49720 ZIP Code
Charlevoix, Michigan
December 12, 2025
| ZIP Code: | 49720 |
| City/Town: | Charlevoix |
| County: | Charlevoix |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 9,109 |
| Median Household Income: | $68,545 |
| Per Capita Income: | $36,094 |
| Total Housing Units: | 6,147 |
| Median Home Value: | $240,900 |
| Land Area: | 95.5 sq miles
247.4 sq km |
| Water Area: | 29.7 sq miles
77.0 sq km |
| Coordinates: | 45.2805, -85.2450 |
Population Information (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 9,109 | -- | -- |
| Male: | 4,524 | 49.7% | 49.6% |
| Female: | 4,585 | 50.3% | 50.4% |
| Median Age: | 52.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 408 | 4.5% | 5.7% |
| 5 to 9 years: | 442 | 4.9% | 6.0% |
| 10 to 14 years: | 396 | 4.3% | 6.5% |
| 15 to 19 years: | 491 | 5.4% | 6.6% |
| 20 to 24 years: | 493 | 5.4% | 6.7% |
| 25 to 34 years: | 777 | 8.5% | 13.7% |
| 35 to 44 years: | 833 | 9.1% | 12.9% |
| 45 to 54 years: | 1,076 | 11.8% | 12.4% |
| 55 to 59 years: | 708 | 7.8% | 6.5% |
| 60 to 64 years: | 906 | 9.9% | 6.4% |
| 65 to 74 years: | 1,483 | 16.3% | 9.7% |
| 75 to 84 years: | 843 | 9.3% | 4.8% |
| 85 years and over: | 253 | 2.8% | 2.0% |
Housing Information (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $240,900 | -- | $281,900 |
| Median rooms: | 6.1 | -- | 5.5 |
| Median rent: | $914 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,147 | -- | -- |
| Occupied housing units: | 4,434 | 72.1% | 38.0% |
| Vacant housing units: | 1,713 | 27.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,408 | 76.9% | 64.8% |
| Renter-occupied: | 1,026 | 23.1% | 35.2% |
Educational Attainment (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,879 | -- | -- |
| Less than 9th grade: | 99 | 1.4% | 4.7% |
| 9th to 12th grade, no diploma: | 183 | 2.7% | 6.1% |
| High school graduate: | 1,680 | 24.4% | 26.4% |
| Some college, no degree: | 1,698 | 24.7% | 19.7% |
| Associate degree: | 748 | 10.9% | 8.7% |
| Bachelor's degree: | 1,553 | 22.6% | 20.9% |
| Graduate or professional degree: | 918 | 13.3% | 13.7% |
| Percent high school graduate or higher: | -- | 95.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 35.9% | 34.3% |
Income Information (49720 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $68,545 / yr. | $75,149 / yr. |
| Mean household income: | $96,675 / yr. | $105,833 / yr. |
| Median family income: | $86,768 / yr. | $92,646 / yr. |
| Per capita income: | $36,094 / yr. | $41,261 / yr. |
Employment (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,421 | -- | 63.5% |
| Employed: | 4,264 | 96.6% | 96.4% |
| Unemployed: | 148 | 3.4% | 5.3% |
| Not in labor force: | 3,331 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,517 | 82.5% | 79.7% |
| Government workers: | 461 | 10.8% | 14.2% |
| Self-employed: | 280 | 6.6% | 5.9% |
| Unpaid family workers: | 6 | 0.1% | 0.1% |
Race & Ethnicity (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 8,519 | 93.5% | 61.6% |
| Black or African American: | 77 | 0.8% | 12.4% |
| American Indian/Alaska Native: | 108 | 1.2% | 1.1% |
| Asian: | 49 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 2 | 0.0% | 0.2% |
| Some other race: | 97 | 1.1% | 8.4% |
| Two or more races: | 257 | 2.8% | 10.2% |
| Hispanic or Latino (any race): | 183 | 2.0% | 18.7% |
| Mexican: | 266 | 2.9% | 11.2% |
| Puerto Rican: | 128 | 1.4% | 1.8% |
| Cuban: | 76 | 0.8% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 62 | 0.7% | 81.1% |
Income Distribution (49720 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 127 | 2.9% | 4.9% |
| $10,000 to $14,999: | 187 | 4.2% | 3.8% |
| $15,000 to $24,999: | 546 | 12.3% | 7.0% |
| $25,000 to $34,999: | 313 | 7.1% | 7.4% |
| $35,000 to $49,999: | 472 | 10.6% | 10.7% |
| $50,000 to $74,999: | 814 | 18.4% | 16.1% |
| $75,000 to $99,999: | 538 | 12.1% | 12.8% |
| $100,000 to $149,999: | 704 | 15.9% | 17.1% |
| $150,000 to $199,999: | 364 | 8.2% | 8.8% |
| $200,000 or more: | 369 | 8.3% | 11.4% |
Commute to Work (49720 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,144 | 73.7% | 67.8% |
| Carpooled: | 443 | 10.4% | 8.7% |
| Public transportation: | 51 | 1.2% | 4.2% |
| Walked: | 105 | 2.5% | 2.5% |
| Other means: | 97 | 2.3% | 0.9% |
| Worked from home: | 391 | 9.2% | 13.8% |
| Mean travel time to work: | 18.0 min | -- | 26.7 min |
Industry (49720 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 64 | 1.5% | 1.6% |
| Construction: | 303 | 7.1% | 6.9% |
| Manufacturing: | 820 | 19.2% | 10.0% |
| Wholesale trade: | 49 | 1.1% | 2.4% |
| Retail trade: | 363 | 8.5% | 11.0% |
| Transportation, warehousing, utilities: | 124 | 2.9% | 5.8% |
| Information: | 16 | 0.4% | 1.9% |
| Finance, insurance, real estate: | 197 | 4.6% | 6.7% |
| Professional, scientific, management: | 399 | 9.4% | 12.1% |
| Education, health care, social services: | 978 | 22.9% | 23.3% |
| Arts, entertainment, food services: | 617 | 14.5% | 9.0% |
| Other services: | 153 | 3.6% | 4.7% |
| Public administration: | 181 | 4.2% | 4.7% |
Poverty Status (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 10.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,355 | 91.7% | 91.3% |
| Private health insurance: | 6,246 | 68.6% | 67.6% |
| Public health coverage: | 4,095 | 45.0% | 35.9% |
| Without health insurance: | 614 | 6.7% | 8.7% |
Benefits & Assistance (49720 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,094 | 69.8% | 77.4% |
| Social Security income: | 1,822 | 41.1% | 31.0% |
| Retirement income: | 1,481 | 33.4% | 21.8% |
| Supplemental Security Income (SSI): | 153 | 3.5% | 4.5% |
| Cash public assistance income: | 130 | 2.9% | 1.8% |
| SNAP (food stamps) benefits: | 335 | 7.6% | 11.4% |
Housing Types (49720 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,590 | 74.7% | 61.4% |
| 1-unit, attached: | 89 | 1.4% | 6.1% |
| 2 units: | 131 | 2.1% | 3.4% |
| 3 or 4 units: | 160 | 2.6% | 4.3% |
| 5 to 9 units: | 241 | 3.9% | 4.6% |
| 10 to 19 units: | 208 | 3.4% | 4.3% |
| 20 or more units: | 263 | 4.3% | 9.9% |
| Mobile home: | 465 | 7.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (49720 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 7 | 0.1% | 0.6% |
| Built 2010 to 2019: | 248 | 4.0% | 8.2% |
| Built 2000 to 2009: | 636 | 10.3% | 13.5% |
| Built 1990 to 1999: | 905 | 14.7% | 13.2% |
| Built 1980 to 1989: | 1,133 | 18.4% | 13.2% |
| Built 1970 to 1979: | 951 | 15.5% | 14.6% |
| Built 1960 to 1969: | 632 | 10.3% | 10.2% |
| Built 1950 to 1959: | 302 | 4.9% | 9.9% |
| Built 1940 to 1949: | 513 | 8.3% | 4.6% |
| Built 1939 or earlier: | 820 | 13.3% | 12.0% |
Bedrooms (49720 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 75 | 1.2% | 2.4% |
| 1 bedroom: | 502 | 8.2% | 3.0% |
| 2 bedrooms: | 1,320 | 21.5% | 9.1% |
| 3 bedrooms: | 2,671 | 43.5% | 15.9% |
| 4 bedrooms: | 1,118 | 18.2% | 18.8% |
| 5 or more bedrooms: | 461 | 7.5% | 17.6% |
Heating Fuel (49720 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,677 | 60.4% | 47.1% |
| Bottled, tank, or LP gas: | 924 | 20.8% | 4.9% |
| Electricity: | 425 | 9.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 43 | 1.0% | 4.2% |
| Coal or coke: | 5 | 0.1% | 0.1% |
| Wood: | 255 | 5.8% | 1.5% |
| Solar energy: | 4 | 0.1% | 0.1% |
| Other fuel: | 87 | 2.0% | 0.5% |
| No fuel used: | 14 | 0.3% | 0.2% |
Vehicles Available (49720 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 291 | 6.6% | 8.3% |
| 1 vehicle available: | 1,474 | 33.2% | 32.6% |
| 2 vehicles available: | 1,724 | 38.9% | 37.0% |
| 3 or more vehicles available: | 945 | 21.3% | 22.1% |
Home Value Distribution (49720 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 231 | 6.8% | 5.7% |
| $50,000 to $99,999: | 158 | 4.6% | 7.8% |
| $100,000 to $149,999: | 299 | 8.8% | 9.2% |
| $150,000 to $199,999: | 597 | 17.5% | 10.8% |
| $200,000 to $299,999: | 854 | 25.1% | 19.9% |
| $300,000 to $499,999: | 783 | 23.0% | 24.1% |
| $500,000 to $999,999: | 359 | 10.5% | 17.0% |
| $1,000,000 or more: | 127 | 3.7% | 5.6% |
Housing Costs (49720 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,423 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $579 / mo. | $584 / mo. |
| Median gross rent: | $914 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.07 | 2.53 |
| Average household size (renter-occupied): | 1.84 | 2.38 |
Households (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,434 | -- | -- |
| Married-couple households: | 2,252 | 50.8% | 47.5% |
| Cohabiting couple households: | 587 | 13.2% | 7.0% |
| Male householder, no spouse: | 750 | 16.9% | 5.4% |
| Female householder, no spouse: | 1,178 | 26.6% | 12.7% |
| Householder living alone: | 963 | 21.7% | 28.6% |
| 65 years and over living alone: | 1,726 | 38.9% | 11.8% |
| Average household size: | 2.02 | -- | 2.53 |
| Average family size: | 2.50 | -- | -- |
Marital Status (49720 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,846 | -- | -- |
| Never married: | 837 | 21.8% | 37.0% |
| Now married: | 2,426 | 63.1% | 49.5% |
| Separated: | 118 | 3.1% | 1.5% |
| Widowed: | 461 | 12.0% | 2.6% |
| Divorced: | 861 | 22.4% | 9.3% |
School Enrollment (49720 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,521 | -- | -- |
| Nursery school, preschool: | 161 | 10.6% | 5.8% |
| Kindergarten: | 83 | 5.5% | 5.0% |
| Elementary school (grades 1-8): | 642 | 42.2% | 40.5% |
| High school (grades 9-12): | 399 | 26.2% | 21.4% |
| College or graduate school: | 236 | 15.5% | 27.3% |
Veterans & Disability (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 7,556 | -- | -- |
| Veterans: | 688 | 9.1% | 6.3% |
| Civilian noninstitutionalized population: | 8,969 | -- | -- |
| With a disability: | 1,309 | 14.6% | 13.4% |
| Under 18 with disability: | 31 | 2.4% | 5.8% |
| 18 to 64 with disability: | 623 | 47.6% | 10.4% |
| 65 and over with disability: | 655 | 50.0% | 33.4% |
Mobility (Residence 1 Year Ago) (49720 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 8,084 | 88.7% | 86.9% |
| Different house: | 964 | 10.6% | 13.1% |
| Same county: | 474 | 49.2% | 7.0% |
| Different county: | 484 | 50.2% | 3.2% |
| Different state: | 82 | 8.5% | 2.5% |
| Abroad: | 6 | 0.6% | 0.4% |
Place of Birth (49720 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 8,865 | 97.3% | 86.2% |
| Foreign born: | 68 | 0.7% | 13.9% |
| Naturalized citizen: | 244 | 358.8% | 52.7% |
| Not a citizen: | 244 | 358.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 244 | 358.8% | 10.5% |
| Asia: | 98 | 144.1% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 43 | 63.2% | 50.0% |
| Northern America: | 7 | 10.3% | 2.2% |
Language Spoken at Home (49720 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,701 | -- | -- |
| English only: | 8,364 | 96.1% | 78.3% |
| Language other than English: | 337 | 3.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 92 | 1.1% | 13.3% |
| Other Indo-European languages: | 168 | 1.9% | 3.5% |
| Asian/Pacific Island languages: | 27 | 0.3% | 3.5% |
| Other languages: | 50 | 0.6% | 1.0% |
Computers & Internet (49720 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,434 | 100.0% | 93.1% |
| Households with broadband internet: | 4,072 | 91.8% | 89.4% |
Charlevoix, MI49720