49685 ZIP Code
Traverse City, Michigan
December 12, 2025
| ZIP Code: | 49685 |
| City/Town: | Traverse City |
| County: | Grand Traverse |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 21,120 |
| Median Household Income: | $75,035 |
| Per Capita Income: | $40,841 |
| Total Housing Units: | 9,234 |
| Median Home Value: | $269,700 |
| Land Area: | sq miles
0.0 sq km |
| Water Area: | sq miles
0.0 sq km |
| Coordinates: | 44.8162, -85.5751 |
Population Information (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,120 | -- | -- |
| Male: | 10,812 | 51.2% | 49.6% |
| Female: | 10,308 | 48.8% | 50.4% |
| Median Age: | 39.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,265 | 6.0% | 5.7% |
| 5 to 9 years: | 1,307 | 6.2% | 6.0% |
| 10 to 14 years: | 1,193 | 5.6% | 6.5% |
| 15 to 19 years: | 1,322 | 6.3% | 6.6% |
| 20 to 24 years: | 1,250 | 5.9% | 6.7% |
| 25 to 34 years: | 3,068 | 14.5% | 13.7% |
| 35 to 44 years: | 2,610 | 12.4% | 12.9% |
| 45 to 54 years: | 3,007 | 14.2% | 12.4% |
| 55 to 59 years: | 1,702 | 8.1% | 6.5% |
| 60 to 64 years: | 1,279 | 6.1% | 6.4% |
| 65 to 74 years: | 2,065 | 9.8% | 9.7% |
| 75 to 84 years: | 822 | 3.9% | 4.8% |
| 85 years and over: | 230 | 1.1% | 2.0% |
Housing Information (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $269,700 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $1,245 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,234 | -- | -- |
| Occupied housing units: | 8,163 | 88.4% | 38.0% |
| Vacant housing units: | 1,071 | 11.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,342 | 77.7% | 64.8% |
| Renter-occupied: | 1,821 | 22.3% | 35.2% |
Educational Attainment (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 14,783 | -- | -- |
| Less than 9th grade: | 203 | 1.4% | 4.7% |
| 9th to 12th grade, no diploma: | 539 | 3.6% | 6.1% |
| High school graduate: | 3,473 | 23.5% | 26.4% |
| Some college, no degree: | 3,726 | 25.2% | 19.7% |
| Associate degree: | 1,851 | 12.5% | 8.7% |
| Bachelor's degree: | 3,276 | 22.2% | 20.9% |
| Graduate or professional degree: | 1,715 | 11.6% | 13.7% |
| Percent high school graduate or higher: | -- | 95.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 33.8% | 34.3% |
Income Information (49685 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $75,035 / yr. | $75,149 / yr. |
| Mean household income: | $90,802 / yr. | $105,833 / yr. |
| Median family income: | $85,364 / yr. | $92,646 / yr. |
| Per capita income: | $40,841 / yr. | $41,261 / yr. |
Employment (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 11,594 | -- | 63.5% |
| Employed: | 11,113 | 96.0% | 96.4% |
| Unemployed: | 468 | 4.0% | 5.3% |
| Not in labor force: | 5,446 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 9,364 | 84.3% | 79.7% |
| Government workers: | 1,081 | 9.7% | 14.2% |
| Self-employed: | 626 | 5.6% | 5.9% |
| Unpaid family workers: | 42 | 0.4% | 0.1% |
Race & Ethnicity (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 19,577 | 92.7% | 61.6% |
| Black or African American: | 145 | 0.7% | 12.4% |
| American Indian/Alaska Native: | 276 | 1.3% | 1.1% |
| Asian: | 156 | 0.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 104 | 0.5% | 8.4% |
| Two or more races: | 862 | 4.1% | 10.2% |
| Hispanic or Latino (any race): | 250 | 1.2% | 18.7% |
| Mexican: | 547 | 2.6% | 11.2% |
| Puerto Rican: | 297 | 1.4% | 1.8% |
| Cuban: | 51 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 104 | 0.5% | 5.0% |
| Not Hispanic or Latino: | 95 | 0.4% | 81.1% |
Income Distribution (49685 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 417 | 5.1% | 4.9% |
| $10,000 to $14,999: | 149 | 1.8% | 3.8% |
| $15,000 to $24,999: | 394 | 4.8% | 7.0% |
| $25,000 to $34,999: | 572 | 7.0% | 7.4% |
| $35,000 to $49,999: | 770 | 9.4% | 10.7% |
| $50,000 to $74,999: | 1,777 | 21.8% | 16.1% |
| $75,000 to $99,999: | 1,304 | 16.0% | 12.8% |
| $100,000 to $149,999: | 1,784 | 21.9% | 17.1% |
| $150,000 to $199,999: | 485 | 5.9% | 8.8% |
| $200,000 or more: | 511 | 6.3% | 11.4% |
Commute to Work (49685 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 9,039 | 81.3% | 67.8% |
| Carpooled: | 970 | 8.7% | 8.7% |
| Public transportation: | 20 | 0.2% | 4.2% |
| Walked: | 21 | 0.2% | 2.5% |
| Other means: | 80 | 0.7% | 0.9% |
| Worked from home: | 900 | 8.1% | 13.8% |
| Mean travel time to work: | 18.8 min | -- | 26.7 min |
Industry (49685 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 169 | 1.5% | 1.6% |
| Construction: | 1,017 | 9.2% | 6.9% |
| Manufacturing: | 1,015 | 9.1% | 10.0% |
| Wholesale trade: | 170 | 1.5% | 2.4% |
| Retail trade: | 1,846 | 16.6% | 11.0% |
| Transportation, warehousing, utilities: | 499 | 4.5% | 5.8% |
| Information: | 106 | 1.0% | 1.9% |
| Finance, insurance, real estate: | 669 | 6.0% | 6.7% |
| Professional, scientific, management: | 956 | 8.6% | 12.1% |
| Education, health care, social services: | 2,658 | 23.9% | 23.3% |
| Arts, entertainment, food services: | 1,121 | 10.1% | 9.0% |
| Other services: | 414 | 3.7% | 4.7% |
| Public administration: | 473 | 4.3% | 4.7% |
Poverty Status (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 20,002 | 94.7% | 91.3% |
| Private health insurance: | 15,605 | 73.9% | 67.6% |
| Public health coverage: | 7,910 | 37.5% | 35.9% |
| Without health insurance: | 1,105 | 5.2% | 8.7% |
Benefits & Assistance (49685 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,745 | 82.6% | 77.4% |
| Social Security income: | 2,342 | 28.7% | 31.0% |
| Retirement income: | 2,086 | 25.6% | 21.8% |
| Supplemental Security Income (SSI): | 389 | 4.8% | 4.5% |
| Cash public assistance income: | 341 | 4.2% | 1.8% |
| SNAP (food stamps) benefits: | 755 | 9.2% | 11.4% |
Housing Types (49685 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,559 | 71.0% | 61.4% |
| 1-unit, attached: | 428 | 4.6% | 6.1% |
| 2 units: | 74 | 0.8% | 3.4% |
| 3 or 4 units: | 231 | 2.5% | 4.3% |
| 5 to 9 units: | 322 | 3.5% | 4.6% |
| 10 to 19 units: | 190 | 2.1% | 4.3% |
| 20 or more units: | 395 | 4.3% | 9.9% |
| Mobile home: | 1,035 | 11.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (49685 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 57 | 0.6% | 0.6% |
| Built 2010 to 2019: | 1,315 | 14.2% | 8.2% |
| Built 2000 to 2009: | 2,134 | 23.1% | 13.5% |
| Built 1990 to 1999: | 1,471 | 15.9% | 13.2% |
| Built 1980 to 1989: | 1,440 | 15.6% | 13.2% |
| Built 1970 to 1979: | 1,490 | 16.1% | 14.6% |
| Built 1960 to 1969: | 396 | 4.3% | 10.2% |
| Built 1950 to 1959: | 377 | 4.1% | 9.9% |
| Built 1940 to 1949: | 98 | 1.1% | 4.6% |
| Built 1939 or earlier: | 456 | 4.9% | 12.0% |
Bedrooms (49685 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 131 | 1.4% | 2.4% |
| 1 bedroom: | 595 | 6.4% | 3.0% |
| 2 bedrooms: | 1,793 | 19.4% | 9.1% |
| 3 bedrooms: | 4,362 | 47.2% | 15.9% |
| 4 bedrooms: | 1,893 | 20.5% | 18.8% |
| 5 or more bedrooms: | 460 | 5.0% | 17.6% |
Heating Fuel (49685 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,772 | 83.0% | 47.1% |
| Bottled, tank, or LP gas: | 232 | 2.8% | 4.9% |
| Electricity: | 934 | 11.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 41 | 0.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 151 | 1.8% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 33 | 0.4% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (49685 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 303 | 3.7% | 8.3% |
| 1 vehicle available: | 2,617 | 32.1% | 32.6% |
| 2 vehicles available: | 3,218 | 39.4% | 37.0% |
| 3 or more vehicles available: | 2,025 | 24.8% | 22.1% |
Home Value Distribution (49685 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 598 | 9.4% | 5.7% |
| $50,000 to $99,999: | 158 | 2.5% | 7.8% |
| $100,000 to $149,999: | 289 | 4.6% | 9.2% |
| $150,000 to $199,999: | 778 | 12.3% | 10.8% |
| $200,000 to $299,999: | 1,841 | 29.0% | 19.9% |
| $300,000 to $499,999: | 1,886 | 29.7% | 24.1% |
| $500,000 to $999,999: | 740 | 11.7% | 17.0% |
| $1,000,000 or more: | 52 | 0.8% | 5.6% |
Housing Costs (49685 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,425 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $502 / mo. | $584 / mo. |
| Median gross rent: | $1,245 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.62 | 2.53 |
| Average household size (renter-occupied): | 2.44 | 2.38 |
Households (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,163 | -- | -- |
| Married-couple households: | 3,964 | 48.6% | 47.5% |
| Cohabiting couple households: | 1,487 | 18.2% | 7.0% |
| Male householder, no spouse: | 1,150 | 14.1% | 5.4% |
| Female householder, no spouse: | 2,082 | 25.5% | 12.7% |
| Householder living alone: | 2,521 | 30.9% | 28.6% |
| 65 years and over living alone: | 2,167 | 26.5% | 11.8% |
| Average household size: | 2.58 | -- | 2.53 |
| Average family size: | 3.13 | -- | -- |
Marital Status (49685 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,593 | -- | -- |
| Never married: | 2,991 | 34.8% | 37.0% |
| Now married: | 4,315 | 50.2% | 49.5% |
| Separated: | 135 | 1.6% | 1.5% |
| Widowed: | 1,045 | 12.2% | 2.6% |
| Divorced: | 2,507 | 29.2% | 9.3% |
School Enrollment (49685 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,718 | -- | -- |
| Nursery school, preschool: | 504 | 10.7% | 5.8% |
| Kindergarten: | 113 | 2.4% | 5.0% |
| Elementary school (grades 1-8): | 1,865 | 39.5% | 40.5% |
| High school (grades 9-12): | 1,082 | 22.9% | 21.4% |
| College or graduate school: | 1,154 | 24.5% | 27.3% |
Veterans & Disability (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 16,627 | -- | -- |
| Veterans: | 1,326 | 8.0% | 6.3% |
| Civilian noninstitutionalized population: | 21,107 | -- | -- |
| With a disability: | 2,617 | 12.4% | 13.4% |
| Under 18 with disability: | 401 | 15.3% | 5.8% |
| 18 to 64 with disability: | 1,446 | 55.3% | 10.4% |
| 65 and over with disability: | 770 | 29.4% | 33.4% |
Mobility (Residence 1 Year Ago) (49685 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 18,177 | 86.1% | 86.9% |
| Different house: | 2,812 | 13.3% | 13.1% |
| Same county: | 1,684 | 59.9% | 7.0% |
| Different county: | 1,125 | 40.0% | 3.2% |
| Different state: | 108 | 3.8% | 2.5% |
| Abroad: | 3 | 0.1% | 0.4% |
Place of Birth (49685 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 20,648 | 97.8% | 86.2% |
| Foreign born: | 117 | 0.6% | 13.9% |
| Naturalized citizen: | 472 | 403.4% | 52.7% |
| Not a citizen: | 472 | 403.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 472 | 403.4% | 10.5% |
| Asia: | 153 | 130.8% | 31.3% |
| Africa: | 12 | 10.3% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 86 | 73.5% | 50.0% |
| Northern America: | 91 | 77.8% | 2.2% |
Language Spoken at Home (49685 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 19,855 | -- | -- |
| English only: | 19,247 | 96.9% | 78.3% |
| Language other than English: | 608 | 3.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 244 | 1.2% | 13.3% |
| Other Indo-European languages: | 252 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 106 | 0.5% | 3.5% |
| Other languages: | 6 | 0.0% | 1.0% |
Computers & Internet (49685 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,163 | 100.0% | 93.1% |
| Households with broadband internet: | 7,919 | 97.0% | 89.4% |
Traverse City, MI49685