Mobile home: | 1,772 | 15.3% | 5.8% |
| Boat, RV, van, etc.: | 2 | 0.0% | 0.1% |
Year Structure Built (49036 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 23 | 0.2% | 0.6% |
| Built 2010 to 2019: | 414 | 3.6% | 8.2% |
| Built 2000 to 2009: | 1,183 | 10.2% | 13.5% |
| Built 1990 to 1999: | 1,516 | 13.1% | 13.2% |
| Built 1980 to 1989: | 1,178 | 10.2% | 13.2% |
| Built 1970 to 1979: | 1,865 | 16.1% | 14.6% |
| Built 1960 to 1969: | 1,480 | 12.8% | 10.2% |
| Built 1950 to 1959: | 981 | 8.5% | 9.9% |
| Built 1940 to 1949: | 564 | 4.9% | 4.6% |
| Built 1939 or earlier: | 2,388 | 20.6% | 12.0% |
Bedrooms (49036 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 86 | 0.7% | 2.4% |
| 1 bedroom: | 792 | 6.8% | 3.0% |
| 2 bedrooms: | 3,194 | 27.6% | 9.1% |
| 3 bedrooms: | 5,439 | 46.9% | 15.9% |
| 4 bedrooms: | 1,612 | 13.9% | 18.8% |
| 5 or more bedrooms: | 469 | 4.0% | 17.6% |
Heating Fuel (49036 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,483 | 69.7% | 47.1% |
| Bottled, tank, or LP gas: | 1,330 | 14.3% | 4.9% |
| Electricity: | 757 | 8.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 259 | 2.8% | 4.2% |
| Coal or coke: | 34 | 0.4% | 0.1% |
| Wood: | 311 | 3.3% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 75 | 0.8% | 0.5% |
| No fuel used: | 50 | 0.5% | 0.2% |
Vehicles Available (49036 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 530 | 5.7% | 8.3% |
| 1 vehicle available: | 3,127 | 33.6% | 32.6% |
| 2 vehicles available: | 4,028 | 43.3% | 37.0% |
| 3 or more vehicles available: | 1,614 | 17.4% | 22.1% |
Home Value Distribution (49036 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 901 | 12.9% | 5.7% |
| $50,000 to $99,999: | 1,101 | 15.8% | 7.8% |
| $100,000 to $149,999: | 1,600 | 23.0% | 9.2% |
| $150,000 to $199,999: | 1,048 | 15.0% | 10.8% |
| $200,000 to $299,999: | 1,043 | 15.0% | 19.9% |
| $300,000 to $499,999: | 1,002 | 14.4% | 24.1% |
| $500,000 to $999,999: | 251 | 3.6% | 17.0% |
| $1,000,000 or more: | 22 | 0.3% | 5.6% |
Housing Costs (49036 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,152 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $473 / mo. | $584 / mo. |
| Median gross rent: | $918 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.51 | 2.53 |
| Average household size (renter-occupied): | 2.34 | 2.38 |
Households (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 9,299 | -- | -- |
| Married-couple households: | 4,432 | 47.7% | 47.5% |
| Cohabiting couple households: | 1,530 | 16.5% | 7.0% |
| Male householder, no spouse: | 1,623 | 17.5% | 5.4% |
| Female householder, no spouse: | 2,428 | 26.1% | 12.7% |
| Householder living alone: | 2,569 | 27.6% | 28.6% |
| 65 years and over living alone: | 3,299 | 35.5% | 11.8% |
| Average household size: | 2.47 | -- | 2.53 |
| Average family size: | 3.09 | -- | -- |
Marital Status (49036 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,879 | -- | -- |
| Never married: | 3,527 | 32.4% | 37.0% |
| Now married: | 5,028 | 46.2% | 49.5% |
| Separated: | 346 | 3.2% | 1.5% |
| Widowed: | 1,817 | 16.7% | 2.6% |
| Divorced: | 2,238 | 20.6% | 9.3% |
School Enrollment (49036 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,783 | -- | -- |
| Nursery school, preschool: | 340 | 7.1% | 5.8% |
| Kindergarten: | 279 | 5.8% | 5.0% |
| Elementary school (grades 1-8): | 2,371 | 49.6% | 40.5% |
| High school (grades 9-12): | 1,154 | 24.1% | 21.4% |
| College or graduate school: | 639 | 13.4% | 27.3% |
Veterans & Disability (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 19,763 | -- | -- |
| Veterans: | 1,431 | 7.2% | 6.3% |
| Civilian noninstitutionalized population: | 23,037 | -- | -- |
| With a disability: | 3,521 | 15.3% | 13.4% |
| Under 18 with disability: | 262 | 7.4% | 5.8% |
| 18 to 64 with disability: | 1,852 | 52.6% | 10.4% |
| 65 and over with disability: | 1,407 | 40.0% | 33.4% |
Mobility (Residence 1 Year Ago) (49036 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 21,484 | 86.0% | 86.9% |
| Different house: | 3,259 | 13.0% | 13.1% |
| Same county: | 1,596 | 49.0% | 7.0% |
| Different county: | 1,563 | 48.0% | 3.2% |
| Different state: | 613 | 18.8% | 2.5% |
| Abroad: | 100 | 3.1% | 0.4% |
Place of Birth (49036 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 23,223 | 92.9% | 86.2% |
| Foreign born: | 453 | 1.8% | 13.9% |
| Naturalized citizen: | 1,767 | 390.1% | 52.7% |
| Not a citizen: | 1,767 | 390.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,767 | 390.1% | 10.5% |
| Asia: | 30 | 6.6% | 31.3% |
| Africa: | 1 | 0.2% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 625 | 138.0% | 50.0% |
| Northern America: | 38 | 8.4% | 2.2% |
Language Spoken at Home (49036 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 23,576 | -- | -- |
| English only: | 20,722 | 87.9% | 78.3% |
| Language other than English: | 2,854 | 12.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,058 | 4.5% | 13.3% |
| Other Indo-European languages: | 459 | 1.9% | 3.5% |
| Asian/Pacific Island languages: | 9 | 0.0% | 3.5% |
| Other languages: | 1,328 | 5.6% | 1.0% |
Computers & Internet (49036 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 9,299 | 100.0% | 93.1% |
| Households with broadband internet: | 8,524 | 91.7% | 89.4% |
Coldwater, MI49036