49078 ZIP Code
Otsego, Michigan
December 12, 2025
| ZIP Code: | 49078 |
| City/Town: | Otsego |
| County: | Allegan |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 10,464 |
| Median Household Income: | $72,985 |
| Per Capita Income: | $40,336 |
| Total Housing Units: | 4,321 |
| Median Home Value: | $185,200 |
| Land Area: | 49.5 sq miles
128.3 sq km |
| Water Area: | 0.7 sq miles
1.8 sq km |
| Coordinates: | 42.4725, -85.7328 |
Population Information (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 10,464 | -- | -- |
| Male: | 5,035 | 48.1% | 49.6% |
| Female: | 5,429 | 51.9% | 50.4% |
| Median Age: | 42.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 346 | 3.3% | 5.7% |
| 5 to 9 years: | 564 | 5.4% | 6.0% |
| 10 to 14 years: | 824 | 7.9% | 6.5% |
| 15 to 19 years: | 632 | 6.0% | 6.6% |
| 20 to 24 years: | 573 | 5.5% | 6.7% |
| 25 to 34 years: | 1,092 | 10.4% | 13.7% |
| 35 to 44 years: | 1,601 | 15.3% | 12.9% |
| 45 to 54 years: | 1,237 | 11.8% | 12.4% |
| 55 to 59 years: | 1,059 | 10.1% | 6.5% |
| 60 to 64 years: | 890 | 8.5% | 6.4% |
| 65 to 74 years: | 774 | 7.4% | 9.7% |
| 75 to 84 years: | 667 | 6.4% | 4.8% |
| 85 years and over: | 205 | 2.0% | 2.0% |
Housing Information (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $185,200 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $1,123 / mo. | -- | $1,268 / mo. |
| Total housing units: | 4,321 | -- | -- |
| Occupied housing units: | 4,024 | 93.1% | 38.0% |
| Vacant housing units: | 297 | 6.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,301 | 82.0% | 64.8% |
| Renter-occupied: | 723 | 18.0% | 35.2% |
Educational Attainment (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 7,525 | -- | -- |
| Less than 9th grade: | 190 | 2.5% | 4.7% |
| 9th to 12th grade, no diploma: | 558 | 7.4% | 6.1% |
| High school graduate: | 2,900 | 38.5% | 26.4% |
| Some college, no degree: | 1,983 | 26.4% | 19.7% |
| Associate degree: | 640 | 8.5% | 8.7% |
| Bachelor's degree: | 757 | 10.1% | 20.9% |
| Graduate or professional degree: | 497 | 6.6% | 13.7% |
| Percent high school graduate or higher: | -- | 90.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 16.7% | 34.3% |
Income Information (49078 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $72,985 / yr. | $75,149 / yr. |
| Mean household income: | $90,964 / yr. | $105,833 / yr. |
| Median family income: | $89,423 / yr. | $92,646 / yr. |
| Per capita income: | $40,336 / yr. | $41,261 / yr. |
Employment (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,321 | -- | 63.5% |
| Employed: | 5,092 | 95.7% | 96.4% |
| Unemployed: | 229 | 4.3% | 5.3% |
| Not in labor force: | 3,324 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,487 | 88.1% | 79.7% |
| Government workers: | 374 | 7.3% | 14.2% |
| Self-employed: | 231 | 4.5% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 9,304 | 88.9% | 61.6% |
| Black or African American: | 39 | 0.4% | 12.4% |
| American Indian/Alaska Native: | 27 | 0.3% | 1.1% |
| Asian: | 42 | 0.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 425 | 4.1% | 8.4% |
| Two or more races: | 627 | 6.0% | 10.2% |
| Hispanic or Latino (any race): | 806 | 7.7% | 18.7% |
| Mexican: | 366 | 3.5% | 11.2% |
| Puerto Rican: | 85 | 0.8% | 1.8% |
| Cuban: | 196 | 1.9% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 85 | 0.8% | 81.1% |
Income Distribution (49078 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 61 | 1.5% | 4.9% |
| $10,000 to $14,999: | 61 | 1.5% | 3.8% |
| $15,000 to $24,999: | 253 | 6.3% | 7.0% |
| $25,000 to $34,999: | 377 | 9.4% | 7.4% |
| $35,000 to $49,999: | 474 | 11.8% | 10.7% |
| $50,000 to $74,999: | 840 | 20.9% | 16.1% |
| $75,000 to $99,999: | 566 | 14.1% | 12.8% |
| $100,000 to $149,999: | 674 | 16.7% | 17.1% |
| $150,000 to $199,999: | 527 | 13.1% | 8.8% |
| $200,000 or more: | 191 | 4.7% | 11.4% |
Commute to Work (49078 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,295 | 84.3% | 67.8% |
| Carpooled: | 465 | 9.1% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 9 | 0.2% | 2.5% |
| Other means: | 42 | 0.8% | 0.9% |
| Worked from home: | 129 | 2.5% | 13.8% |
| Mean travel time to work: | 23.5 min | -- | 26.7 min |
Industry (49078 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 38 | 0.7% | 1.6% |
| Construction: | 277 | 5.4% | 6.9% |
| Manufacturing: | 1,387 | 27.2% | 10.0% |
| Wholesale trade: | 79 | 1.6% | 2.4% |
| Retail trade: | 656 | 12.9% | 11.0% |
| Transportation, warehousing, utilities: | 307 | 6.0% | 5.8% |
| Information: | 33 | 0.6% | 1.9% |
| Finance, insurance, real estate: | 176 | 3.5% | 6.7% |
| Professional, scientific, management: | 244 | 4.8% | 12.1% |
| Education, health care, social services: | 1,103 | 21.7% | 23.3% |
| Arts, entertainment, food services: | 392 | 7.7% | 9.0% |
| Other services: | 255 | 5.0% | 4.7% |
| Public administration: | 145 | 2.8% | 4.7% |
Poverty Status (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 9,686 | 92.6% | 91.3% |
| Private health insurance: | 7,174 | 68.6% | 67.6% |
| Public health coverage: | 3,710 | 35.5% | 35.9% |
| Without health insurance: | 778 | 7.4% | 8.7% |
Benefits & Assistance (49078 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,154 | 78.4% | 77.4% |
| Social Security income: | 1,625 | 40.4% | 31.0% |
| Retirement income: | 948 | 23.6% | 21.8% |
| Supplemental Security Income (SSI): | 102 | 2.5% | 4.5% |
| Cash public assistance income: | 76 | 1.9% | 1.8% |
| SNAP (food stamps) benefits: | 200 | 5.0% | 11.4% |
Housing Types (49078 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 3,596 | 83.2% | 61.4% |
| 1-unit, attached: | 90 | 2.1% | 6.1% |
| 2 units: | 182 | 4.2% | 3.4% |
| 3 or 4 units: | 12 | 0.3% | 4.3% |
| 5 to 9 units: | 6 | 0.1% | 4.6% |
| 10 to 19 units: | 170 | 3.9% | 4.3% |
| 20 or more units: | 21 | 0.5% | 9.9% |
| Mobile home: | 244 | 5.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (49078 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 6 | 0.1% | 0.6% |
| Built 2010 to 2019: | 131 | 3.0% | 8.2% |
| Built 2000 to 2009: | 414 | 9.6% | 13.5% |
| Built 1990 to 1999: | 713 | 16.5% | 13.2% |
| Built 1980 to 1989: | 463 | 10.7% | 13.2% |
| Built 1970 to 1979: | 573 | 13.3% | 14.6% |
| Built 1960 to 1969: | 345 | 8.0% | 10.2% |
| Built 1950 to 1959: | 378 | 8.7% | 9.9% |
| Built 1940 to 1949: | 363 | 8.4% | 4.6% |
| Built 1939 or earlier: | 935 | 21.6% | 12.0% |
Bedrooms (49078 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 254 | 5.9% | 3.0% |
| 2 bedrooms: | 808 | 18.7% | 9.1% |
| 3 bedrooms: | 2,395 | 55.4% | 15.9% |
| 4 bedrooms: | 687 | 15.9% | 18.8% |
| 5 or more bedrooms: | 177 | 4.1% | 17.6% |
Heating Fuel (49078 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,642 | 65.7% | 47.1% |
| Bottled, tank, or LP gas: | 689 | 17.1% | 4.9% |
| Electricity: | 230 | 5.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 60 | 1.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 212 | 5.3% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 177 | 4.4% | 0.5% |
| No fuel used: | 14 | 0.3% | 0.2% |
Vehicles Available (49078 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 91 | 2.3% | 8.3% |
| 1 vehicle available: | 1,141 | 28.4% | 32.6% |
| 2 vehicles available: | 1,608 | 40.0% | 37.0% |
| 3 or more vehicles available: | 1,184 | 29.4% | 22.1% |
Home Value Distribution (49078 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 179 | 5.4% | 5.7% |
| $50,000 to $99,999: | 378 | 11.5% | 7.8% |
| $100,000 to $149,999: | 604 | 18.3% | 9.2% |
| $150,000 to $199,999: | 698 | 21.1% | 10.8% |
| $200,000 to $299,999: | 825 | 25.0% | 19.9% |
| $300,000 to $499,999: | 486 | 14.7% | 24.1% |
| $500,000 to $999,999: | 131 | 4.0% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (49078 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,219 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $507 / mo. | $584 / mo. |
| Median gross rent: | $1,123 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.60 | 2.53 |
| Average household size (renter-occupied): | 2.60 | 2.38 |
Households (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,024 | -- | -- |
| Married-couple households: | 2,263 | 56.2% | 47.5% |
| Cohabiting couple households: | 772 | 19.2% | 7.0% |
| Male householder, no spouse: | 480 | 11.9% | 5.4% |
| Female householder, no spouse: | 953 | 23.7% | 12.7% |
| Householder living alone: | 1,187 | 29.5% | 28.6% |
| 65 years and over living alone: | 1,172 | 29.1% | 11.8% |
| Average household size: | 2.60 | -- | 2.53 |
| Average family size: | 2.96 | -- | -- |
Marital Status (49078 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,089 | -- | -- |
| Never married: | 1,301 | 31.8% | 37.0% |
| Now married: | 2,220 | 54.3% | 49.5% |
| Separated: | 58 | 1.4% | 1.5% |
| Widowed: | 475 | 11.6% | 2.6% |
| Divorced: | 1,050 | 25.7% | 9.3% |
School Enrollment (49078 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,152 | -- | -- |
| Nursery school, preschool: | 51 | 2.4% | 5.8% |
| Kindergarten: | 146 | 6.8% | 5.0% |
| Elementary school (grades 1-8): | 1,199 | 55.7% | 40.5% |
| High school (grades 9-12): | 389 | 18.1% | 21.4% |
| College or graduate school: | 367 | 17.1% | 27.3% |
Veterans & Disability (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 8,404 | -- | -- |
| Veterans: | 438 | 5.2% | 6.3% |
| Civilian noninstitutionalized population: | 10,464 | -- | -- |
| With a disability: | 1,303 | 12.5% | 13.4% |
| Under 18 with disability: | 62 | 4.8% | 5.8% |
| 18 to 64 with disability: | 866 | 66.5% | 10.4% |
| 65 and over with disability: | 375 | 28.8% | 33.4% |
Mobility (Residence 1 Year Ago) (49078 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 9,576 | 91.5% | 86.9% |
| Different house: | 823 | 7.9% | 13.1% |
| Same county: | 480 | 58.3% | 7.0% |
| Different county: | 287 | 34.9% | 3.2% |
| Different state: | 99 | 12.0% | 2.5% |
| Abroad: | 56 | 6.8% | 0.4% |
Place of Birth (49078 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 10,085 | 96.4% | 86.2% |
| Foreign born: | 179 | 1.7% | 13.9% |
| Naturalized citizen: | 379 | 211.7% | 52.7% |
| Not a citizen: | 379 | 211.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 379 | 211.7% | 10.5% |
| Asia: | 47 | 26.3% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 44 | 24.6% | 50.0% |
| Northern America: | 3 | 1.7% | 2.2% |
Language Spoken at Home (49078 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,118 | -- | -- |
| English only: | 9,245 | 91.4% | 78.3% |
| Language other than English: | 873 | 8.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 314 | 3.1% | 13.3% |
| Other Indo-European languages: | 480 | 4.7% | 3.5% |
| Asian/Pacific Island languages: | 65 | 0.6% | 3.5% |
| Other languages: | 14 | 0.1% | 1.0% |
Computers & Internet (49078 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,024 | 100.0% | 93.1% |
| Households with broadband internet: | 3,750 | 93.2% | 89.4% |
Otsego, MI49078