49686 ZIP Code
Traverse City, Michigan
December 12, 2025
| ZIP Code: | 49686 |
| City/Town: | Traverse City |
| County: | Grand Traverse |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 25,282 |
| Median Household Income: | $67,279 |
| Per Capita Income: | $37,394 |
| Total Housing Units: | 13,295 |
| Median Home Value: | $276,600 |
| Land Area: | 47.3 sq miles
122.5 sq km |
| Water Area: | 26.2 sq miles
67.8 sq km |
| Coordinates: | 44.8494, -85.5426 |
Population Information (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 25,282 | -- | -- |
| Male: | 12,345 | 48.8% | 49.6% |
| Female: | 12,937 | 51.2% | 50.4% |
| Median Age: | 46.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 931 | 3.7% | 5.7% |
| 5 to 9 years: | 1,261 | 5.0% | 6.0% |
| 10 to 14 years: | 1,230 | 4.9% | 6.5% |
| 15 to 19 years: | 1,246 | 4.9% | 6.6% |
| 20 to 24 years: | 1,381 | 5.5% | 6.7% |
| 25 to 34 years: | 3,322 | 13.1% | 13.7% |
| 35 to 44 years: | 2,756 | 10.9% | 12.9% |
| 45 to 54 years: | 2,920 | 11.5% | 12.4% |
| 55 to 59 years: | 2,004 | 7.9% | 6.5% |
| 60 to 64 years: | 1,721 | 6.8% | 6.4% |
| 65 to 74 years: | 3,964 | 15.7% | 9.7% |
| 75 to 84 years: | 1,693 | 6.7% | 4.8% |
| 85 years and over: | 853 | 3.4% | 2.0% |
Housing Information (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $276,600 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $1,137 / mo. | -- | $1,268 / mo. |
| Total housing units: | 13,295 | -- | -- |
| Occupied housing units: | 11,569 | 87.0% | 38.0% |
| Vacant housing units: | 1,726 | 13.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,094 | 70.0% | 64.8% |
| Renter-occupied: | 3,475 | 30.0% | 35.2% |
Educational Attainment (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 19,233 | -- | -- |
| Less than 9th grade: | 136 | 0.7% | 4.7% |
| 9th to 12th grade, no diploma: | 758 | 3.9% | 6.1% |
| High school graduate: | 3,689 | 19.2% | 26.4% |
| Some college, no degree: | 3,951 | 20.5% | 19.7% |
| Associate degree: | 2,023 | 10.5% | 8.7% |
| Bachelor's degree: | 5,130 | 26.7% | 20.9% |
| Graduate or professional degree: | 3,546 | 18.4% | 13.7% |
| Percent high school graduate or higher: | -- | 95.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 45.1% | 34.3% |
Income Information (49686 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $67,279 / yr. | $75,149 / yr. |
| Mean household income: | $93,960 / yr. | $105,833 / yr. |
| Median family income: | $93,254 / yr. | $92,646 / yr. |
| Per capita income: | $37,394 / yr. | $41,261 / yr. |
Employment (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 13,567 | -- | 63.5% |
| Employed: | 13,022 | 96.3% | 96.4% |
| Unemployed: | 502 | 3.7% | 5.3% |
| Not in labor force: | 8,013 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,757 | 82.6% | 79.7% |
| Government workers: | 1,223 | 9.4% | 14.2% |
| Self-employed: | 998 | 7.7% | 5.9% |
| Unpaid family workers: | 44 | 0.3% | 0.1% |
Race & Ethnicity (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 23,842 | 94.3% | 61.6% |
| Black or African American: | 173 | 0.7% | 12.4% |
| American Indian/Alaska Native: | 286 | 1.1% | 1.1% |
| Asian: | 89 | 0.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 177 | 0.7% | 8.4% |
| Two or more races: | 715 | 2.8% | 10.2% |
| Hispanic or Latino (any race): | 358 | 1.4% | 18.7% |
| Mexican: | 854 | 3.4% | 11.2% |
| Puerto Rican: | 689 | 2.7% | 1.8% |
| Cuban: | 70 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 95 | 0.4% | 81.1% |
Income Distribution (49686 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 621 | 5.4% | 4.9% |
| $10,000 to $14,999: | 379 | 3.3% | 3.8% |
| $15,000 to $24,999: | 937 | 8.1% | 7.0% |
| $25,000 to $34,999: | 1,012 | 8.7% | 7.4% |
| $35,000 to $49,999: | 1,151 | 9.9% | 10.7% |
| $50,000 to $74,999: | 2,240 | 19.4% | 16.1% |
| $75,000 to $99,999: | 1,669 | 14.4% | 12.8% |
| $100,000 to $149,999: | 1,741 | 15.0% | 17.1% |
| $150,000 to $199,999: | 801 | 6.9% | 8.8% |
| $200,000 or more: | 1,018 | 8.8% | 11.4% |
Commute to Work (49686 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 8,506 | 65.3% | 67.8% |
| Carpooled: | 1,634 | 12.5% | 8.7% |
| Public transportation: | 287 | 2.2% | 4.2% |
| Walked: | 371 | 2.8% | 2.5% |
| Other means: | 293 | 2.3% | 0.9% |
| Worked from home: | 1,807 | 13.9% | 13.8% |
| Mean travel time to work: | 18.8 min | -- | 26.7 min |
Industry (49686 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 183 | 1.4% | 1.6% |
| Construction: | 762 | 5.9% | 6.9% |
| Manufacturing: | 1,580 | 12.1% | 10.0% |
| Wholesale trade: | 345 | 2.6% | 2.4% |
| Retail trade: | 1,704 | 13.1% | 11.0% |
| Transportation, warehousing, utilities: | 358 | 2.7% | 5.8% |
| Information: | 191 | 1.5% | 1.9% |
| Finance, insurance, real estate: | 1,165 | 8.9% | 6.7% |
| Professional, scientific, management: | 1,298 | 10.0% | 12.1% |
| Education, health care, social services: | 3,459 | 26.6% | 23.3% |
| Arts, entertainment, food services: | 1,334 | 10.2% | 9.0% |
| Other services: | 436 | 3.3% | 4.7% |
| Public administration: | 207 | 1.6% | 4.7% |
Poverty Status (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 23,522 | 93.0% | 91.3% |
| Private health insurance: | 17,779 | 70.3% | 67.6% |
| Public health coverage: | 10,675 | 42.2% | 35.9% |
| Without health insurance: | 1,562 | 6.2% | 8.7% |
Benefits & Assistance (49686 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,127 | 70.2% | 77.4% |
| Social Security income: | 4,928 | 42.6% | 31.0% |
| Retirement income: | 3,456 | 29.9% | 21.8% |
| Supplemental Security Income (SSI): | 505 | 4.4% | 4.5% |
| Cash public assistance income: | 235 | 2.0% | 1.8% |
| SNAP (food stamps) benefits: | 1,004 | 8.7% | 11.4% |
Housing Types (49686 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 8,299 | 62.4% | 61.4% |
| 1-unit, attached: | 906 | 6.8% | 6.1% |
| 2 units: | 332 | 2.5% | 3.4% |
| 3 or 4 units: | 439 | 3.3% | 4.3% |
| 5 to 9 units: | 786 | 5.9% | 4.6% |
| 10 to 19 units: | 652 | 4.9% | 4.3% |
| 20 or more units: | 716 | 5.4% | 9.9% |
| Mobile home: | 1,165 | 8.8% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (49686 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 18 | 0.1% | 0.6% |
| Built 2010 to 2019: | 1,427 | 10.7% | 8.2% |
| Built 2000 to 2009: | 1,755 | 13.2% | 13.5% |
| Built 1990 to 1999: | 2,019 | 15.2% | 13.2% |
| Built 1980 to 1989: | 1,943 | 14.6% | 13.2% |
| Built 1970 to 1979: | 2,373 | 17.8% | 14.6% |
| Built 1960 to 1969: | 782 | 5.9% | 10.2% |
| Built 1950 to 1959: | 1,365 | 10.3% | 9.9% |
| Built 1940 to 1949: | 358 | 2.7% | 4.6% |
| Built 1939 or earlier: | 1,255 | 9.4% | 12.0% |
Bedrooms (49686 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 113 | 0.8% | 2.4% |
| 1 bedroom: | 1,635 | 12.3% | 3.0% |
| 2 bedrooms: | 3,705 | 27.9% | 9.1% |
| 3 bedrooms: | 4,956 | 37.3% | 15.9% |
| 4 bedrooms: | 2,276 | 17.1% | 18.8% |
| 5 or more bedrooms: | 610 | 4.6% | 17.6% |
Heating Fuel (49686 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,438 | 81.6% | 47.1% |
| Bottled, tank, or LP gas: | 337 | 2.9% | 4.9% |
| Electricity: | 1,537 | 13.3% | 40.2% |
| Fuel oil, kerosene, etc.: | 34 | 0.3% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 56 | 0.5% | 1.5% |
| Solar energy: | 14 | 0.1% | 0.1% |
| Other fuel: | 53 | 0.5% | 0.5% |
| No fuel used: | 100 | 0.9% | 0.2% |
Vehicles Available (49686 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 829 | 7.2% | 8.3% |
| 1 vehicle available: | 4,734 | 40.9% | 32.6% |
| 2 vehicles available: | 4,268 | 36.9% | 37.0% |
| 3 or more vehicles available: | 1,738 | 15.0% | 22.1% |
Home Value Distribution (49686 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 701 | 8.7% | 5.7% |
| $50,000 to $99,999: | 333 | 4.1% | 7.8% |
| $100,000 to $149,999: | 617 | 7.6% | 9.2% |
| $150,000 to $199,999: | 894 | 11.0% | 10.8% |
| $200,000 to $299,999: | 1,960 | 24.2% | 19.9% |
| $300,000 to $499,999: | 1,904 | 23.5% | 24.1% |
| $500,000 to $999,999: | 1,286 | 15.9% | 17.0% |
| $1,000,000 or more: | 399 | 4.9% | 5.6% |
Housing Costs (49686 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,554 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $663 / mo. | $584 / mo. |
| Median gross rent: | $1,137 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.17 | 2.53 |
| Average household size (renter-occupied): | 2.02 | 2.38 |
Households (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,569 | -- | -- |
| Married-couple households: | 4,860 | 42.0% | 47.5% |
| Cohabiting couple households: | 1,268 | 11.0% | 7.0% |
| Male householder, no spouse: | 2,253 | 19.5% | 5.4% |
| Female householder, no spouse: | 3,748 | 32.4% | 12.7% |
| Householder living alone: | 2,202 | 19.0% | 28.6% |
| 65 years and over living alone: | 4,777 | 41.3% | 11.8% |
| Average household size: | 2.13 | -- | 2.53 |
| Average family size: | 2.81 | -- | -- |
Marital Status (49686 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,614 | -- | -- |
| Never married: | 3,866 | 36.4% | 37.0% |
| Now married: | 5,226 | 49.2% | 49.5% |
| Separated: | 402 | 3.8% | 1.5% |
| Widowed: | 1,061 | 10.0% | 2.6% |
| Divorced: | 2,867 | 27.0% | 9.3% |
School Enrollment (49686 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 5,253 | -- | -- |
| Nursery school, preschool: | 385 | 7.3% | 5.8% |
| Kindergarten: | 173 | 3.3% | 5.0% |
| Elementary school (grades 1-8): | 2,019 | 38.4% | 40.5% |
| High school (grades 9-12): | 956 | 18.2% | 21.4% |
| College or graduate school: | 1,720 | 32.7% | 27.3% |
Veterans & Disability (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 21,181 | -- | -- |
| Veterans: | 1,599 | 7.5% | 6.3% |
| Civilian noninstitutionalized population: | 25,084 | -- | -- |
| With a disability: | 3,109 | 12.4% | 13.4% |
| Under 18 with disability: | 134 | 4.3% | 5.8% |
| 18 to 64 with disability: | 1,133 | 36.4% | 10.4% |
| 65 and over with disability: | 1,842 | 59.2% | 33.4% |
Mobility (Residence 1 Year Ago) (49686 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 21,068 | 83.3% | 86.9% |
| Different house: | 4,132 | 16.3% | 13.1% |
| Same county: | 1,714 | 41.5% | 7.0% |
| Different county: | 2,303 | 55.7% | 3.2% |
| Different state: | 646 | 15.6% | 2.5% |
| Abroad: | 115 | 2.8% | 0.4% |
Place of Birth (49686 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 24,771 | 98.0% | 86.2% |
| Foreign born: | 192 | 0.8% | 13.9% |
| Naturalized citizen: | 511 | 266.1% | 52.7% |
| Not a citizen: | 511 | 266.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 511 | 266.1% | 10.5% |
| Asia: | 147 | 76.6% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 174 | 90.6% | 50.0% |
| Northern America: | 55 | 28.6% | 2.2% |
Language Spoken at Home (49686 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 24,351 | -- | -- |
| English only: | 23,492 | 96.5% | 78.3% |
| Language other than English: | 859 | 3.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 573 | 2.4% | 13.3% |
| Other Indo-European languages: | 224 | 0.9% | 3.5% |
| Asian/Pacific Island languages: | 54 | 0.2% | 3.5% |
| Other languages: | 8 | 0.0% | 1.0% |
Computers & Internet (49686 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,569 | 100.0% | 93.1% |
| Households with broadband internet: | 10,703 | 92.5% | 89.4% |
Traverse City, MI49686